Joshua Pavon is a financial advisor at Ameriprise with 17 years of industry experience and holds a Series 66 designation. He has worked at Ameriprise and its predecessor since 2011. Outside of his advisory role, he serves as Treasurer on the Board of Directors for the Windsor Square Condo Association and is the founder and president of Haste the Day, a nonprofit organization. He also facilitates Dave Ramsey’s Financial Peace classes at Centerville Christian Fellowship Church. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides clients with written retirement income recommendations and annual planning advice focused on income sources and tax-aware withdrawal strategies.

Caitlin Pelzer is a financial advisor at Fidelity with Series 63 and Series 66 credentials and two years of industry experience. Prior to joining Fidelity, she worked at The Cinday Academy and Charyl Stockwell Academy. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including fund advisory and model portfolio delivery. The firm utilizes proprietary research, quantitative analysis, and algorithmic portfolio construction, with oversight for affiliated and unaffiliated sub-advisers.

Kaleb Baker is a CFP® with 10 years of experience in the financial services industry, currently with LPL Financial. His prior roles include positions at PNC Investments, CUSO Financial Services, and Wright-Patt Credit Union. He is also involved with Federal Retirement Readiness Associates LLC, a non-investment related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting a large network of investment adviser representatives across a broad range of strategies.

Jason Hallmark is a CFP® professional at OSAIC with 18 years of industry experience. He has previously worked at Northwestern Mutual and Securities America Advisors. Outside of his advisory role, Hallmark is also involved in creating art and photography. Osaic Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients. The firm offers a range of brokerage and advisory services centered on model-based asset allocation and portfolio optimization through a multi-advisor platform.

Geneva Beard is a financial advisor with Primerica Advisors, holding 29 years of industry experience. She has been with Primerica Advisors and Primerica Financial Services since 1995 and has concurrently worked with Graceworks since 2014. Outside of her advisory role, she is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors and offers advisory services based on model recommendations managed by third-party asset managers.

Benjamin Marcum is a financial advisor with Fidelity Investments, holding a Series 66 designation and beginning his industry career in 2025. Prior to joining Fidelity, he served as head defensive coach for SOUL Lacrosse LLC and has experience coaching at Springboro High School. Outside of finance, he has been involved in lacrosse coaching and youth sports activities. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Lawrence Pohl is a financial advisor with Primerica Advisors in Dayton, OH, holding a Series 63 designation and 32 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 1994. In addition to his advisory role, he serves as an office manager for a regional vice president and is involved in sales related to home security and automation products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program that primarily serves individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with nearly 3,700 advisors and approximately $15.5 billion in assets under management, delivering advisory services through model-driven investment strategies and third-party asset managers.

Dennis Eck is a financial advisor with LPL Enterprise holding Series 63 and Series 65 designations and 43 years of industry experience. He has been with LPL Enterprise since 2024 and previously worked at Prudential Insurance Company of America and Pruco Securities, LLC from 1981 to 2024. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual investors, retirement plans, and corporate entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Gregory Jedding is a financial advisor with J.P. Morgan Securities in Centerville, OH, holding Series 63 and Series 65 credentials and having 25 years of industry experience. His prior roles include positions at U.S. Bancorp Investments, PNC Wealth Management, Natcity Investments, and Fifth Third Securities. He has been with J.P. Morgan Securities and JPMorgan Chase Bank since 2012. J.P. Morgan Securities offers institutional consulting services focused on asset allocation advice, investment manager searches, and customized performance reporting for plan sponsors, corporations, and endowments. The firm’s advisory process integrates centralized due diligence using quantitative and qualitative research and incorporates broader derivatives and commodities capabilities.

Ryan Khosla is a financial advisor at Morgan Stanley in Beavercreek, OH, holding a Series 66 designation. He has one year of industry experience and previously worked at Centerville City Schools and attended DePauw University. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a wide range of advisory programs and financial planning services. The firm employs a structured planning process utilizing firm-approved tools and offers various investment and planning solutions through its extensive platform.

Nicholette Thiesing is a financial advisor at Fidelity with 17 years of industry experience. She holds Series 63 and Series 66 designations and has been with Fidelity and its affiliated entities since 2011. Fidelity’s Strategic Advisers LLC offers investment management and advisory services to both retail and institutional clients, utilizing a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is also noted for its use of systematic methodologies, formal advisory roles to multiple registered investment companies, and its application of AI and large language models in research.

Amy Allen is a financial advisor at Edward Jones in Beavercreek, OH, holding a Series 66 designation with one year of industry experience. Prior to joining Edward Jones, she worked at The Sage Life Coach, Tailored Management, Leidos, and the University of Dayton Research Institute. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a variety of investment strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of advisors and branch offices.

Robert Fortman II is a Series 66 licensed financial advisor with Edward Jones, based in Dayton, OH. He has 11 years of industry experience and has been with Edward Jones since 2014. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of more than 23,700 financial advisors, offering a range of discretionary and non-discretionary investment strategies alongside affiliated mutual funds and other financial services.

Brandon Fourman is a CFP® professional with seven years of industry experience and is currently with LPL Financial in Centerville, OH. His prior roles include positions at Westminster Financial Securities, Inc. and Wright State University. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions through a broad network of investment adviser representatives. The firm provides a range of advisory and brokerage services including financial planning, wrap and model portfolio programs, and access to third-party asset managers.

Austin Bernth is a financial advisor with LPL Enterprise based in Centerville, OH. He holds Series 63 and Series 65 licenses and has three years of industry experience. His prior roles include positions at The Prudential Insurance Company of America, JPMorgan Chase Bank NA, and Northwestern Mutual. Bernth is also involved with Pine & Iron Lodge, LLC, a real estate rental business. LPL Enterprise, LLC provides investment advisory and brokerage services to a diverse client base including individual and high-net-worth investors, employer-sponsored retirement plans, banks, and charitable entities. The firm primarily uses model-driven investment implementation and offers access to third-party asset managers, financial planning, and insurance products through affiliated entities.

Nathan Saner is a financial advisor with Cambridge Investment Research Advisors and holds a Series 66 designation. He has one year of industry experience and has worked at Cambridge Investment Research Advisors, PNC Investments, PNC Bank, Montgomery Insurance & Investments, and Wright State University. Cambridge Investment Research Advisors serves a diverse client base including individual, institutional, pension, and charitable organizations by offering financial planning, investment management, and retirement-plan advisory services. The firm manages a multi-billion dollar asset base and provides access to multiple platforms and third-party advisors, including proprietary model strategies under the Founders Gate Capital brand.

Jason Moore is a financial advisor with Raymond James Financial in Dayton, OH, holding Series 63 and Series 65 licenses and with 16 years of industry experience. His prior roles include positions at National Wealth Management Group, LLC and PNC Wealth Management. Outside of his advisory work, he has been involved with Centerville Crossfit since 2017. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm uses analytic tools and risk profiling to tailor non-discretionary planning and consulting aligned with client goals.

Kent Montgomery is a financial advisor at Cambridge Investment Research Advisors with six years of industry experience. He holds the Series 66 designation and previously worked at The Ohlmann Group. Outside of the financial sector, he is active as a musician, performing as a guitarist and vocalist in multiple local groups and tribute acts. Cambridge Investment Research Advisors serves a broad range of individual and institutional clients, including pension and charitable organizations, by providing financial planning, investment management, and retirement-plan advisory services. The firm offers a variety of account implementation platforms and proprietary model strategies through a large network of financial professionals.

Phillip Kozen is a financial advisor at J.P. Morgan Securities with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at J.P. Morgan Securities since 2012, with a broader tenure at JPMorgan Chase Bank dating back to 2000. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a program focused on written asset allocation advice, investment manager and fund searches, and customized performance reporting. Their advisory process combines quantitative screens and qualitative research with a range of investment options, including an ESG eligibility framework.

David Austria is a financial advisor with Ameriprise in Beavercreek, Ohio, holding a Series 66 designation and five years of industry experience. Prior to joining Ameriprise in 2021, he worked at Deloitte & Touche, LLP and has experience in diverse roles including at Kings Island and Miami University. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a Premier Retirement Income service focused on written recommendation reports and annual retirement-income planning advice that emphasizes dependable income sources and tax-aware withdrawal strategies.