Jonathan Cabrera is a financial advisor with LPL Financial in Cape Coral, FL, holding a Series 66 designation and four years of industry experience. His prior work includes roles at Morgan Stanley, Wells Fargo Clearing Services LLC, and Wells Fargo Bank NA. Outside of advisory work, he is a partner in Four Hands Properties LLC, a real estate and construction business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management programs, supported by a large network of investment adviser representatives.

Adam Schwartz is a CFP® with 32 years of industry experience, currently serving at OSAIC and MGFS Private Wealth, LLC. His prior roles include positions at Woodbury Financial Services, Assetmark, and Centurion Capital Group, among others. Outside of financial advising, he is also a book author and consults with business owners to improve operational efficiency. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients. The firm offers a multi-advisor platform with brokerage and advisory services, emphasizing model-based asset allocation, portfolio optimization, and a range of investment programs delivered through affiliated broker-dealer and RIA relationships.

Luis Barriera Garay is a financial advisor with Primerica Advisors in Bonita Springs, FL. He holds Series 63 and Series 65 licenses and has 12 years of industry experience. He has been with Primerica Financial Services since 2011 and PFS Investments Inc since 2013. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, corporate, and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and operates at scale with thousands of advisors and over $15 billion in assets under management.

Brawley Adams is a financial advisor with Charles Schwab in Fort Myers, FL, holding a Series 66 designation and five years of industry experience. His prior experience includes roles at Park Avenue Securities, Guardian Life Insurance Company, and Cetera Advisor Networks. Outside of his advisory work, he is involved with Business Success Advisors, LLC and Engage Estero Inc. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and centralized operational support.

Scott Merhige is a financial advisor at Wells Fargo Advisors with 42 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Wells Fargo Clearing since 2016 before joining Wells Fargo Advisors in 2023. Merhige also owns Merhige Investment Associates LLC, an investment-related business based in Fort Myers, Florida. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of financial planning services and investment solutions tailored to clients who meet certain net-worth criteria.

Joseph Stuart is a financial advisor with Equitable Advisors in Fort Myers, FL, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. He has been with Equitable Advisors since 1999, including its predecessor entity Axa Advisors, LLC, where he worked for 21 years. Outside of his advisory role, he holds network appointments with insurers such as The Hartford, United Healthcare, Guardian, American Family, and Cigna. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and asset-management programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party solutions.

Grant Gunder is a financial advisor with Ameriprise in Estero, FL, holding a Series 66 designation and four years of industry experience. He has been with Ameriprise since 2021 and also manages bookkeeping services through his ownership of Gunder Services, LLC. Additionally, he has experience as a bookkeeper at Architectural Builders of Southwest Florida, INC. and has worked at Florida Gulf Coast University. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research and modeling with tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions through its large institutional platform.

Jonathon Skalmusky is a financial advisor with Equitable Advisors in Fort Myers, FL, holding a Series 66 designation and seven years of industry experience. He has worked at Equitable Advisors since 2018 and previously held positions at AXA Advisors, Commonwealth, Spectrum, and Mattress Firm. Equitable Advisors serves a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset management programs through a network of Investment Adviser Representatives and third-party managers.

John Hill is a financial advisor at Edward Jones with 18 years of industry experience. He holds a Series 66 designation and has been with Edward Jones since 2008, based in Estero, FL. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and provides a range of advisory services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Caroline Peters is a financial advisor at Morgan Stanley in Fort Myers, FL, holding Series 65 and Series 63 licenses with 17 years of industry experience. Her prior roles include positions at Raymond James Financial Services and Charles Schwab. Morgan Stanley Wealth Management offers a variety of advisory programs to individuals and institutions, providing tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and serves clients through both direct and corporate financial planning arrangements.

Eli Sank is a financial advisor with Primerica Advisors in Ft Myers, FL, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with Primerica Advisors since 1994 and Primerica Financial Services since 1993. Outside of his advisory role, he is a tax preparer and owner of a related business since 1991 and serves as a trustee for the Rose Helen Howard Trust. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm employs model-driven investment strategies managed by unaffiliated asset managers and supports execution and custody through Pershing and BNY Mellon Advisors.

Francine Payson is a financial advisor with Raymond James & Associates and holds the ChFC® designation along with Series 63 and Series 65 licenses. She has 35 years of industry experience, including prior roles at Bank of America and Merrill. She is based in Fort Myers, FL. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutional clients, and municipal entities, offering financial planning and consulting through various programs and drawing on diverse portfolio management styles supported by affiliated research and sub-advisers.

Warren Denardo is a CFP® with 42 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2022. His prior experience includes roles at Wells Fargo Clearing and A. G. Edwards & Sons, Inc. He is also involved in investment-related business activities, including serving as president of Denardo Financial Group Ltd. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including cash-flow, retirement, education, and specialized planning areas, using proprietary research and tools, with recommendations delivered through meetings and written summaries.

Leo Boisvert is a financial advisor with Raymond James Financial in Fort Myers, FL, holding Series 63 and Series 65 licenses and over 34 years of industry experience. He previously worked at Commonwealth Financial Network for 19 years before joining Raymond James in 2025. Boisvert owns and manages Private Wealth Consultants, LLC, a firm focused on client investment asset management, and is also proprietor of Private Wealth Tax Advisory LLC, which outsources tax preparation services. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutions. The firm offers tailored, non-discretionary planning using various analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Shelby Keepler is a financial advisor with Edward Jones in Ft Myers, FL, holding a Series 66 designation and 11 years of industry experience. She has been with Edward Jones since 2015. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a large nationwide network of financial advisors and branch offices.

Corey Wilson is a financial advisor with LPL Financial in Fort Myers, FL, holding Series 63 and Series 65 credentials and bringing 14 years of industry experience. He previously worked at Mills-Price & Associates, Inc. for six years. Outside of his advisory role, Wilson manages an Etsy shop called The Girl With the Blueprint. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Anthony Gottschalk is a financial advisor with Wells Fargo Advisors in Fort Myers, FL, holding a Series 66 credential and having 11 years of industry experience. His prior roles include positions at Morgan Stanley and Wells Fargo Clearing. He is also involved with a family office and a wealth management partnership based in Fort Myers. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients, offering investment and fee-based financial planning services tailored to clients who meet certain net-worth criteria. The firm’s offerings include a broad range of planning services and utilize proprietary research and tools to develop customized recommendations.

James Winstel Jr. is a financial advisor with Mass Mutual Investors Services in Fort Myers, FL, holding Series 63 and Series 65 credentials and bringing 27 years of industry experience. He has been with Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Co. since 2014. Outside of advisory work, he is involved as an agent in life, fixed annuities, disability, long-term care insurance, and life settlements referral services. MassMutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, employing tools such as Monte Carlo simulations and automated asset-allocation software to support its collaborative, goal-focused planning process.

David Hovden is a financial advisor at Thrivent Investment Management with 28 years of industry experience. He holds Series 63 and Series 66 credentials and has been with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Based in Fort Myers, FL, he serves clients through a well-established institutional firm. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based analyses and supports combining planning with managed-account programs while maintaining separate service structures.

Tim Lynch is an Investment Consultant currently working with Fidelity Investments since 2024. With over 30 years of experience advising on public markets in the financial industry, he has a comprehensive background in equities sales, having spent three decades at Bank of America Merrill Lynch from 1993 to 2023. Tim's investing experience began nearly 40 years ago when he was a young Army officer at Fort Knox, Kentucky. He utilizes his extensive financial knowledge and life experiences to assist clients in strengthening and securing their financial well-being. Outside of his professional work, Tim enjoys boating, fishing, fitness, social events with friends, spending time with pets, and skiing.