Melissa Thurber is a financial advisor with Transamerica Financial Advisors and holds Series 63 and Series 66 licenses. She has 23 years of industry experience, including over a decade at Transamerica Financial Advisors and a concurrent role at Wfgia. As part of her role at Transamerica, she may perform home office functions for other business units. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individual investors, employer-sponsored retirement plans, trusts, estates, charitable organizations, and businesses. The firm utilizes a model portfolio approach implemented through third-party managers and platform sub-advisors, supported by a large advisor network and multiple program platforms.

Logan Reid Reynoso is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 credentials and bringing seven years of industry experience. His background includes roles at Weightless Financial and various entrepreneurial ventures such as ReidReynoso Enterprises LLC and LSPN Pro, LLC. He is also involved in mortgage lending through Innovative Mortgage Alliance and participates in business networking with Business Network International. Transamerica Financial Advisors serves a broad client base including individual investors, retirement plans, trusts, and charitable organizations, delivering services through a large network of advisors and multiple program platforms. The firm utilizes model portfolios and third-party managers for portfolio management and offers integrated retirement plan solutions and affiliated product distributions.

Kevin Grenko is a financial advisor with Transamerica Financial Advisors and holds Series 63 and Series 65 designations. He has 21 years of industry experience, including roles at Transamerica Financial Advisors since 2012, Grenko Financial LLC from 2009 to 2024, and Wfgia since 2004. His other business activities include sales of insurance and non-insurance products for companies affiliated with Transamerica Financial Advisors. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a broad client base including individuals, employer-sponsored plans, trusts, and charitable organizations. The firm uses a model portfolio approach implemented through various program platforms and third-party managers, with regulatory assets under management of approximately $1.7 billion.

Jonathan Upham is a financial advisor at Creative Planning with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Sageview Private Client Group and Cetera Wealth Services. Outside of his advisory roles, he is a partner at Powder Capital, LLC, a real estate business focused on buying and selling residential and commercial properties. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, pension plans, and corporations. The firm employs a financial-planning-led investment approach that incorporates low-cost indexing, tax-loss harvesting, and private market exposure, managing approximately $295.6 billion in assets across more than 1,100 advisors.

Britain Buehler is a CFP® professional with two years of industry experience, currently serving as an advisor at J.W. Cole Advisors, Inc. He has worked at J.W. Cole Financial, Inc. since 2021 and previously held roles at Elevate Private Wealth Advisors and AllClean LLC. Outside of his advisory work, Buehler is involved in an accounting and payroll business through Buehler Family Co, LLC. J.W. Cole Advisors is an SEC-registered investment adviser that supports individuals, charities, corporations, and retirement plans through a national network of over 400 independent representatives. The firm provides portfolio management, fee-based financial planning, access to third-party managers, and various managed account solutions.

Richard Bird is a financial advisor with J. W. Cole Advisors, Inc. in Springville, UT, holding the ChFC® designation along with Series 63 and Series 65 licenses. He has 31 years of industry experience and has worked at several firms including Arrivasure Wealth and Berthel Fisher & Company Financial Services. Outside of his advisory roles, he operates a CPA firm focused on tax preparation and serves as an executor for his deceased father's estate. J.W. Cole Advisors is an SEC-registered investment adviser serving individuals, charities, corporations, and retirement plans through a network of over 400 independent representatives. The firm provides portfolio management, financial planning, access to third-party managers, and various managed account solutions using discretionary or non-discretionary strategies.

Treven Anderson is a financial advisor at Commonwealth Financial Network with a Series 65 designation and three years of industry experience. His prior roles include positions at Merrill Financial, MPWR, and Eve Financial. Outside of finance, he has worked with BYU and BYU Athletics and has experience with the Church of Jesus Christ of Latter Day Saints. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides advisory programs, technology, trading, compliance, and practice-management support, with discretionary portfolio options and model portfolios managed by its Investment Management and Research team.

Kristin Brussow Osada is a financial advisor at Fidelity with five years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Fidelity Investments in various roles since 2020, with prior experience as a self-employed publisher, musician, and consultant. Outside of advising, she is involved in book publishing, runs a consulting business focused on relaxation content, and pursues singing and songwriting as a hobby. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a combination of fundamental research and quantitative analysis to construct model portfolios and serves a range of investors through systematic methodologies and algorithmic processes.

Megan Myers is a financial advisor at Raymond James Financial with 12 years of industry experience. She holds the Series 66 designation and has been associated with Raymond James Financial Services since 2014. In addition, she is involved with Myers Financial Services, where she supports client account management and administrative functions. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individual, high-net-worth, institutional, and charitable clients. The firm offers tailored, non-discretionary advisory services using risk profiling and modeling tools, and is noted for its municipal advisory affiliation and specialized SIMPLE IRA consulting program.

Donald Bentley is a financial advisor at Merrill with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Merrill since 1997, concurrently serving at Bank of America, N.A. since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Austin Seegmiller is a Financial Advisor with Merrill Lynch Wealth Management, where he works with individuals, families, and business owners to support their financial futures. He specializes in retirement planning, tax-efficient investing, workplace plans, and portfolio management services among other areas. Austin provides personalized guidance aimed at helping clients make informed decisions to live the life they desire in retirement. With a focus on building lasting client relationships through thoughtful planning and clear communication, Austin assists clients in navigating wealth management areas such as corporate benefits, divorce transition planning, family wealth strategies, legacy planning, and liquidity management. He works with clients to develop strategies that align with their broader financial picture, including coordinating with tax and legal professionals for tax-aware portfolio construction and income planning. Austin holds a Personal Investment Advisor (PIA) designation and earned a High School Diploma from Timpanogos High School. He also attended Utah Valley University without completing a degree. Outside of his professional role, he enjoys basketball, golfing, spending time with his family, and watching movies.

Neilson Hullinger is a Financial Advisor with Merrill Lynch Wealth Management. He works as part of The Hullinger Group, a team with nearly a century of advising experience. In this role, he provides clients with access to extensive financial knowledge and veteran experience in managing wealth in uncertain times. Neilson specializes in areas including Family Wealth Management Strategies, Legacy Planning, Liquidity Management, Managing New Wealth, Personal Retirement Planning, Philanthropic Planning, Portfolio Management Services, Individual and Corporate Investment Strategy, Tax Minimization, and Retirement Income. As a third-generation financial advisor, he collaborates closely with experienced advisors to deliver tailored financial plans that are regularly adjusted to meet clients' goals. He holds degrees in Finance and Economics from Utah State University and is a Certified Financial Planner (CFP) and Personal Investment Advisor (PIA). Neilson is involved in the community through Missionary Service and participates in activities such as Springville High Basketball. Outside of work, he spends time with his family and enjoys sports, boating, camping, fishing, hiking, and golfing.

Cole Lewis is a financial advisor with LPL Financial in Cedar Hills, UT, holding a Series 66 designation and with 11 years of industry experience. He previously worked at Wells Fargo Clearing and WELLS FARGO Advisors. Outside of his advisory role, Lewis serves as a finance assistant clerk for The Church of Jesus Christ of Latter-day Saints, managing financial tasks within his local ward. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management supported by both proprietary and third-party research.

Kelly Malone is a financial advisor at J.P. Morgan Securities with Series 63 and Series 66 designations and over 25 years of industry experience. Prior to joining J.P. Morgan Securities in 2026, Malone worked at E*Trade by Morgan Stanley for 24 years. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Dain Armstrong is a CFP® professional with 18 years of experience, currently serving as a financial advisor at Morgan Stanley in Provo, Utah. His prior experience includes positions at Bank of America and Merrill. In addition to his advisory work, he is the sole proprietor of American Polling Machine LLC, a technology-related business. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutions, offering tailored financial planning supported by structured discovery and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate-based planning services.

Nicholas Rogers is a financial advisor at Fidelity with 10 years of industry experience. He holds Series 63 and Series 66 registrations and has worked at Fidelity Brokerage Services LLC since 2015, joining Fidelity Investments in 2025. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, charitable gift funds, and registered investment companies. The firm employs a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios, and it maintains regulatory registrations that support its advisory roles and oversight functions.

Thomas Soffe is a Certified Financial Planner (CFP®) with 12 years of experience in the financial services industry. He is currently affiliated with Morgan Stanley, where he has worked since 2019, and previously held roles at Bank of America and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser serving individual and institutional clients with a variety of advisory programs, including tailored financial planning supported by proprietary tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers comprehensive planning services through its Financial Advisors and Estate Planning Strategies Group.

Steven Monson is a financial advisor at Edward Jones with 23 years of industry experience. He holds the CFP® designation along with Series 63 and Series 66 licenses and has been with Edward Jones since 2002. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory services including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

David Gunther is a financial advisor with LPL Financial in American Fork, UT, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. He previously worked at Merrill for 24 years before joining LPL Financial in 2017. Outside of his advisory role, he is involved with his own business entities related to tax and investment purposes. LPL Financial serves individual and institutional clients, including high-net-worth individuals, retirement plans, banks, and charitable organizations, offering a range of financial planning and advisory services through a large national network of investment adviser representatives.

Travis Fuller is a financial advisor with OSAIC who holds Series 63 and Series 66 licenses and has eight years of industry experience. His career includes roles at Fidelity Investments, Key Investment Services, and Northwestern Mutual, among others. Outside of his advisory work, he is involved in managing rental properties and operates as a host on platforms such as Turo and Airbnb. OSAIC Wealth, Inc. serves a diverse client base including individual investors, institutions, and charitable organizations. The firm provides a range of integrated financial services, utilizing asset-allocation tools and third-party platforms to construct portfolios across various asset classes.