Michael Erbaio is a financial advisor at Spire Wealth Management, LLC in Fort Lauderdale, FL, with 20 years of industry experience. He holds a Series 66 designation and has worked at Spire Investment Partners, LLC since 2018. His prior experience includes roles at Securities America Advisors, Securities America Inc., and Erbaio Capital Ventures Inc. Spire Wealth Management provides investment advisory services to individuals, corporations, trusts, and retirement plans, managing both discretionary and non-discretionary portfolios. The firm employs a broad mix of investment strategies and offers access to model portfolios, wrap programs, and proprietary risk overlays through its affiliate Corbett Road Capital Management.

Alicia Alvarez is a financial advisor at Kovack Advisors, Inc. with 32 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Kovack Advisors and Kovack Securities since 2014. Outside of her advisory role, she is the president and founder of Essential Financial and Insurance Services, where she focuses on educating and assisting state and federal employees with retirement planning. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base, including individuals, corporations, pension plans, and banking institutions. The firm offers discretionary and non-discretionary asset management, financial planning, and third-party manager recommendations, with an investment approach centered on diversified asset-class exposure through mutual funds and ETFs.

Michael Neal is a financial advisor with Kovack Advisors, Inc. in Ft. Lauderdale, FL, holding Series 63 and Series 65 licenses and having 29 years of industry experience. He has been with Kovack Advisors since 2006 and Kovack Securities since 2005. Outside of his advisory role, Neal manages M.A. Neal LLC and conducts fixed insurance sales. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a broad range of clients, including individuals, corporations, pension plans, and banking institutions, through a nationwide network of representatives. The firm emphasizes diversified asset-class exposure primarily through mutual funds and ETFs, offers financial planning and third-party manager recommendations, and provides ongoing supervisory reviews and portfolio rebalancing.

Matthew Storm is a financial advisor at CV Advisors LLC with four years of industry experience. He has been with the firm since 2009. Outside of his advisory role, he is a managing member and writer for The Last Roman LLC. CV Advisors is an independent boutique multi-family office serving high-net-worth individuals, families, trusts, estates, foundations, and other qualified entities. The firm combines a top-down asset-allocation framework with bottoms-up security and manager selection, using ETFs and third-party managers when appropriate.

Philip Piedt is a financial advisor at Kovack Advisors, Inc. with 15 years of industry experience. He holds the CFP® and Series 66 designations. Prior to joining Kovack Advisors in 2024, he spent several years with Benchmark Financial in various capacities and American Portfolios Financial Services Inc. Outside of his advisory work, Piedt serves as a Deacon and Finance Committee member at Coral Ridge Presbyterian Church and is a board trustee at Westminster Academy, where he oversees financials, endowments, and audits. Kovack Advisors is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves a diverse client base including individuals, pension plans, charitable organizations, banks, and government clients, offering portfolio management, financial planning, and sub-advisory services supported by an Envestnet workflow and a range of investment models and third-party managers.

Trenton Potter is a Series 66-licensed financial advisor with Kovack Advisors, Inc., based in Ft. Lauderdale, FL, and has 10 years of industry experience. He has been with Kovack Advisors since 2016. Outside of his advisory role, he is a managing partner of a medical managing services organization, TPLC Management LLC. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base, including individuals, corporations, pension plans, and banking institutions nationwide. The firm emphasizes diversified asset-class exposure through mutual funds and ETFs, alongside third-party manager recommendations and ongoing portfolio supervision.

Gregg Guinta is a financial advisor at Accurate Wealth Management, LLC with 24 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at various firms including Global Financial Private Capital, LLC and the State of Florida Securities Division. Outside of advising, he is a broker and owner at Miami Deluxe Real Estate. Accurate Wealth Management serves individuals, pension and profit-sharing plans, charities, corporations, and other advisers by providing discretionary portfolio management, financial planning, and educational services. The firm emphasizes value, safety, quality, and risk control in its asset allocations and offers a range of investment options including alternative investments and performance-based fee arrangements for qualified clients.

Richard Comer is a financial advisor at Sound Income Strategies, LLC with one year of industry experience. He holds Series 65 and Series 63 licenses. Prior to joining Sound Income Strategies, Comer worked in various roles including at Active Link and Pratt Contracting. He also operates as an independent insurance agent focusing on fixed insurance sales. Sound Income Strategies is a fee-based investment adviser serving individuals, corporate and pension clients, other registered advisors, and retirement plans. The firm emphasizes fixed-income and income-oriented strategies, combining fundamental and technical analysis with active portfolio management and allocates assets to third-party managers when appropriate.

Timothy Bober is a financial advisor with Gateway Wealth Partners, LLC, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He previously worked at Advisors' Pride, Inc. and has been affiliated with LPL Financial since 2003. Gateway Wealth Partners is a registered investment adviser serving individuals, corporations, and qualified employee benefit plans with financial planning, wealth management, and retirement plan consulting. The firm emphasizes strategic asset allocation using primarily low-cost, diversified mutual funds and ETFs, supplemented by individual securities and Independent Managers, and manages approximately $1.25 billion in assets under management.

Curt Knapp is a CFP® professional with 42 years of industry experience. He is currently with Kovack Advisors, Inc., where he has worked since 2023. Prior to this, he spent over three decades with Investacorp and several years with Securities America. Outside of his advisory role, he serves as trustee for a family irrevocable trust. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, pension and profit-sharing plans, and banking institutions. The firm emphasizes diversified asset-class exposure through mutual funds and ETFs, while also recommending third-party asset managers and providing financial planning and account aggregation services.

Terry Morris is a financial advisor at Kingsview Wealth Management, LLC with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Kingsview since 2011, including roles at Kingsview Asset Management since 2015. Kingsview Wealth Management is an SEC-registered adviser managing approximately $6.7 billion and serves a diverse client base including individuals, high-net-worth clients, pension plans, trusts, and charitable organizations. The firm integrates advisor-led financial planning with model-based and separately managed strategies, offering a broad range of investment instruments and access to alternative investments and third-party managers.

Walker Greep is a financial advisor with Kovack Advisors, Inc. in Ft. Lauderdale, FL. He holds a Series 66 designation and has been with Kovack Advisors and related entities since 2026. Prior to his career in finance, he worked in education for several years. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, pension and profit-sharing plans, charitable organizations, banks, and government clients, offering portfolio management and financial planning services using both internally created models and third-party managers.

Norberto Pagan Rivera is a financial advisor at Kovack Advisors, Inc. with six years of industry experience. He holds a Series 66 designation and previously worked as a self-employed consultant and attorney for nine years. Outside of his advisory role, he is the owner and president of Identity Conudrum, LLC, which promotes local Puerto Rican artists through merchandise sales supporting nonprofit causes, and he leads PR Compliance Guru, LLC, providing legal, tax consulting, and compliance services. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors managing over $6 billion in client assets. The firm serves individuals, pension and profit-sharing plans, charitable organizations, banks, and government clients, using a combination of internally developed models and third-party managers to tailor portfolio management across multiple custodians.

Mitchell Hirsch is a financial advisor at OneSeven with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Wells Fargo Advisors and International Assets Advisory, LLC. Hirsch serves as a board member for the Broward County Gator Club, a nonprofit providing scholarships to local seniors. OneSeven offers investment advisory services to individuals, high-net-worth clients, trusts, estates, businesses, and retirement plans, employing a primarily long-term investment approach with access to diversified portfolios and alternative investments. The firm combines discretionary and non-discretionary strategies, utilizing third-party platforms and independent managers.

Richard Bates Jr. is a financial advisor at Sound Income Strategies, LLC with 20 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Retirement Income Source of Fort Lauderdale and Integrity Investment & Tax Advisory, LLC. Outside of his advisory work, he participates in disc golf tournaments for a fee and coaches advisors and agents through Sound Income Group, LLC. Sound Income Strategies, LLC manages approximately $4.0 billion in assets and serves a diverse client base including individuals, pension plans, trusts, and corporations. The firm emphasizes fixed-income analysis and customized portfolio construction, offering a range of services from discretionary asset management to sub-advisory relationships and insurance planning.

Steven Wright is a financial advisor at Kovack Advisors, Inc. with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has held roles at Kovack Advisors, Independent Financial Partners, and Northwestern Mutual, among others. Outside of his advisory work, Wright serves as vice president and accountant at S.R. Wright & Company, P.A., a CPA firm. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors managing over $6 billion in client assets. The firm serves individuals, pension and profit-sharing plans, charitable organizations, banks, and government clients, using a combination of internally created and third-party investment models supported by the Envestnet platform.

Scott Anselmo is a financial advisor with Signature Equity Partners, LLC, holding a Series 66 designation and 21 years of industry experience. He has worked at VALIC Financial Advisors since 2006 and is also affiliated with OSAIC Wealth, Inc and Agia. Anselmo is involved in insurance sales and serves as a Senior Financial Advisor at Path Financial Partners. Signature Equity Partners, LLC is an SEC-registered advisory firm that serves individuals, high-net-worth clients, retirement plans, and business entities. The firm offers portfolio management, financial planning, and consulting services through a network of independent advisory affiliates and utilizes model-based investment solutions across discretionary and non-discretionary accounts.

Ramon Gonzalez is a CFP® professional with 31 years of industry experience, currently serving as an advisor at Kovack Advisors, Inc. since 2009. He is also involved in music composition and screenplay writing, alongside his financial advisory work. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a wide range of clients, including individuals, corporations, pension plans, and banking institutions. The firm offers diversified asset management primarily through mutual funds and ETFs, along with financial planning and third-party manager recommendations.

Peter Monks is a Series 66-credentialed financial advisor at Kovack Advisors, Inc. with 16 years of industry experience. He has been with Kovack Advisors and Kovack Securities since 2015. Outside of his advisory role, he is involved in managing residential real estate as a licensed realtor. Kovack Advisors, Inc. is an SEC-registered enterprise investment adviser serving a diverse client base including individuals, corporations, pension and profit-sharing plans, and banking institutions nationwide. The firm employs a diversified asset-class investment approach primarily through mutual funds and ETFs, and also offers third-party asset manager recommendations, financial planning, and account aggregation services.

Eduardo Ortega Ghiglione is a financial advisor with Simplicity Wealth in Fort Lauderdale, FL, holding a Series 66 designation and five years of industry experience. His prior work includes roles at Fontona, InsurMark, Vision 7 Advisory, PrimaHealth Credit, Equitable Advisors, and other firms. Outside of advising, he is involved in independent insurance sales, dental marketing services, residential real estate, and serves as a regional sales manager for dental equipment. Simplicity Wealth serves a diverse client base including individual and high-net-worth investors, retirement plans, corporate and institutional clients, and other financial firms. The firm employs a fund-of-funds approach using ETFs, mutual funds, and individual securities, offering model portfolios with ongoing monitoring and rebalancing, alongside advisory and operational services for other advisers.