James Holland is a financial advisor at Frost Investment Services with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Frost Brokerage Services, JP Morgan Chase Bank, and J.P. Morgan Securities. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs through the Fidelity Managed Account Xchange platform, utilizing a combination of fundamental, technical, and cyclical research in its investment process.

Kathryn Casey is a financial advisor at Frost Investment Services with four years of industry experience and a Series 66 designation. She previously worked at Charles Schwab and Edward Jones before joining Frost in 2025. Prior to her financial services career, she was involved with Choice Leather Furniture and Daemon Systems, LLC. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs, utilizing a range of model-based and advisor-managed strategies implemented through the Fidelity Managed Account Xchange platform.

Kimberly Elliott is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 65 credentials and eight years of industry experience. Her prior roles include positions at Wells Fargo Bank and Citizens Bank, among others. Frost Investment Services advises individual and corporate clients, including high-net-worth households, offering investment advisory and portfolio management services through a multi-team platform with approximately 179 advisors and $3.7 billion in client assets. The firm’s affiliation with a banking institution and its enterprise scale contribute to its distinctive operating structure.

Innis Glover is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Frost Investment Services since 2021. Prior to joining Frost, he worked at Benzer Capital for five years. Frost Investment Services is a retail-focused, SEC-registered adviser that serves individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and comprehensive financial planning, utilizing a range of managed account programs implemented through the Fidelity Managed Account Xchange platform.

Ryan Donelson is a CFP® professional with 29 years of experience in the financial services industry. He is currently with Frost Investment Services, where he has worked since 2024. His prior roles include positions at Independent Investment Advisors, Inc., LPL Financial, and Banc of America Investment Services, Inc. Frost Investment Services provides investment advisory and portfolio management services to individual clients, including high-net-worth households, as well as corporate and business clients. The firm operates as an enterprise advisory platform affiliated with a banking institution, managing approximately $3.7 billion in client assets across about 179 advisors.

Thimithri Wijesekera is a financial advisor at Frost Investment Services in San Antonio, TX, with 13 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Morgan Stanley and Wells Fargo. Frost Investment Services provides investment advisory and portfolio management services to both individual and corporate clients, combining enterprise scale with a unique affiliation to a banking institution. The firm manages approximately $3.7 billion in client assets through a team of around 179 advisors.

Steve Markey is a financial advisor with Arkadios Wealth Advisors in San Antonio, TX, holding a Series 63 license and 30 years of industry experience. Before joining Arkadios in 2022, he worked at Securities America Advisors and Investacorp Advisory Services. Outside of his advisory role, he serves as President and CFO of Home Fashion Technologies, a company specializing in bifold and barn doors, where he stepped in following the deaths of key executives. He is also a board member of HFCC, Inc., an organization focused on building permanent housing for the homeless in San Antonio. Arkadios Wealth Advisors provides investment and wealth management services to individuals, trusts, businesses, and retirement plans through a variety of managed accounts, third-party money managers, and financial planning. The firm supports advisors with an internal portfolio team offering model strategies and execution, employing fundamental, technical, and cyclical analysis while also acting as a fiduciary for retirement plan consulting.

Andrew Nicely is a financial advisor at Frost Investment Services with nine years of industry experience. He holds a Series 66 designation and previously worked at J.P. Morgan Securities and Morgan Stanley. Outside of his advisory role, he manages a rental property in Worthington, Ohio. Frost Investment Services is a retail-focused SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs implemented through the Fidelity Managed Account Xchange platform.

Kevin Bowman is a financial advisor with Navy Federal Investment Services, LLC, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has previously worked at Victory Capital Advisers, USAA Financial Advisors, and other financial firms. Outside of his advisory role, he serves as executor and power of attorney for his mother's estate. Navy Federal Investment Services serves members of Navy Federal Credit Union along with individual, trust, and institutional clients, offering portfolio management, financial planning, and retirement-plan fiduciary services primarily through managed advisory programs with third-party portfolio managers. The firm combines advisory and commission-based channels within a banking and credit union structure.

Hannah Jones is a financial advisor at 1900 Wealth with two years of industry experience. She holds a Series 65 designation and previously worked at Luther King Capital Management and in graduate studies at Texas Tech University. 1900 Wealth serves a diverse client base including individuals, family offices, pension plans, and corporations, offering financial planning, consulting, and investment management. The firm employs a strategic asset allocation approach using low-cost ETFs and mutual funds to build long-term, diversified portfolios tailored to client goals and risk tolerance.

Sarah Harrington is a financial advisor with Frost Investment Services in San Antonio, TX. She holds the Series 66 designation and has four years of industry experience. Prior to joining Frost, she worked at Wells Fargo Clearing and Wells Fargo Bank, N.A. Sarah is currently employed with Frost Bank, Frost Investment Services, and Frost Brokerage Services. Frost Investment Services advises a mix of individual, high-net-worth, and corporate clients, providing investment advisory and portfolio management services. The firm operates as an enterprise advisory platform with approximately 179 advisors managing around $3.7 billion in client assets and is notable for its affiliation with a banking institution.

James Sulester Jr is a financial advisor with 12 years of industry experience, currently with 1900 Wealth in San Antonio, TX. He holds Series 65 and Series 63 licenses. His prior experience includes roles at CrowdOut Capital and Pasadera Capital. 1900 Wealth serves a diverse client base including individuals, family offices, and institutional entities, offering financial planning and both discretionary and non-discretionary investment management. The firm emphasizes strategic asset allocation using low-cost ETFs and mutual funds, tailoring investment plans to clients’ goals, risk tolerance, and time horizons.

Zachary Treu is a financial advisor with Victory Financial in San Antonio, TX, holding Series 65 and Series 63 licenses and nine years of industry experience. His work history includes roles at Purshe Kaplan Sterling Investments and Equitable Advisors, LLC. He also acts as an insurance agent providing property and casualty insurance outside of securities trading hours. Victory Financial Group serves individual clients, trusts, estates, retirement plans, small businesses, and charitable organizations with financial planning, discretionary investment management, and ERISA plan services. The firm uses an asset-allocation driven investment approach blending Modern Portfolio Theory with fundamental, cyclical, and behavioral analysis to create model portfolios tailored to client needs.

Eric Gallardo is a financial advisor at Sendero Wealth Management, LLC with six years of industry experience. He holds a Series 65 designation and has worked previously at M9 Solutions, Randolph Brooks Federal Credit Union, and Frost Investment Advisors, LLC. Sendero Wealth Management provides investment advice and wealth management services to high-net-worth individuals, multi-generational families, and select institutions, focusing on clients with $3 million or more in investable assets. The firm employs a structured investment approach using both active and passive strategies and offers services including financial planning, family office management, and access to alternative investments.

David Doherty is a financial advisor at Merit Financial Advisors in San Antonio, TX, with 32 years of industry experience. He holds a Series 63 designation and has worked at multiple firms, including Tax And Financial, Minnesota Life Insurance Co., ADKF Financial Services, and Akin Doherty Klein & Feuge P.C. since 1991. Merit Financial Group is a multi-team SEC-registered advisory firm serving individual investors, employer-sponsored retirement plans, ESOPs, and other institutional clients. The firm employs a long-term, diversified investment approach managed through centrally overseen model portfolios and also offers financial planning, retirement consulting, and employee financial-wellness programs.

Edward Hart is a Series 63 and Series 65 licensed financial advisor with 26 years of industry experience. He has been with Sendero Wealth Management, LLC since 2012, currently serving in the firm’s San Antonio office. Outside of Sendero, Hart holds roles on family office investment committees and manages personal investment entities focused on private equity and risk management. Sendero Wealth Management provides investment advice and comprehensive wealth management services primarily to high-net-worth individuals, multi-generational families, and select institutions. The firm employs a structured guidance process and client-specific investment policies, using a combination of active and passive strategies alongside a due diligence program for third-party managers.

Scott Langham is a financial advisor with Arkadios Wealth Advisors in San Antonio, TX, holding a Series 66 designation and 24 years of industry experience. His prior roles include positions at Investacorp Advisory Services and Securities America Advisors. He also operates a business known as Whitestone Wealth Management Services. Arkadios Wealth Advisors is an SEC-registered, multi-team firm serving individuals, trusts, businesses, corporations, and retirement plans. The firm offers customized investment plans implemented through various managed account options and combines fundamental, technical, and cyclical investment analysis.

Joshua Black is a CERTIFIED FINANCIAL PLANNER™ (CFP®) with 11 years of experience in financial services. He currently advises clients at Frost Investment Services, where he has worked since 2019, and previously held roles at Wells Fargo Clearing and Wells Fargo Bank. He serves on the Finance Committee of the Sammons Center for the Arts, a performing arts organization in Dallas. Frost Investment Services provides investment advisory and portfolio management services to individual clients, including high-net-worth households, as well as corporate clients. The firm operates as a large multi-team platform affiliated with a bank, overseeing approximately $3.7 billion in client assets.

Michael Sierra is a CFP® professional at 1900 Wealth with three years of industry experience. He previously worked at First Financial Trust & Asset Management for four years and Argent Trust Company for seven years. 1900 Wealth serves a diverse client base including individuals, family offices, and institutional entities, offering financial planning, consulting, and investment management. The firm emphasizes strategic asset allocation and uses low-cost ETFs and mutual funds to build diversified portfolios tailored to client goals and risk tolerance.

Cassandra Truesdale Gutierrez is a financial advisor at Frost Investment Services with 13 years of industry experience. She holds the Series 66 designation and previously worked at Citigroup for 12 years. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs, utilizing the Fidelity Managed Account Xchange platform and combining fundamental, technical, and cyclical research in its investment process.