Tyler Armillay is a financial advisor with Mass Mutual Investors Services holding a Series 66 designation and beginning his industry career in 2024. Prior to joining the financial sector, he worked in academic roles at Endicott College and Assumption College. MML Investors Services, LLC, a subsidiary of MassMutual, serves individuals, business owners, trusts, and other clients by providing financial planning, asset management, and educational seminars through collaborative, annual engagements.

Joseph Karcutskie is a financial advisor with Morgan Stanley in Wilkes Barre, PA, holding a Series 63 designation and 28 years of industry experience. His prior work includes roles at Bank of America, Merrill, Wells Fargo, Stifel, and UBS Financial Services. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning supported by firm-approved tools and a structured discovery process.

Kevin Bender is a financial advisor at Wells Fargo Advisors in Scranton, PA, holding a Series 66 license with 13 years of industry experience. His prior roles include positions at Wells Fargo Clearing Services LLC, Bank of America, N.A., and Merrill. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering a wide range of investment and financial planning services. The firm provides tailored recommendations using proprietary research and tools, with planning options that include specialized areas such as business-owner transition and special-needs planning.

Nadine Bartkowski is a CFP®-certified financial advisor with Ameriprise, bringing 17 years of industry experience. She has worked with Ameriprise and its affiliated entities since 2005. Outside of her advisory role, she is a stockholder in Idle Hour Realty, a family-owned business operating two bowling alleys in Pennsylvania. Ameriprise Financial Services is a diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides tailored written recommendations and ongoing advice focused on income sources and tax-aware withdrawal strategies.

Robert King is a financial advisor with Morgan Stanley, holding Series 63 and Series 65 credentials and 31 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management serves individual and institutional clients with a broad range of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery and firm-approved tools, and offers both direct client planning and Corporate Financial Planning agreements.

Gary Swartz is a financial advisor with Wells Fargo Clearing in Wilkes Barre, PA, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he serves as a board member of the Luzerne County Planning Commission, where he reviews zoning permits. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm combines brokerage and advisory solutions supported by extensive research and analytics, serving a broad client base with diverse financial products.

Charles Youngman is a Wealth Management Advisor with Merrill Lynch Wealth Management, bringing over 25 years of experience in the field. He specializes in areas such as college education planning, corporate executive services, divorce transition planning, liquidity management, managing new wealth, and retirement income. His practice emphasizes personal client service combined with long-term investment planning, aiming to understand clients' financial goals and provide straightforward advice. Charles holds the Chartered Retirement Planning Counselor (CRPC) designation and the Personal Investment Advisor (PIA) credential. He earned a Bachelor's Degree from Shippensburg University. His professional affiliations include serving as a Dallas Borough Councilman and as a member of the Board of Trustees for the Greater Wyoming Valley YMCA. He has been involved in his community through various roles and has a background as a former business owner. His client-focused approach is supported by a disciplined investment management process designed to provide peace of mind to his clients.

Jeremy Patten is a financial advisor with Cetera, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has been with Cetera and its affiliated entities since 2016. He serves as treasurer for the Masonic Hall Association of Honesdale, overseeing the organization's financial duties. Cetera Investment Advisers LLC is an SEC-registered firm supporting a nationwide network of over 10,000 advisors and approximately 800,000 clients. The firm offers a range of portfolio management and financial planning services to individuals, retirement plans, corporate, charitable, and institutional clients through a multi-manager platform and various program structures.

Kurt Kushner is a financial advisor at LPL Financial with 32 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at LPL Financial since 2018. His prior experience includes roles at Nationwide Financial Network, Nationwide Securities, LLC, and Nationwide Insurance Company spanning from 1998 to 2018. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Brian Kuhns is a financial advisor with Ameriprise in Scranton, PA, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, using a combination of research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations. The firm provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Marianne Lyons is a financial advisor with Cambridge Investment Research Advisors and holds a Series 63 designation. She has 33 years of industry experience, including 15 years with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc., and over three decades as a self-employed professional. In addition to her advisory work, she operates as an independent insurance agent. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial wellness services through a network of independent professionals, providing a range of portfolio management and model-based solutions tailored to client objectives.

Thomas Tulaney is a Senior Financial Advisor with Merrill Lynch Wealth Management. He takes a disciplined approach to financial advising, beginning by understanding his clients' families, financial situations, and priorities. Thomas holds several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned a Bachelor's Degree from King's College.

Cory Melisky is a financial advisor with Morgan Stanley in Scranton, PA, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Ameriprise Financial Services and Bank of America. Melisky has been with Morgan Stanley and its Private Bank since 2020. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and offers planning using firm-approved tools and methodologies without providing individual security recommendations as part of its standalone planning program.

Mary Mcevoy Dockeray is a financial advisor at Morgan Stanley with 36 years of industry experience. She holds Series 63 and Series 65 designations and has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2009 and 2015, respectively. She previously worked at Citigroup Global Markets starting in 1993. Outside of her advisory role, she is associated with Netmanage LLC in Shavertown, Pennsylvania. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning using structured processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Eileen Song is a financial advisor with Edward Jones in Wilkes Barre, PA, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of advisory services including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm is notable for its extensive network of advisors and branches, as well as its affiliated capabilities beyond advisory services.

Laura Bullock is a financial advisor with Raymond James & Associates based in Factoryville, PA. She holds Series 63 and Series 66 licenses and has 23 years of industry experience. Her career includes roles at MassMutual, M&T Securities, and multiple Raymond James entities since 2021. Raymond James & Associates, Inc. is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, pension and profit-sharing plans, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Judith Graham is a financial advisor at Merrill with 21 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 2015, following prior roles at Janney Montgomery Scott and Citigroup Global Markets. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies developed by internal and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Mark Carey is a financial advisor with Mass Mutual Investors Services in Kingston, PA, holding Series 63 and Series 66 licenses and possessing 36 years of industry experience. His work history includes over a decade at MML Investors Services and MassMutual, alongside ownership and sales roles at Carey Insurance Agency since 2005. He is also involved with Torquato Drilling Accessories, Inc., overseeing sales and operations. Mass Mutual Investors Services, LLC, a subsidiary of MassMutual, provides financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers, offering a range of programs including asset management and educational seminars.

Edward Katarsky Jr. is a financial advisor with Ameriprise in Wilkes-Barre, PA, holding the CFP® and Series 63 designations and bringing 47 years of industry experience. He has been with Ameriprise and its predecessor firms since 1978. Outside of his advisory role, he serves as Vice-Chairman on the Board of Directors for the Wilkes-Barre Parking Authority. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service, providing written recommendation reports and ongoing advice focused on retirement income planning and tax-aware withdrawal strategies.

Mark Katarsky is a financial advisor with Ameriprise in Wilkes-Barre, PA, holding a Series 66 designation and having 21 years of industry experience. He has worked with Ameriprise and its affiliates since 2004. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning, focusing on dependable income sources and tax-aware withdrawal strategies.