Gerald Ginley is a financial advisor with HSBC Securities (USA) Inc. and holds Series 63 and Series 65 licenses. He has 29 years of experience in the industry and has been with HSBC Securities (USA) Inc. since 2015 and HSBC Bank USA, N.A. since 2016. In addition to his role as a registered representative, he also serves as a Bank Officer for HSBC Bank (USA) N.A., engaging in the sale of bank-related products and services. HSBC Securities (USA) Inc. provides managed account programs to individuals, retirement accounts, charitable organizations, and corporations, offering both client-directed and discretionary investment options supported by a structured risk-profile and asset-allocation process.

Joseph Martin is a financial advisor with Principal Financial Services in Amherst, NY, holding the CFP® designation and Series 63 license. He has 28 years of industry experience, including over two decades at Principal Securities Inc. and Principal Life Insurance Company. Principal Securities provides brokerage and registered investment advisory services to a broad client base, including individual investors, retirement plans, trusts, charitable organizations, corporations, and active-duty U.S. military personnel stationed abroad. The firm offers direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions under various advisory and promoter arrangements.

Michael Williams Jr. is a financial advisor at Valic Financial Advisors with 10 years of industry experience. He holds Series 63 and Series 65 designations and has worked at Valic Financial Advisors since 2017, with prior experience at Pruco Securities LLC. Williams is also involved in offering non-securities insurance products through a separate business activity. Valic Financial Advisors is an SEC-registered investment adviser and FINRA-member broker-dealer serving primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm provides wrap programs, portfolio management, and financial planning services using discretionary unified managed accounts and centralized technology solutions.

Marc Rosenthal is a financial advisor with Eagle Strategies (NY Life) in Williamsville, NY, holding Series 66 and Series 63 credentials and 25 years of industry experience. He has been with Eagle Strategies since 2017 and concurrently associated with ROI Financial Group, Nylife Securities Inc., and New York Life Insurance Company since 2001. Outside of his advisory work, Rosenthal serves as an officer of the Kaleida Health Foundation and is a board member of the Amherst Youth Hockey Association. Eagle Strategies serves a diverse client base including individual investors and institutional plans, providing financial planning, investment management, and retirement-plan advisory services. The firm delivers tailored advice through multiple program types and manages the majority of its assets on a non-discretionary basis, operating within the integrated New York Life affiliate structure.

Michael Winter is a financial advisor at HSBC Securities (USA) Inc. with 27 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at several firms including Ameriprise, Valic Financial Advisors, Merrill, and HSBC Bank USA, N.A. HSBC Securities (USA) Inc. offers managed account programs to a broad client base including individuals, retirement accounts, charitable organizations, and corporations. The firm’s investment approach combines strategic and tactical asset allocation with global fund due diligence and offers both discretionary and client-directed portfolio options.

Robin Lee is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and two years of industry experience. Prior to joining Commonwealth and Clark & Company Wealth Management in 2025, Lee worked at Morgan Stanley from 2020 to 2023. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their retail and institutional clients. The firm provides a range of advisory programs and operational support, including discretionary model portfolios and customized investment solutions.

Emily Ford is a CFP® with seven years of industry experience, currently an advisor at Hightower Advisors. Her prior roles include positions at Northwestern Mutual Wealth Management Company, ESAS, LLC, and Russell Schwartzbeck. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, utilizing a multi-manager approach that includes affiliated and third-party managers, discretionary and non-discretionary portfolio management, and access to alternative investments and custom indexing strategies.

Matthew Turco is a financial advisor with Eagle Strategies (NY Life) in Williamsville, NY, holding Series 66 and Series 63 licenses and bringing 26 years of industry experience. He has worked at Eagle Strategies and ROI Financial Group since 2023, and previously at Nylife Securities LLC and New York Life Insurance Co since 2007. Outside of his advisory role, he owns a business selling vintage and antique items on eBay. Eagle Strategies serves a broad mix of individual and institutional clients by providing financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages the majority of its assets on a non-discretionary basis, working within an integrated New York Life affiliate structure.

Daniel Schlein is a financial advisor with Primerica Advisors based in Williamsville, NY, holding a Series 66 designation and six years of industry experience. He has worked with Park Avenue Securities and Guardian Life Insurance Company since 2017. Schlein is also involved in an insurance-related business outside of Guardian Life. Park Avenue Securities LLC serves a diverse retail client base, offering brokerage and advisory services, financial planning, and retirement-plan consulting. The firm uses a combination of proprietary model portfolios, third-party managers, and digital advice solutions to implement investment strategies across various account types.

Jonathan Donatelli is a CFP® professional with 24 years of industry experience, currently with Principal Financial Services. He has held roles at Principal Securities Inc., Wealth Management Services LLC, Principal Life Insurance Company, and Uvest Financial Services Group. Outside of his advisory work, he is involved in insurance activities related to fixed life, disability income, and long-term care insurance. Principal Securities provides brokerage and registered investment advisory services to a diverse client base including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel abroad. The firm offers financial planning, retirement consulting, and access to third‑party money manager asset allocation and separately managed account solutions.

Lewis Wexler is a financial advisor at TIAA-CREF with 19 years of industry experience. He holds a Series 66 designation and has been with TIAA-CREF since 2015. Outside of his advisory role, he is the owner of a woodworking business and works as a notary public. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, and small retirement plans, often serving clients with existing relationships through TIAA retirement plans. The firm provides both model portfolio and customized portfolio management under a fiduciary standard.

Tyler Schmitt is a financial advisor with Hightower Advisors, holding Series 65 and Series 63 credentials and 11 years of industry experience. His prior roles include positions at Legg Mason Investor Services and Franklin Templeton Financial Services. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, and charitable organizations. The firm’s approach includes multi-manager solutions and proprietary research, offering both discretionary and non-discretionary portfolio management along with access to a broad range of investment vehicles.

Michael Hadley is a financial advisor with Principal Financial Services, holding a Series 66 designation and six years of industry experience. His background includes roles at Citigroup, Raymond James Financial Services, and Ritter Insurance Marketing. Outside of finance, he works part-time as a bookkeeper for a family-run carpentry business. Principal Securities provides brokerage and registered investment advisory services to a wide range of clients, including individual investors, retirement plans, trusts, and charitable organizations. The firm offers financial planning, retirement consulting, and access to third-party money manager solutions, with investment implementation generally managed on a discretionary basis by those managers.

Scott Kleiner is a registered representative with HSBC Securities (USA) Inc. in Buffalo, NY, holding Series 66 and Series 63 licenses and bringing 11 years of industry experience. He has worked with HSBC Securities and its affiliate HSBC Bank USA, N.A. since 2015. In addition to his advisory role, he serves as a Bank Officer for HSBC Bank USA, engaging in the sale of bank-related products and services. HSBC Securities (USA) Inc. offers managed account programs to a diverse client base, including individuals, retirement accounts, charitable organizations, and corporations. The firm’s investment approach combines strategic and tactical asset allocation across multiple risk profiles, utilizing both discretionary and client-directed programs supported by affiliated investment management and advisory services.

Kevin Donaghue is a Series 66-credentialed financial advisor with 13 years of industry experience. He has been with TIAA-CREF and TIAA since 2018 and previously worked at HSBC Bank USA for two years. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm also advises donor-advised funds and operates within a vertically integrated group that employs affiliated funds and a fiduciary standard tailored to each service.

Suzanne Novelli is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She has worked with Primerica Advisors since 2011 and currently serves at Park Avenue Securities and Guardian Life Insurance Company. Outside of her advisory role, she is the Treasurer and a Board Director of the Suburban Adult Services Foundation, where she chairs the Finance Committee. Park Avenue Securities LLC serves a broad retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both transaction-based brokerage and fee-based advisory services, employing a variety of proprietary and third-party investment strategies across multiple platforms.

Marion Kelly is a Series 66-licensed financial advisor with Guardian Life and Park Avenue Securities, based in Buffalo, NY. Kelly previously worked in healthcare-related roles, including positions at Jericho Road Community Health Center and the UB School of Dental Medicine. Park Avenue Securities LLC, a subsidiary of The Guardian Life Insurance Company of America, offers brokerage services, financial planning, and investment advisory programs to individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. The firm provides both discretionary and non-discretionary advisory options, utilizing model portfolios from in-house and third-party managers.

Tucker Hanson is a financial advisor at Focus Partners Wealth, LLC with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Ameriprise, Pacer ETFs, and Jackson National Life Distributors. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with wealth management, advisory, and retirement plan consulting services. The firm employs a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies within an enhanced open architecture framework.

Russell Scherrer III is a financial advisor at HSBC Securities (USA) Inc. with 19 years of industry experience. He holds Series 63 and Series 66 licenses and has been with HSBC Securities since 2011. HSBC Securities offers managed account programs for individuals, retirement accounts, charitable organizations, and corporations, featuring both client-directed and discretionary options. The firm employs a structured investment approach using five model risk profiles and collaborates with affiliated and third-party providers for fund selection and account management.

Allan Carmello is a financial advisor with Key Investment Services LLC in Cheektowaga, NY, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. He has been with Key Investment Services since 2005. Key Investment Services LLC serves individuals, trusts, estates, small businesses, and corporate clients through various advisory programs, model portfolios, and managed accounts. The firm emphasizes client-directed model selection combined with ongoing monitoring and due diligence of third-party advisory products, and operates within the KeyCorp group with affiliations to KeyBank and KeyBanc Capital Markets.