Paul Swenson is a financial advisor at Edward Jones with 20 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. His prior experience includes roles at Morgan Stanley Private Bank, Morgan Stanley, M&T Securities, and MassMutual Financial Group. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, investment strategies, and affiliated financial services through a nationwide network of over 23,000 advisors and 15,000 branch offices.

Christopher Noll is a financial advisor with LPL Financial in Lutherville, MD, holding Series 63 and Series 66 credentials and two years of industry experience. His prior roles include positions at Academy Financial, Foreside Fund Services, Harborside Sales Group, and WesBanco. He has served as a notary in an investor relations capacity since 2022. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Michael Johnson is a Senior Financial Advisor with the TWN Wealth Management Group at Merrill Lynch Wealth Management. He has been part of the team since 2017 and focuses on advancing client goals by leveraging the products and services offered by Merrill and Bank of America. His role includes personal wealth planning and portfolio advice, with a detailed understanding of the Merrill Alternative Investments platform. Michael's expertise spans a range of client focus areas including divorce transition planning, family wealth management strategies, services for endowments, foundations, and non-profits, retirement planning, small business strategies, women and wealth, investment strategy, tax minimization, and retirement income. He holds the Personal Investment Advisor (PIA) designation. He earned a bachelor's degree with a double major in Mathematics and Psychology from Amherst College. Michael is involved in his community through the Ridgewood High School Alumni Association. Outside of his professional life, he enjoys spending time with family and friends, boating, and various outdoor activities.

David Emig is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 25 years of industry experience. He has worked at various Wells Fargo entities since 2009 and also owns Pinnacle Wealth Management LLC, where he serves as a financial advisor. Additionally, he acts as a trustee for family members in Abingdon, MD. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and integrates advisory with other financial product offerings.

David Barnes is a financial advisor at RBC Capital Markets with 32 years of industry experience. He previously worked at Bank of America, N.A. for 13 years and Merrill for over three decades. RBC Wealth Management, a division of RBC Capital Markets, serves individual and institutional clients with a range of advisory programs offering portfolio management, financial planning, custody, and brokerage services. The firm uses tailored investment strategies and integrates in-house and third-party managers to meet clients’ advisory risk profiles.

Christopher Elmonus is a financial advisor at Merrill with one year of industry experience. He holds the Series 66 designation. His prior roles include positions at Bearlight Marketing, Fairview, and Wake Forest University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Kathie Okun is a financial advisor at LPL Financial with 38 years of industry experience. She holds the ChFC® designation and Series 63 and 65 licenses. Her prior roles include positions at Lincoln Financial Advisors and Penn Mutual Life Insurance, among others. Okun is the owner and president of Okun Financial Group Inc., offering accident, health, disability, fixed annuities, and traditional life insurance, and she serves as a trustee of a family trust as well as a board member of Enterprising Women. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers a range of advisory programs, retirement plan consulting, and brokerage services, including both discretionary and non-discretionary management supported by in-house and third-party research.

Michael Weber is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and over 24 years of industry experience. He has worked at LPL Financial since 2019 and previously was with Kestra Financial Services for three years. Weber is also associated with Weber & Messick, P.A., a tax preparation and accounting firm. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing model portfolios, third-party research, and technology-driven strategies.

Timothy Spigelmire is a financial advisor at Fidelity with three years of industry experience and holds a Series 66 designation. His prior roles include positions at Equitable Advisors, American Family Insurance, and Merrill. He works at Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios.

Jamie Hoch is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. Prior to joining Merrill, Hoch worked at Bank of America N.A. and has held various roles in sectors including real estate and retail. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, institutional clients, and charitable organizations.

Patrick Tejeda is a financial advisor at Fidelity with one year of industry experience. He holds a Series 66 designation. His background includes various roles, such as involvement with Loyola University Maryland Athletics and work in digital media and refrigeration before joining Fidelity. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including management of registered investment companies and an IRS-qualified Charitable Gift Fund. The firm combines fundamental research with quantitative and algorithmic portfolio construction, utilizing model portfolios comprised of mutual funds, ETFs, and ETPs.

Mark Namvary is a financial advisor with UBS Financial Services in Forest Hill, MD, holding Series 63 and Series 65 registrations and with 30 years of industry experience. He has been with UBS since 2002. UBS Financial Services Inc. serves individual, corporate, and institutional clients with brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor investment plans.

Matthew Gue is a Vice President and Financial Consultant at Fidelity, a role he has held since 2025. He partners with clients to understand their unique short and long-term goals and helps build customized financial plans. His approach emphasizes forming strong relationships and delivering a high level of trust and reliability. Matthew has extensive experience in the financial services industry, having worked with Fidelity Investments since 2021. Prior to that, he held several positions at T. Rowe Price from 2013 to 2021, including Financial Consultant, Manager, Investment Specialist, Specialist, and In-Plan Representative. This experience has provided him with a broad understanding of financial consulting and investment management.

Marcus Grubb is a Wealth Management Advisor with Merrill Lynch Wealth Management. He has been a Financial Advisor since 2001 and brings extensive experience in helping clients pursue a wide range of financial objectives, including college education planning, family wealth management strategies, liquidity management, retirement planning, philanthropic planning, tax minimization, and portfolio management services. Marcus graduated from the University of Maryland, College Park in 1998 with a degree in Economics. He holds multiple professional designations, including CERTIFIED FINANCIAL PLANNER® (CFP), Certified Plan Fiduciary Advisor® (CPFA), Chartered Retirement Planning Counselor™ (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Marcus is also a qualified Portfolio Manager able to build and manage personalized or defined investment strategies on a discretionary basis. A lifelong resident of Harford County, Maryland, Marcus grew up in Havre De Grace and currently lives in Fallston with his wife Kysa and son Noah. He is involved in community activities, including past participation in the local Lion’s Club. In his personal time, Marcus enjoys cooking, fishing, hunting, and spending time with his family.

Taylor Currie is a financial advisor at Merrill with a Series 66 designation and has been in the industry since 2024. Prior to joining Merrill, Taylor held roles at Bank of America, Warby Parker, and Optum (United Health Group). Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, and institutional investors.

Elizabeth Bafford is a financial advisor with RBC Capital Markets in Towson, MD. She holds a Series 66 designation and has one year of industry experience. Prior to joining RBC Capital Markets and City National Bank in 2026, she spent twelve years at Calvert Impact, Inc. RBC Wealth Management serves a diverse client base including individual investors, institutional clients, and charitable organizations. The firm offers a range of advisory programs featuring discretionary and non-discretionary portfolio management, financial planning, and brokerage services, utilizing both in-house and third-party investment managers to tailor strategies to each client’s risk profile.

Purvi Patel is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Her prior work history includes roles at Bank of America, N.A. and First National Bank of PA, as well as experience outside finance at the Pillai Coaching Institute. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies managed by internal CIO teams and third-party style managers. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michael Niedzwiecki is a financial advisor at Ameriprise with 27 years of industry experience. He has been with Ameriprise since 2005, including its affiliated entities, and holds Series 63 and Series 66 licenses. Outside of his advisory role, he is involved in computer services and software development through Step3, Inc. Ameriprise offers retirement-income planning services primarily for individuals approaching or in retirement with substantial investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored recommendation reports. The firm also provides a broad range of advisory, brokerage, and insurance solutions through its affiliated companies.

Joseph Brusak is a financial advisor at Cetera with 10 years of industry experience and holds a Series 66 designation. He has held positions at several firms including Avantax and Bluemount Financial, LLC, where he is also the owner of a CPA firm specializing in tax preparation, accounting, payroll, and bookkeeping. Cetera Investment Advisers LLC is an SEC-registered firm that supports a nationwide network of independent advisors serving a diverse client base, including individuals, retirement plans, and institutional accounts. The firm offers a range of portfolio management and financial planning services through multiple program structures and affiliated managers.

Kara Mikotowicz is a Planning Consultant at Fidelity Investments, where she collaborates with local Financial Consultants to understand clients' financial situations and assist them in working toward their financial goals. She focuses on helping clients develop financial plans tailored to their priorities and aspirations. Kara's professional experience includes roles as a Financial Advisor at American Wealth Strategy Group from 2021 to 2022, a Senior Financial Consultant at T. Rowe Price from 2020 to 2021, and a Financial Consultant at T. Rowe Price from 2019 to 2020. Through these positions, she has gained experience in financial advising and consulting. Outside of her professional work, Kara enjoys family activities, football, golf, pets, reading, and traveling.