Robert Callahan is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 credentials and 39 years of industry experience. He has been with Primerica Advisors since 1987 and Primerica Financial Services since 1985. Outside of advisory work, he is involved in the sale of loan products and home security referrals through affiliated Primerica entities. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm operates at scale with over 3,600 advisors and manages approximately $15.5 billion in assets, using model-delivery strategies and discretionary options supported by third-party managers and custodians.

Calley Coldsmith is a financial advisor with Ameriprise in Mobile, Alabama, holding a Series 66 designation and seven years of industry experience. Prior to joining Ameriprise in 2018, Coldsmith worked at ArcelorMittal USA. Outside of advisory work, Coldsmith serves on the Board of Directors for the Animal Rescue Foundation. Ameriprise is an institutional firm that offers retirement-income planning services targeted at individuals approaching or in retirement with significant investable assets. The firm’s approach includes detailed, non-discretionary recommendation reports developed by a centralized consulting team, incorporating research, modeling, and tax-efficiency analysis, with a focus on assets managed within Ameriprise accounts.

Jeffery Howard is a CFP®-designated financial advisor with Stifel in Mobile, Alabama, bringing 40 years of industry experience. He has worked at Stifel since 2009. Outside of his advisory role, he serves as President of the Board of Directors for the AJM Scholarship Foundation. Stifel serves a broad client base including individuals, institutions, and charitable organizations, providing both brokerage and advisory services. The firm’s investment approach incorporates proprietary forward-looking capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Chad Dolan is a Wealth Management Advisor with Merrill Lynch Wealth Management. Since beginning his career in financial services in 2014, he has developed expertise in areas including college education planning, employee benefits planning, executive compensation, family wealth management strategies, personal retirement planning, portfolio management services, small business strategies, socially responsible and ESG investing, tax minimization, and retirement income planning. Chad graduated summa cum laude with University Honors from the University of Alabama. He holds several professional designations including CERTIFIED FINANCIAL PLANNER™ (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He is committed to delivering value to his clients by continuously enhancing his knowledge and skill set to guide them toward achieving their financial goals. Outside of his professional work, Chad enjoys boating, fishing, football, golfing, hunting, running, skiing, soccer, traveling, and spending time with his family.

Phoenix Turner is a Series 66-licensed financial advisor with Merrill, based in Fairhope, AL, and has one year of industry experience. Prior to joining Merrill in 2024, Turner worked at Wells Fargo for nine years in various roles. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Jessica Womack is a financial advisor with Cetera, holding a Series 66 designation and eight years of industry experience. Her work history includes multiple roles at Cetera and its affiliates, as well as positions at Hancock Whitney Bank, Ameriprise, Austal USA, and Regions Bank. Cetera Investment Advisers LLC is a nationwide SEC-registered adviser serving individual and institutional clients through a large network of independent advisors. The firm provides a range of portfolio management, financial planning, and retirement services, offering various program structures and access to third-party managers.

Megan Bruner is a Series 66-licensed financial advisor with Morgan Stanley in Mobile, Alabama, having 12 years of industry experience. She has been with Morgan Stanley and Morgan Stanley Private Bank, National Association since 2013 and 2015 respectively. Outside of her advisory role, she serves on the finance committee of the Tri Delta Delta Mu Alumnae Group, a fraternal society in Mobile. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides comprehensive financial planning and advisory services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and offers structured planning tools alongside a range of investment and estate planning solutions.

James Hardy Jr. is a financial advisor with OSAIC in Daphne, Alabama, holding Series 63 and Series 66 licenses and bringing 35 years of industry experience. He previously worked at Sagepoint Financial, Inc. for 14 years before joining OSAIC in 2023. Outside of his advisory role, Hardy is involved in independent insurance sales through his ownership of Horizon Financial and serves on the stewardship committee of East Pointe Baptist Church, helping oversee the church’s finances. OSAIC serves a diverse client base, including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and investment advisory services, financial planning, and access to multiple advisory platforms and third-party money managers.

Savannah Drummonds is a financial advisor with LPL Financial, holding a Series 66 designation and beginning her industry career in 2026. Prior to joining LPL Financial, she held roles in financial services at Renasant Bank and has diverse experience including culinary arts and occupational therapy. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management along with research and model portfolios from proprietary and third-party sources.

Melissa Glazner is a financial advisor at Stifel with 22 years of industry experience. She has held her current position since 2009 and holds Series 63, Series 65, and Series 66 licenses. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services along with fee-based financial planning. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses.

Kristin Seay is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Wells Fargo Clearing since 2017. Outside of her advisory role, she is involved in a book-selling business and holds a real estate license in Alabama. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services grounded in modern portfolio theory. The firm includes a broad range of financial products in its investment menus, such as insurance-related vehicles and bank deposit sweep options.

Christopher Schatzman is a financial advisor with Morgan Stanley in Mobile, Alabama, holding Series 63 and Series 65 licenses and bringing 21 years of industry experience. He has worked with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a variety of advisory programs to individuals and institutional clients. The firm offers financial planning services supported by structured discovery conversations and proprietary tools, managing approximately $2.74 trillion in client assets.

Joseph Lomax Jr. is a financial advisor at Cambridge Investment Research Advisors with 16 years of industry experience. He holds a Series 66 designation and has worked previously at VOYA Financial Advisors and C Square Wealth Strategies. Outside of his advisory practice, he owns a lawn care business called Midtown Lawn. Cambridge Investment Research Advisors serves a broad range of clients including individuals, retirement plans, and charitable organizations, providing financial planning, investment management, and retirement plan advisory services through a large network of independent financial professionals. The firm offers multiple investment implementation options, including proprietary and third-party models, tailored to client objectives.

Geoffrey Kennedy is a CFP® and CFA® affiliated with Cambridge Investment Research Advisors, with 21 years of industry experience. He has worked at Cambridge Investment Research Advisors since 2011. In addition to his advisory role, he serves as a director and finance committee member of the Fairhope Single Tax Corporation, a nonprofit organization. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals, utilizing a range of portfolio management strategies across various custody platforms.

Kellie Eck is a financial advisor with Morgan Stanley in Mobile, AL, holding a Series 66 designation and having five years of industry experience. She has been with Morgan Stanley since 2019 and previously worked for the Foreign-Trade Zone Corporation from 2013 to 2019. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and models.

Renae Cobern is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 18 years of industry experience. She has been with Raymond James & Associates since 2015. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and charitable organizations, offering tailored financial planning and consulting services through a variety of portfolio management styles and affiliated research.

Raymond Rapoza is a financial advisor at Raymond James Financial with 39 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Wells Fargo Clearing. Outside of his advisory role, he serves as an independent contractor for Gulf Coast Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through a unique municipal advisor affiliation.

Gaden White is a Series 66 licensed financial advisor with eight years of industry experience, currently working at Cetera in Mobile, AL. He has been with Cetera and its related entities since 2018 and also holds a longstanding position at Regions Bank dating back to 2007, where he serves as an area investment executive responsible for managing, coaching, and training financial advisors and licensed bankers. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform, with over 10,000 advisors managing more than $256 billion in assets.

Charlene Reyes is a CFP®-designated financial advisor with 30 years of industry experience. She currently works at Cetera and has previously held positions at BBVA Compass Insurance Agency, Compass Bank, and Regions Bank. She serves as a board member of the Boys & Girls Clubs of South Alabama and is co-membership chair of the nonprofit Impact100 Mobile. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and provides access to both affiliated and third-party investment managers.

Damon Henderson is a financial advisor at Raymond James & Associates with 30 years of industry experience. He holds Series 63 and Series 65 designations and has been with Raymond James & Associates since 2014. Located in Fairhope, AL, his career has been centered on serving a diverse client base through this institution. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, including high-net-worth clients, institutions, pension plans, and municipal entities, providing financial planning, investment consulting, and municipal advisory services through a broad range of portfolio management styles and affiliated research resources.