April Semones is a financial advisor with USAA Investment Services Company, holding Series 63 and Series 66 licenses and 13 years of industry experience. She has worked in various roles within USAA, including USAA Life Insurance Company since 2018 and USAA financial planning services from 2013 to 2020. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and individual investors through phone and digital channels. The firm delivers a Retirement Income Strategy Report and facilitates referrals to third-party broker-dealers and advisers rather than managing client assets directly.

Randy Jaso is a financial advisor with USAA Investment Services Company, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has worked at USAA Investment Services Company since 2005 and USAA Life Insurance Company since 2007. Based in San Antonio, TX, his background is focused within the USAA enterprise. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and the general public. The firm supports clients through its Retirement Income Strategy Report and refers investors to Charles Schwab for investment products and account services, operating as a retirement-advice intermediary rather than a portfolio manager.

Rachel Whitwell is a financial advisor at Titleist Asset Management, LLC with 16 years of industry experience. She holds the Series 66 designation and previously worked at Merrill, Bank of America, and Wells Fargo Advisors. Whitwell has also operated as a self-employed advisor and currently serves as Director of Client Services at Titleist Capital, LLC. Titleist Asset Management provides investment management, financial planning, and retirement-plan advisory services to individuals, trusts, estates, employee plans, charitable organizations, and business entities. The firm uses a rules-based investing system and offers a range of allocation strategies customized to client objectives, combining advisory services with affiliated brokerage and insurance activities.

Tammie Tirres is a financial advisor with Foundations Investment Advisors LLC in San Antonio, TX, holding a Series 65 designation and five years of industry experience. She previously worked at Queen B Advisors, LLC and Noble Capital. In addition to her advisory role, she is active in insurance and annuity solutions as a sales agent for Magellan Insurance. Foundations Investment Advisors LLC provides financial planning and portfolio management services to a diverse client base, utilizing a blend of fundamental, technical, and cyclical analysis along with model portfolios and discretionary authority assigned to its advisors.

Clay Ellis is a financial advisor at Arkadios Wealth Advisors with four years of industry experience. He holds Series 65 and Series 63 designations and previously worked at Equitable Advisors LLC and Florin Capital Real Estate. Ellis has also been involved in entrepreneurial ventures and academia, including roles at Gourmet Garlic and the University of Texas San Antonio. Arkadios Wealth Advisors is a multi-team SEC-registered firm serving individuals, trusts, businesses, and retirement plans. The firm offers customized investment plans, discretionary and non-discretionary portfolio management, and integrates fundamental, technical, and cyclical investment analysis.

Larry Holder is a financial advisor with Strategic Financial Concepts, LLC in Boerne, TX, holding Series 63 and Series 65 licenses and bringing 51 years of industry experience. He has been with Strategic Financial Concepts since 2014 and previously worked at LPL Financial for three years. Strategic Financial Concepts provides personalized investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth households, retirement plans, trusts, charitable organizations, and corporations. The firm employs discretionary portfolio management using fundamental and technical analysis, model portfolios, and third-party manager solutions, often integrating financial planning with investment management.

George Watson is a financial advisor with Sendero Wealth Management, LLC in San Antonio, TX, holding Series 63 and Series 65 registrations and 22 years of industry experience. His career includes long-term roles at Sendero Wealth Management and Sendero Securities, with a brief tenure at Capital Creek Partners. Sendero Wealth Management provides comprehensive wealth management and investment advisory services primarily to high-net-worth individuals, multi-generational families, and select institutions. The firm employs a structured process and client-specific investment policies, utilizing an open-architecture approach that includes active and passive strategies, managing approximately $6.5 billion in assets as of year-end 2025.

James Jurica is a financial advisor at Wealth Watch Advisors, Inc with nine years of industry experience. He holds CFP®, ChFC®, and Series 63 designations. Prior to joining Wealth Watch Advisors in 2022, he worked at Eagle Strategies and New York Life-related entities from 2016 to 2022. He also offers life insurance and annuity products as an independent contractor. Wealth Watch Advisors serves a diverse client base, including individuals, pension plans, trusts, charitable organizations, and other financial institutions. The firm employs a range of investment strategies through approved third-party model managers and provides both discretionary and non-discretionary portfolio management alongside financial planning and consulting services.

Brian Jones is a financial advisor with Strategic Financial Concepts, LLC in San Antonio, TX, holding Series 65 and Series 63 licenses and bringing 12 years of industry experience. He has been with Strategic Financial Concepts since 2016 and previously worked at LPL Financial from 2016 to 2022. Jones is involved with the Wealth Management Division of Capitol Credit Union and holds roles related to fixed and life insurance products. Strategic Financial Concepts, LLC offers personalized investment advisory and financial planning services to a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm provides discretionary investment management using model portfolios and third-party money managers, with a notable emphasis on insurance-related activities within its multi-team structure.

Katarina Partalas is a financial advisor at Titleist Asset Management, LLC with three years of industry experience. She holds the Series 66 designation and has previously worked at Morgan Stanley and other organizations including Alamo Area Aquatics Diving. Titleist Asset Management provides investment management, financial planning, and retirement-plan advisory services to individuals, trusts, estates, employee plans, charitable organizations, and businesses. The firm offers customized portfolios overseen by an investment committee and employs a Rules Based Investing Total Return System across multiple allocation strategies.

Russell Franques is a financial advisor at Titleist Asset Management, LLC with four years of industry experience. He holds a Series 65 designation and has prior experience at LEVEL FOUR ADVISORY SERVICES, LLC and Highpoint Wealth Advisors, LLC, where he is also a partner. Before his advisory roles, he worked at Texas A&M University - Corpus Christi for five years. Titleist Asset Management provides investment management, financial planning, and retirement-plan advisory services to a diverse client base that includes high-net-worth individuals, trusts, and charitable organizations. The firm employs a Rules Based Investing Total Return System and offers customized portfolios overseen by an investment committee.

Juan Cerda Jr. is a financial advisor with USAA Investment Services Company, holding Series 63 and Series 66 licenses and having 10 years of industry experience. He has been with USAA-affiliated firms since 2014, including roles at USAA Life Insurance Company and various USAA financial planning entities. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and the general public. The firm produces a Retirement Income Strategy Report to guide retirement planning and refers prospective investors to Charles Schwab for investment products and account services.

Reagan Wagner is a financial advisor at Strategic Financial Concepts, LLC with 24 years of industry experience. He has held roles at multiple firms, including LPL Financial and Pinnacle Capital Management. Outside of his advisory work, Wagner serves on the boards of both for-profit entities such as Lytle State Bank and A&B Family Office, Inc., as well as the nonprofit Sports Academy of Wellington. Strategic Financial Concepts provides personalized investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth households, retirement plans, trusts, charitable organizations, and corporations. The firm employs a combination of fundamental and technical analysis, model portfolios, and third-party manager solutions, offering continuous discretionary management and integrated financial planning.

David Shields is a financial advisor with Wealth Watch Advisors, Inc in San Antonio, TX, holding a Series 65 designation and nine years of industry experience. He has worked with Wealth Watch Partners, Inc since 2019 and Wealth Watch Advisors, LLC since 2015, and previously spent 12 years at Wealthmark Advisors, Inc. In addition to advisory services, he is an independent insurance agent and owner at Wealth Watch Partners, Inc. Wealth Watch Advisors provides advisory services to a diverse client base, including individuals, pension plans, trusts, estates, charitable organizations, corporations, and other registered investment advisers. The firm employs a multi-method investment approach managed through third-party model managers and offers private placements to accredited investors.

Robert Johnson is a CFP® and PFS™ credentialed financial advisor with 26 years of industry experience. He is affiliated with Alamo Advisors, LP and has been involved with both Alamo Advisors and RNJ Management, LLC since 2002. Alamo Advisors, LP serves primarily high-net-worth individuals and charitable organizations, focusing on investment advisory services through selecting and monitoring independent third-party money managers. The firm emphasizes a non-discretionary investment approach, quarterly performance reviews, and provides additional accounting and tax preparation services.

Daniel Fuentes is a CFP® and ChFC® with 40 years of experience in financial advising. He has worked with various USAA entities since 2009 and is currently with USAA Investment Services Company. USAA Investment Services Company serves USAA members and the general public by providing retirement-focused advice and referral services. The firm specializes in delivering a Retirement Income Strategy Report and refers clients to Charles Schwab for investment products, operating primarily as a retirement-advice intermediary rather than a portfolio manager.

Michael Burbank is a financial advisor at Avior Wealth Management, LLC in San Antonio, TX, holding a Series 65 designation. He has 11 years of industry experience, including a decade at USAA before joining Avior Wealth Management in 2026. Avior Wealth Management serves a diverse client base that includes high-net-worth individuals, institutional clients, and financial institutions. The firm offers investment management, financial planning, pension consulting, and business consulting services, using a fundamental analysis approach and a combination of direct portfolio management and separately managed account models.

Lee Przybyla is a CFP® professional with 17 years of industry experience. He is currently with Sendero Wealth Management, LLC in San Antonio, TX, where he has worked since 2023. Prior to this, he held roles at Facet Wealth, Broadway Wealth Solutions, Broadway National Bank, and USAA financial planning services. Sendero Wealth Management provides investment advice and comprehensive wealth management services to high-net-worth individuals, multi-generational families, and select institutions. The firm focuses on clients with $3 million or more in investable assets and employs a structured guidance process with a blend of active and passive strategies, emphasizing complex wealth needs and alternative investments.

Justin Bellows is a CFP® and ChFC® with seven years of industry experience. He is currently with Facet, where he has worked since 2022. Prior to Facet, he was associated with Texas Legacy Wealth Management and LPL Financial, and he has a background at Rackspace. Facet serves individual members across a wide range of wealth levels, offering tiered, subscription-based financial planning and implementation services. The firm provides holistic financial planning through its Total Financial Life Resources framework and manages discretionary asset-allocation programs primarily using ETFs.

Maraud Pemberton is a financial advisor with USAA Investment Services Company, holding Series 63 and Series 66 credentials and seven years of industry experience. Prior to joining USAA, he worked at Morgan Stanley and Principal Life Insurance Company. In addition to his advisory role, he works as a bartender/server at Outback Steakhouse. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and individual investors, emphasizing discussions on retirement savings, asset allocation, risk tolerance, and income planning. The firm operates mostly as a referral intermediary and does not manage client assets or charge percentage-of-assets fees.