Sandra Bailey is a financial advisor with Morgan Stanley in Stuart, Florida, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. Her prior experience includes roles at Deutsche Bank AG in London and Deutsche Bank Securities Inc. She is involved outside of finance as an officer for Southern Marine Clothing and serves on the board of Fort Pierce Medical Center Inc., as well as an advisory board member for Big Brothers Big Sisters of Martin County. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses structured discovery conversations and planning tools, including modeling techniques like Monte Carlo simulations, to support its financial planning process.

Gary Fuduloff is a financial advisor with Raymond James Financial who holds Series 63 and Series 65 designations and has 28 years of industry experience. He has worked at Raymond James Financial Services, Inc. since 2006 and previously at Galanti Financial Services from 2014 to 2021. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual, high-net-worth, institutional, and nonprofit clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

George Pratt is a financial advisor at UBS Financial Services with 32 years of industry experience. He has worked at UBS since 2018 and previously spent nine years at Claren Road Asset Management. He holds Series 63 and Series 66 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, leveraging proprietary research and model-based asset allocations. The firm combines institutional trading capabilities with wealth management services, including financial planning, portfolio management, and capital markets solutions.

Rosemary Phillips is a financial advisor with Morgan Stanley, holding a Series 63 designation and 30 years of industry experience. She has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Prior to that, she was with Citigroup Global Markets beginning in 2006. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes firm-approved tools and modeling techniques, managing approximately $2.74 trillion in client assets.

Julie Rice is a financial advisor with LPL Financial in Stuart, FL, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. She has been with LPL Financial since 2013. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad range of clients, including individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers various advisory programs, financial planning, and retirement consulting, utilizing model portfolios and research from multiple sources.

Bradley Sonnier is a financial advisor with LPL Financial in Stuart, FL, holding Series 63 and Series 65 licenses and having five years of industry experience. His prior experience includes roles at Trinity Wealth Securities, LLC, and Florida Financial Advisors. Outside of his advisory work, he is involved in a family business entity, Sonnier Brothers LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory and financial planning services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Kenneth Katcher is a financial advisor with Ameriprise in Stuart, Florida, holding Series 63 and Series 65 licenses and bringing 40 years of industry experience. His prior roles include positions with Wells Fargo Clearing and Wells Fargo Advisors LLC. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service designed for clients near or in retirement, featuring a written Recommendation Report and ongoing retirement-income planning advice informed by proprietary research and third-party data.

Diana Machado is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and one year of industry experience. She has worked with LPL Financial and operates tax and consulting businesses including DM Consulting & Tax Services, LLC. Machado is also involved with Mason Accounting & Tax Services in a non-investment capacity. Raymond James Financial Services Advisors, Inc. provides financial planning and advisory services to individuals, high-net-worth clients, institutions, and organizations, using tailored, non-discretionary planning and analytical tools. The firm supports a wide network of advisors and offers specialized programs including municipal advisory and SIMPLE IRA Employer Advisory services.

Shawn Higginbotham is a CFP® with 29 years of experience in the financial services industry. He is currently with Mass Mutual Investors Services and has previously worked at Lion Street Financial, Csenge Advisory Group, FSC Securities Corporation, and SII Investments. Outside of his advisory role, he manages marketing and social media for a group of accounting firms through Jones & Company, LLC. MML Investors Services, LLC operates as a subsidiary of MassMutual, providing financial planning and investment advisory services to individuals, business owners, and charitable organizations, utilizing firm-approved tools to support collaborative, goal-oriented planning.

Stephen Garcia is a Financial Advisor at Merrill Lynch Wealth Management. He works one-on-one with clients to develop personalized financial strategies tailored to their long-term goals. His approach involves understanding what matters most to each client to help create effective financial plans. Garcia's expertise includes general investing, retirement planning, and preparing for unexpected financial needs. He emphasizes building relationships with clients to provide ongoing advice and guidance as their financial needs evolve. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's Degree from Florida State University. He is fluent in English and Spanish, enabling him to serve a diverse client base.

James Luongo is a financial advisor with LPL Financial in Palm City, FL, holding the ChFC® designation and Series 63 and 66 licenses. He has 34 years of industry experience and has been with LPL Financial since 2010. In addition to his advisory work, he is a certified health coach and has authored a book related to his practice. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a wide range of clients including individuals, retirement plans, and institutions. The firm offers financial planning, advisory programs, retirement plan consulting, and brokerage services supported by research and diverse investment strategies.

Michael Cummings is a CFP® professional with 19 years of industry experience, currently serving at Raymond James Financial Services Advisors, Inc. He previously worked at LPL Financial LLC and CETERA Advisor Networks LLC and is the owner of Cummings Wealth Management, a firm he has operated since 2017. Outside of advisory services, he also owns tax preparation and accounting businesses and serves as an insurance agent. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, corporations, and institutional clients. The firm emphasizes non-discretionary planning and uses analytical tools like risk profiling and probability modeling to tailor recommendations to client goals.

Omar Peguero Hernandez is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds Series 63 and Series 66 licenses and has worked at several firms including PNC Investments and Northwestern Mutual Wealth Management Company. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Peter Kakoyannis is a financial advisor with UBS Financial Services in Stuart, FL, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. He has been with UBS since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services and leveraging proprietary research and model-based asset allocations in its advisory approach.

Jacob Lowe is a financial advisor at Robert Baird & Co. with one year of industry experience. He holds the Series 66 designation and has prior work experience at Southwestern Insurance Group, Citrix Systems, and the University of Central Florida. He is part of The DDK Group, a team within Robert W. Baird & Co.’s Private Wealth Management practice that advises a diverse client base including individuals, families, pensions, corporations, and charitable organizations. The team offers a range of services such as financial planning, portfolio management, and customized investment strategies utilizing both in-house and third-party managers.

Paul Feinsinger is a CFP® with 27 years of industry experience, currently affiliated with Cetera Wealth Services, LLC and Cetera Investment Advisers, LLC. He has a background that includes extensive service at Avantax Insurance Agency and Avantax Investment Services, as well as operating his own CPA practice since 1983. Additionally, he serves as a personal representative in estate matters. Cetera Investment Advisers LLC is an SEC-registered firm that supports a large network of independent advisors, serving a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a multi-manager platform that emphasizes diverse investment strategies and program options.

Caron Whitlach is a financial advisor at Thrivent Investment Management with 16 years of industry experience. She holds a Series 66 credential and has been with Thrivent and its affiliated entities since 2009. Outside of her advisory role, she serves as Secretary for the Boy Scouts of America and is a director of the Jensen Beach Chamber of Commerce. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, delivering comprehensive, goal-based planning without discretionary portfolio management. The firm offers periodic reviews and the option to combine planning with managed-account services under a consolidated billing program called WealthPlan.

Anthony Asterino is a financial advisor with LPL Financial in Stuart, Florida, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been with LPL Financial, including its predecessor LINSCO/Private Ledger Corp., since 1996. Outside of his advisory role, Asterino operates a CPA practice focused on general accounting and income tax preparation. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

Jeffrey Biscardi is a CFP® with 41 years of industry experience, currently serving at Ameriprise since 2020 and previously with Ameriprise Financial Services, Inc. from 2005 to 2020. He is based in Medford, NY. Outside of his advisory role, Biscardi is president of Wood Park Corp, a business entity used to pay business expenses. Ameriprise provides retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets, delivering written Recommendation Reports that cover income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research and modeling with advisory solutions across investment, brokerage, and insurance offerings.

Arthur Manfredi is a financial advisor with Edward Jones, holding a Series 66 designation and possessing two years of industry experience. Prior to joining Edward Jones, he worked at Cetera Investment Advisers and has been involved with Laramie County Fire District #10 since 2022. Outside of his advisory work, he owns Artie Manfredi, Inc., a real estate business. Edward Jones is a full-service wealth management firm serving both individual and institutional clients, including high-net-worth households and charitable organizations. The firm manages over $1 trillion in assets and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.