Gerard Figari is a financial advisor at Cetera with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Loyd Capital Performance Partners and Investors Capital Corp. Beyond his advisory work, he serves on the board of The Cost of Our Freedom Foundation, a nonprofit focused on veterans’ fundraising and support. Cetera Investment Advisers LLC is a large SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of investment management and financial planning services across multiple program structures and custodial relationships.

Ali Goethel is a financial advisor with Merrill, holding a Series 66 designation and over 15 years of industry experience. He has been with Merrill since 2009. Outside of his advisory role, he serves as a committee member for the Leukemia Lymphoma Society’s Palm Beach Chapter and is a general board member of the Turtle River Education Foundation. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors.

Mark Palombi is a CFP® with 27 years of experience in the financial services industry. He currently works at RBC Capital Markets and previously held roles at Bank of America and Merrill. Palombi serves as a director and committee member for several charitable organizations in the healthcare sector, including the Martin Health Foundation and Cleveland Clinic. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base ranging from individual investors to institutional and charitable clients. The firm offers tailored investment programs with a mix of in-house and third-party managers, providing both discretionary and non-discretionary portfolio management alongside financial planning and brokerage services.

James Frost is a financial advisor at Raymond James Financial with 42 years of industry experience. He holds Series 63 and Series 65 designations and has been associated with Raymond James since 1983 in various capacities. Frost is also the acting trustee of an irrevocable trust and owns support companies related to his business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm employs tailored, non-discretionary planning and analytical tools to align with client goals and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Samantha Sylvester is a financial advisor at Morgan Stanley with 19 years of industry experience. She holds a Series 66 designation and previously worked at Merrill for 21 years before joining Morgan Stanley in 2026. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets.

Tara Goins is a financial advisor with Thrivent Investment Management in Jupiter, FL, holding Series 63 and Series 65 credentials and having 17 years of industry experience. She has been with Thrivent Financial and its related entities since 2017, with prior employment noted in 2016-2017. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors, offering comprehensive written recommendations across various financial planning topics without implementing those recommendations directly. The firm emphasizes holistic, goal-based analyses and allows clients to integrate planning with managed-account programs through a consolidated billing option called “WealthPlan,” while maintaining separate services.

Katherine Mikkelson is a financial advisor with Edward Jones in Stuart, Florida. She holds a Series 66 designation and has seven years of industry experience. Prior to joining Edward Jones in 2018, she worked at Accenture for 14 years and held roles at several other firms in 2017 and 2018. Outside of her advisory work, she owns and manages residential rental properties in Florida and Tennessee. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment options. The firm manages approximately $1.01 trillion in assets and operates a large network of advisors and branch offices nationwide.

James Garner is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has been affiliated with Raymond James Financial Services Advisors, Inc. since 2016 and serves as Managing Director of ARK Financial Advisors, where he is involved in fixed insurance business outside of Raymond James-approved vendors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse clientele, including individual and high-net-worth investors, pension plans, corporations, and institutional clients. The firm offers non-discretionary planning and consulting tailored to client goals and supports municipal and public finance work through its affiliation with a municipal advisor.

William Gilcher is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been with UBS since 2012. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a broad platform that includes proprietary research and affiliated banking programs.

Davis Rieman Jr. is a CFP® professional with 39 years of industry experience, currently affiliated with OSAIC since 2023. He previously worked at Sagepoint Financial, Inc. for 14 years. In addition to his advisory role, he is a principal at Epic Insurance Brokers, managing staff for individual and employee benefits insurance consultation and placement. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services, utilizing asset-allocation tools, risk-assessment methodologies, and access to third-party money managers and wrap programs.

James Zick is a CFP® professional with 15 years of industry experience, currently affiliated with LPL Financial since 2017. He has prior experience at Seacoast National Bank and INVEST Financial Corp. Outside of his advisory role, he is involved with Capitas Financial, which offers non-variable insurance products including life and long-term care insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base that includes individuals, retirement plans, banks, corporations, and charitable organizations. The firm provides a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research and technologies.

Jon Deane is a financial advisor at Cetera with 31 years of industry experience. He holds Series 63 and Series 65 credentials. In addition to his advisory role, he operates tax and accounting businesses, including serving as president of Apex 2030 Inc. and working in tax preparation and accounting at Gaffey Deane & Talley PLLC. Cetera Investment Advisers LLC is an SEC-registered firm that serves a broad client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and employs a multi-manager platform with a range of investment program options.

Makarios Palios is a CFP® with 33 years of industry experience, currently serving at Raymond James Financial. He has been with various Raymond James entities since 2008. Outside of his advisory role, he is a partner in Ten Ten Associates, LLC, which supports office expenses for a Raymond James branch, and CEO of Philotimo Capital Management LLC, an entity associated with his Raymond James business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary strategies using analytical tools, with capabilities in municipal advisory and specialized retirement plan consulting.

Austin Drukker Jr. is a Senior Financial Advisor at Merrill Lynch Wealth Management. In his role, he focuses on delivering a wealth management approach that begins with understanding clients' individual financial situations and priorities. He helps create customized strategies that are adaptable to clients' changing needs and market conditions, providing access to Merrill's investment insights and Bank of America's banking services. With professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA), Austin has expertise as a First Vice President, Senior Financial Advisor, and Portfolio Manager. His client focus areas include college education planning, managing new wealth, portfolio management services, women and wealth, and retirement income. Austin holds a Bachelor's Degree from Western Connecticut State University. Austin participates in his community through activities such as volunteering with organizations including the Ridgefield CT Board of Education, where he served as past chairman, and the National Kidney Foundation of Connecticut. He is also affiliated with professional organizations like BPOE Stuart Elks and Amara Shriners. Outside of his professional and community work, Austin enjoys fishing, hiking, ice hockey, pickleball, and tennis.

Kenneth Mulreed is a financial advisor with UBS Financial Services in Jupiter, FL, holding Series 63 and Series 66 designations and bringing 36 years of industry experience. He has been with UBS since 2003. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client plans.

David Marley Jr. is a financial advisor with MassMutual Investors Services and holds a Series 63 designation. He has 37 years of industry experience and has been with MassMutual and its affiliated firms since 1987. Outside of his advisory role, he serves as treasurer of the board for the Historical Society of Martin County, is a director and finance committee member of the Marine Resources Council, and acts as president of the Riverbend Property Owners Association. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm uses firm-approved software and collaborative planning processes to deliver written recommendations tailored to clients’ goals.

Edward Kemm is a financial advisor at OSAIC with 25 years of industry experience. He holds Series 65 and Series 63 credentials and has previously worked at SagePoint Financial, Lincoln Financial Advisors, Oppenheimer & Co. Inc, and Independent Portfolio Consultants. Kemm is the sole proprietor of Ironbridge Wealth Counsel, LLC, a fixed insurance business, and serves as trustee for a special needs trust. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services, financial planning, and access to third-party money managers. The firm uses a variety of platform tools and third-party arrangements to support portfolio construction and management.

Sarah Hoffman is a financial advisor at Thrivent Investment Management with 20 years of industry experience. She holds a Series 66 designation and has worked with Thrivent Financial for Lutherans and Thrivent Investment Management since 2006. Outside of her advisory work, Hoffman serves on the board of Groundwork Guatemala, a nonprofit supporting educational sponsorships and community outreach in Guatemala. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on holistic, goal-based financial planning without discretionary portfolio management. The firm offers flexible engagement options and combines planning with managed-account programs under a consolidated billing structure called “WealthPlan.”

Stephen Hedrick is a CFP® and ChFC® with 13 years of industry experience. He has been with Edward Jones since 2015. The firm serves more than four million individual and institutional clients with a wide range of wealth management services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. Edward Jones manages approximately $1.01 trillion in assets and operates a large nationwide network of financial advisors and branch offices.

Thomas Sloane is a financial advisor with Raymond James & Associates in Stuart, FL, holding a Series 66 designation and three years of industry experience. His background includes roles at UBS Financial Services and Kuehne + Nagel Inc., as well as service in the United States Navy and Navy Reserves. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.