Phillip Picardo is a financial advisor with Thoroughbred Financial Services, LLC in Brentwood, TN, holding a Series 63 designation and bringing 29 years of industry experience. He has been with Thoroughbred Financial Services since 2000. In addition to his advisory role, he is engaged as an insurance agent selling life, disability, medical, and long-term care insurance. Thoroughbred Financial Services provides investment supervisory services, financial planning, and retirement-plan consulting to a diverse client base including individuals, trusts, estates, and organizations. The firm’s investment approach emphasizes asset and sector allocation with diversified portfolios primarily composed of mutual funds and ETFs, supplemented by individual securities and alternative vehicles when appropriate.

Brandon Heckert is a CFP® professional with 11 years of industry experience currently affiliated with AssuredPartners Investment Advisors. He previously worked at Kestra Advisory Services, LLC and Kestra Investment Services, LLC for seven years, and has experience with Country Capital Management Company. Outside of his advisory role, he is a member of the Million Dollar Round Table (MDRT), an independent association of financial services professionals. AssuredPartners Investment Advisors provides portfolio management, financial planning, pension consulting, and employee benefit plan advisory services to individuals, trusts, retirement plans, and other entities. The firm manages several billion in discretionary assets and serves clients through a multi-office team, offering both discretionary and non-discretionary portfolio solutions along with fiduciary and third-party administrator services.

Jason Warpool is a financial advisor with Thoroughbred Financial Services, LLC in Brentwood, Tennessee. He holds Series 63 and Series 65 licenses and has 20 years of industry experience, having been with Thoroughbred Financial since 2005. In addition to his advisory role, he is also engaged as an insurance agent, selling life, disability, medical, and long-term care insurance. Thoroughbred Financial Services, LLC provides investment supervisory services, financial planning, and retirement-plan consulting to a wide range of clients, including individuals, trusts, estates, and charitable organizations. The firm’s investment approach emphasizes asset and sector allocation with diversified portfolios primarily consisting of mutual funds and ETFs, and it offers both discretionary and nondiscretionary management through various account programs.

Patrick Hardie is a financial advisor at BIP Wealth, LLC with 32 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Wells Fargo Advisors Financial Network LLC and Nations Financial Group, Inc. Outside of BIP Wealth, he is the owner of Harpeth Private Wealth Advisory, LLC, through which he offers investment and advisory services. BIP Wealth, LLC is a multi-advisor registered investment adviser serving individuals, families, trusts, estates, and employer-sponsored retirement plans. The firm provides comprehensive financial planning and portfolio management with tailored asset allocations and may offer private-market securities to qualified investors, alongside managing private pooled vehicles and covered-call strategies.

Daniel Carnine is a financial advisor at Thoroughbred Financial Services, LLC with eight years of industry experience. His prior roles include positions at Principal Securities Inc and Principal Life Insurance Company. In addition to advising, he provides bookkeeping services outside of the investment field. Thoroughbred Financial Services offers investment supervisory services to a wide range of clients, including individuals, trusts, and retirement plans. The firm’s investment approach centers on asset allocation, utilizing mutual funds, ETFs, and selective individual securities, and combines fundamental and statistical analysis with both tactical and strategic management techniques.

Jacob Whipp is a financial advisor at Larson Financial Group, LLC with 17 years of industry experience. He holds a Series 66 designation and has been associated with Larson Financial Group since 2008 and Larson Financial Securities since 2010. Outside of advising, he serves as chairman of the board for Footprints of the Sun, a school for normally and disabled functioning children in Haiti, and Crosspoint Ministry, a Christian counseling organization for pastors and church leaders. Larson Financial Group provides financial planning, portfolio management, and retirement-plan consulting to individuals, trusts, corporations, nonprofits, and pension plans, with a focus on doctors and related businesses. The firm employs a combination of model portfolios and custom discretionary programs using strategic and tactical approaches and offers additional services including third-party money manager recommendations and pension consulting.

Christopher Parker is a financial advisor with Thoroughbred Financial Services, LLC in Brentwood, TN. He holds a Series 66 designation and has 18 years of industry experience. Parker has been with Thoroughbred Financial Services since 2003. Outside of advisory work, he provides capital and construction loans for residential real estate projects. Thoroughbred Financial Services offers investment supervisory services, financial planning, and retirement-plan consulting to individuals, trusts, estates, charitable organizations, and qualified plans. The firm emphasizes asset and sector allocation, utilizing diversified portfolios primarily composed of mutual funds and ETFs, and incorporates both discretionary and nondiscretionary management approaches.

Jeffrey Johnson is a financial advisor at Kingswood Wealth Advisors, LLC in Nashville, TN, with 26 years of industry experience. He holds Series 63 and Series 66 credentials and has worked previously at Wells Fargo Clearing, Raymond James Financial Services, and SunTrust Investments. Kingswood Wealth Advisors serves a broad range of clients, including individual and high-net-worth investors, retirement plan sponsors, and institutions, providing portfolio management, financial planning, ERISA plan advisory, and consulting services. The firm utilizes an open-architecture platform with discretionary and non-discretionary investment advice tailored to client profiles and supports insurance-linked account management through integration with affiliated financial entities.

Ryan Cernoch is a financial advisor at Stephens with 17 years of industry experience. He holds a Series 66 designation and has previously worked at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, and CitiGroup Global Markets. Outside of his advisory work, he serves in the Tennessee Army National Guard. Stephens is a multi-team investment adviser with approximately 243 advisors and $18 billion in assets under management. The firm serves individuals, retirement plans, foundations, corporations, and institutional clients, offering a range of advisory, brokerage, investment banking, and custody services with an investment approach that combines bottom-up equity research and committee-driven asset allocation.

Edward Rusnak Jr. is a financial advisor at Nations Financial Group, Inc. with 25 years of industry experience. He holds the Series 66 designation and previously worked for Wells Fargo Advisors for 14 years. In addition to his role at Nations Financial Group, he owns and operates C & R Capital Management, providing investment and advisory services. Nations Financial Group serves a diverse client base including individuals, high-net-worth investors, pension plans, trusts, and charitable organizations. The firm offers a range of portfolio management and consulting services, utilizing proprietary model portfolios and outside managers tailored to client objectives and risk tolerance.

Gregory Kirwan Jr. is a CFP® with 19 years of experience in the financial services industry. He currently works at Savvy and has previously been affiliated with firms including All That Matters Financial Services LLP, The Windmill Group, inc, and Tiaa. Outside of advisory work, he is the owner and operator of GHK Transportation. Savvy provides investment and financial planning services to individuals, trusts and estates, businesses, ERISA plan sponsors, and charitable organizations. The firm employs a primarily index-based, long-term investment approach supplemented by active equity portfolios and tax-aware direct indexing, utilizing technology platforms and third-party sub-advisers to support customized client solutions.

Jace Stieler is a financial advisor at Donaldson Capital Management LLC with two years of industry experience. He holds a Series 65 designation and has previously worked at Old National Bank and MetroNet Inc. Outside of his advisory role, Stieler is involved with ERA First Advantage as a real estate referral agent. Donaldson Capital Management provides investment management, financial planning, consulting, and retirement plan services to both individual and institutional clients. The firm utilizes proprietary portfolio strategies and combines fundamental, technical, and statistical analysis to create income- and growth-oriented portfolios, serving a diverse client base that includes banking institutions, insurance companies, and municipal plan sponsors.

Thomas Parker is a financial advisor with Thoroughbred Financial Services, LLC, holding a Series 63 designation and 25 years of industry experience. He has been with Thoroughbred Financial Services since 2000. Outside of his advisory role, he is a partner and owner of High School Connect, a sports education provider. Thoroughbred Financial Services, LLC offers investment supervisory services, financial planning, and retirement-plan consulting to a diverse client base, including high-net-worth individuals, trusts, estates, and qualified plans. The firm emphasizes asset and sector allocation in its investment process, utilizing diversified portfolios with mutual funds, ETFs, and select individual securities.

Michael Goldston is a financial advisor at Thoroughbred Financial Services, LLC with 46 years of industry experience. He has been with Thoroughbred Financial Services since 2009 and previously operated High Meadow Alpacas from 2003 to 2017. Thoroughbred Financial Services provides investment supervisory services, financial planning, and retirement-plan consulting to a diverse client base including individuals, trusts, estates, charitable organizations, and qualified plans. The firm focuses on asset and sector allocation, utilizing diversified portfolios primarily composed of mutual funds and ETFs, and offers both discretionary and nondiscretionary management programs.

Patricia Imperial is a financial advisor at CWA Asset Management Group in Nashville, TN, holding a Series 66 designation with 23 years of industry experience. Her prior roles include positions at Fifth Third Bank, Fifth Third Securities, and Truist Investment Services. CWA Asset Management Group serves a diverse client base including individuals, high-net-worth clients, family offices, trusts, foundations, pension plans, and institutional investors. The firm employs a combination of active and quantitative investment strategies, incorporating proprietary research, multi-factor stock selection models, and artificial intelligence, to manage globally diversified portfolios tailored to client objectives.

Matthew Rettich is a financial advisor with Virtue Capital Management, LLC who holds a Series 65 credential and has 19 years of industry experience. He has held roles at several firms including Cool Springs Financial and Summit Capital Solutions, and he has been involved with Virtue Financial Holding Company, LLC since 2014. Rettich is also the owner of Cornerstone Retirement Group, LLC and a significant owner of Producers Equity Group, Inc. Virtue Capital Management, LLC serves individuals, trusts, estates, charitable organizations, corporations, qualified retirement plans, and other advisers. The firm offers customized portfolio management and financial planning through a multi-team model, employing tactical, strategic, and dynamic investment approaches with oversight from an investment committee.

Beverly Brackins is a financial advisor with Keel Point, LLC in Brentwood, TN, holding Series 63 and Series 65 designations and possessing 11 years of industry experience. She has been with Keel Point since 2016 and previously worked at WFG Advisors, LP. Keel Point, LLC is a multi-team registered investment adviser managing approximately $4.07 billion, serving individuals—including high-net-worth and family office clients—as well as institutional investors, retirement plan sponsors, and corporations. The firm employs a team-based approach combining fundamental and quantitative analysis to create strategic and tactical asset allocations, offering a range of investment programs and customization options.

Seth Frantz is a financial advisor at Advisory Alpha, LLC with two years of industry experience. He holds a Series 65 designation and has worked previously at JB Wealth Advisors LLC and JB Growth Partners. Outside of traditional advisory roles, he has been involved in financial services, consulting, and education through JB Growth Partners and has experience as a licensed insurance agent selling fixed insurance products. Advisory Alpha serves a broad retail client base, including individual and high-net-worth investors, offering portfolio management, financial planning, and specialty solutions such as retirement plan services and donor-advised funds. The firm also provides subadvisory and co-advisory services to other registered investment advisors and employs a discretionary investment process featuring a diverse range of managed portfolio strategies.

Seth Radow is a financial advisor with Apollon Wealth Management, LLC, holding a Series 63 designation and over 40 years of industry experience. His prior roles include positions at Purshe Kaplan Sterling Investments, Inc. and Raymond James & Associates. Outside of finance, he is a partner and instructor at Kempo DD Martial Arts in Brentwood, Tennessee. Apollon Wealth Management is an SEC-registered multi-team adviser serving individuals, families, trusts, businesses, charitable organizations, and pooled investment vehicles. The firm combines centrally managed strategies with locally managed portfolios and offers a range of services including financial planning, portfolio management, retirement plan advisory, and sub-advisory for private funds.

Sean Cawley is a CFP® professional with 10 years of industry experience, currently serving as a financial advisor at RFG Advisory, LLC. He previously worked at Northwestern Mutual in various roles from 2015 to 2021. Cawley is also involved in the insurance business as an agent with multiple firms. RFG Advisory offers investment advisory and planning services to a diverse client base, including individual and high-net-worth investors, retirement plans, and institutional clients. The firm provides discretionary portfolio management, financial planning, retirement plan consulting, and access to alternative investments, utilizing a range of model strategies and third-party platforms while serving as an ERISA fiduciary for retirement accounts.