Marjorie Moore is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and possessing 43 years of industry experience. She has been with Merrill since 1983 and concurrently with Bank of America since 2011. Outside of advisory work, she serves as a trustee for the H Family 2025 Survivorship Trust and is a limited partner in a family-owned marina. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services and investment strategies to Bank of America fiduciary clients. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary portfolio management approaches.

Kevin Frost is a financial advisor with Primerica Advisors in Pensacola, FL, holding Series 65 and Series 63 licenses and bringing 20 years of industry experience. He has been with Primerica Advisors since 2006 and Primerica Financial Services since 2004. He is also Vice President of S.R Frost & Associates, Inc., an entity formed for Primerica business purposes. Primerica Advisors offers a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services through a large network of advisors and utilizes model-driven investment strategies managed by third parties, supported by custody and trade execution from BNY Mellon Advisors and Pershing.

Gracia Gamez is a financial advisor with Edward Jones in Pensacola, FL, holding a Series 66 designation and six years of industry experience. Prior to joining Edward Jones in 2020, she worked in the rental car and retail sectors. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a large nationwide network of financial advisors and branch offices.

Beth Navarrete is a financial advisor with Morgan Stanley in Pensacola, FL, holding a Series 66 designation and 19 years of industry experience. She worked at Merrill from 2006 to 2023 before joining Morgan Stanley Smith Barney LLC, where she has been since 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools such as Monte Carlo simulations and Secular Return Estimates in its planning process.

Justin Gates is a financial advisor with Cetera in Pensacola, FL, holding a Series 66 credential and 10 years of industry experience. He has worked at Avantax Advisory Services and Avantax Investment Services for nine years and currently owns multiple related entities, including LifeCycle Wealth Advisors LLC and Lifecycle Tax Resolution Specialists LLC, focusing on tax advising, IRS representation, and financial services. He also operated Harry Gates Enterprises, Inc. for four years. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, retirement plan, corporate, charitable, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers across a variety of program structures and custodial relationships.

Corbin Ellard is a Wealth Management Advisor with Merrill Lynch and a partner of THE HARTY CARPENTER GROUP, a wealth advisory team recognized on the 2025 Forbes Best-in-State Wealth Management Teams list. Since joining Merrill in February 2020, he has earned several professional designations including CFP®, ChFC®, CPFA®, and CRPC™. He holds the internal Merrill title of Retirement Benefits Consultant and works with clients across the United States to navigate important financial decisions involving retirement, investments, taxes, business planning, and legacy considerations. Corbin began his career assisting municipal employees and Alabama's first responders in preparing for retirement. He currently partners with individuals, families, and small business owners to develop financial strategies that include personal retirement planning, employer-sponsored retirement plans, and wealth preservation. He serves clients in locations such as Pensacola, Fairhope, Mobile, Daphne, Orange Beach, and Birmingham. He holds a Bachelor's Degree from the University of Alabama System. Corbin is also involved in various community efforts, including volunteering at The Cathedral of St. Paul, Children's of Alabama, and First Light. He and his wife, Gillian, are active in their community and spend time engaged in volunteer opportunities.

Charles Kudrna is a financial advisor with Ameriprise in Pensacola, FL, holding a Series 66 designation and eight years of industry experience. He has worked at Ameriprise since 2017 and previously was involved with Shaggy's Pensacola Beach, LLC. Kudrna also provides financial planning services through Accelerant Business Services, LLC, focusing on writing financial plans for Ameriprise advisors. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, written recommendations. The firm serves clients through a large institutional platform offering a broad range of advisory, brokerage, and insurance solutions.

Alysa Chesnut is a financial advisor with Ameriprise in Pensacola, FL, holding a Series 66 designation and five years of industry experience. She has worked with Ameriprise and its affiliated firms since 2010, including roles at Chiron Capital Management and Teal Wealth Management. Outside of her advisory work, Chesnut provides operations coaching through XFA, a franchise consulting team. Ameriprise offers retirement-income planning services targeting individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations. The firm serves a broad client base and provides a range of advisory, brokerage, and insurance solutions through affiliated entities.

Joshua Jones is a financial advisor with Cetera who holds a Series 66 designation and has two years of industry experience. His prior work includes roles at Regions Bank and The Teal Leopard LLC. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to affiliated and third-party managers.

Brieane Kelley is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 20 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and was previously with Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she owns and manages a dance studio, A Time To Dance, in Navarre, FL. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research and analytics from Wells Fargo Investment Institute and third-party databases.

Rodney Randle is a financial advisor at Cetera with 42 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at Cetera Investment Advisors LLC since 2014. He serves on the oversight board for the Pensacola Police Officers Retirement Fund and is the secretary of the Florida Sigma Chapter of Sigma Alpha Epsilon Housing Corporation. Cetera Investment Advisers LLC is an SEC-registered firm that supports a network of independent advisors serving individual, retirement plan, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with access to various portfolio management strategies and third-party managers, managing over $256 billion in assets.

Angela Lane is a financial advisor with Wells Fargo Advisors in Pensacola, FL, holding a Series 66 designation and 11 years of industry experience. She has been with Wells Fargo Advisors and its affiliates since 2016. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm provides a broad planning menu and develops tailored recommendations using in-house research and tools, with clients choosing how to implement those recommendations through various brokerage or advisory programs.

Elizabeth Thieme is a financial advisor at Morgan Stanley in Pensacola, FL, holding a Series 66 designation. She has been with Morgan Stanley since 2025 and previously worked in education and corporate roles at the Santa Rosa County School District and Beachbody, LLC. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients, providing a range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm‑approved tools and modeling techniques.

Todd Zaborski is a CFP® with 18 years of industry experience, currently affiliated with Wells Fargo Advisors since 2023. He has held roles within Wells Fargo Clearing and Wells Fargo Advisors LLC since 2009. Outside of his primary role, he co-owns Emerald Coast Financial Planning Inc., a financial planning firm based in Panama City, FL. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutions. The firm offers a broad range of investment and financial planning services tailored to clients meeting a net-worth threshold, utilizing proprietary research and planning tools to develop customized recommendations.

Scott Kuchera Jr. is a financial advisor at Edward Jones in Pensacola, FL, with eight years of industry experience. He holds a Series 66 designation and has worked at Edward Jones since 2018. Prior to that, he was employed at Wash Depot Holdings, Inc. and Florida Insurance Agency. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and maintains a large nationwide network of financial advisors and branch offices.

Brian Harrod is a Series 66-licensed financial advisor with Morgan Stanley in Pensacola, FL, bringing 14 years of industry experience. He has been with Morgan Stanley Private Bank and Morgan Stanley Smith Barney since 2016. Outside of his advisory role, Harrod serves on the finance committee of Olive Baptist Church in Pensacola. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, including customized financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate financial planning agreements.

Lori Ptacek is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds the Series 66 designation and has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs, including tailored financial planning that utilizes structured discovery conversations and approved planning tools.

Mei Lowery is a financial advisor at Stifel with 25 years of industry experience and holds a Series 66 designation. She has been with Stifel since 2009. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services. The firm uses a proprietary methodology developed by its Investment Strategy Group to guide asset allocation and financial planning.

Lorrie Swartz is a financial advisor at Morgan Stanley in Pensacola, Florida, with 13 years of industry experience. She holds a Series 66 designation and has been with Morgan Stanley since 2012. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning services supported by structured discovery conversations and firm-approved planning tools.

Benjamin Parker is a financial advisor at Wells Fargo Clearing with 45 years of industry experience. He holds the Series 63 designation and has been with Wells Fargo Clearing since 2016, following a seven-year tenure at Wells Fargo Advisors LLC. Based in Pensacola, FL, he has a long-standing career within the Wells Fargo organization. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.