Brian Rex is a CFP® with 26 years of experience in the financial industry. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2014 to 2016. He holds Series 63 and Series 65 licenses and is based in Albany, NY. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary solutions. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Georgia Kelly is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she oversees and coordinates financial affairs for families, retirees, corporate executives, business owners, and nonprofit organizations. She began her career on Wall Street 39 years ago and has dedicated herself to providing thoughtful, personalized financial analysis and planning to meet each client's unique needs. Georgia serves as a Senior Vice President, Senior Financial Advisor, and Portfolio Manager, holding designations including Chartered Retirement Planning Counselor™ and Certified Plan Fiduciary Advisor®. Georgia's expertise spans family wealth management strategies, retirement planning, portfolio management, and services tailored for endowments, foundations, and nonprofits. She has contributed over three years to training and educating emerging financial advisors within her firm and actively delivers financial literacy programs such as Bank of America's Better Money Habits to the community. Additionally, she is involved with the Fort Orange Club as a trustee and is a member and innovator on the Women@Work advisory board. A graduate of Syracuse University with a bachelor's degree in Marketing and Business Administration, Georgia has played leadership roles in nonprofit organizations and community initiatives, including co-founding the Annual Links to Leadership Charity Golf Day & Clinic to support women and girls. Her personal interests include boating, gardening, golfing, interior decorating, traveling, spending time with family, and watching movies.

Jayson Tanzman is a Senior Financial Advisor at Merrill Lynch Wealth Management. With a career spanning over 21 years, Jayson focuses on providing personalized financial analysis and planning to a diverse client base including families, retirees, corporate executives, entrepreneurs, and nonprofit organizations. His approach centers on understanding each client's unique needs to help them pursue and achieve their financial and life goals. Jayson holds the Chartered Retirement Planning Counselor (CRPC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA) designations. He earned a bachelor's degree from the University of Hartford. His experience includes advising on multi-generational and philanthropic needs, which complements his involvement in the nonprofit sector. Jayson is a 25-year member of the Rotary Club of Pittsfield and a Paul Harris Fellow. He serves on the board of the Berkshire Humane Society and has previously served on boards of several local organizations. Residing in Pittsfield with his wife and two daughters, Jayson enjoys golfing and playing hockey. He maintains a commitment to community participation consistent with Merrill’s tradition of service.

Gregory Manning is a financial advisor with Charles Schwab in Albany, NY, holding Series 63 and Series 65 credentials and 33 years of industry experience. He has been with Charles Schwab and Charles Schwab Bank since 2008. Outside of his advisory role, he performs voice-over work for radio advertising with Sames Media Group. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

William Braat is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He has been with Merrill since 2017 and previously worked at Enterprise Holdings. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary strategies developed by internal Chief Investment Office teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Zachary Yakel is a financial advisor at Wells Fargo Clearing with a Series 66 designation and one year of industry experience. Prior to joining Wells Fargo in 2024, he held roles at Amperity and several other firms across different sectors. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a range of investment options such as collective investment trusts, mutual funds, and insurance-related vehicles.

Laura Kane is a Financial Consultant at Fidelity Investments, where she has been working since 2024. She collaborates with individuals and families to develop comprehensive financial plans tailored to their specific goals and needs. Laura emphasizes the importance of having a financial plan that provides stability during various life circumstances. Her experience at Fidelity Investments spans several roles, including Planning Consultant (2021-2024), Assistant Branch Leader (2023), Relationship Manager (2020-2021), and Financial Representative (2017-2020). This progression reflects her extensive background in financial planning and client relationship management. Outside of her professional work, Laura enjoys attending concerts, gardening, kayaking, engaging in outdoor adventures, skiing, and spending time with her pets.

Stephanie Havens is a Series 66-licensed financial advisor with Edward Jones in Troy, NY. She has 11 years of industry experience and has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of over 23,700 financial advisors.

Steven Lisuzzo is a Series 63-licensed financial advisor with 43 years of industry experience. He has been with Cetera since 2009 and was previously affiliated with LisuZZO Agency for 38 years. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers.

Christopher Ikeda Wood is a financial advisor at Edward Jones in Delmar, NY, holding a Series 66 designation with 11 years of experience at the firm since 2015. He has focused his career exclusively at Edward Jones. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a broad range of investment solutions, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Virginia Iarusso is a financial advisor with Edward Jones in Albany, NY, holding a Series 66 designation and 12 years of industry experience. She has been with Edward Jones since 2013. Outside of her advisory work, she owns and manages the rental of a camp property in Indian Lake, NY. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds.

Robert Lane is a financial advisor at UBS Financial Services with 39 years of industry experience. He holds Series 63 and Series 65 designations and has been with UBS since 2012. Outside of his advisory role, he volunteers as an advisor for The Albany Promise, a community education foundation. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, employing model-based asset allocations and proprietary research to tailor financial plans. The firm combines institutional trading capabilities with wealth management services, offering a broad range of financial solutions.

George Brown is a CFP® with 40 years of industry experience. He has been with Raymond James Financial Services Advisors since 2010 and is also the owner of Brown Investment Strategies, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutional clients, and charitable organizations. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Keith Mason is a financial advisor with Primerica Advisors in Delmar, NY, holding a Series 63 designation and 29 years of industry experience. His career includes roles at PFS Investments Inc. and Primerica Financial Services since 1996, with prior employment at Blue Rock Energy and Frito Lay. He is also involved in the sale of loan products and home-related services through affiliated Primerica companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, as well as corporate and charitable clients. The firm uses model-delivery investment strategies managed by unaffiliated asset managers and provides advisory services through a large network of financial advisors.

Julie Applegate is a financial advisor at Primerica Advisors with nine years of industry experience. She holds a Series 63 designation and has worked at Primerica Advisors since 2017, with prior experience at TJX Companies. Outside of advising, she is involved in sales of loan products and home-related services for Primerica Mortgage, LLC and affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and separately managed account options under a wrap-fee structure.

Bradley Bonfante is a financial advisor with LPL Financial based in Albany, NY, holding a Series 63 designation and having 11 years of industry experience. He previously worked at Key Investment Services LLC and KeyBank before joining LPL Financial and Pioneer Bank in 2019. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by extensive research and technology solutions.

Richard Anthony is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has worked at Cetera and its affiliated entities since 2014 and previously at VOYA Financial Advisors. Outside of his advisory work, he coaches independent financial advisors through his business, Getting Results Coaching. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base, including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with both affiliated and third-party investment options.

Joseph Turo is a financial advisor with LPL Financial, holding a Series 66 designation and 24 years of industry experience. He previously worked at Cambridge Investment Research Advisors and has operated his own CPA practice since 1999. Outside of his advisory and accounting roles, he serves as Treasurer for a political campaign. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Olivia Brownell is a Financial Consultant at Fidelity Investments, where she currently works to design personalized financial plans that support clients' goals throughout various stages of life. She has held several roles within Fidelity Investments since 2022, including Investment Consultant, Workplace Planning Consultant, and Workplace Planning Associate, gaining a breadth of experience in financial advisory and workplace planning services. Beginning her tenure at Fidelity Investments in 2022 as a Workplace Planning Associate, Olivia progressed through positions that have broadened her expertise in investment consulting and financial planning. Her experience at Fidelity reflects a consistent focus on providing clients with clear and tailored financial strategies. Outside of her professional role, Olivia engages in family activities, fitness, military service, music, outdoor adventures, and traveling.

Karl Seitz is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 designations and bringing 41 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, Seitz owns racehorses and is involved in horse racing activities. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory solutions. The firm’s approach is IPS-driven and includes a broad range of financial products, such as insurance-related vehicles and bank deposit sweep options, which distinguishes it among large institutional advisers.