Steven Kramer is a CERTIFIED FINANCIAL PLANNER™ professional with 12 years of experience in the financial industry. He currently serves as a financial advisor at Cerity Partners LLC and has previously worked at ARGI Investment Services and FIDELITY Brokerage Services. Kramer holds a Series 63 license and is based in Cincinnati, OH. Cerity Partners LLC advises a diverse client base including individuals, families, trusts, business entities, charitable institutions, and institutional investors, managing approximately $166.2 billion in client assets as of December 31, 2025. The firm provides customized wealth management services that incorporate proprietary quantitative screening, manager selection, and private market solutions for qualified clients.

Lisa Miller is a financial advisor with Fifth Third Securities, Inc. in West Chester, OH, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has been with Fifth Third Securities since 1999. Fifth Third Securities, Inc. provides brokerage and investment advisory services through its Passageway Managed Account Program to a diverse client base, including individuals, charitable organizations, and institutional investors. The firm combines a municipal-advisor registration with its affiliation to Fifth Third Bank, offering multiple discretionary managed-account programs and features such as direct indexing and tax-overlay services.

Kirsten Sovern is a financial advisor at Fifth Third Securities, Inc. with two years of industry experience. She holds the Series 63 and Series 65 designations. Prior to joining Fifth Third Securities, she worked at Fifth Third Bank and has experience with Bunker's Country Club and Mid America Ball Park. Fifth Third Securities serves a diverse client base including individual, high-net-worth, and institutional clients through investment advisory and brokerage services. The firm offers multiple investment program types on the Passageway Managed Account platform and operates as a wholly owned subsidiary of Fifth Third Bank.

Zachary Steinmetz is a financial advisor with Fifth Third Securities, Inc. He holds the Series 66 designation and has 12 years of industry experience. Prior to joining Fifth Third Securities and Fifth Third Bank in 2022, he worked at Bank of America, Merrill, and Edward Jones. Fifth Third Securities, Inc. provides brokerage and investment advisory services to individuals, charitable organizations, corporate clients, and institutional investors through its Passageway Managed Account Program. The firm offers multiple discretionary managed-account options and features such as direct indexing and tax-overlay services, supported by its affiliation with Fifth Third Bank and a combination of third-party and advisor-managed portfolios.

William Mitchell is a financial advisor with Transamerica Financial Advisors in Cincinnati, OH, holding Series 63, 65, and 66 licenses and bringing 42 years of industry experience. He has been affiliated with Transamerica Financial Advisors since 2012 and also has tenure at Virtual Financial Group and The Wealth Wave. His other business activities include sales of insurance and non-insurance products for companies affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors serves a broad client base including individual investors, pension and profit-sharing plans, trusts, and corporations. The firm offers both advisory and broker-dealer services through proprietary and third-party model portfolios and manages over $2 billion in assets under management across discretionary and non-discretionary programs.

Timothy Sabin is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. He has maintained various business activities outside of advising, including owning a maker of African drums and serving as a sports official for high school softball, volleyball, and basketball. Sabin also operates a tax preparation service. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and businesses, utilizing a model portfolio approach implemented through third-party managers and digital platforms. The firm offers integrated retirement plan services and distributes affiliated mutual funds and insurance products.

Jeffrey Leibfarth is a financial advisor with GWN Securities Inc. in Liberty Township, OH, holding a Series 63 designation and 34 years of industry experience. He has been with GWN Securities since 2014. Outside of his advisory role, he is involved in the sale of fixed annuities and insurance products through a related business. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individuals, including high-net-worth clients, and business clients. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios, with a distinctive history of employing market-timing and momentum strategies within its managed-account programs.

Matthew Glassmeyer is a financial advisor with Commonwealth Financial Network in Cincinnati, OH, holding a Series 66 designation and 15 years of industry experience. He has been with Commonwealth and Cornerstone Financial Group since 2010. Outside of his advisory role, he serves as a bookkeeper for Elite Performance Climbing and acts as a mentor coordinator with BNI Cincy North. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and personalized investment solutions, while offering operational and compliance support to affiliated advisors.

Kenneth Crawford is a financial advisor with FIFTH THIRD SECURITIES, Inc., holding Series 65 and Series 63 licenses and bringing eight years of industry experience. His career includes roles at Fifth Third Bank, The Huntington Investment Company, and New York Life entities. FIFTH THIRD SECURITIES, Inc. serves a diverse client base including individuals, high-net-worth clients, and institutional entities, offering investment advisory and brokerage services through various programs on the Passageway platform. The firm operates as a broker-dealer, SEC-registered investment adviser, and municipal advisor, providing multiple portfolio management options and maintaining a comprehensive corporate structure as a subsidiary of Fifth Third Bank.

Adam Hardy is a CFP® professional with six years of industry experience, currently serving as a financial advisor at Cerity Partners LLC. His career includes roles at ARGI Investment Services, Wake Forest University, Fidelity Brokerage Services, and previous positions at Merrill and CitiGroup. Cerity Partners advises a diverse client base ranging from individuals to institutional investors, providing customized wealth management services that include investment management, financial planning, and retirement plan consulting. The firm’s investment approach incorporates client-specific investment profiles, quantitative screening, and access to alternative and private market solutions for qualified clients.

Eric Bokesch is a financial advisor with Mariner who holds Series 63 and Series 66 credentials and has 24 years of industry experience. His prior roles include positions at Nationwide Investment Services Corporation, Cambridge Investment Research Advisors, Pinnacle Wealth Management, and Securities America. He is currently associated with Mariner Institutional and Mariner Wealth Advisors. Mariner serves a diverse client base including individuals, pension plans, trusts, charitable organizations, and corporations, offering investment management, financial planning, retirement consulting, and coordinated tax services. The firm employs customized, committee-overseen portfolios that combine in-house research with third-party manager allocations and provides integrated tax and accounting services alongside traditional portfolio management.

Anthony Poe is a financial advisor with Private Advisor Group, LLC, holding Series 63 and Series 65 licenses and over 20 years of industry experience. His prior roles include positions at LPL Financial and Northwestern Mutual, spanning from 2005 through 2019. Outside of finance, he operated AJPOE Photography for 11 years. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based model that incorporates a variety of investment strategies and third-party managers, supported by proprietary technology platforms.

Jerome Evers is a financial advisor at Fifth Third Securities, Inc. with 25 years of industry experience. He holds Series 63 and Series 66 designations and has been with Fifth Third Securities since 2001. Outside of his advisory role, he is a co-owner of a family real estate company. Fifth Third Securities serves individual and institutional clients through investment advisory and brokerage services, offering a range of managed account programs and portfolio management options via its Passageway platform. The firm operates as a broker-dealer, SEC-registered investment adviser, and municipal advisor, and is a wholly owned subsidiary of Fifth Third Bank.

Vicki Schapp is a CFP® professional with 25 years of industry experience, currently affiliated with Transamerica Financial Advisors. She has held various roles including trustee of a revocable trust and educator at the Heartland Institute of Financial Education. Her background also includes administrative work and involvement with estate document services. Transamerica Financial Advisors serves a diverse client base including individuals, pension plans, trusts, and corporations, providing advisory and broker-dealer services through proprietary and third-party investment models with both discretionary and non-discretionary options.

Spencer Ford is a CFP® professional with 10 years of industry experience, currently affiliated with AE Wealth Management, LLC. He has held positions at multiple firms including Madison Avenue Securities, LLC and Conservative Financial Solutions LLC, where he serves as Chief Operating Officer and Wealth Advisor. Outside of his advisory roles, Ford is also an author working on revisions and new material. AE Wealth Management provides fee-based portfolio management, financial planning, and retirement-plan consulting to a diverse clientele, including individuals, corporations, trusts, and ERISA plan sponsors. The firm emphasizes model portfolio management and offers specialized ERISA services while managing approximately $49.8 billion for over 127,000 clients.

Patrick Mullen is a financial advisor with Fifth Third Securities, Inc. He holds Series 63 and Series 65 credentials and has four years of industry experience. Prior to joining Fifth Third Securities in 2021, he worked at Fifth Third Bank and previously at Kona Grill. Fifth Third Securities, Inc. serves individual, high-net-worth, and institutional clients through investment advisory and brokerage services. The firm offers a variety of investment programs, including mutual fund and ETF models, SMA strategies, and direct indexing, operating as a wholly owned subsidiary of Fifth Third Bank.

Dennis Brown is a financial advisor with FIFTH THIRD SECURITIES, Inc., holding Series 63 and Series 65 credentials and four years of industry experience. His prior work includes positions at Game Stop and Fifth Third Bank. FIFTH THIRD SECURITIES, Inc. serves a diverse client base including individuals, high-net-worth clients, and institutions through investment advisory and brokerage services. The firm offers multiple program types via the Passageway Managed Account Platform and is a wholly owned subsidiary of Fifth Third Bank.

Thomas Keller is a CFP® professional with 26 years of experience in the financial services industry. He has been with Kestra Advisory since 2016 and has worked at Kestra Investment Services, LLC since 2003. Keller holds a partner role at Kehoe Financial Advisors, providing advisory and accounting services. He is also involved with the Donauschwaben Society, a community organization. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base including institutional and individual investors. The firm offers a range of services such as fiduciary consulting, plan design, and employee education, and serves large institutional clients including sovereign wealth funds.

Jennifer Ferguson is a financial advisor at Fifth Third Securities, Inc. with 26 years of industry experience. She holds Series 63 and Series 66 designations and has been with Fifth Third Securities since 1999. Fifth Third Securities serves a broad range of individual and institutional clients through investment advisory and brokerage services. The firm offers various managed account programs and investment strategies via the Passageway platform and operates as a wholly owned subsidiary of Fifth Third Bank.

Kevin Hancock is a financial advisor at Empower Advisory Group holding a Series 66 designation. He has recently entered the industry and began his financial services career in 2026. Prior to joining Empower Advisory Group, he worked in various mortgage services roles from 2013 to 2026. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage clients. The firm delivers services through an integrated model with Empower’s recordkeeping and administrative platforms, emphasizing long-term portfolio returns and client savings rates.