Brian Rose is a financial advisor with Primerica Advisors in Portage, Michigan, holding Series 63 and Series 65 licenses and having 37 years of industry experience. He has a diverse work history including roles with Reinforcement Inc. and multiple community organizations, as well as ongoing affiliation with the University of Michigan. Outside of advisory work, he is involved in referral services related to home security and automation products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-HNW and high-net-worth clients, along with corporate and charitable clients. The firm delivers advisory services through a large network of advisors who utilize model-driven investment strategies managed by unaffiliated asset managers.

Kevin Mazer is a CFP®-designated financial advisor with 42 years of industry experience. He is currently with LPL Financial and was previously with Commonwealth Financial Network for 21 years. Outside of his advisory role, he is the sole owner of a vehicle and computer restoration company and serves as an elected precinct delegate in Texas Township, Michigan. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolio programs, with advice delivered primarily through its network of investment adviser representatives.

Nicholas Acri is a CFP® certificant with five years of industry experience, currently serving as a financial advisor at Cambridge Investment Research Advisors. His career includes roles at Cambridge Investment Research, Shipt LLC, and Western Michigan University. Outside of his advisory work, he volunteers as a committee member with the Rotaract club in Kalamazoo and acts as a coach and consultant for the Foundation for Financial Planning. Cambridge Investment Research Advisors serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning, investment management, retirement-plan advisory, and wrap-fee programs through a large network of financial professionals and multiple custodial platforms.

Jeffery Vanderstraaten is a Wealth Management Advisor with Merrill Lynch Wealth Management. He began his career in financial services in 1999 at Merrill and has over two decades of experience. Jeff is a founding partner of the Hekman & VanderStraaten Group and focuses on total wealth management. He provides solutions based on clients' risk tolerance, time horizon, liquidity needs, and investment goals, utilizing a defined process to help clients reach their objectives. Jeff's expertise includes college education planning, employee benefits planning, employee financial health, managing new wealth, personal retirement planning, portfolio management services, special needs planning strategies, women and wealth, tax minimization, and retirement income. He uses the Investment Personality Assessment developed by Merrill Lynch Wealth Management to better understand clients' investing preferences and customize financial strategies accordingly. He holds a Bachelor's degree and a Master's degree in Finance from Western Michigan University. Jeff has earned several professional designations, including Chartered Financial Consultant (ChFC), Chartered Retirement Plans Specialist (CRPS), Chartered Retirement Planning Counselor (CRPC), Chartered Special Needs Consultant (ChSNC), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He serves on the Endowment Committee at his church. Jeff lives in Portage with his wife, Michelle, and their two daughters, Ella and Grace. In his free time, he enjoys basketball, football, ice hockey, music, reading, and spending time with his family.

Randall Verlin is a CFP®-designated financial advisor with Cambridge Investment Research Advisors and has 40 years of industry experience. He has been with Cambridge since 2009 and previously worked with the Mazzola-Verlin Group and Kardia Midwest Family Wealth Counseling. He serves on the Western Michigan University Athletic Advisory Board and owns a tax preparation service in Kalamazoo, MI. Cambridge Investment Research Advisors provides financial planning, investment management, and retirement-plan advisory services to a broad mix of individual and institutional clients, including pension and charitable organizations. The firm offers both discretionary and non-discretionary management across multiple platforms and maintains proprietary model strategies under the Founders Gate Capital brand.

Robert Benjamin is a financial advisor with Raymond James & Associates in Kalamazoo, MI, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Raymond James & Associates since 1999 and also maintains a longstanding affiliation with Roney & Co. since 1998. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutions, and municipal entities—and offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions supported by a nationwide network of advisers.

Timothy Williams is a financial advisor at Stifel with 36 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Northwestern Mutual Investment Services and Robert Baird & Co. He is based in Portage, MI. Stifel serves a broad client base including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach relies on proprietary analysis and allocation methodologies developed by its Investment Strategy Group, which supports client decision-making without guaranteeing outcomes.

Daniel Coleman is a CFP® and holds a Series 66 license with 19 years of industry experience. He has been with Edward Jones in Kalamazoo, MI since 2007. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs including discretionary and non‑discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets under management through a nationwide network of financial advisors and branch offices.

Glen Kellam is a financial advisor with LPL Financial based in Kalamazoo, MI, holding Series 63 and Series 65 credentials and 16 years of industry experience. His prior work includes positions at Cuso Financial Services, Consumers Credit Union, Cetera Advisors LLC, and his own firm, Kellam Financial Planning, Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory services including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives and extensive operational resources.

David Grall is a financial advisor at Morgan Stanley with 38 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Morgan Stanley since 2011, including 11 years at Morgan Stanley Private Bank, National Association. Prior to that, he spent one year at Wells Fargo Clearing. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs and customized financial planning, managing approximately $2.74 trillion in client assets.

Bruce Bos is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and having 19 years of industry experience. He has been with Cambridge Investment Research Advisors since 2013 and also works as an independent insurance agent selling life, long-term care, and fixed annuity products. Additionally, he is employed as a title examiner at Lighthouse Title Group. Cambridge Investment Research Advisors serves a diverse range of individual and institutional clients, including pension and charitable organizations, offering financial planning, investment management, and retirement-plan advisory services. The firm supports various management platforms and proprietary model strategies under the Founders Gate Capital brand.

Harold Caldwell II is a financial advisor with Primerica Advisors in Portage, MI, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. His career includes roles at PFS Investments Inc. and Zolman, with ongoing service at Primerica Financial Services since 2006. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors alongside corporate and charitable clients. The firm operates at scale with approximately 3,698 advisors and $15.5 billion in assets under management, delivering advisory services through model-driven strategies managed by unaffiliated asset managers.

Jamie Phillips is a financial advisor with Raymond James & Associates in Portage, MI, holding Series 63 and Series 65 credentials and possessing 28 years of industry experience. He has been with Raymond James & Associates since 2016. Outside of his advisory role, Phillips leases farmland and is involved with agricultural ventures in Vicksburg, MI. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser serving individuals, institutions, and municipalities. The firm offers financial planning and investment consulting through various programs, combining multiple portfolio management styles and extensive research resources.

Daniel Ingles is a Wealth Management Advisor with Merrill Lynch Wealth Management. In this role, he works closely with clients and their families to identify and pursue meaningful financial goals through personalized wealth management strategies. Daniel assists clients in anticipating and managing major life transitions, such as business sales and retirement, while also addressing ongoing priorities like education planning and philanthropic endeavors. Daniel has been in the financial services industry since 2013 and joined Merrill Lynch Wealth Management in 2016. Prior to his financial career, he served six years in the United States Military. He holds a Bachelor of Science in Business Administration with a concentration in Personal Financial Planning from Central Michigan University, where he graduated with high honors. Daniel is a CERTIFIED FINANCIAL PLANNER™ (CFP), a CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), and a Personal Investment Advisor (PIA). He is committed to adhering to a disciplined financial planning process to help clients pursue their long-term goals. In alignment with the Merrill tradition, Daniel dedicates time to volunteering in the communities he serves. His client focus areas include education planning, executive and equity compensation services, family wealth management, legacy and philanthropic planning, liquidity management, retirement planning, portfolio management, and tax minimization.

Ryan Cahill is a CFP®, CFA®-designated financial advisor with 16 years of industry experience. He is currently with Edelman Financial Engines and was previously the principal at Cahill Wealth Management, LLC for 18 years. He is also a managing member of an office property rental entity in Portage, MI. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual and institutional clients, offering a range of workplace solutions and planner-led wealth management that combines proprietary modeling with online tools.

Stacy Clark is a financial advisor with Ameriprise in Kalamazoo, MI, holding Series 63 and Series 66 licenses and bringing 22 years of industry experience. She previously worked at Ameriprise Financial Services, Inc. for 15 years. Clark serves as a trustee and fundraising chair on a nonprofit board in Richland, MI. Ameriprise offers retirement-income planning services primarily for clients with significant investable assets, combining research, modeling, and tax-efficiency analysis to provide tailored, non-discretionary recommendations through a centralized consulting team.

Theresa Fisher is a financial advisor with Raymond James Financial, holding a Series 66 designation and having two years of industry experience. She has worked with various Raymond James entities since 2016 and is involved with Tiller Investment Management. Outside of finance, she owns a small business selling baked goods made to order. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and corporate clients, offering tailored, non-discretionary advisory services supported by analytical tools and specialized programs.

Maya Nashef is a financial advisor at Morgan Stanley in Kalamazoo, MI, holding Series 66 and Series 63 licenses with five years of industry experience. Her prior roles include positions at JPMorgan Securities LLC, JPMorgan Chase Bank, NA, and PNC Bank. Morgan Stanley Wealth Management provides advisory programs and financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets and utilizing structured planning tools and firm-approved methodologies.

Nicole Starbuck is a financial advisor with LPL Financial in Kalamazoo, MI, holding Series 63 and Series 65 licenses and eight years of industry experience. Her prior roles include positions at Sigma Financial Corporation, Cetera Advisors, and Plains Cooperative Telephone Association. She is also involved in tax preparation and accounting services alongside her advisory work. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Lawrence Mjovig is a financial advisor with LPL Financial in Kalamazoo, Michigan, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He has worked with Linsco Private Ledger Corp since 2001. Additionally, he is an independent insurance agent specializing in fixed products. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of advisors and advanced operational tools.