Henry Kochan Jr. is a financial advisor with The AmeriFlex Group, holding a Series 63 designation and bringing 35 years of industry experience. His prior roles include positions at Cambridge Investment Research, OSAIC, SagePoint Financial, Ameriprise Financial Services, and Girard Securities. The AmeriFlex Group is an SEC-registered investment adviser serving individuals, corporations, and retirement plans through a network of advisory affiliates and investment adviser representatives. The firm offers portfolio management, financial planning, third-party money manager selection, and retirement plan consulting, providing customized strategies through various model asset allocations and manager relationships.

Josef Visinski is a financial advisor at Foundations Investment Advisors LLC with one year of industry experience. He holds the Series 65 designation and previously worked at AE Wealth Management, LLC and Sigma Planning Corporation. Outside of advising, he is involved in his family’s businesses, including two online sod retail companies and an insurance sales firm. Foundations Investment Advisors provides financial planning and portfolio management to individual and high-net-worth clients, employer-sponsored retirement plans, and registered investment companies. The firm employs a combination of fundamental, technical, and cyclical analysis, and uses model portfolios alongside sub-advisory arrangements to manage client assets.

Allen Hegener is a financial advisor with NFSG Corporation in Bradenton, FL, holding Series 63 and Series 66 licenses and over 42 years of industry experience. His prior roles include positions at Newbridge Securities Corporation, Newbridge Financial Services Group Inc., Kestra Financial, Inc., and Stifel Nicolaus & Co Inc. He also serves as president of Hegener Risk Management, a business focused on portfolio management, security selection, and insurance analysis. NFSG Corporation is an SEC-registered investment adviser providing asset management, third-party manager selection, and financial planning to individuals, pension plans, trusts, estates, charitable organizations, and businesses. The firm customizes portfolios using a combination of fundamental, technical, and cyclical analysis and employs both discretionary and non-discretionary strategies.

Cheryl Ciaglia is a financial advisor with Blackridge Asset Management, LLC, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. She has been with Blackridge Asset Management since 2017 and previously worked at Next Financial Group, Inc. from 2005 to 2017. Outside of her advisory role, she is the president and owner of Ciaglia Agency, an insurance and financial products sales business. Blackridge Asset Management provides financial planning, investment management, and consulting services through a network of investment adviser representatives. The firm serves individuals, high-net-worth clients, trusts, estates, corporations, retirement plans, and charitable organizations with a combination of tailored portfolio management, model portfolios, third-party managers, and estate-planning referrals.

Matthew Kelly is a financial advisor at Aegis Capital Corp. with three years of industry experience. He holds the Series 66 designation and concurrently serves as Of Counsel Attorney at Essenson Law Firm. Kelly is also a trustee at the First Baptist Church of Sarasota, where he helps oversee compliance and manage the church budget. Aegis Capital Corp. provides investment advisory and related financial services to individual and corporate clients, offering a range of asset management and financial planning solutions. The firm operates both as an SEC-registered investment adviser and FINRA member broker-dealer, with a notable emphasis on non-discretionary accounts and active broker-dealer operations.

Thomas Derenzis is a financial advisor at Foundations Investment Advisors LLC with one year of industry experience. He holds a Series 65 designation and has prior work experience at Regions Bank and Publix Supermarkets. Outside of financial advising, he works as a waiter at Bar Italia in Sarasota, FL. Foundations Investment Advisors provides financial planning and portfolio management services to individuals, high-net-worth clients, retirement plans, and registered investment companies. The firm employs a combination of fundamental, technical, and cyclical analysis and offers a range of advisory and sub-advisory services through a large network of affiliated offices.

Sandra Keir is a CFP® professional with 40 years of experience in the financial industry. She has been with Chelsea Advisory Services, Inc. since 2020, and previously worked at PRUCO Securities, LLC and The Prudential Insurance Co. of America. Outside of advisory work, she serves as vice president of the Palm Aire Women’s Club, a 501(c)(3) organization. Chelsea Advisory Services provides financial planning, investment advisory, and consulting services to individuals, including high-net-worth clients, trusts, and some corporate entities. The firm follows a fundamental, long-term investment approach, managing diversified portfolios primarily on a discretionary basis with oversight and compliance reviews.

William Chase IV is a CFP® and Series 66 credentialed advisor with 12 years of industry experience. He is currently with HBKS Wealth Advisors and HBK Sorce Insurance LLC in Sarasota, FL, having also worked at Purshe Kaplan Sterling Investments, HBK CPAs & Consultants, and MassMutual Life Insurance Company. His other business activity includes insurance sales through HBK Sorce Insurance LLC. HBKS Wealth Advisors serves a broad client base, including both non-high-net-worth and high-net-worth individuals, as well as retirement plans and institutional clients. The firm offers personalized investment management and financial planning through tailored portfolios using various strategies and platforms, and maintains affiliated businesses in accounting, brokerage, and insurance services.

Collin Habig is a CFP® with eight years of industry experience, currently serving as a financial advisor at Summit Financial, LLC in Sarasota, FL. His prior roles include positions at Edward Jones and Raymond James Financial Services, among others. In addition to advisory services, he is involved in the sale of traditional fixed insurance products. Summit Financial, LLC is an SEC-registered multi-team advisory firm managing approximately $26.35 billion in assets for nearly 17,800 clients. The firm offers a range of investment advisory and portfolio management programs, combining discretionary and consultative services tailored to client preferences.

Joseph Patane is a CFP® professional with 21 years of experience in the financial advisory industry, currently serving at Plancorp, LLC since 2005. He also has nearly three decades of experience with The Patane Company. Outside of his advisory work, he is a partial owner of several commercial real estate development businesses in Sarasota, Florida. Plancorp serves individuals, trustees, business owners, charitable organizations, and retirement plans with a range of wealth management, financial planning, and investment services. The firm uses a Modern Portfolio Theory-based investment approach and offers both discretionary and non-discretionary management, incorporating third-party advisers and tax-aware strategies.

Brian Baacke is a financial advisor with CreativeOne Securities, LLC in Sarasota, FL, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. He has been president and agent at Baacke Insurance Services, Inc. since 2010, where he provides a range of insurance products including fixed annuities, Medicare plans, and life insurance. Baacke is also an educator with the Financial Education Partnership, teaching financial education classes through a nonprofit organization. CreativeOne Securities, LLC is a multi-advisor registered investment adviser serving individuals, retirement plans, trusts, charitable organizations, and businesses. The firm offers financial planning, portfolio management, and fiduciary services, combining project-based planning with ongoing asset management through proprietary platforms and external manager referrals.

Jason O'Hallen is a CFP® professional with 16 years of experience in financial advising, currently with JMG Financial Group Ltd since 2010. He is based in Bradenton, FL. JMG Financial Group serves individuals, trusts, retirement plans, business entities, and charitable organizations by providing comprehensive wealth management, portfolio management, and specialized financial and retirement consulting. The firm employs a planning-based, long-term investment approach focused on strategic asset allocation and offers a range of investment options, including ETFs, mutual funds, equities, fixed income, and private investments.

Kenneth Yermak is a financial advisor with Kovack Advisors, Inc. in Lakewood Ranch, FL, holding Series 63 and Series 65 credentials and 30 years of industry experience. His prior work includes positions at Charles Schwab and Ameriprise. He also leads Yermak Financial Advisors, Inc., providing financial advisory services. Kovack Advisors, Inc. is a multi-team registered investment adviser with approximately 260 advisors and over $6 billion in client assets. The firm serves individuals, pension plans, charitable organizations, banks, and government entities, using a combination of internally created models and third-party managers to manage diversified client portfolios.

Terri Campbell is a CFA® charterholder with eight years of industry experience. She has been with Integrated Advisors Network LLC since 2018 and previously worked at Archer Bay Capital LLC and Liberty Mutual Group Asset Management. Outside of her advisory role, she owns and manages equestrian property rental and horse boarding operations. Integrated Advisors Network is a multi-team SEC-registered investment adviser serving individuals, high-net-worth clients, trusts, estates, retirement and employee benefit plans, and corporate entities. The firm employs a mix of fundamental and quantitative analysis, with access to third-party managers and various portfolio management strategies tailored to client risk profiles.

June Braithwaite is a Series 65-licensed financial advisor with Foundations Investment Advisors LLC, based in Lakewood Ranch, FL, and has eight years of industry experience. She has worked with Foundations Investment Advisors since 2018 and has also been associated with Sarasota Wealth Advisory since 2015. Outside of her advisory work, she is involved in independent insurance sales. Foundations Investment Advisors, LLC provides financial planning and portfolio management to a diverse client base, including individuals, high-net-worth clients, and employer-sponsored retirement plans. The firm uses a combination of fundamental, technical, and cyclical analysis, employing model portfolios and asymmetric rebalancing, and offers services through a large network of affiliated offices and representatives.

John Wightman is a financial advisor at XML Financial Group with 29 years of industry experience. He holds Series 65 and Series 63 licenses and has worked at firms including Robert W. Baird & Co. and Janney Montgomery Scott. He has been with XML Financial, LLC since 2017 and with XML Securities, LLC since 2022. XML Financial Group is a multi-advisor wealth management firm overseeing approximately $3.3 billion in client assets. The firm serves about 2,890 clients, offering discretionary and non-discretionary investment management, financial planning, retirement plan advisory, and access to alternative investment opportunities, with custodial support primarily through Fidelity and First Clearing.

Regan Teague is a CFP®, CFA®, and Series 65-registered advisor at Ashton Thomas Private Wealth with 14 years of industry experience. He worked for 13 years at Day Hagan Asset Management before joining Ashton Thomas in 2025. Teague contributes articles on securities to SeekingAlpha.com. Ashton Thomas Private Wealth provides investment advisory and wealth-management services to a diverse client base, including individuals, family offices, and institutional accounts. The firm employs a range of strategies and utilizes third-party managers through its Amplify Platform.

Dustin Stanley is a Series 65-licensed financial advisor with 11 years of industry experience, currently with AlphaStar Capital Management. He has previously worked at Strategic Wealth Investment Group, LLC and Prime Capital Financial, among others. Outside of his advisory role, he is involved in several entrepreneurial ventures including consulting and coaching through Stanley Group, LLC, yacht chartering with Double D Yachting, and a medicinal cannabis partnership at Picasso Cannabis. AlphaStar Capital Management serves individual, corporate, and retirement plan clients, offering discretionary investment management and financial planning through firm-designed model portfolios and advisor-directed strategies. The firm supports a broad client base with over $2.5 billion in assets under management and more than 8,400 client relationships.

Patricia Healy is a CFA® charterholder with 10 years of industry experience, currently serving as a financial advisor at Cumberland Advisors since 2016. She holds Series 63 and Series 65 registrations. Cumberland Advisors provides discretionary portfolio management, consulting, and financial planning services to high-net-worth individuals and various institutional clients, including retirement plans and government entities. The firm focuses on active fixed-income management with an investment-grade bias and uses ETF-based core-satellite equity strategies alongside a Tactical Trend approach.

James Rapp is a financial advisor with Arkadios Wealth Advisors in Lakewood Ranch, FL. He holds Series 63 and Series 66 licenses and has 35 years of industry experience. His prior roles include positions at Wayne Hummer Investments and J.P. Morgan Securities. Arkadios Wealth Advisors is a multi-team firm serving individuals, trusts, businesses, corporations, and retirement plans. The firm offers customized investment plans using a range of portfolio management options and combines fundamental, technical, and cyclical analysis in its investment approach.