Jeffrey Seidel is a financial advisor at UBS Financial Services with 11 years of industry experience. He has worked at UBS since 2017 and previously held roles at Park Avenue Securities and Guardian Life Insurance. Outside of his advisory work, he owns and operates a business providing bartending services, mixology classes, and live music performances for private events, and he participates in fundraising activities for The First Tee of the Jersey Shore, a youth nonprofit program. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and advisory offerings, leveraging proprietary research and model-based asset allocations to tailor plans according to clients’ goals and risk tolerances. The firm combines institutional trading capabilities with wealth management services, including fee-based financial planning and a range of capital markets functions.

Scott Allen Jr. is a financial advisor at Equitable Advisors with one year of industry experience. He holds a Series 66 designation and has prior work experience including roles at Rowan University and the Borough of Surf City. Equitable Advisors serves a diverse client base that includes individuals, pension plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs, using a range of advisory models and third-party asset managers.

David Shaw is a financial advisor with Cetera who holds a Series 66 designation and has 19 years of industry experience. His career includes roles at Raymond James Financial Services, Allied Wealth Partners, Edward Jones, UBS Financial Services, and other firms. Outside of advisory duties, he is involved in fixed insurance sales through independent contractor roles. Cetera Investment Advisers LLC is an SEC-registered firm that provides advisory services through a large network of independent advisors, serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning solutions, utilizing a multi-manager platform with discretionary and non-discretionary programs and access to a range of third-party money managers.

Jonathan Biagioli is a financial advisor with Equitable Advisors in Wall, NJ, holding a Series 66 credential and beginning his advisory career in 2026. Prior to joining Equitable Advisors, he held various roles in retail and service industries, including positions at Baccarat Flagship Boutique and Warby Parker. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers a range of advisory programs implemented through third-party managers and its network of Investment Adviser Representatives.

Daniel Shearer is a financial advisor with Equitable Advisors, holding a Series 66 designation and 24 years of industry experience. He has worked at Equitable Advisors since 2005 and was previously with Axa Advisors, LLC for 15 years. Outside of his advisory role, he is involved with Zenith Marketing, focusing on Medicare supplements. Equitable Advisors serves individual clients, pension and profit-sharing plans, corporations, charitable organizations, and other institutional clients. The firm provides financial planning, retirement plan consulting, and a variety of asset-management programs through a network of Investment Adviser Representatives and third-party program sponsors.

Mark Amato is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with MML Investors Services, Inc. and Massmutual Life Insurance Company since 2002. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved software tools to support collaborative, goal-oriented planning.

Daniel Rasmussen is a financial advisor at Merrill with over 21 years of industry experience. He holds the Series 66 designation and has been with Merrill since 1993. Outside of his advisory role, he serves as an executor for a family estate. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Brian Manning is a CFP® professional affiliated with Morgan Stanley, with 39 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by firm‑approved tools and global investment research.

Anthony Caldarise is a Senior Financial Advisor with Merrill Lynch Wealth Management. He focuses on providing clients with comprehensive wealth management solutions that connect all facets of their financial lives. Anthony works with clients to prepare for significant life events such as retirement or college, as well as to secure their future through long-term care and life insurance protection. His disciplined approach combines his professional experience with the extensive resources of Merrill and Bank of America. Anthony has earned professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He holds a High School Diploma from Monsignor Donovan High School and an Associate's Degree from Ocean County College, where he graduated with honors in Business focusing on finance. A lifelong resident of Ocean County, New Jersey, Anthony is actively involved in his community. He volunteers and fundraises for organizations such as Hope Sheds Light, Rotary, and the Sons of the American Legion. He resides in Ocean County with his family and enjoys dancing, golfing, and spending time with them.

Gerard Cala is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has worked at Equitable Advisors since 2016 and previously spent four years with Axa Advisors, Llc. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations, providing financial planning, retirement plan consulting, and various asset-management programs. The firm’s advisory approach involves assessing client risk tolerance and matching clients to program models or discretionary managers, utilizing both proprietary and third-party investment solutions.

Eun Jin Cambio is a financial advisor at Fidelity with nine years of industry experience. She has held roles at Fidelity Investments and Fidelity Brokerage Services since 2017, following seven years at Northfield Bank. Cambio holds Series 66 and Series 63 credentials. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm manages model portfolios across mutual funds, ETFs, and ETPs, and serves as an advisor to multiple registered investment companies and fund-of-funds.

Frank Fallon is a Financial Advisor at Merrill Lynch Wealth Management with over 16 years of experience in wealth management. He specializes in helping families build and protect their wealth through personalized strategies tailored to their financial goals. His areas of focus include college education planning, family wealth management, legacy planning, liquidity management, managing new wealth, retirement planning, portfolio management, small business strategies, tax minimization, and retirement income. Frank holds the Personal Investment Advisor (PIA) designation and has completed a non-accredited certificate program from The Chubb Institute. He approaches client relationships with prudence, integrity, and commitment, aiming to deliver results that align with each client's unique objectives. Outside of his professional work, Frank enjoys baseball, basketball, boating, boxing, chess, cooking, football, hiking, music, and spending time with his family.

Thomas Kunz is a financial advisor with Primerica Advisors in Toms River, NJ, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with Primerica Advisors since 1989 and Primerica Financial Services since 1991. Outside of investment advisory, he is involved in the sale of loan products and home security and automation services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed accounts. The firm curates third-party asset managers and uses a tiered wrap-fee structure, focusing on retail clients rather than institutional or pension plan management.

Richard Thomas is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked at Cetera and its affiliate Cetera Investment Services LLC since 2001 and also maintains a long-term role at The Provident Bank. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers portfolio management, financial planning, and retirement services through a multi-manager platform with various program options and oversight structures.

Joseph Pearce is a CFP®-designated financial advisor with 27 years of industry experience, currently serving clients at LPL Financial since 2019. Prior to joining LPL, he worked for 14 years at Ameriprise Financial Services. In addition to his advisory role, he is involved in operational support for his wife's interior design business in Point Pleasant, NJ. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of financial planning and advisory programs, utilizing both discretionary and non-discretionary management supported by in-house research, third-party subadvisors, and advanced portfolio management technologies.

Richard Quense is a financial advisor with Cetera who holds Series 63 and Series 65 licenses and has 34 years of industry experience. His career includes roles at Mid Atlantic Benefit Strategies and Allied Wealth Partners, among others. He is also active as an agent/broker in fixed insurance sales with several firms. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a variety of portfolio management and advisory services through a multi-manager platform that supports discretionary and non-discretionary strategies across multiple program structures.

Sean Flaherty is a Wealth Management Advisor with Merrill Lynch Wealth Management and a 28-year veteran of the firm. He focuses on providing individually tailored investment management, tax minimization strategies, estate planning, and wealth preservation for affluent clients. Sean develops personalized financial strategies using Merrill Lynch’s global resources and works closely with specialists and clients' other advisors to meet complex wealth management needs. Sean holds a Bachelor's Degree from Lynn University and is a graduate of the Merrill Financial Advisor's Program at the Wharton School, University of Pennsylvania. He also holds the Personal Investment Advisor (PIA) professional designation. Sean is involved with multiple cancer and heart disease charities and maintains an active lifestyle that includes golf, tennis, surfing, and coaching youth sports. He is a cancer survivor and supports medical institutions that contributed to his recovery.

Christopher Kelly is a financial advisor with Equitable Advisors, holding Series 63 and Series 66 licenses and having 22 years of industry experience. He has worked at Equitable Advisors since 2011, with prior experience at Axa Advisors, Wells Fargo Clearing, Merrill, and Banc of America Investment Services. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients by providing financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives. The firm uses a range of advisory models and third-party program sponsors, offering mutual funds, ETFs, separately managed accounts, and select alternative investments, including ERISA fiduciary services for qualified plans.

David Crossan is a financial advisor at LPL Financial with 31 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Wells Fargo Clearing and Wells Fargo Advisors. He also serves as president of Shoreline Insurance Solutions, an insurance agency. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services, with a range of discretionary and non-discretionary management options and access to research and model portfolios.

Keith Onto is a financial advisor with Equitable Advisors, holding Series 65 and Series 63 licenses and bringing 13 years of industry experience. He has worked at Equitable Advisors since 2013 and was previously with Axa Advisors, LLC. Outside of his advisory role, he is involved with Zenith Marketing Group Inc., a health insurance business. Equitable Advisors serves individual and institutional clients, offering financial planning, retirement plan consulting, and asset management programs. The firm utilizes a range of investment tools and third-party managers, focusing on matching clients to suitable advisory models through a network of Investment Adviser Representatives.