Ryan Hammer is a financial advisor with OSAIC, holding Series 63 and Series 65 designations and eight years of industry experience. His prior roles include positions at Equitable Advisors, AXA Advisors, and TD Ameritrade. He is also involved with NFOCUS Financial Partners in sales and marketing of securities, investment advisory, and insurance products. OSAIC serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services through a large network of affiliated advisers and multiple platforms. The firm uses a range of tools and third-party services to construct and manage portfolios across various asset classes on both discretionary and non-discretionary bases.

Latoya Johnson Arnett is a financial advisor at Edward Jones in Little Elm, TX, holding a Series 66 designation. She has four years of experience in the industry and previously worked for the School District of Palm Beach County for eleven years. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Sanjiv Shukla is a financial advisor with Raymond James Financial who holds Series 66 and Series 63 designations and has 23 years of industry experience. He has been with Raymond James Financial Services Advisors, Inc. and its affiliated entities since 2015. Outside of his advisory role, Shukla is also an independent insurance agent involved in the sales of disability and life insurance. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using analytical tools to support client goals and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Clyde Woolfolk Jr. is a financial advisor with Raymond James Financial in Denton, TX, holding a Series 63 license and bringing 46 years of industry experience. He has been with Raymond James and its affiliates since 1990 and has served in various roles including at Denton County Probate Court and the U.S. Coast Guard Auxiliary. Outside of his advisory work, he is involved in agricultural operations as a partner managing a family farm and serves as Chair of the Denton Downtown Tax Increment Committee. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, high-net-worth clients, institutional investors, and organizations. The firm utilizes risk profiling and analytical modeling to tailor non-discretionary planning and supports clients with a broad range of advisory programs and institutional consulting services.

Lucinda Clark is a financial advisor at Cetera with two years of industry experience and holds the Series 66 designation. She has held roles at Finchly Finance and Legacy Financial Advisors, where she served as Director of Operations. Cetera Investment Advisers LLC operates a multi-manager platform serving individual, corporate, charitable, and institutional clients with a wide range of portfolio management and retirement services delivered through a large nationwide network of independent advisors.

Sean Gingrich is a financial advisor with Edward Jones in Highland Village, TX, holding a Series 66 designation and 11 years of industry experience. He has been with Edward Jones since 2015. Outside of his advisory role, he is listed as an owner of Ronnie Bills Pineapple Farm LLC, although the business is not active. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Michael Woods is a CFP® with 26 years of industry experience, currently affiliated with Cambridge Investment Research Advisors in Denton, TX. He has worked at Cambridge since 2009 and previously spent 10 years at Stocker Woods Financial, Inc. Cambridge Investment Research Advisors is an SEC-registered firm serving a diverse client base, including individuals, pension and profit-sharing plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent Financial Professionals, providing a range of portfolio management and model-based solutions tailored to client objectives.

Jarett Adair is a financial advisor with Edward Jones in Justin, Texas, holding a Series 66 designation and 17 years of industry experience. He previously worked at TIAA-CREF and TIAA from 2013 to 2020. Outside of his advisory work, he serves as a board member representing District 7 for CoServ in Corinth, Texas. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a wide range of advisory programs and investment strategies, supported by a large network of financial advisors and branch offices nationwide.

Bradley Hinson is a CFP® professional with 12 years of experience in the financial industry, currently serving as an advisor at Edward Jones since 2014. He is also a trustee of Think Twice Ministries in Corinth, TX. Edward Jones is a full-service wealth management firm that serves individual and institutional clients across various segments, managing over $1 trillion in assets through a large network of financial advisors and branch offices. The firm offers a range of advisory strategies and affiliated investment options under a fiduciary standard.

Elijah Valtierra is a financial advisor with Wells Fargo Advisors in Frisco, TX, holding a Series 66 designation and five years of industry experience. Prior to joining Wells Fargo Advisors in 2021, he worked at Dialpad for four years and spent one year in full-time education. Outside of his advisory role, he is involved with Mt Carmel Pyrotechnics LLC in Dallas, TX. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser offering investment and financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services, including specialized areas such as business-owner transition and sports and entertainment planning, utilizing Wells Fargo research and tools to develop tailored recommendations for clients.

Karey Rebello is a CFP® professional with eight years of industry experience, currently with Cambridge Investment Research Advisors since 2026. Prior to joining Cambridge, Karey worked at LSF Capital LLC and IWG Investment Advisors LLC. Outside of advisory work, Karey is a 50% owner of LS Financial Group LLC, which holds a minority stake in an affiliated insurance firm. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a wide range of clients including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services delivered through independent Financial Professionals using both proprietary and third-party strategies.

Brett Blair is a financial advisor at LPL Financial with 10 years of industry experience and holds a Series 66 designation. He previously worked at SPC and Sigma Financial Corporation before joining LPL Financial. Blair also manages Blair Financial LLC, a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, retirement plan consulting, and brokerage services, including discretionary and non-discretionary management and access to model portfolios and research.

Gary Calmes is a CFP® professional with 18 years of experience currently with Cetera. He has operated his own financial and tax firms since the early 1990s and has served on the Denton Fire Pension Board since 2014. Calmes holds board positions with Denton Calvary Academy and the Woman to Woman Pregnancy Resource Center and serves as an elder at Denton Bible Church. Cetera Investment Advisers LLC is an SEC-registered firm supporting a large nationwide network of independent advisors. It offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and ERISA retirement services to individual, corporate, charitable, and institutional clients.

Kevin Rackers is a financial advisor at Edward Jones in Frisco, TX, holding CFP® and ChFC® designations with 27 years of industry experience. His previous roles include positions at AIG Capital Services, American General Life Insurance, The Prudential Insurance Company of America, and Pruco Securities. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory strategies, including managed solutions and separately managed accounts, and operates under a fiduciary standard with a nationwide network of more than 23,000 financial advisors.

Jan Valecka is a financial advisor with LPL Financial, holding a Series 63 license and 37 years of industry experience. He has been with LPL Financial since 2005. Valecka serves as an NASD industry arbitrator for the NASD Board of Arbitrators. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad range of clients, including individuals, retirement plans, institutions, and charitable organizations. The firm provides financial planning, advisory programs, retirement consulting, and brokerage services through a national network of investment adviser representatives.

Scott Smith is a CFP®-certified financial advisor with Edward Jones in Frisco, TX, and has 14 years of industry experience. He has been with Edward Jones since 2011. Outside of his advisory role, Smith serves as a director and shareholder of Watson Truck and Supply and is an owner/member of Carrios Holdings LLC, which manages mortgage payments and a hair salon business; he is also the board president of the nonprofit Ed-U-Care. Edward Jones is a wealth management firm serving more than four million individual and institutional clients with a range of advisory programs and investment solutions, supported by a large network of financial advisors and branch offices nationwide.

Gary Booth is a CFP® professional with 27 years of industry experience, currently affiliated with LPL Financial since 2026. Prior to joining LPL, he worked at Raymond James Financial Services Advisors and Raymond James Financial Services, Inc. for 11 years. Booth also serves as a board member of Bancroft Bag, Inc. and is CEO of an accounting firm providing tax and accounting services. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning services, and investment management solutions supported by research and third-party subadvisors.

Philip Crow is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 credentials and 25 years of industry experience. Prior to joining Raymond James in 2022, he spent 12 years at Hornor, Townsend, and Kent, Inc. He also serves as a Compliance Officer at Mainspring Wealth Advisors, LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Dedrick Adell is a financial advisor at LPL Financial with 16 years of industry experience and holds the ChFC® and Series 63 credentials. His prior experience includes roles at Guardian Life Insurance Company, Park Avenue Securities, Mass Mutual, and New York Life Insurance Company. Outside of his advisory work, he serves on the Board of Trustees for Friendship Baptist Church of The Colony and is involved with Holistiq Tax Planners, LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Paul Foutch is a CFP® professional affiliated with Edward Jones in Flower Mound, TX, and has 17 years of industry experience. He has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers various advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds, and operates under a fiduciary standard.