Daniel Markow is a financial advisor with Merrill, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with Merrill since 1993. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Martine Lipnitzky is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. She began her industry career recently and has prior experience with firms including LPL Enterprise LLC and Pruco Securities, LLC. She is based in Jupiter, Florida. Cambridge Investment Research Advisors serves a diverse client base of individuals and institutions, providing financial planning, investment management, retirement-plan advisory, and wrap-fee programs through thousands of financial professionals. The firm offers both discretionary and non-discretionary management across multiple platforms, features proprietary model strategies, and supports access to unaffiliated third-party advisers.

Steven Goethel is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he assists high net worth individuals, their families, and their businesses in developing wealth management solutions tailored to their unique financial profiles. His approach emphasizes personalized service, taking time to understand each client's investment preferences, risk tolerance, liquidity needs, and long-term objectives. Steven offers recommendations for asset allocation, diversification, and rebalancing, and continuously reviews clients' financial situations to address opportunities in investment, retirement, insurance, and estate planning. He partners with Merrill Private Wealth Management to accommodate strategies exceeding $5 million and manages personalized or defined strategies on a discretionary basis. Steven holds a Bachelor of Business Administration from the AACSB-accredited Coggin College of Business at The University of North Florida, graduating Cum Laude. He possesses multiple FINRA registrations including Series 7, Series 66, and Series 31, along with a license for Life, Health, and Variable Annuities. He has earned professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Certified Private Wealth Advisor (CPWA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Residing in Tequesta, Florida with his wife Ali and their two children, Steven enjoys spending time with his family engaging in activities like swimming, boating, and outdoor pursuits. He is an avid fisherman and advocates for conservation efforts to protect waterways for future generations. Steven actively participates in his community through involvement with organizations including the Leukemia & Lymphoma Society, Captains for Clean Water, and Friends of the Everglades.

Tanya Wandoff is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 17 years of industry experience. She has worked at Raymond James since 2017 and previously at UBS Financial Services from 2014 to 2017. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional advisory services.

Desha Perez is a Series 66-credentialed financial advisor with three years of experience, currently serving at J.P. Morgan Securities in Jupiter, FL. Prior to joining J.P. Morgan, she worked at First Republic Bank and was involved with Impact Zone Golf. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting supported by centralized due diligence and a combination of quantitative and qualitative research.

Christopher Morgan is a financial advisor at UBS Financial Services with 25 years of industry experience. He has been with UBS since 2009 and holds Series 63 and Series 65 licenses. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and provides research, custody, underwriting, and capital markets solutions.

Steven Zwirz is a Series 66-registered financial advisor with J.P. Morgan Securities in Jupiter, FL, where he has worked since 2014. He has 12 years of experience in advisory roles and over 21 years with JPMorgan Chase Bank, N.A. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients. Its advisory program delivers written asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and an ESG eligibility framework.

Gerard Figari is a financial advisor at Cetera with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cetera and its affiliates since 2016, with prior experience at Loyd Capital Performance Partners and Investors Capital Corp. He serves on the board of The Cost of Our Freedom Foundation, a veterans charity involved in fundraising and disbursing funds to veterans. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving a broad client base including individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to various third-party managers across multiple program structures.

Ali Goethel is a financial advisor with Merrill, holding a Series 66 designation and over 15 years of industry experience. He has been with Merrill since 2009. Outside of his advisory role, he serves as a committee member for the Leukemia Lymphoma Society’s Palm Beach Chapter and is a general board member of the Turtle River Education Foundation. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, and various institutional investors.

Mark Palombi is a CFP® with 27 years of experience in the financial services industry. He currently works at RBC Capital Markets and previously held roles at Bank of America and Merrill. Palombi serves as a director and committee member for several charitable organizations in the healthcare sector, including the Martin Health Foundation and Cleveland Clinic. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base ranging from individual investors to institutional and charitable clients. The firm offers tailored investment programs with a mix of in-house and third-party managers, providing both discretionary and non-discretionary portfolio management alongside financial planning and brokerage services.

James Frost is a financial advisor with Raymond James Financial in Jupiter, FL, holding Series 63 and Series 65 licenses and 43 years of industry experience. He has been with Raymond James since 2009 and also operates Frost Financial Services Inc., a support company he founded in 1986. Frost serves as a trustee for an irrevocable trust related to family holdings. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individuals, high-net-worth clients, corporations, pension plans, and institutional clients. The firm employs tailored, non-discretionary planning and analytical tools to align recommendations with client goals, and it supports municipal and public finance work through a unique municipal advisor affiliation.

Samantha Sylvester is a Series 66 licensed financial advisor with 20 years of industry experience. She has worked at Merrill for 21 years before joining Morgan Stanley in 2026. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through Corporate Financial Planning agreements.

Tara Goins is a financial advisor with Thrivent Investment Management in Jupiter, FL, holding Series 63 and Series 65 credentials and having 17 years of industry experience. She has been with Thrivent Financial and its related entities since 2017, with prior employment noted in 2016-2017. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of Financial Advisors, offering comprehensive written recommendations across various financial planning topics without implementing those recommendations directly. The firm emphasizes holistic, goal-based analyses and allows clients to integrate planning with managed-account programs through a consolidated billing option called “WealthPlan,” while maintaining separate services.

Johanna Salgado is a Financial Advisor at Merrill Lynch Wealth Management. She specializes in areas including college education planning, employee benefits planning, executive and equity compensation services, family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, tax minimization, and retirement income. Johanna holds a Chartered Retirement Planning Counselor (CRPC) designation and earned her bachelor's degree from Florida Atlantic University. She serves clients in both English and Spanish. Outside of her professional work, Johanna enjoys baseball, basketball, cooking, music, running, spending time with her family, and watching movies.

Katherine Mikkelson is a financial advisor with Edward Jones in Stuart, Florida. She holds a Series 66 designation and has seven years of industry experience. Prior to joining Edward Jones in 2018, she worked at Accenture for 14 years and held roles at several other firms in 2017 and 2018. Outside of her advisory work, she owns and manages residential rental properties in Florida and Tennessee. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment options. The firm manages approximately $1.01 trillion in assets and operates a large network of advisors and branch offices nationwide.

James Garner is a financial advisor with Raymond James Financial, holding Series 63 and Series 66 licenses and bringing 31 years of industry experience. He has been affiliated with Raymond James Financial Services Advisors, Inc. since 2016 and serves as Managing Director of ARK Financial Advisors, where he is involved in fixed insurance business outside of Raymond James-approved vendors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse clientele, including individual and high-net-worth investors, pension plans, corporations, and institutional clients. The firm offers non-discretionary planning and consulting tailored to client goals and supports municipal and public finance work through its affiliation with a municipal advisor.

William Coleman Jr. is a financial advisor with LPL Financial based in Stuart, FL, holding Series 63 and Series 65 credentials and 17 years of industry experience. Before joining LPL Financial in 2024, he worked at MML Investors Services Inc. and MassMutual Life Insurance Company for 15 years. He serves on the boards of a non-variable insurance business and Hillendale Country Club, and he is a co-owner of a farm. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm offers diverse investment solutions including model portfolios, third-party asset management, and institutional platforms, supported by advanced operational tools, and oversees more than $819 billion in discretionary assets through a large network of advisors.

William Gilcher is a financial advisor with UBS Financial Services, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. He has been with UBS since 2012. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering a broad platform that includes proprietary research and affiliated banking programs.

Davis Rieman Jr. is a CFP® with 39 years of industry experience, currently serving at OSAIC since 2023. His prior roles include positions at Sagepoint Financial, Inc. and American General Securities Incorporated. He is also a principal at Epic Insurance Brokers, managing staff for individual and employee benefits insurance consultation and placement. OSAIC Wealth serves a diverse client base including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm’s investment approach focuses on model-based asset allocation, portfolio optimization, and a range of customizable strategies supported by various tools and third-party managers.

James Zick is a CFP® professional affiliated with LPL Financial, based in Stuart, FL, with 15 years of industry experience. He has worked at several financial institutions, including Seacoast National Bank and INVEST Financial Corp. Outside of his advisory role, he is involved with Seacoast Investment Services and Capitas Financial, which offers non-variable insurance products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides various advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.