Frederick Middleton is a financial advisor at Sendero Wealth Management, LLC in San Antonio, TX, holding Series 63 and Series 65 licenses with 59 years of industry experience. He has been with Sendero and its affiliated entities since 2007. Outside of his advisory work, he has partial ownership in Los Amigos Ranch, a family ranch in Yancy, Texas. Sendero Wealth Management is a partner-led registered investment adviser serving high net worth individuals, families, endowments, and institutions, generally focusing on clients with $3 million or more in investable assets. The firm manages approximately $5.8 billion in assets and offers investment management, family office and foundation services, and multi-generational legacy planning through an open-architecture model combining strategic asset allocation, active and passive strategies, and alternative investments.

Toma Tomov is a financial advisor at Frost Investment Services with 18 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms including Frost Brokerage Services, PNC Investments, and BBVA Wealth Solutions. Frost Investment Services is an SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs using a combination of model portfolios and third-party managers on the Fidelity Managed Account Xchange platform.

Craig Miller is a CFP® professional with 28 years of experience in the financial services industry. He has been with Frost Investment Services since 2017 and has prior experience at Frost National Bank and Frost Brokerage Services. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs, implementing portfolios through the Fidelity Managed Account Xchange platform with a combination of proprietary and third-party investment strategies.

Cody Evans is a CFP® and CFA® with nine years of industry experience, currently serving at Frost Investment Services in San Antonio, TX. His prior roles include positions at Fidelity Investments, CitiGroup, Charles Schwab, and JPMorgan Securities LLC. Evans holds the Series 66 designation. Frost Investment Services provides investment advisory and portfolio management to individual clients, including high-net-worth households, as well as corporate and business clients. The firm operates as an enterprise advisory platform affiliated with a banking institution, overseeing approximately $3.7 billion in client assets across 179 advisors.

James Holland is a financial advisor at Frost Investment Services with 16 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Frost Brokerage Services, JP Morgan Chase Bank, and J.P. Morgan Securities. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs through the Fidelity Managed Account Xchange platform, utilizing a combination of fundamental, technical, and cyclical research in its investment process.

Kathryn Casey is a financial advisor at Frost Investment Services with four years of industry experience and a Series 66 designation. She previously worked at Charles Schwab and Edward Jones before joining Frost in 2025. Prior to her financial services career, she was involved with Choice Leather Furniture and Daemon Systems, LLC. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs, utilizing a range of model-based and advisor-managed strategies implemented through the Fidelity Managed Account Xchange platform.

Kimberly Elliott is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 65 credentials and eight years of industry experience. Her prior roles include positions at Wells Fargo Bank and Citizens Bank, among others. Frost Investment Services advises individual and corporate clients, including high-net-worth households, offering investment advisory and portfolio management services through a multi-team platform with approximately 179 advisors and $3.7 billion in client assets. The firm’s affiliation with a banking institution and its enterprise scale contribute to its distinctive operating structure.

Innis Glover is a CFP® with 18 years of industry experience, currently serving as a financial advisor at Frost Investment Services since 2021. Prior to joining Frost, he worked at Benzer Capital for five years. Frost Investment Services is a retail-focused, SEC-registered adviser that serves individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management and comprehensive financial planning, utilizing a range of managed account programs implemented through the Fidelity Managed Account Xchange platform.

Ryan Donelson is a CFP® professional affiliated with Frost Investment Services, based in San Antonio, TX, with 29 years of industry experience. His prior roles include positions at Independent Investment Advisors, Inc., LPL Financial, and Banc Of America Investment Services, Inc. He holds Series 63 and Series 66 licenses. Frost Investment Services provides investment advisory and portfolio management services to individual and corporate clients, including high-net-worth households. The firm operates as an enterprise advisory platform with approximately 179 advisors managing around $3.7 billion in client assets and is notable for its affiliation with a banking institution.

Thimithri Wijesekera is a financial advisor with Frost Investment Services in Frisco, TX, holding Series 63 and Series 66 designations and 12 years of industry experience. Prior to joining Frost Brokerage Services in 2024, Wijesekera worked at Morgan Stanley from 2021 to 2024 and held several roles at Wells Fargo entities from 2015 to 2021. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs, implementing client portfolios through the Fidelity Managed Account Xchange platform with a combination of proprietary and third-party investment strategies.

Steve Markey is a financial advisor with Arkadios Wealth Advisors in San Antonio, TX, holding a Series 63 license and 30 years of industry experience. Before joining Arkadios in 2022, he worked at Securities America Advisors and Investacorp Advisory Services. Outside of his advisory role, he serves as President and CFO of Home Fashion Technologies, a company specializing in bifold and barn doors, where he stepped in following the deaths of key executives. He is also a board member of HFCC, Inc., an organization focused on building permanent housing for the homeless in San Antonio. Arkadios Wealth Advisors provides investment and wealth management services to individuals, trusts, businesses, and retirement plans through a variety of managed accounts, third-party money managers, and financial planning. The firm supports advisors with an internal portfolio team offering model strategies and execution, employing fundamental, technical, and cyclical analysis while also acting as a fiduciary for retirement plan consulting.

Andrew Nicely is a financial advisor at Frost Investment Services with nine years of industry experience. He holds a Series 66 designation and previously worked at J.P. Morgan Securities and Morgan Stanley. Outside of his advisory role, he manages a rental property in Worthington, Ohio. Frost Investment Services is a retail-focused SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs implemented through the Fidelity Managed Account Xchange platform.

Kevin Bowman is a financial advisor with Navy Federal Investment Services, LLC, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has previously worked at Victory Capital Advisers, USAA Financial Advisors, and other financial firms. Outside of his advisory role, he serves as executor and power of attorney for his mother's estate. Navy Federal Investment Services serves members of Navy Federal Credit Union along with individual, trust, and institutional clients, offering portfolio management, financial planning, and retirement-plan fiduciary services primarily through managed advisory programs with third-party portfolio managers. The firm combines advisory and commission-based channels within a banking and credit union structure.

Hannah Jones is a financial advisor at 1900 Wealth with two years of industry experience. She holds a Series 65 designation and previously worked at Luther King Capital Management and in graduate studies at Texas Tech University. 1900 Wealth serves a diverse client base including individuals, family offices, pension plans, and corporations, offering financial planning, consulting, and investment management. The firm employs a strategic asset allocation approach using low-cost ETFs and mutual funds to build long-term, diversified portfolios tailored to client goals and risk tolerance.

Sarah Harrington is a financial advisor with Frost Investment Services in San Antonio, TX. She holds the Series 66 designation and has four years of industry experience. Prior to joining Frost, she worked at Wells Fargo Clearing and Wells Fargo Bank, N.A. Sarah is currently employed with Frost Bank, Frost Investment Services, and Frost Brokerage Services. Frost Investment Services advises a mix of individual, high-net-worth, and corporate clients, providing investment advisory and portfolio management services. The firm operates as an enterprise advisory platform with approximately 179 advisors managing around $3.7 billion in client assets and is notable for its affiliation with a banking institution.

James Sulester Jr is a financial advisor at 1900 Wealth with 12 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at CrowdOut Capital for eight years and Pasadera Capital for three years. 1900 Wealth provides financial planning, consulting, and investment management services to individuals, family offices, pension plans, trusts, estates, corporations, and other entities. The firm utilizes a strategic asset allocation approach with low-cost ETFs and mutual funds, offers family office services, and manages affiliated private funds.

Zachary Treu is a financial advisor with Victory Financial in San Antonio, TX, holding Series 63 and Series 65 licenses and nine years of industry experience. He has worked previously at Equitable Advisors, LLC, and Purshe Kaplan Sterling Investments. Outside of his advisory role, he works as an insurance agent providing property and casualty coverage consultations. Victory Financial Group serves a diverse client base that includes high-net-worth individuals, trusts, estates, retirement plans, small businesses, and charitable organizations. The firm employs an asset-allocation driven investment approach that incorporates fundamental, cyclical, and behavioral analysis to build diversified model portfolios focused on mutual funds and ETFs.

Eric Gallardo is a financial advisor at Sendero Wealth Management, LLC with six years of industry experience. He holds a Series 65 designation and has worked at firms including M9 Solutions, Randolph Brooks Federal Credit Union, Frost Investment Advisors, LLC, and The Hartford. Sendero Wealth Management is a partner-led registered investment adviser serving high net worth individuals, families, endowments, and institutions, typically those with $3 million or more in investable assets. The firm manages approximately $5.8 billion in assets and offers investment management, family office and foundation services, public and private investment selection, and multi-generational legacy planning through an open-architecture model incorporating active and passive strategies as well as alternative and private investments.

David Doherty is a financial advisor at Merit Financial Advisors in San Antonio, TX, with 32 years of industry experience. He holds a Series 63 designation and has worked at multiple firms including Tax And Financial, Minnesota Life Insurance Co, and ADKF Financial Services. Doherty has a longstanding career spanning over three decades across various financial services roles. Merit Financial Advisors is a multi-team registered investment adviser with more than 260 advisors serving over 20,000 clients. The firm focuses on long-term, diversified portfolios managed through centrally designed models and offers a range of wealth management services including financial planning, retirement plan advice, and employee financial wellness programs.

Edward Hart is a Series 63 and Series 65 licensed financial advisor with 26 years of industry experience. He has been with Sendero Wealth Management, LLC since 2012, currently serving in the firm’s San Antonio office. Outside of Sendero, Hart holds roles on family office investment committees and manages personal investment entities focused on private equity and risk management. Sendero Wealth Management provides investment advice and comprehensive wealth management services primarily to high-net-worth individuals, multi-generational families, and select institutions. The firm employs a structured guidance process and client-specific investment policies, using a combination of active and passive strategies alongside a due diligence program for third-party managers.