Ryan Elkins is a CFP® with 20 years of industry experience, currently serving as a financial advisor at Avior Wealth Management, LLC since 2021. His prior experience includes roles at Nelson, Van Denburg & Campbell Wealth Management Group LLC and USAA in various financial planning and advisory capacities. Avior Wealth Management is an SEC-registered enterprise adviser managing over $5 billion in client assets through approximately 120 professionals. The firm serves individuals, pension and retirement plans, charitable and corporate entities, and banking institutions, employing a fundamentally driven investment process with both long- and short-term strategies.

Srdjan Blum is a CFP® and Series 66 licensed financial advisor with 22 years of industry experience. He is currently with Titleist Asset Management, LLC and has previous experience at Titleist Capital, LLC and Investment Professionals, Inc. Blum also operates Blum and White Wealth Management, LLC. Titleist Asset Management provides investment management, financial planning, and retirement-plan advisory services to individuals, trusts, estates, qualified employee plans, charitable organizations, and business entities. The firm uses a Rules Based Investing Total Return System and offers customized portfolios overseen by an investment committee.

Richard Howells Jr. is a financial advisor with Kestra Private Wealth Services, LLC, holding Series 63 and Series 66 registrations and 23 years of industry experience. His prior experience includes positions at Raymond James & Associates and Ameriprise Financial Services, Inc. In addition to his advisory role, he manages a family ranch and is a member of the Bulverde Lions Club, where he supports scholarship initiatives. Kestra Private Wealth Services, LLC provides investment advisory services through a network of independent advisors and multi-advisor teams to individual and institutional clients, managing approximately $13.45 billion in client assets. The firm offers access to a broad range of investment products and specialized offerings, with operational affiliations including a trust company and private fund placement-agent arrangements.

William Harper is a financial advisor with USAA Investment Services Company, holding Series 63 and Series 66 licenses and 18 years of industry experience. He has worked at USAA and its affiliated entities since 2014, including a prior role at GHK Enterprises LP. Outside of finance, he owns Redfish Rod Company, a custom fishing rod building and repair business. USAA Investment Services Company serves USAA members and the general public by providing retirement-focused advice and referral services. The firm emphasizes retirement income planning and refers clients to Charles Schwab for investment products, operating primarily as a retirement-advice intermediary rather than a portfolio manager.

Janie Faught is a financial advisor with Cary Street Partners in San Antonio, TX, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. She previously worked at Raymond James & Associates from 2015 to 2017. Outside of her advisory role, she serves as a Finance Committee Member at The First Baptist Church of San Antonio, where she contributes to the development and monitoring of the church’s budget. Cary Street Partners provides discretionary and non-discretionary wealth management and advisory services to a diverse client base, including individual investors, charitable organizations, corporations, and retirement plans. The firm employs a comprehensive investment approach that includes portfolio management across multiple asset classes, financial and retirement planning, and access to alternative investments and proprietary strategies.

Russell King is a financial advisor at Titleist Asset Management, LLC with 23 years of industry experience. He holds a Series 66 designation and has worked at Titleist Capital, LLC since 2007, Titleist Asset Management since 2023, and PKS Investments since 2025. In addition to his advisory work, King is a minority owner of a restaurant, The League Kitchen & Tavern, in Austin, Texas. Titleist Asset Management provides investment management, financial planning, and retirement-plan advisory services to individuals, trusts, estates, employee plans, charitable organizations, and business entities. The firm employs a Rules Based Investing Total Return System and offers customized portfolios overseen by an investment committee.

Jeremy Sakulenzki is a financial advisor at St. Bernard Financial Services, Inc. with 12 years of industry experience. He holds Series 63 and Series 65 licenses and has been with St. Bernard since 2016. Outside of his advisory role, he is involved with Creative Benefit Administrators, a third-party administrator specializing in billing, FSA, and COBRA services. St. Bernard Financial Services serves individuals, families, trusts, estates, and small businesses with portfolio management and investment implementation across mutual funds, annuities, and life insurance. The firm follows a long-term, conservative growth approach using tactical asset allocation informed by Modern Portfolio Theory and academic research, and generally manages client assets on a non-discretionary basis.

Marisol Sanchez is a financial advisor with USAA Investment Services Company, holding Series 63 and Series 66 licenses and bringing 24 years of industry experience. She has held various roles within the USAA organization since 2007, including positions at USAA Financial Advisors, Inc., USAA financial planning services, and USAA Life Insurance Company. Outside of her advisory work, she is also active as a licensed realtor with EXP REALTY. USAA Investment Services Company serves USAA members and the general public by providing retirement-focused advice and referral services. The firm delivers a Retirement Income Strategy Report and refers clients to Charles Schwab for investment products, operating primarily as a referral and retirement-advice intermediary rather than as a portfolio manager.

Mary Medlin is a financial advisor at USAA Investment Services Company with 28 years of industry experience. She holds a Series 63 designation and has worked at multiple USAA-affiliated firms since 2007. Outside of her advisory role, she is a licensed real estate agent involved in buying and selling homes for clients. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and the general public. The firm offers a Retirement Income Strategy Report and refers clients to Charles Schwab for investment products and account services.

April Semones is a financial advisor with USAA Investment Services Company, holding Series 63 and Series 66 licenses and 13 years of industry experience. She has worked in various roles within USAA, including USAA Life Insurance Company since 2018 and USAA financial planning services from 2013 to 2020. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and individual investors through phone and digital channels. The firm delivers a Retirement Income Strategy Report and facilitates referrals to third-party broker-dealers and advisers rather than managing client assets directly.

Randy Jaso is a financial advisor with USAA Investment Services Company, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has worked at USAA Investment Services Company since 2005 and USAA Life Insurance Company since 2007. Based in San Antonio, TX, his background is focused within the USAA enterprise. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and the general public. The firm supports clients through its Retirement Income Strategy Report and refers investors to Charles Schwab for investment products and account services, operating as a retirement-advice intermediary rather than a portfolio manager.

Rachel Whitwell is a financial advisor at Titleist Asset Management, LLC with 16 years of industry experience. She holds the Series 66 designation and previously worked at Merrill, Bank of America, and Wells Fargo Advisors. Whitwell has also operated as a self-employed advisor and currently serves as Director of Client Services at Titleist Capital, LLC. Titleist Asset Management provides investment management, financial planning, and retirement-plan advisory services to individuals, trusts, estates, employee plans, charitable organizations, and business entities. The firm uses a rules-based investing system and offers a range of allocation strategies customized to client objectives, combining advisory services with affiliated brokerage and insurance activities.

Tammie Tirres is a financial advisor with Foundations Investment Advisors LLC in San Antonio, TX, holding a Series 65 designation and five years of industry experience. She previously worked at Queen B Advisors, LLC and Noble Capital. In addition to her advisory role, she is active in insurance and annuity solutions as a sales agent for Magellan Insurance. Foundations Investment Advisors LLC provides financial planning and portfolio management services to a diverse client base, utilizing a blend of fundamental, technical, and cyclical analysis along with model portfolios and discretionary authority assigned to its advisors.

Clay Ellis is a financial advisor at Arkadios Wealth Advisors with four years of industry experience. He holds Series 65 and Series 63 designations and previously worked at Equitable Advisors LLC and Florin Capital Real Estate. Ellis has also been involved in entrepreneurial ventures and academia, including roles at Gourmet Garlic and the University of Texas San Antonio. Arkadios Wealth Advisors is a multi-team SEC-registered firm serving individuals, trusts, businesses, and retirement plans. The firm offers customized investment plans, discretionary and non-discretionary portfolio management, and integrates fundamental, technical, and cyclical investment analysis.

Larry Holder is a financial advisor with Strategic Financial Concepts, LLC in Boerne, TX, holding Series 63 and Series 65 licenses and bringing 51 years of industry experience. He has been with Strategic Financial Concepts since 2014 and previously worked at LPL Financial for three years. Strategic Financial Concepts provides personalized investment advisory and financial planning services to a diverse client base, including individuals, high-net-worth households, retirement plans, trusts, charitable organizations, and corporations. The firm employs discretionary portfolio management using fundamental and technical analysis, model portfolios, and third-party manager solutions, often integrating financial planning with investment management.

George Watson is a financial advisor with Sendero Wealth Management, LLC in San Antonio, TX, holding Series 63 and Series 65 registrations and 22 years of industry experience. His career includes long-term roles at Sendero Wealth Management and Sendero Securities, with a brief tenure at Capital Creek Partners. Sendero Wealth Management provides comprehensive wealth management and investment advisory services primarily to high-net-worth individuals, multi-generational families, and select institutions. The firm employs a structured process and client-specific investment policies, utilizing an open-architecture approach that includes active and passive strategies, managing approximately $6.5 billion in assets as of year-end 2025.

James Jurica is a financial advisor at Wealth Watch Advisors, Inc with nine years of industry experience. He holds CFP®, ChFC®, and Series 63 designations. Prior to joining Wealth Watch Advisors in 2022, he worked at Eagle Strategies and New York Life-related entities from 2016 to 2022. He also offers life insurance and annuity products as an independent contractor. Wealth Watch Advisors serves a diverse client base, including individuals, pension plans, trusts, charitable organizations, and other financial institutions. The firm employs a range of investment strategies through approved third-party model managers and provides both discretionary and non-discretionary portfolio management alongside financial planning and consulting services.

Brian Jones is a financial advisor with Strategic Financial Concepts, LLC in San Antonio, TX, holding Series 65 and Series 63 licenses and bringing 12 years of industry experience. He has been with Strategic Financial Concepts since 2016 and previously worked at LPL Financial from 2016 to 2022. Jones is involved with the Wealth Management Division of Capitol Credit Union and holds roles related to fixed and life insurance products. Strategic Financial Concepts, LLC offers personalized investment advisory and financial planning services to a diverse client base including individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm provides discretionary investment management using model portfolios and third-party money managers, with a notable emphasis on insurance-related activities within its multi-team structure.

Katarina Partalas is a financial advisor at Titleist Asset Management, LLC with three years of industry experience. She holds the Series 66 designation and has previously worked at Morgan Stanley and other organizations including Alamo Area Aquatics Diving. Titleist Asset Management provides investment management, financial planning, and retirement-plan advisory services to individuals, trusts, estates, employee plans, charitable organizations, and businesses. The firm offers customized portfolios overseen by an investment committee and employs a Rules Based Investing Total Return System across multiple allocation strategies.

Russell Franques is a financial advisor at Titleist Asset Management, LLC with four years of industry experience. He holds a Series 65 designation and has prior experience at LEVEL FOUR ADVISORY SERVICES, LLC and Highpoint Wealth Advisors, LLC, where he is also a partner. Before his advisory roles, he worked at Texas A&M University - Corpus Christi for five years. Titleist Asset Management provides investment management, financial planning, and retirement-plan advisory services to a diverse client base that includes high-net-worth individuals, trusts, and charitable organizations. The firm employs a Rules Based Investing Total Return System and offers customized portfolios overseen by an investment committee.