Brent Kramer is a financial advisor with UBS Financial Services in Greeley, Colorado, holding Series 63 and Series 65 credentials and 10 years of industry experience. He previously worked at TIAA-CREF from 2016 to 2020 before joining UBS in 2020. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory offerings, leveraging proprietary research and model-based asset allocations to tailor financial plans. The firm combines institutional trading capabilities with wealth management services and provides additional capital markets and banking solutions.

Alixandra Beaman is a financial advisor at RBC Capital Markets with 10 years of industry experience. She holds the CFP® designation along with Series 66 and Series 63 licenses. Prior to joining RBC in 2018, she worked at Neighbor to Neighbor, Bank of America, and Merrill. Outside of her advisory role, she contributes as an educator for Neighbor to Neighbor’s Homebuyer Education class and provides bookkeeping services for a promotional apparel business. RBC Wealth Management serves a wide range of clients, offering tailored investment strategies through discretionary and non-discretionary portfolio management, financial planning, and brokerage services, supported by a combination of in-house and third-party investment managers.

Ashley Lauwereins is a financial advisor at OSAIC with five years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Nylife Securities LLC and New York Life Insurance Company. Outside of her advisory role, she owns and operates Fifth Essence Jewelry, a business focused on creating and selling handmade jewelry. OSAIC serves a diverse range of retail and institutional clients through a large network of affiliated advisors and multiple advisory platforms. The firm provides integrated brokerage and investment advisory services, financial planning, and retirement plan consulting, using various tools and third-party resources to support customized portfolio construction and management.

William Kurtz is a financial advisor with UBS Financial Services in Greeley, Colorado, holding a Series 66 designation and 16 years of industry experience. He has been with UBS since 2013. Outside of his advisory role, he is a partner in a residential real estate partnership in Denver. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm utilizes proprietary research and model-based asset allocations to tailor investment strategies and combines institutional trading capabilities with wealth management services.

Chelsey Schroeder is a financial advisor at Edward Jones in Fort Collins, CO, holding a Series 66 designation with 10 years of industry experience, all with Edward Jones since 2016. Outside of her advisory role, she provides home health care services and assists with her husband’s construction business. Edward Jones is a full-service wealth management firm serving individual and institutional clients through a broad range of advisory strategies, managing approximately $1.01 trillion in assets with one of the largest advisor and branch networks in the industry.

Laura Schnell is a financial advisor at Stifel with 17 years of industry experience. She holds a Series 66 designation and has been with Stifel Nicolaus since 2008. Schnell is also a Colorado Notary Public. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and allocation methodologies.

Christopher Thorpe is a financial advisor with LPL Financial, holding a Series 66 designation and bringing 12 years of industry experience. He has previously worked at Elevations Credit Union, CUSO Financial Services, LP, and Key Investment Services. Thorpe is involved with Elevations Wealth Management Services in addition to his role at LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting services through a national network of investment adviser representatives.

Lance Crossett is a financial advisor with RBC Capital Markets in Fort Collins, Colorado, holding Series 63 and Series 66 credentials and bringing 33 years of industry experience. He previously worked at UBS Financial Services from 2013 to 2020 before joining RBC in 2020. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs with tailored investment strategies implemented through a combination of in-house and third-party managers.

Brett Zenisek is a financial advisor with Edward Jones in Windsor, Colorado, holding a Series 66 designation and six years of industry experience. He previously worked at Tharp Cabinet Corporation for three years before joining Edward Jones in 2019. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment strategies, including discretionary and non-discretionary wrap fee options, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Peter Ingraham is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 28 years of industry experience. His career includes roles at Wells Fargo Advisors LLC, Wells Fargo Investments, LLC, and UBS Financial Services. Wells Fargo Advisors is a national securities firm offering investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Rodney Wilson is a financial advisor with LPL Financial in Fort Collins, CO, holding Series 63 and Series 65 credentials and 41 years of industry experience. He has worked at LPL Financial since 2018 and previously at SII Investments, Inc. from 2014 to 2018. Outside of his advisory role, he is a co-owner of Oakridge II, LLC, a non-investment-related business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers diverse advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Menan Bergman is a financial advisor with Raymond James Financial Services Advisors, Inc. in Greeley, CO, holding a Series 66 designation and bringing 10 years of industry experience. He has been with Raymond James and Bank of Colorado since 2015. Outside of advising, he is co-owner and CEO of Bergman Land & Cattle Co./Berg's Bunkhouse LLC. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual, high-net-worth, institutional, and charitable clients. The firm offers tailored, non-discretionary consulting using risk profiling and modeling tools and supports municipal and public finance work through a unique affiliation with a municipal advisor.

William Bolander is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He previously spent 20 years at L.M. Kohn & Company before joining LPL Financial. He also has ongoing involvement in non-variable insurance activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios, third-party research, and technology-driven portfolio management.

Ryan Morgan is a financial advisor with Edward Jones in Ft Collins, CO, holding a Series 66 designation and 14 years of industry experience. He has been with Edward Jones since 2011. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a broad range of advisory services including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets under management and operates a large nationwide network of financial advisors and branch offices.

Todd Andre is a financial advisor with LPL Financial in Greeley, Colorado, holding a Series 66 designation and nine years of industry experience. Prior to joining LPL Financial in 2017, he worked at Investment Centers of America, Inc. for one year and has been associated with State Farm since 2002. He is involved in non-variable insurance services including Medicare Supplements, disability, and long-term care coverage. LPL Financial serves a broad client base including individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers comprehensive financial planning and advisory programs, utilizing model portfolios, third-party subadvisors, and advanced technology to support a variety of investment strategies.

Spenser Carothers is a financial advisor with Merrill in Fort Collins, CO, holding a Series 66 designation and one year of industry experience. Prior to joining Merrill and Bank of America, N.A., he worked in various roles including at Gates Corporation and Colorado State University. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, and charitable organizations.

Memory Fender is a Series 66-licensed financial advisor with Edward Jones, based in Eaton, Colorado, and has two years of industry experience. Their prior work includes roles at Edward Jones since 2022, with a brief tenure at Morgan Stanley in 2024, and earlier experience at Chelle Law. Outside of advising, Fender manages a rental property by leasing out their basement in Windsor, Colorado. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of financial advisors and branch offices.

Kelly Beck is a Series 66-licensed financial advisor with 26 years of industry experience, currently practicing at UBS Financial Services in Greeley, Colorado since 2013. UBS Financial Services Inc. provides a range of brokerage and investment advisory services to individual, corporate, and institutional clients, combining institutional trading capabilities with wealth management solutions. The firm offers fee-based financial planning, portfolio management, and capital markets services supported by proprietary research and analytics.

Charles Cooper is a CFP® with 43 years of industry experience. He is currently affiliated with Osaic and was previously associated with Securities America Advisors, Inc. for a decade. Cooper is also president of The Master's Agency, a business he has been involved with since 1983, which includes selling life insurance and annuities. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of financial advisers, offering brokerage and investment advisory services as well as access to third-party managers. The firm employs asset-allocation tools and automated rebalancing to manage diversified portfolios and supports both discretionary and non-discretionary account management.

David Havice is a Financial Consultant at Fidelity Investments, a position he has held since 2025. He has progressed through various roles within Fidelity, starting as an Investment Solutions Representative I in 2021 and advancing to his current role. Prior to joining Fidelity, he worked as a Banker at JP Morgan Chase from 2018 to 2019. David helps individuals and their families throughout their financial journeys by collaborating to build, implement, and monitor tailored financial plans. He holds insurance licenses in Arkansas and California. Outside of his professional work, David has personal interests that include cars, concerts, gardening, motorcycles, and pets.