Juliana Gingerich is a Series 66 registered financial advisor with T. Rowe Price Advisory Services, Inc., based in Colorado Springs, CO. She has nine years of industry experience, including roles at Merrill, Fidelity Investments, and Empower Advisory Group. Prior to joining T. Rowe Price, she worked at Mingle and Match LLC. T. Rowe Price Advisory Services offers the Retirement Advisory Service, which provides individualized goals-based financial planning and discretionary investment management focused on retirement. The firm uses model portfolio allocations invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and Monte Carlo simulations to generate financial plans and retirement income projections.

Monica Bussell is a financial advisor with T. Rowe Price Advisory Services, Inc. She holds Series 63 and Series 66 credentials and has eight years of industry experience. Prior to joining T. Rowe Price in 2017, she worked at Health Fitness Corporation for five years. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management for individual investors and households. The firm uses model allocations invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware rebalancing and portfolio management executed on a discretionary basis.

Trung Rhedin is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 66 and Series 63 licenses and with five years of industry experience. His prior roles include positions at Fidelity Brokerage Services LLC and Keaz, Inc. He is based in Colorado Springs, CO. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining nondiscretionary financial planning and discretionary investment management, primarily using proprietary mutual funds and ETFs. The service targets individual investors and households with retirement goals, providing online planning tools and telephone access to advisors.

Lanna Schroeder is a financial advisor at Hightower Advisors with 30 years of industry experience. She holds Series 63 and Series 66 certifications and previously worked at Merrill from 2008 to 2017. Outside of her advisory role, she is a part-time independent sales consultant for Rodan and Fields. Hightower Advisors serves a broad range of individual and institutional clients with investment advisory and planning services, utilizing a multi-manager investment approach that includes proprietary research and access to affiliated and third-party managers.

Matthew Baarts is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds the CFP® designation and has 11 years of industry experience. His career includes multiple roles at T. Rowe Price and prior positions at Advised Assets Group, LLC and GWFS Equities, Inc. T. Rowe Price Advisory Services, Inc. offers the Retirement Advisory Service, which combines goals-based financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households preparing for retirement. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs and employs tax-aware rebalancing and Monte Carlo simulations for financial plans and income projections.

Ashley Ziegler is a financial advisor with T. Rowe Price Advisory Services, Inc., holding a Series 66 designation and 12 years of industry experience. She has been with T. Rowe Price since 2012. T. Rowe Price Advisory Services offers a retirement-focused advisory program for individual investors and households, combining nondiscretionary goals-based financial planning, retirement income planning, and discretionary investment management. The firm uses model portfolios invested exclusively in proprietary mutual funds and ETFs, with features such as tax-aware rebalancing and Monte Carlo-based retirement income projections.

Erick Morr is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds the Series 66 designation and has 14 years of industry experience. Erick has been with T. Rowe Price Investment Services since 2010. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory service combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, supported by an interactive online planning tool and financial advisor access.

Devin Lorentzen is a financial advisor at T. Rowe Price Advisory Services, Inc. with a Series 66 designation and experience spanning several roles within T. Rowe Price since 2022, along with prior work at Walgreens and Kwik Trip Inc. He is based in Colorado Springs, CO. T. Rowe Price Advisory Services, Inc. offers the Retirement Advisory Service, which provides nondiscretionary financial planning and discretionary investment management focused on retirement goals for individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware strategies and Monte Carlo simulation tools for financial planning.

Kaden Deguzman is a financial advisor with Transamerica Retirement Advisors, LLC, holding Series 66 and Series 63 licenses and three years of industry experience. Prior to joining Transamerica in 2026, he worked at T. Rowe Price and other firms. Outside of finance, he works part-time delivering food items and groceries in Colorado Springs. Transamerica Retirement Advisors serves participants in employer-sponsored retirement plans and IRA owners by offering managed advice, advisor-managed advice, and investment education services. The firm uses model portfolios and proprietary software from Morningstar Investment Management to guide asset allocation and retirement planning.

Andrew Thomas is a financial advisor with T. Rowe Price Advisory Services, Inc. based in Colorado Springs, CO. He holds Series 63 and Series 66 licenses and has 11 years of industry experience. His work history includes roles at OppenheimerFunds, Invesco Distributors, Transamerica Capital, and other financial firms. T. Rowe Price Advisory Services, Inc. offers a retirement advisory program that combines goals-based financial planning and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households focused on retirement, providing tailored financial plans and annual reviews supported by an interactive online tool.

Gregory Sloan is a financial advisor at First Command Advisory Services with two years of industry experience. He holds Series 65 and Series 63 licenses and previously served in the Army National Guard for ten years before retiring from the Army. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a particular focus on active-duty service members and their families. The firm offers comprehensive financial planning and various wrap-fee asset management programs managed through a centralized Investment Management Team and Wealth Portfolio Managers.

Jason Bandel is a financial advisor with T. Rowe Price Advisory Services, Inc. in Colorado Springs, CO, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with T. Rowe Price Investment Services, Inc. since 2008. Outside of his advisory role, Bandel assists with a small print-on-demand apparel business and coaches a U15 girls’ soccer team. T. Rowe Price Advisory Services offers retirement planning and discretionary investment management to individual investors and households, utilizing model portfolios invested exclusively in proprietary mutual funds and ETFs. The firm combines financial planning with ongoing portfolio management and employs tax-aware rebalancing and Monte Carlo simulation tools to support retirement income planning.

James Hodnett is a financial advisor at T. Rowe Price Advisory Services, Inc. with four years of industry experience. He holds a Series 66 designation and has worked at T. Rowe Price since 2020. Outside of his advisory role, he volunteers as a social worker and care provider for developmentally delayed children through Mindset Acquired through Abilities (MATA). T. Rowe Price Advisory Services offers retirement-focused financial planning and investment management to individual investors and households. The firm combines goals-based planning, retirement income strategies, and discretionary portfolio management using proprietary mutual funds and ETFs.

Edward Collins is a financial advisor with Kestra Advisory who holds Series 63 and Series 66 credentials and has 22 years of industry experience. He is also the owner and operator of Collins Wealth Management, Inc., where he has been involved since 2018. Collins has prior experience with firms including Geneos Wealth Management and RNR Securities. Kestra Advisory Services provides investment advisory and retirement plan consulting to a broad range of institutional and individual clients. The firm offers services such as plan design, fiduciary consulting, employee education, and access to multiple management platforms, serving notable clients including large institutional investors and sovereign wealth funds.

Wei Hui is a financial advisor at SPC with seven years of industry experience. She holds a Series 66 designation and previously worked at Edward Jones from 2018 to 2025. SPC provides investment management, financial planning, and retirement-plan advisory services to a diverse client base, including individual investors, employer-sponsored retirement plans, charitable organizations, and corporate clients. The firm supports a large advisory network and delivers tailored, discretionary investment advice primarily through the SIGMA Managed Account and other account programs.

Kathleen Owings is a financial advisor with J.W. Cole Advisors, Inc. in Colorado Springs, CO, holding Series 63 and Series 65 credentials and bringing 18 years of industry experience. She has been with J.W. Cole Advisors and J.W. Cole Financial since 2014. Outside of her advisory role, Owings is an author and owner of book and online course projects, and she serves on the Pikes Peak Library Foundation Board as interim Vice President and Secretary, participating in the finance committee. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a national network of over 400 independent representatives. The firm offers portfolio management, financial planning, access to third-party managers, and various managed account solutions, with investment decisions implemented on discretionary or non-discretionary bases.

Gavin Johnson is a financial advisor with First Command Advisory Services in Colorado Springs, CO. He holds Series 65 and Series 63 licenses and has one year of industry experience. Prior to joining First Command, he worked at Mobile Automotive Group and Watercress Car Wash. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, delivering investment management through a centralized Investment Management Team and Wealth Portfolio Managers.

Steven Brown is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 66 and Series 63 licenses and has four years of industry experience. Prior to joining T. Rowe Price, he worked at Urban Egg and Panera Bread. Outside of his advisory role, he is an artist and owns Steven Brown Art, where he sells his artwork. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program combining goals-based financial planning, retirement income planning, and discretionary investment management for individual investors and households. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware rebalancing and Monte Carlo simulations for financial plans.

Kyle Waugh is a financial advisor with SPC based in Colorado Springs, CO, holding Series 65 and Series 63 credentials and bringing 21 years of industry experience. He has worked at Parkland Securities, Sigma Planning Corporation, and Financial Directions since 2004. Outside of his advisory role, he operates a YouTube channel focused on spiritual topics and DIY projects through his company JKLOL LLC. SPC offers investment management, financial planning, and retirement-plan advisory services to a diverse client base including individuals, employer-sponsored plans, charitable organizations, and corporate clients. The firm supports a large advisory network and delivers tailored, discretionary investment advice through various account programs, maintaining affiliations with broker-dealers and insurance agencies.

Mark Franklin is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 66 and Series 63 credentials and has six years of experience at T. Rowe Price, following prior roles at Verizon Wireless and Pinnacle Group. He is based in Colorado Springs, CO. T. Rowe Price Advisory Services, Inc. provides a retirement-focused advisory service combining nondiscretionary financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households with plans implemented through model allocations and supported by an interactive online planning tool.