James Johnson Jr. is a financial advisor with Credit Union Investment Services in Raleigh, NC, holding a Series 66 designation and three years of industry experience. He has worked with Members Trust Company since 2024 and has been involved with Credit Union Investment Services, SECU Life Insurance Company, SECU Brokerage Services, and State Employees' Credit Union since 2022 or earlier. Johnson also serves as a Financial Advisory Services Specialist at State Employees' Credit Union, providing financial services to eligible members. Credit Union Investment Services serves primarily individual investors in North Carolina, offering non-discretionary portfolio management, retirement and financial planning, and a wrap-fee program. The firm emphasizes low-cost, index-based mutual funds and ETFs, fixed-income products, and a goals-based, long-term planning approach, with advisors employed on a salaried basis by the parent credit union.

I’m Carlos Ruiz, founder of Pivot Wealth Advisors based in Boise, Idaho. I was raised by my great-grandmother—a woman who never had a bank account and couldn’t read or write, but somehow understood money better than anyone I’ve ever met. She taught me that true wealth isn’t about chasing more—it’s about using what you have to build freedom, stability, and impact. That wisdom shapes everything I do today. Most advisors start with investments. I start with strategy. My clients are often navigating the complexities of success: higher income, higher taxes, and bigger decisions. I help cut through the noise and simplify the financial side of life—lowering your tax bill, aligning your income and investments with your values, and creating a plan that gives you options. Not just for retirement—but for right now. As a CERTIFIED FINANCIAL PLANNER™ professional and an Air Force Reservist, I bring discipline, clarity, and forward-thinking strategy to every plan—so you’re never scrambling, always prepared. I serve clients across Boise, Meridian, Nampa, and virtually throughout the U.S. My planning process is practical, personal, and built for real life. Everything I do—both in my work and in my own life—is for my wife and our kids. They remind me that the most important kind of wealth isn’t measured in dollars, but in time, peace, and purpose. If that’s what you’re after, I’d love to connect.

William Sneed Jr. is a financial advisor at Forvis Mazars Wealth Advisors, LLC with 23 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Wealth Advisor Group LLC. Outside of his advisory role, he serves as President of All Jesus Ministries and works part-time as a non-compensated associate of B&K Lawn Care. Forvis Mazars Wealth Advisors, LLC is an SEC-registered investment adviser providing financial planning, investment management, and consulting services to individuals, families, retirement plans, institutions, and nonprofits, managing approximately $12 billion in assets. The firm integrates wealth management with coordinated tax and accounting services through its affiliation with a national professional services parent.

Jennifer Evans is a financial advisor at Credit Union Investment Services with eight years of industry experience. She holds Series 63 and Series 65 licenses and has held multiple roles within the State Employees' Credit Union system since 2013, including positions at Members Trust Company and SECU Life Insurance Company. Outside of her advisory work, she is also a broker with SECU*RE, a real estate subsidiary. Credit Union Investment Services serves primarily individual investors in North Carolina, offering non-discretionary portfolio management, retirement and financial planning, and a wrap-fee program. The firm emphasizes low-cost, index-based mutual funds and ETFs, fixed-income products, and a goals-based, long-term planning approach, with adviser representatives as salaried employees of the parent credit union.

Shamyra Newton is a financial advisor with Credit Union Investment Services in Raleigh, NC, holding Series 65 and Series 63 credentials with eight years of industry experience. She has worked at Credit Union Investment Services and affiliated entities including SECU Life Insurance Company and Members Trust Company since 2018 and 2019, respectively. Newton also serves as an Investment Compliance Specialist at State Employees’ Credit Union and as a life insurance agent with SECU Life Insurance Company. Credit Union Investment Services primarily serves individual investors residing in North Carolina, offering non-discretionary portfolio management, asset allocation advice, and financial planning with an emphasis on long-term, goals-based strategies. The firm operates within the credit-union ecosystem as a wholly owned subsidiary of SECU and offers clients access to low-cost mutual funds and ETFs without commission-based compensation for its salaried advisors.

Tenesha Carter is a CFP® with 19 years of industry experience, currently serving at Credit Union Investment Services in Raleigh, NC. She has held roles at SECU Brokerage Services, SeCU Life Insurance Company, and Members Trust Company, alongside a long tenure at State Employees’ Credit Union. Carter is a Senior Vice President at State Employees’ Credit Union and also works as a trust representative and insurance agent with affiliated firms. Credit Union Investment Services serves primarily individual investors in North Carolina, providing non-discretionary portfolio management, retirement and financial planning, and a wrap-fee program. The firm emphasizes low-cost, index-based mutual funds and ETFs, with salaried advisers and client-directed implementation of recommendations.

Keenan Hall is a financial advisor with Credit Union Investment Services holding Series 66 and Series 63 credentials and four years of industry experience. He has worked at Fidelity Investments and is currently affiliated with State Employees' Credit Union and SECU Brokerage Services. Credit Union Investment Services primarily serves North Carolina individual investors, offering non-discretionary portfolio management, asset allocation advice, and retirement planning with a goals-based approach emphasizing long-term investment horizons and low-cost mutual funds and ETFs. The firm operates within a credit union ecosystem and focuses on delivering advice without commission-based recommendations.

Amanda English is a financial advisor with Credit Union Investment Services, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. She has worked concurrently with Secu Life Insurance Company, Members Trust Company, and State Employees’ Credit Union since 2010. Outside of her advisory roles, she owns and manages a chicken farming business and serves as assistant treasurer for the Pender Sheriff's Charitable Foundation. Credit Union Investment Services serves primarily individual investors in North Carolina, providing non-discretionary portfolio management, retirement and financial planning, and a wrap-fee program. The firm typically recommends low-cost, index-based mutual funds and ETFs alongside fixed-income products, employing a goals-based, long-term planning approach.

Sue Sandlin Plaehn is a financial advisor with Mutual of Omaha Investor Services, Inc., holding the ChFC® designation along with Series 63 and Series 65 licenses. She has 39 years of industry experience and has been with Mutual of Omaha and its affiliated entities since 1977. In addition to her advisory role, she is president of Sue Sandlin-Plaehn Insurance and Financial Services, Inc., offering life, health, and annuity insurance products. Mutual of Omaha Investor Services, Inc. provides advisory services to individuals, corporations, and qualified retirement plans, offering financial planning, managed account programs, and retirement plan consulting. The firm works primarily through a platform relationship with Envestnet and uses Pershing as custodian, serving a broad client base including both non‑high-net-worth and high-net-worth individuals.

Connor Newsome is a CFP® with three years of industry experience, currently serving as a financial advisor at Credit Union Investment Services. He has been affiliated with Members Trust Company since 2023 and holds roles with SECU Life Insurance Company and State Employees' Credit Union, where he has provided financial advisory services since 2015. Credit Union Investment Services serves primarily individual investors and a smaller number of trust clients in North Carolina, offering non-discretionary portfolio management and financial planning with a focus on low-cost, index-based mutual funds and ETFs. The firm operates as a subsidiary of State Employees’ Credit Union and manages over $3.0 billion in non-discretionary advisory assets.

Candace Lindeberg is a financial advisor with Credit Union Investment Services in Raleigh, NC, holding Series 63 and Series 65 licenses and three years of industry experience. She has worked with Credit Union Investment Services, SECU Life Insurance Company, SECU Brokerage Services, and State Employees' Credit Union since 2016. Outside of finance, she provides live audio description of theatrical performances for visually impaired patrons. Credit Union Investment Services serves North Carolina residents, primarily individual investors, offering non-discretionary portfolio management and financial planning focused on low-cost, index-based mutual funds and ETFs. The firm’s advisers are salaried employees of the parent credit union and provide recommendations without exercising trading discretion.

Gregory Rhinehardt is a financial advisor at Guardian Wealth Advisors, LLC in Raleigh, NC, with eight years of industry experience. He holds the Series 63 and Series 65 designations and has previously worked at Aptus Capital Advisors, LLC and Gordon Asset Management, LLC. Guardian Wealth Advisors provides investment advisory services, financial planning, and retirement plan consulting to individuals, retirement plans, and institutional clients. The firm employs a systematic investment approach using mutual funds, ETFs, bonds, options, and equities, combining fundamental and technical analysis while overseeing third-party manager and UMA strategies.

Douglas Payne is a CFP® with 13 years of experience, currently serving as a financial advisor at Credit Union Investment Services in Raleigh, NC. He has held roles at Secu Life Insurance Company, Secu Brokerage Services, Members Trust Company, and State Employees' Credit Union since 2007. Outside of his advisory work, Payne is the Director of Finance for Anthrocon Inc., a nonprofit organization. Credit Union Investment Services serves primarily individual investors in North Carolina, offering non-discretionary portfolio management, retirement and financial planning, and a wrap-fee program. The firm emphasizes low-cost, index-based mutual funds and ETFs alongside fixed-income products, with salaried advisors who provide recommendations while clients retain final decision-making authority.

John Franklin is a CFP® professional with 18 years of experience in the financial services industry. He is currently affiliated with IFG Advisory, LLC and LPL Financial LLC, and previously worked at Securities America Advisors. IFG Advisory, LLC provides investment advisory and financial planning services to a wide range of clients, including individuals, trusts, estates, corporations, and retirement plans. The firm uses a diversified investment approach incorporating sub-advisors, third-party models, and multiple analytical methods to tailor strategies to client objectives.

Nikolas Gernhard is a financial advisor at Kestra Private Wealth Services, LLC with 12 years of industry experience. He holds the Series 66 designation and previously worked at Edward Jones for 10 years before joining Kestra in 2023. Outside of his advisory role, he co-owns a rental property with his wife and is involved with Destination Wealth Advisors, assisting clients with financial planning. Kestra Private Wealth Services provides investment advisory services through a network of independent advisors and multi-advisor teams, serving both individual and institutional clients. The firm manages approximately $13.45 billion in client assets and offers a range of investment products and specialized services within a platform that supports discretionary and non-discretionary arrangements.

Miranda Mc Neil is a Series 66-licensed financial advisor with Credit Union Investment Services in Raleigh, NC. She has been with the firm and its affiliated entities since 2025 and has prior work experience in retail and education. Credit Union Investment Services serves individual investors and trust clients in North Carolina, providing non-discretionary portfolio management and financial planning with a focus on low-cost, index-based mutual funds and ETFs. The firm’s advisors are salaried employees of the parent credit union and emphasize client decision-making without exercising trading discretion.

Jonathan Miller is a Series 66-licensed financial advisor at Credit Union Investment Services with three years of industry experience. He has been affiliated with Credit Union Investment Services, SECU Life Insurance Company, SECU Brokerage Services, and State Employees' Credit Union since 2015. Outside of his financial services roles, he occasionally resells retro sneakers such as Jordans and Nike products. Credit Union Investment Services serves primarily individual investors in North Carolina, providing non-discretionary portfolio management, retirement and financial planning, and a wrap-fee program. The firm emphasizes low-cost, index-based mutual funds and ETFs, fixed-income products, and a goals-based planning approach, with advisory representatives employed by the parent credit union rather than working on commission.

Michael Weyenberg is a financial advisor at Integrity Advisory Solutions in Raleigh, NC, holding a Series 65 credential with three years of industry experience. Prior to joining Integrity Advisory Solutions, he worked at Burlington Alliance Capital Management and has additional experience in the construction and development sector with DH Griffin Companies, Samet Corporation, and Gilbane Building Company. He is also the owner and managing member of Weyenberg Group, LLC, an insurance company specializing in life, accidental, Medicare supplement insurance, and annuities, where he trains and assists agents. Integrity Advisory Solutions serves individuals, trusts, estates, corporations, and business clients through a network of approximately 100 independent advisors managing about $1.1 billion in assets. The firm offers portfolio management, financial planning, retirement plan consulting, and model portfolio programs, utilizing various asset-allocation frameworks and third-party platforms to deliver tailored investment solutions.

Laura Northcutt is a financial advisor at Credit Union Investment Services with 13 years of industry experience. She holds Series 65 and Series 63 licenses and has worked concurrently with Secu Life Insurance Company, Members Trust Company, Secu Brokerage Services, and State Employees’ Credit Union since 2010. Northcutt serves as a life insurance agent and trust representative in addition to her advisory role. Credit Union Investment Services primarily serves individual investors residing in North Carolina, offering non-discretionary portfolio management, asset allocation advice, and retirement and financial planning. The firm emphasizes a long-term, goals-based approach using low-cost index mutual funds and ETFs, operating within a credit union ecosystem as a wholly owned subsidiary of State Employees’ Credit Union.

Michael Davis is a financial advisor at Wealth Watch Advisors, Inc. with six years of industry experience. He holds the Series 66 designation and previously worked at KCD Financial and Fortress Financial Partners. Before entering financial services, he was employed at Mercy Diagnostics for seven years. Wealth Watch Advisors serves a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and financial institutions. The firm uses an investment approach that combines quantitative, qualitative, and technical methods through approved third-party model managers and offers both discretionary and non-discretionary portfolio management.