James Eustice is a financial advisor with Wells Fargo Clearing in Santa Barbara, CA, holding Series 65 and Series 66 licenses and bringing 11 years of industry experience. His prior roles include positions at JPMorgan Chase Bank, J.P. Morgan Securities, Merrill, Bank of America, and The Investment House LLC. Outside of his advisory work, he serves as a board member and vice president for two S-corps that manage book royalties. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm utilizes research and analytics to guide its investment approach and offers a broad range of brokerage and advisory solutions.

Danielle Mulroy is a financial advisor at J.P. Morgan Securities with two years of industry experience. She holds a Series 66 designation and has worked at J.P. Morgan Securities LLC and JPMorgan Chase Bank, N.A. since 2024. Prior to entering the financial sector, she was employed at AppFolio and Curvature in various roles. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its investment recommendations.

Jacob Hoth is a financial advisor at Morgan Stanley in Santa Barbara, CA, with one year of industry experience. He holds the Series 66 designation and previously worked at Transamerica Financial Advisors, WFGIA, and engaged in sales of insurance products affiliated with Transamerica. Outside of finance, he has experience working at country clubs and in education-related roles. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs and financial planning services that use firm-approved tools and structured discovery conversations. The firm manages approximately $2.74 trillion in client assets and offers planning through both direct and corporate financial planning agreements.

Gil'bere Coutouzis is a financial advisor at Edward Jones with two years of industry experience. He holds the Series 66 designation and has previously worked in various public sector roles, including positions with the Housing Authority and County of Santa Barbara. Outside of finance, he works as a videographer for live university-level sporting events through Dream Cast Media. Edward Jones is a full-service wealth management firm serving individual and institutional clients with a range of advisory programs and investment solutions. The firm manages over $1 trillion in assets and operates a large nationwide network of advisors and branch offices.

Sujatha Ravikumar is a financial advisor with Merrill and holds a Series 66 designation. She has 20 years of industry experience, including roles at Bank of America, J.P. Morgan Securities, Morgan Stanley, and Wells Fargo. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Lashawn Hayes is a financial advisor with Morgan Stanley in Montecito, CA, holding a Series 66 designation and 13 years of industry experience. Prior to joining Morgan Stanley in 2017, he worked at Merrill from 2015 to 2017. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers comprehensive financial planning and investment advisory services, managing approximately $2.74 trillion in client assets.

Brett Zylstra is a financial advisor with Morgan Stanley in Montecito, CA, holding a Series 66 designation and three years of industry experience. He previously worked at One Workplace, LLC for ten years before joining Morgan Stanley Private Bank, N.A. and Morgan Stanley. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning to individuals and institutional clients, managing approximately $2.74 trillion in client assets and offering a range of investment and planning services.

Mitchell Direnzi is a financial advisor at Wells Fargo Clearing with 21 years of industry experience. He holds a Series 66 designation and has worked at Wells Fargo since 2019, following a five-year tenure at Morgan Stanley. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Julia Watts is a financial advisor at Fidelity with one year of industry experience. She holds a Series 66 designation and previously worked at Planmember Securities Corporation. Outside of finance, she has worked part-time as a sales associate at Margerum Wine Company. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios across a broad range of investment products.

Karla Lynn is a financial advisor at Morgan Stanley with 11 years of industry experience. She holds a Series 66 designation and previously worked at First Republic Securities Company and First Republic Investment Management. Morgan Stanley Wealth Management delivers a variety of advisory programs to individuals and institutional clients, providing tailored financial planning supported by structured discovery conversations and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

Michelle Quinn is a financial advisor at Fidelity with 17 years of industry experience. She holds Series 63 and Series 66 designations. Her prior experience includes roles at Charles Schwab, Scottrade, Inc., and Fidelity Investments. She works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients. The firm utilizes a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and advisory services.

Lynne Ming is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. She holds a Series 66 designation and has been with Wells Fargo entities since 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party databases.

Mark Golden is a financial advisor with Wells Fargo Clearing in Santa Barbara, CA, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. He has been with Wells Fargo Clearing since 2016, following three years at WELLS FARGO Advisors, LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering a range of investment recommendations and performance reporting grounded in an IPS-driven process based on modern portfolio theory. The firm serves plan sponsors with tailored advisory services and discretionary options, including a broader set of financial products such as insurance-related vehicles and bank deposit sweep options.

Mark Brenner is a financial advisor with UBS Financial Services who holds Series 63 and Series 65 licenses and has 40 years of industry experience. He joined UBS in 2021 after spending 12 years at Merrill. UBS Financial Services Inc. serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings to tailor solutions based on proprietary research and model-based asset allocations.

Joanne Gordon is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She worked at UBS Financial Services for 24 years before joining Wells Fargo in 2020. Gordon serves as treasurer for the Santa Barbara Yacht Club Women's Foundation, which provides scholarships to underprivileged children. Wells Fargo Clearing offers retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, providing both discretionary and non-discretionary services. Their IPS-driven advisory process incorporates modern portfolio theory and a broader range of financial products, including insurance-related vehicles and bank deposit sweep options.

Donna Weidl is a Wealth Management Advisor at Merrill Lynch Wealth Management, where she has worked since January 2009. She serves as a lead relationship manager, assisting clients by managing both sides of their balance sheets and focusing on insurance, annuities, long-term care planning strategies, and explaining the roles of Social Security and Medicare in retirement. Donna works with a variety of client focus areas including personal retirement planning, legacy planning, philanthropy, education planning, socially responsible investing, and transition planning related to divorce. Donna holds a bachelor's degree in Global Business from California State University Channel Islands and a high school diploma from San Marcos High School. She has earned multiple professional designations, including CERTIFIED FINANCIAL PLANNER (CFP), Certified Private Wealth Advisor (CPWA), Chartered Retirement Planning Counselor (CRPC), Chartered Financial Consultant (ChFC), Certified Divorce Financial Analyst (CDFA), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Outside of her professional role, Donna resides in Santa Barbara and participates in community organizations such as Old Spanish Days and the Scholarship Foundation of Santa Barbara. Her personal interests include boating, cooking, fishing, golfing, hiking, photography, skiing, spending time with family, traveling, and practicing yoga.

Albert Williams is a financial advisor with Wells Fargo Clearing in Santa Barbara, CA, holding a Series 66 designation and 18 years of industry experience. He previously worked at UBS Financial Services for 10 years before joining Wells Fargo Clearing in 2020. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with investment options that include insurance-related vehicles and bank deposit sweep programs.

Jimmy Vo is a financial advisor with Merrill in Santa Barbara, CA, holding a Series 66 designation and 12 years of industry experience. He has been with Merrill and Bank of America since 2014. Outside of his advisory role, he assists with administrative tasks at his wife's medical practice, Perfect Pathology Medical PC, where she is a physician. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Wesley Sanchez is a Senior Financial Advisor with Merrill Lynch Wealth Management. He focuses on offering a comprehensive approach to managing wealth by first understanding his clients' financial situations, families, and what matters most to them. Wesley helps create customized wealth management strategies that adapt to changing needs and market conditions, providing access to the investment insights of Merrill and the banking services of Bank of America. His areas of expertise include education planning, family wealth management, services for endowments, foundations, and non-profits, managing new wealth, personal retirement planning, portfolio management, tax minimization, and retirement income. Wesley holds a Bachelor's Degree from UC Santa Barbara and the Personal Investment Advisor (PIA) designation. Committed to community involvement, Wesley follows Merrill’s tradition of participating in local organizations through volunteer work. Outside of his professional responsibilities, he enjoys baseball, golfing, running, table tennis, and tennis.

David Catalfimo is a financial advisor with J.P. Morgan Securities in Santa Barbara, CA, holding a Series 63 designation and bringing 39 years of industry experience. He has worked at J.P. Morgan Securities since 2008 and JPMorgan Chase Bank since 2010. Outside of his advisory role, he serves as a trustee for the Santa Barbara Club Preservation Foundation, which raises funds for historic building maintenance and neighborhood enhancement projects. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm offers customized, non-discretionary advice through its Institutional Consulting Services program.