Maraud Pemberton is a financial advisor at USAA Investment Services Company with seven years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Morgan Stanley and Principal Life Insurance Company. Outside of finance, he also works as a bartender and server at Outback Steakhouse. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members through phone and digital channels, offering Retirement Income Strategy Reports and facilitating client referrals to third-party broker-dealers and advisers.

Mark Thompson is a financial advisor with Frost Investment Services in San Antonio, TX. He holds a Series 66 designation and has four years of industry experience. Prior to his current role, he worked at Frost Bank for ten years. Frost Investment Services advises individual and corporate clients, including high-net-worth households, on investment advisory and portfolio management. The firm operates as an enterprise advisory platform affiliated with a bank, combining scale and banking integration in its fee and custody arrangements.

Elizabeth Buckthal Chilton is a CFA® charterholder with 11 years of industry experience. She has been with Sendero Wealth Management, LLC since 2014 and is currently an equity owner of Sendero Family Office, LLC, where she contributes to operational and administrative management for a high-net-worth family office. Sendero Wealth Management provides comprehensive wealth management and investment advisory services primarily to high-net-worth individuals, multi-generational families, and select institutions. The firm employs a structured investment process combining active and passive strategies, focusing on complex, multi-generational wealth needs and offering specialized programs such as women’s wealth initiatives.

Erika Montanaro is a financial advisor at Frost Investment Services with 13 years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Frost Bank and its affiliated entities since 2018, as well as prior roles with BBVA and its related companies from 2010 to 2018. Frost Investment Services advises individual and corporate clients, including high-net-worth households, providing investment advisory and portfolio management services. The firm’s affiliation with a banking institution and its enterprise scale distinguish its operating structure within the industry.

Jesse Galindo Jr. is a financial advisor at Brookwood Investment Group with 30 years of industry experience. He holds the ChFC® designation and Series 63 and 65 licenses. His prior experience includes roles at Redwood Private Wealth LLC, D.H. Hill Securities, and Avalon Investment & Securities Group. Outside of his advisory work, he is involved in insurance sales and tax planning through his ownership and managing director roles at Main Street Financial Strategies, Rivercity Tax Pros, and Redwood Tax Specialists. Brookwood Investment Group serves individual investors, businesses, and retirement plans by providing portfolio management and financial planning services. The firm employs a customized approach using multiple investment strategies and maintains various affiliated businesses and partnerships to support its offerings.

Pedro Hero is a CFP® professional with 28 years of industry experience. He is currently with Mutual Advisors, LLC, where he has worked since 2021. His prior experience includes roles at OASIS Financial Holdings, Cetera Advisor Networks, and Osaic FS, Inc. Outside of his advisory work, he serves as a varsity football official. Mutual Advisors, LLC serves a diverse client base including individual investors, trusts, retirement plans, and institutional clients. The firm employs a blend of active and passive investment strategies with an emphasis on diversification and uses multiple analytical approaches to tailor portfolios according to client objectives.

Jake Carlyle is a financial advisor at Sendero Wealth Management, LLC in San Antonio, TX, holding a Series 65 designation with one year of industry experience. Prior to joining Sendero, he worked at Institutional Shareholder Services for three years. Sendero Wealth Management provides investment advice and comprehensive wealth management services primarily to high-net-worth individuals, multi-generational families, and select institutions, typically serving clients with $3 million or more in investable assets. The firm follows a structured guidance process and employs a mix of active and passive strategies with a due-diligence focus on third-party managers.

Norbert Gonzales Jr. is a financial advisor with Wealth Management, LLC in San Antonio, TX, holding a Series 63 designation and bringing 28 years of industry experience. He has been with Wealth Management since 2007 and also operates his own CPA and business legal services firm. Gonzales serves on the boards of several local nonprofits, including the San Antonio Chamber Choir, Park South Village, and San Pedro Playhouse. Wealth Management Nebraska LLC advises individuals and high-net-worth clients, as well as institutional clients such as defined contribution plan sponsors and municipal entities. The firm employs broadly diversified, passively managed portfolios with a long-term, buy-and-hold approach and offers discretionary asset management, fiduciary services, and back-office support for other advisors.

Tara Menchaca is a financial advisor at Frost Investment Services with 25 years of industry experience. She has worked at Frost Bank and Frost Brokerage Services since 1998. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and a variety of managed account programs through the Fidelity Managed Account Xchange platform, utilizing both affiliated and third-party investment managers.

Jake Fortenberry is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 66 licenses and eight years of industry experience. He previously worked at J.P. Morgan Securities and Northwestern Mutual Investment Services. Frost Investment Services serves both individual, including high-net-worth, and corporate clients by providing investment advisory and portfolio management services. The firm operates as an enterprise advisory platform with a banking affiliation, managing approximately $3.7 billion in client assets across about 179 advisors.

Robert Burks is a CFP® with 15 years of industry experience currently serving at Frost Investment Services. His prior roles include positions at Fidelity Investments and its affiliated entities, where he worked from 2015 to 2025. Outside of his advisory work, he is involved in wildlife control efforts focused on hog population management. Frost Investment Services is an SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and comprehensive financial planning, utilizing a platform that integrates model portfolios, third-party managers, and tax and ESG overlay services.

Jerry Glosson Jr. is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 66 credentials and possessing 34 years of industry experience. He has been with Frost Investment Services since 2017 and previously worked at Frost National Bank and Frost Brokerage Services, Inc. Frost Investment Services advises individual and corporate clients, including high-net-worth households, offering investment advisory and portfolio management services through a platform of approximately 179 advisors managing about $3.7 billion in assets. The firm is notable for its affiliation with a banking institution, which influences its referral, custody, and compensation arrangements.

Jose Rangel is a financial advisor at Frost Investment Services with seven years of industry experience. He holds Series 63 and Series 66 designations. His prior experience includes roles at JPMorgan Chase Bank and JPMorgan Securities LLC from 2013 to 2022 before joining Frost Brokerage Services in 2022. Frost Investment Services is an SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm provides discretionary portfolio management and comprehensive financial planning, utilizing model-based strategies and unified managed accounts through the Fidelity Managed Account Xchange platform.

Faith Morris is a financial advisor with Frost Investment Services in San Antonio, TX, holding the ChFC® and Series 63 credentials. She has seven years of industry experience, including prior roles at J.P. Morgan Securities and Transamerica Financial Advisors. Outside of her advisory work, Morris serves as a licensed chaplain and minister, providing counsel and officiating ceremonies through her involvement with Chosen 4 Service Ministries and the International Fellowship of Chaplains. Frost Investment Services advises individual and corporate clients, including high-net-worth households, offering investment advisory and portfolio management services. The firm operates as an enterprise advisory platform affiliated with a banking institution, overseeing approximately $3.7 billion in client assets across about 179 advisors.

Stephen Hernandez is a financial advisor at 1900 Wealth with a Series 65 designation and one year of industry experience. Prior to joining 1900 Wealth, he worked at Platform Science and Trimble, and spent seven years at Oracle. Outside of his financial advisory role, Hernandez serves as an elder and director at Redeemer Bible Church of San Antonio, where he is involved in preaching, teaching, church leadership, and managing the church’s finances. 1900 Wealth serves a diverse client base, including individuals, family offices, pension and profit-sharing plans, trusts, estates, and corporations. The firm focuses on strategic asset allocation using low-cost ETFs and mutual funds to build diversified portfolios tailored to clients’ goals, and also offers family office services along with management of affiliated pooled investment vehicles.

Timothy Kiesow is a CFP® and ChFC® with 20 years of experience in financial services, currently with USAA Investment Services Company. He has held various roles within the USAA organization since 2014, including positions at USAA Life Insurance Company and USAA Financial Advisors, Inc. based in San Antonio, TX. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and individual investors through phone and digital channels. The firm offers a Retirement Income Strategy Report and facilitates referrals to third-party advisers rather than managing client assets directly.

Alice Green is a financial advisor at Frost Investment Services in San Antonio, TX, holding a Series 66 designation. She has held various positions across several industries since 2020, including roles at Frost Brokerage Services and other firms. Her background includes experience in education and corporate settings. Frost Investment Services serves individual and corporate clients, offering investment advisory and portfolio management services. The firm is notable for its affiliation with a banking institution and operates an enterprise advisory platform with around 179 advisors managing approximately $3.7 billion in client assets.

Ariel Palomo Jr. is a financial advisor at Sendero Wealth Management, LLC with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Sendero Wealth Management since 2019, with prior roles at Merrill and Bank of America. Outside of his advisory work, he is an equity owner of Cross Pond Ventures Inc., a transportation business in San Antonio. Sendero Wealth Management provides investment advice and comprehensive wealth management services to high-net-worth individuals, multi-generational families, and select institutions, typically serving clients with $3 million or more in investable assets. The firm employs a structured process and open-architecture investment approach that includes both active and passive strategies, emphasizing multi-generational wealth and alternative investments.

Robert Blessing Jr. is an investment advisor at Waterloo Capital with four years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Commonwealth Financial Network and CVS Health Corporation. Waterloo Capital is a multi-advisor firm serving entrepreneurs, high-net-worth individuals, trusts, and institutional clients with investment management and financial planning. The firm employs a long-term, fundamental analysis approach to portfolio construction and offers discretionary and non-discretionary management, educational seminars, and referrals for tax and lending solutions.

Gene Brehm is a financial advisor with Saxony Capital Management, LLC in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. His prior work includes roles at Saxony Securities and 1st Global Advisors, Inc., and he has operated Brehm Havel & Co., LLP since 1980. Outside of financial advising, Brehm is involved in various business activities including managing a cattle ranch and operating retail and restaurant ventures. Saxony Capital Management provides portfolio management and financial planning services to individuals, including high-net-worth clients, as well as institutional clients such as retirement plans, trusts, charitable organizations, and corporations. The firm employs a multi-team model with 38 advisors and offers a range of investment approaches and third-party manager due diligence.