Jennifer Murphy is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Edward Jones since 2020. Prior to joining Edward Jones, she held positions at Walgreens and Rite Aid. Edward Jones is a full-service wealth management firm serving over four million clients, including individuals, institutions, and charitable organizations. The firm manages approximately $1.01 trillion in assets through a nationwide network of advisors, offering a range of advisory strategies and affiliated investment products under a fiduciary standard.

Argie Economou is a financial advisor with Morgan Stanley who holds Series 63 and Series 65 licenses and has 56 years of industry experience. His tenure at Morgan Stanley and its affiliated entities spans over three decades, including roles at Morgan Stanley Private Bank, N.A., and Morgan Stanley Smith Barney LLC. Outside of his advisory work, Economou is involved as a limited partner in the Lake Champlain Investment Group in Burlington, VT. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and proprietary investment modeling in its financial planning process.

Kyle Pembroke is a financial advisor with Ameriprise Financial Services in South Burlington, VT, holding a Series 66 designation and nine years of industry experience. His prior experience includes roles at Mass Mutual Investors Services and MSI Financial Services. He serves on the Board of Directors for Kid Safe and is an Investment Committee Member there. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service providing written recommendation reports and ongoing retirement-income planning advice based on research and algorithmic tools.

Matt Calhoun is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He previously worked at Edward Jones for 15 years before joining Wells Fargo Clearing in 2021. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. Their advisory process is IPS-driven and grounded in modern portfolio theory, with a broader range of investment options that include insurance-related vehicles and bank deposit sweep programs.

Joshua Reagan is a Series 66-credentialed financial advisor with 12 years of industry experience. He is currently affiliated with Cetera and Castle Advisors and also serves as vice president of Technical Packaging Service, Inc., where he is involved on an as-needed basis. Cetera Investment Advisers LLC is a large national firm serving a diverse client base that includes individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Christopher Quintin is a financial advisor with Morgan Stanley in Colchester, VT, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. His background includes 16 years at NBT Bank and LPL Financial. He is involved in the marketing and sales of fixed life, disability, long-term care, health, and annuity products through NBT Insurance Agency, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with comprehensive financial planning and advisory programs. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools alongside its Global Investment Committee’s insights to support tailored financial strategies.

Robert Shea is a financial advisor with Morgan Stanley in Colchester, VT, holding Series 63 and Series 65 licenses and having 28 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its process.

Kyle Presson is a financial advisor with LPL Financial in Williston, VT, holding Series 63 and Series 65 licenses and with 19 years of industry experience. His prior roles include positions at Hornor Townsend & Kent Inc and Mass Mutual Investors Services. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive operational tools and a large network of advisors.

Albert Toto III is a financial advisor at Morgan Stanley with 26 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and holds Series 63 and Series 65 licenses. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Amanda Peden is a financial advisor with LPL Financial based in South Burlington, VT, holding Series 63 and Series 66 licenses and possessing six years of industry experience. Her prior roles include positions at MassMutual Life Insurance Company and New England Federal Credit Union. Outside of her advisory work, she has been involved with The Body Lab and the Burlington Surf Club. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms, combining extensive advisory capabilities with a broad array of financial products and partnerships.

Blair Wolston is a financial advisor with Equitable Advisors, holding Series 63 and Series 65 designations and nine years of industry experience. His prior roles include positions at New England Federal Credit Union, LPL Financial, CUNA Brokerage Services, and VSECU. He serves on the board of directors for Homeshare Vermont, a community organization based in Burlington, VT. Equitable Advisors provides financial planning, retirement consulting, and asset-management services to individuals, plans, corporations, and charitable organizations. The firm utilizes a network of Investment Adviser Representatives and third-party managers to deliver customized investment solutions.

Joseph Phillips is a CFP® with 40 years of industry experience, currently serving as a financial advisor at Morgan Stanley in Colchester, VT. He has been with Morgan Stanley and its affiliates since 2009, including a role at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning services. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and market simulations as part of its financial planning process.

Dorota Kim is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she has been advising clients since 2005. She specializes in equity research, developing and implementing asset allocation strategies, investment manager selection due diligence, and performance oversight. Dorota serves as the primary advisor for clients’ retirement plans and focuses on personal retirement planning, portfolio management services, socially responsible and ESG investing, women and wealth, and retirement income. Dorota holds multiple professional designations, including Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She earned a Bachelor of Science degree in Business Administration with concentrations in Finance and International Management from the University of Vermont. Dorota is fluent in English and Polish and also studied French, Japanese, and Korean. In addition to her professional work, Dorota is active in the community, helping organize cultural events for the Polish community through Polonia Vermont. She lives in Williston with her husband and sons and has personal interests in interior decorating, photography, soccer, spending time with family, and traveling.

William Hauf is a financial advisor at Raymond James Financial with a Series 66 credential and one year of industry experience. His prior work includes positions at Hickok & Boardman Capital Management and Raymond James Financial Services Advisors, Inc. Outside of finance, he has experience working with Vermont Tent Co. and has been involved in education at Mount Mansfield Union High School and Camels Hump Middle School. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base that includes individuals, institutions, and charitable organizations. The firm delivers non-discretionary planning tailored to client goals and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Kylie Richards is a CFP® with eight years of industry experience, currently serving as a financial advisor at LPL Financial. Her prior roles include positions at MML Investor Services, Mass Mutual Life Insurance Company, Key Investment Services, and KeyBank. Richards has experience outside finance in theater, having worked with the Merrill Theatre Corporation. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, and institutions. The firm provides a range of financial planning and portfolio management solutions, utilizing both proprietary research and third-party strategies across diverse investment approaches.

Kristin Burns is a financial advisor at Merrill with Series 63 and Series 65 designations and 35 years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated for 20 years. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Marina Mc Coy is a financial advisor at Morgan Stanley with one year of industry experience. She holds the Series 66 designation and has previously worked at Hula and Waste Free Earth. Morgan Stanley Wealth Management provides advisory programs and financial planning to individuals and institutional clients, managing approximately $2.74 trillion in assets. Its planning process uses structured discovery and firm-approved tools without offering individual security recommendations as part of standalone plans.

Valerie Fitzgerald is a Series 66-licensed financial advisor with 22 years of industry experience. She has been with Merrill and its affiliate Bank of America since 2009. Merrill, along with Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christine Costas Morrissey is a Series 66-registered financial advisor with Morgan Stanley in Colchester, Vermont, with 14 years of industry experience. She has been with Morgan Stanley since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning, and manages approximately $2.74 trillion in client assets.

Paul Briody is a CFP® professional with 38 years of experience in the financial services industry, currently affiliated with Wells Fargo Advisors since 2019. He has held prior roles within Wells Fargo Clearing and Wells Fargo Advisors LLC, contributing a long tenure within the Wells Fargo family of firms. Outside of his advisory work, Briody participates in a car-sharing service in Sanibel, FL, and serves as co-trustee for a family trust. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing comprehensive investment and financial planning services. The firm offers a broad range of planning options tailored to clients meeting a net-worth threshold, including specialized areas such as business-owner transition and special-needs planning.