Bruce Munster is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 27 years of industry experience. He previously worked at Bank of America and Merrill for a decade. Munster serves as a general partner or managing member in several private investment partnerships and LLCs, and he is a board member of Pinnacle Forum America, which supports leadership development through confidential forums. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm leverages extensive research and analytics and offers both brokerage and advisory solutions across a large network of financial professionals.

Antonio Escobedo is a financial advisor at OSAIC with four years of industry experience. He holds the Series 66 designation and has previous experience at Royal Alliance Associates, Inc. and Thrivent Financial. OSAIC Wealth serves a broad mix of retail and institutional clients through a multi-advisor platform, offering both brokerage and advisory services that include comprehensive financial planning, managed portfolios, and retirement plan consulting. The firm emphasizes model-based asset allocation and portfolio optimization supported by various technology tools and offers multiple custodial arrangements and alternative investment options.

Hal Gilbert is a financial advisor at OSAIC based in Scottsdale, AZ, holding Series 63 and Series 65 licenses with 42 years of industry experience. He has been with Royal Alliance Associates, Inc. since 2004. OSAIC serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services supported by model-based asset allocation and portfolio optimization tools. The firm is notable for its scale, complex affiliate structure, and recent consolidation activity.

Joshua Beams is a financial advisor with Charles Schwab in Cave Creek, AZ, holding a Series 66 designation and 19 years of industry experience. He has been with Charles Schwab since 2014, including a role at Charles Schwab Bank SSB from 2014 to 2022. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, supported by a multi-asset model portfolio approach and centralized operational structure.

Mark Schneider is a CFP® with 27 years of industry experience. He is currently affiliated with OSAIC and has worked previously at firms including Securities America, Charles Schwab, and Northwestern Mutual. Outside of his advisory role, he volunteers with special needs sports activities, assisting coaches in his son’s flag football and baseball games. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, using a variety of strategies and third-party managers to meet client needs.

Matthew Bragg is a financial advisor at Osaic with 17 years of industry experience. He holds the Series 63 and Series 66 designations and has worked previously at Securities America, Inc. for over a decade. Osaic Wealth serves a diverse client base including individual investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach emphasizes model-based asset allocation and portfolio optimization supported by various tools, and it operates a complex affiliate network along with multiple custodial and lending programs.

Ryan Kanner is a financial advisor at Charles Schwab with Series 63 and Series 65 credentials and one year of industry experience. Prior to joining Schwab, he held positions at Morgan Stanley and State Farm. Outside of finance, he has experience working with Alpen Bluffs Outdoor Resort and One Stop Nutrition. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Scott Baker is a financial advisor with Edward Jones in Scottsdale, AZ, holding Series 63 and Series 66 designations and having 16 years of industry experience. He has been with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a broad range of advisory strategies and affiliated investment products, operating under a fiduciary standard and supported by a large nationwide network of financial advisors and branch offices.

Sandra Snyder is a financial advisor at OSAIC with 26 years of industry experience and holds a Series 66 designation. She has been with OSAIC since 2024 and previously worked at Securities America, Inc. for 18 years. Outside of her advisory role, she is involved in managing a real estate rental property in Parma, Ohio. OSAIC Wealth serves a diverse client base including retail investors, high-net-worth households, retirement plan sponsors, charities, and corporate clients. The firm emphasizes model-based asset allocation and portfolio optimization, offering a range of brokerage and advisory services across multiple platforms and programs.

Tyler Gilberg is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and 16 years of industry experience. He previously worked at Edward Jones from 2010 to 2022 before joining Raymond James in 2022 and currently serves as CEO of Gilberg Private Wealth and Gilberg Wealth Management, where he advises individual clients. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and investment consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Joseph Debono is a financial advisor with OSAIC, holding Series 63 and Series 66 credentials and 29 years of industry experience. He previously worked at TD Waterhouse Investor Services Inc. and currently serves as a board member for VOB Youth Soccer in Smithtown, NY. OSAIC Wealth serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and managed portfolios. The firm emphasizes model-based asset allocation and portfolio optimization, providing advisors with a range of discretionary and third-party investment strategies.

Mary Frances Ewing is a CFP® professional with 39 years of industry experience, currently with Wells Fargo Clearing since 2016. She has prior experience at Morgan Stanley and Citigroup Global Markets. Outside of advising, she owns a retail sales business in Scottsdale, AZ. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement consulting services. The firm manages approximately $671 billion in assets and combines research from internal and third-party sources to support its investment solutions.

James Ranweiler is a Series 63 licensed financial advisor at OSAIC with 17 years of industry experience. He previously worked at Woodbury Financial Services, Inc. for 16 years before joining OSAIC in 2024. OSAIC serves a diverse range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services, including comprehensive financial planning and managed portfolio programs. The firm’s investment approach centers on model-based asset allocation and portfolio optimization, supported by risk-tolerance assessments and rebalancing tools.

Matthew Donko is a financial advisor at Wells Fargo Clearing with two years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, Merrill, UBS Financial Services, and Genter Capital Management. Outside of finance, his work history includes roles in retail and food service industries. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research and analytics.

Cathleen Bielawski is a financial advisor with OSAIC, holding Series 63 and Series 66 credentials and 27 years of industry experience. Her prior work includes over three decades at Signator Investors, Inc. and John Hancock Mutual Life Insurance Company, and she has been with Royal Alliance Associates, Inc. since 2018. OSAIC serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, providing both brokerage and advisory services through a multi-advisor platform. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization supported by risk tolerance and rebalancing tools, with options for discretionary management and third-party managers.

Calvin Robinson is a financial advisor at OSAIC with 10 years of industry experience and holds Series 65 and Series 63 licenses. He has worked at several firms including Triad Advisors LLC, Securities America, Inc., and Woodbury Financial Services, Inc. Robinson serves as a successor trustee for two family living trusts, though he has no active duties in these roles. OSAIC Wealth serves a diverse client base including individual investors, retirement plans, charities, and corporate clients, offering both brokerage and advisory services through a multi-advisor platform. The firm’s investment approach focuses on model-based asset allocation and portfolio optimization, supported by various tools and third-party managers.

Michael Vogt is a financial advisor at Osaic with 20 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including TD Ameritrade and Securities America Advisors. Outside of his advisory role, Vogt and his wife are licensed foster parents providing care for children through Cedars. Osaic Wealth serves a diverse client base, including retail and institutional investors, offering brokerage and advisory services through a multi-advisor platform. The firm emphasizes model-based asset allocation and portfolio optimization, delivering strategies via discretionary and managed accounts supported by a complex affiliate network.

Mark Shultz is a CFP® professional with 42 years of industry experience. He is currently with Wells Fargo Clearing, where he has worked since 2022, following a 13-year tenure at UBS Financial Services Inc. In addition to his advisory role, he serves as an administrator for his sister’s estate. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering services that include investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s approach is IPS-driven and incorporates both discretionary and non-discretionary options, including a notable range of insurance-related and bank deposit sweep investment vehicles.

Kimberly Wahl Taylor is a financial advisor at OSAIC with 14 years of industry experience. She holds a Series 66 designation and previously worked for Securities America Advisors and Securities America. Outside of advisory work, she has an ownership interest in a family farm partnership. OSAIC serves a diverse client base including retail and institutional investors, offering a range of brokerage and advisory services through a multi-advisor platform. The firm employs a model-based investment approach with tools for asset allocation, portfolio optimization, and risk management.

Suzanne Miesse is a financial advisor at OSAIC with 35 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at several firms, including Securities America and Raymond James Financial Services. Her career includes roles at The Wealth Advisory Group of DiLauro Wracher & Thomas and Securities America Advisors. OSAIC is a large multi-advisor platform serving retail and institutional clients, offering a range of brokerage and advisory services such as financial planning, managed portfolios, and retirement plan consulting. The firm’s investment process employs model-based asset allocation and portfolio optimization, supporting discretionary strategies and third-party managers.