Craig Gingerich is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY. He has been with Sage, Rutty & Co., Inc. since 2014. Sage, Rutty & Co., Inc. serves a diverse client base including individual and institutional investors, offering advisory, financial planning, and wrap-fee services. The firm manages approximately $3.9 billion in assets across 8,685 accounts and provides both discretionary and non-discretionary portfolio management with multiple program structures and custodial relationships.

Craig Houck is a financial advisor at Modern Wealth Management, LLC with 26 years of industry experience. He previously worked at OSAIC for 16 years before joining Modern Wealth Management and Mutual Securities, Inc. in 2025. Houck serves as board secretary for Hope Hall School and is a board member of the Rochester Presbyterian Home Foundation, where he participates in investment-related reviews and grant decisions. Modern Wealth Management, LLC is a multi-team SEC-registered investment adviser managing approximately $10.9 billion in assets for individuals, high-net-worth clients, trusts, estates, and employer-sponsored retirement plans. The firm employs a centralized Investment Committee and Investment Management Team that utilize model portfolios, third-party managers, and strategic allocation combined with tactical adjustments.

Michelle Cannan is a financial advisor at Modern Wealth Management, LLC with 19 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at LPL Financial, Cadaret, Grant & Co., Inc., Donegal Securities, Inc., and Kraematón Group. Outside of advisory work, she is involved with BIA Consulting, LLC and serves as a member of a third-party administrator affiliated with Modern Wealth Management. Modern Wealth Management provides investment advisory and integrated planning services to individuals, trusts, pension and retirement plans, charitable organizations, broker-dealers, and corporations. The firm employs a centralized portfolio management model supported by an Investment Committee and offers a range of services including discretionary investment management, modular financial planning, tax and estate planning, and insurance solutions.

Thomas Burke is a financial advisor at Novem Group with 10 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses and has worked at Novem Group since 2016, following a decade at American Portfolios Financial Services, Inc. Novem Group provides portfolio management and financial planning services to a diverse client base, including individual and high-net-worth clients, pension plans, charitable organizations, and government entities. The firm employs fundamental, cyclical, and technical analysis and offers a range of investment strategies across multiple asset classes.

Daniel Mc Avoy is a financial advisor with Capital Analysts, holding a Series 66 designation and five years of industry experience. His prior work history includes roles at Angelo Planning Group and Lincoln Investment. Capital Analysts serves a diverse client base including individual and high-net-worth investors, retirement plans, trusts, and charitable organizations. The firm offers both discretionary and non-discretionary portfolio management, utilizing an in-house investment management and research team that oversees proprietary model portfolios and a mutual-fund screening process.

Daniel Lippincott is a CFA® charterholder with six years at Karpus Investment Management and a total of 14 years in the industry. He is based in Pittsford, NY. Outside of his advisory role, he established KARDS LLC to manage rental real estate activities. Karpus Investment Management serves individuals, ERISA plans, trusts, estates, charitable organizations, insurance companies, and municipal clients. The firm employs an actively managed, value-oriented investment strategy across a diversified set of funds and alternative instruments, managing approximately $4.3 billion in discretionary assets.

Jeffrey Mccormack is a CFA® charterholder with six years of experience in the financial industry, currently advising at Manning & Napier Advisors, LLC. He has previously worked at QCI Asset Management and Bonafyde Consulting. Outside of his advisory role, Mccormack serves as vice chairman of the executive and finance committees at Mary Cariola’s Center, a school for children with developmental disabilities, and coaches age-group swimmers as an assistant swim coach with Webster Bluefins. Manning & Napier Advisors, LLC provides investment advisory services primarily to pooled vehicles and institutional clients, employing a team-based, strategy-specific investment process that combines top-down macro analysis with bottom-up security selection. The firm also offers retirement plan services, participant education, transition management, and custom wealth management solutions.

Timothy Gerlach is a financial advisor at Novem Group in Rochester, NY, with seven years of industry experience. He holds a Series 65 designation and previously worked at Deloitte Consulting, LLP for three years before joining Novem Group in 2018. Novem Group provides discretionary and non-discretionary investment supervisory services and financial planning to a diverse client base, including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and government entities. The firm employs a combination of fundamental, cyclical, and technical analysis in its investment process, tailoring portfolio construction to individual client goals and risk tolerance.

Matthew Rockefeller is a financial advisor at Alera Investment Advisors, LLC with two years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Paychex, Inc. and Paychex Securities Corporation. Alera Investment Advisors provides investment management, financial planning, and retirement plan advisory services to individuals, families, trusts, businesses, institutions, and retirement plans. The firm employs a combination of internal management, affiliate platforms, and independent managers to construct portfolios focused on mutual funds, ETFs, equities, and fixed income, with services that include ERISA plan consulting and participant education.

Michael Gorsky is a financial advisor at RFG Advisory, LLC with a Series 66 designation and one year of industry experience. His prior work includes roles at Lyons National Bank and Howard Hanna Real Estate Services. Outside of advisory work, Gorsky is a licensed real estate salesperson assisting in real estate transactions. RFG Advisory is a multi-team registered investment adviser with approximately 179 advisors managing about $8 billion for over 17,000 clients. The firm serves individuals, high-net-worth households, trusts, retirement plans, and institutional accounts, employing a mix of actively managed and passive strategies with an emphasis on risk management and tax efficiency.

James Gould is a financial advisor at Alesco Advisors, LLC, an ESL company, with five years of industry experience. He holds Series 63 and Series 65 licenses and has worked at ESL Newco I, LLC since 2025, following a 25-year tenure at Alesco Advisors (formerly WealthCFO). Alesco Advisors provides discretionary investment management and advisory services primarily to institutional clients and high net worth individuals. The firm employs an investment process that integrates fundamental analysis with quantitative modeling and uses a combination of index-based and systematic funds alongside selected private investments.

Mackenzi Springer is a financial advisor at Novem Group with seven years of industry experience. She holds Series 65 and Series 63 licenses and has worked at Novem Group since 2018, alongside prior roles at American Portfolios Financial Services and OSAIC. Novem Group provides portfolio management and financial planning services to individual, high-net-worth, institutional, and municipal clients. The firm employs multiple investment strategies across various asset classes and sponsors a wrap fee program, often referring clients to third-party money managers as part of their service model.

Jonathan Fox is a financial advisor at Pinnacle Investments, LLC with 26 years of industry experience. He holds Series 65 and Series 66 licenses and has worked at Pinnacle Investments since 2022. His prior experience includes roles at Invesco Distributors, Inc. and Oppenheimer Funds Distributor Inc. Pinnacle Investments provides investment advisory and brokerage services to a broad client base, including high-net-worth individuals, pension plans, trusts, and charitable organizations. The firm employs both fundamental and technical analysis across various investment strategies and offers financial planning as a separate, CFP-aligned service.

Lorna Erb is a financial advisor at Ashton Thomas Securities, LLC with three years of industry experience. She holds Series 66 and Series 63 licenses and has prior work experience at JPMorgan Chase Bank, J.P. Morgan Securities, Sephora, and Ulta Beauty. Ashton Thomas Securities is a registered investment adviser and broker-dealer that provides investment management, financial planning, and retirement plan consulting to individuals, business entities, trusts, estates, and charitable organizations. The firm manages approximately $1.86 billion for over 2,200 clients through a team of 18 advisors and offers multiple program structures including wrap and non-wrap offerings, model portfolios, and separately managed accounts.

Michael Robinson is a financial advisor with Integrity Advisory Solutions in Pittsford, NY, holding Series 63 and Series 65 designations and two years of industry experience. He has been self-employed in wealth management since 1986 and also maintains a law practice, providing legal advice and planning services to individuals and families. Integrity Advisory Solutions serves individuals, trusts, estates, corporations, and other business clients through a network of approximately 100 independent advisors, managing around $1.1 billion in client assets. The firm offers portfolio management, financial planning, retirement consulting, and sub-advisory services, utilizing various asset-allocation strategies and third-party platforms.

Justin Sansone is a financial advisor with Alesco Advisors, LLC, An ESL Company, holding a Series 65 designation and five years of industry experience. He has worked at Alesco Advisors since 2018 and has prior experience with EFPR Solutions, LLC. Alesco provides discretionary investment management and advisory services primarily to institutional clients such as foundations, endowments, retirement plans, trusts, and estates, as well as high net worth individuals. The firm uses a combination of fundamental analysis and quantitative modeling to implement tailored asset allocations through index-based funds, ETFs, and selected private investments.

Thomas Stedman is a Certified Financial Planner (CFP®) with four years of industry experience. He is currently an advisor at Manning & Napier Advisors, LLC and has prior experience at Seneca Financial Advisors LLC and Nixon Peabody LLP. Manning & Napier Advisors, LLC provides investment advisory services primarily to pooled vehicles and institutional clients, including banking institutions, pension plans, and government entities, while also managing discretionary separately managed accounts and offering customized wealth management solutions. The firm’s investment process combines top-down macro analysis with bottom-up security selection and includes systematic strategies such as its Disciplined Value approach and Managed ETF Portfolios.

Matthew Webster is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, holding Series 63 and Series 66 licenses with five years of industry experience. He previously worked at Equitable Advisors and AxA Advisors. Webster serves as a board member of the Onondaga East Chamber, a nonprofit organization. Sage, Rutty & Co., Inc. serves individual and institutional clients, including pension and profit-sharing plans, providing advisory, financial planning, and portfolio management services. The firm manages approximately $3.9 billion in assets under management across multiple custodial platforms and offers a range of program structures, including discretionary and non-discretionary account management.

Melissa Cropo is a financial advisor at Sage, Rutty & Co., Inc. in Rochester, NY, with 15 years of industry experience. She holds the Series 66 designation and has been with Sage Rutty since 2013. Sage Rutty & Co., Inc. serves a diverse client base of individual and institutional investors, including pension and profit-sharing plans. The firm manages approximately $3.9 billion in regulatory assets across 8,685 accounts, offering comprehensive financial planning and portfolio management through multiple program structures and custodial relationships.

Laura Frood is a financial advisor with Sage, Rutty & Co., Inc. in Rochester, NY, holding Series 63 and Series 65 credentials and 25 years of industry experience. She has been with Sage, Rutty & Co., Inc. since 2004. Sage, Rutty & Co., Inc. serves individual and institutional clients, including pension and profit-sharing plans, through advisory, financial planning, and wrap-fee platforms, managing approximately $3.9 billion in regulatory assets across 8,685 accounts. The firm offers comprehensive planning and portfolio management services with multiple program structures and custodial relationships.