Julia Marina Villegas Hernandez is a financial advisor at Merrill with a Series 66 credential and one year of industry experience. Prior to joining Merrill, she held roles in various sectors including shipping, sales, solar energy, and education. She is also the owner of Papeleria by Villegas Ventures, an Etsy shop specializing in digital invitation templates. Merrill, together with its affiliate Managed Account Advisors LLC, offers managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm provides model-based and discretionary investment strategies for a wide range of clients, including individuals, high-net-worth clients, and institutions.

Austin Gammon is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials. He has been in the financial industry since 2024, with prior experience at New York Life Insurance Company and Heritage Business Strategies, LLC. His background also includes roles in law enforcement and technology support. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

David Hopkins is a Series 66-credentialed financial advisor with Edward Jones in Virginia Beach, VA, where he has worked since 2019. He has seven years of industry experience, including three years with the Department of the Navy prior to joining Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm provides a range of advisory strategies and affiliated investment products, operating under a fiduciary standard and maintaining a large network of financial advisors and branch offices nationwide.

Andrew Rivenbark is a financial advisor with Raymond James Financial, holding a Series 66 designation and bringing 18 years of industry experience. He has been with Raymond James and TowneBank since 2008. Outside of his advisory role, he serves on the investment committees of New Creation United Methodist Church and St. Mary's Home, where he holds the position of Secretary/Treasurer. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary advisory services supported by analytical tools and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Nolia Anderson is a financial advisor at Ameriprise with 39 years of industry experience. She has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2005. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets. The firm delivers non-discretionary, research-driven recommendations that incorporate tax-smart withdrawal strategies and asset bucketing, supported by algorithmic automation and oversight from a centralized consulting team.

Shandre Harasty is a CFP® professional with 17 years of industry experience, currently serving at Edward Jones since 2008. She holds the Series 66 designation and is based in Suffolk, VA. Outside of her advisory role, she is president of the Christian Women's Business Network of Hampton Roads and a member of the Supplemental Retirement Board. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a variety of advisory programs, including managed solutions and separately managed accounts. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,000 financial advisors.

Amy Tucker is a CFP® and holds a Series 66 license. She has nine years of industry experience, all with Edward Jones, where she has worked since 2016. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of discretionary and non-discretionary investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Catherine Springer is a financial advisor with Morgan Stanley in Newport News, VA, holding a Series 66 designation and five years of industry experience. Her career includes roles at Morgan Stanley Private Bank, Wells Fargo, and Edward Jones Investments. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutions with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies.

Leslie Doyle is a financial advisor at Merrill with 28 years of industry experience. She holds a Series 66 designation and has worked at Merrill since 1999, including her current tenure since 2009, alongside her ongoing role at Bank of America, N.A. since 2002. Outside of her advisory work, Doyle serves as a board member for Children's Health Systems, a nonprofit hospital focused on pediatric care in Norfolk, VA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, corporations, and charitable organizations, leveraging internal and third-party portfolio managers.

Lindsey Roberts is a financial advisor at UBS Financial Services with eight years of industry experience. She holds a Series 66 designation and has previously worked at Raymond James Financial, Towne Wealth Management, Davenport & Company LLC, and BB&T Bank. Roberts is based in Norfolk, VA. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor strategies to client goals.

Peter Workman is a financial advisor with LPL Financial in Norfolk, VA, holding Series 63 and Series 65 credentials and possessing 28 years of industry experience. He has been with LPL Financial since 2005. Outside of his advisory work, he is a managing partner at American Business Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and nonprofit organizations nationwide. The firm offers a range of advisory programs and retirement plan consulting, utilizing both discretionary and non-discretionary management supported by internal and third-party research.

Jeremy Jones is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 designation and previously worked at Capital Group/Capital Research and Management for nine years. Outside of his advisory role, he manages rental properties, handling rental income and property maintenance. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing quantitative asset-allocation modeling and centralized due diligence. The firm incorporates an ESG eligibility framework in its investment recommendations and operates within the broader J.P. Morgan broker-dealer and banking organization.

Charles Mas is a financial advisor with Ameriprise in Newport News, VA, holding Series 63 and Series 65 licenses and having 24 years of industry experience. His career includes roles at several firms such as ValMark Securities, Foresters Advisory Services, and Thrivent Investment Management. Outside of his advisory work, he serves as a Financial Planning Analyst for Clarinity, Inc., where he creates and updates financial plans and manages advisory business activities. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning through its Ameriprise Premier Retirement Income service, which provides detailed recommendation reports and ongoing advice focused on dependable income sources and tax-aware withdrawal strategies.

Howard Lininger is a financial advisor at Edward Jones with 12 years of industry experience. He holds the Series 66 designation and has worked at Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 financial advisors and offers a range of discretionary and non-discretionary investment strategies under a fiduciary standard.

Shawn Neighbor is a financial advisor with Morgan Stanley in Newport News, VA, holding a Series 66 designation and bringing 26 years of industry experience. He has worked with Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he is involved in real estate investment and property management in Hampton and Williamsburg, VA. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm emphasizes structured financial planning supported by firm-approved tools and serves a broad client base through various retail and institutional offerings.

James Camp is a financial advisor with Raymond James Financial Services Advisors Inc. in Newport News, VA, holding Series 63 and Series 66 credentials and bringing 27 years of industry experience. He has worked at Raymond James and TowneBank since 2013. In addition to his advisory role, he is employed at Towne Wealth Management in a non-investment capacity. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, corporations, pension plans, charitable organizations, and institutional clients. The firm offers tailored non-discretionary planning and consulting supported by analytical tools and combines this with advisory programs and institutional portfolio management.

Brandon Mowfy is a CFP® professional with eight years of industry experience. He has been with Wells Fargo Clearing since 2017 and worked at EKS Group, LLC from 2015 to 2017. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions.

Gertrude Quinto is a ChFC® with 29 years of experience in the financial services industry, currently affiliated with Cambridge Investment Research Advisors since 2020. Her prior experience includes roles at Money Concepts Capital Corp, Chesapeake Financial Group, Infinex Investments, and Chesapeake Investment Services. She is also president of Quinto Financial Services, LLC. Cambridge Investment Research Advisors serves a wide range of clients, including individuals, pension plans, and charitable organizations, by providing financial planning, investment management, and retirement plan advisory services. The firm offers multiple investment platforms and proprietary and third-party strategies, with options for both discretionary and non-discretionary management tailored to client objectives.

Robert Laufer Sr. is a financial advisor with LPL Financial, holding Series 63 and 65 licenses and bringing 37 years of industry experience. His prior experience includes roles at Nationwide Securities and Nationwide Advisory Services, as well as ownership of The Laufer Insurance Agency. He is also involved in non-variable insurance through his banking and insurance enterprises. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, and institutional clients nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, supported by model portfolios and research from various sources.

John Searing is a financial advisor with UBS Financial Services in Norfolk, VA, holding a Series 66 license and having 28 years of industry experience. His previous roles include positions at Bank of America and Merrill Lynch. Outside of his advisory work, he serves in several nonprofit roles, including director and past president of Lee's Friends Helping People Live with Cancer, and is active with the Rotary Club of Norfolk. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary capital market research and model-based asset allocations to tailor plans aligned with clients’ goals and risk tolerances. The firm integrates institutional trading capabilities with wealth management services and offers a broad range of financial products and capital markets services.