Caroline Novak is a financial advisor at Sage Rhino Capital LLC with 25 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Bank of America, Merrill, and Morgan Stanley. Novak has been with Sage Rhino Capital since 2017, contributing to the firm’s team of nine advisors based in Menlo Park, CA. Sage Rhino Capital LLC provides asset management, financial planning, and retirement plan consulting to individuals, trusts, pension and profit-sharing plans, and business entities. The firm manages approximately $883.7 million in discretionary assets and employs a diverse investment process that includes option strategies and other derivatives within separately managed accounts and sub-advised strategies.

Thomas Lowish is a CFP® professional at DiversiFi Capital Inc with four years of industry experience. He has been with DiversiFi Capital since 2022. DiversiFi Capital provides investment advisory and financial planning services primarily to individual and high-net-worth clients, as well as pooled investment vehicles. The firm combines fundamental, technical, and quantitative analysis in its investment approach and manages several private funds and special purpose vehicles focused on frontier technology investments.

Ross Revenaugh is a financial advisor at Avalon Capital Management with 19 years of industry experience. He holds the Series 65 and Series 63 licenses and has worked at firms including Sanford C. Bernstein & Co., Echelon Asset Management, and Windhaven Investment Management. Revenaugh has been with Avalon Capital Management since 2020. Avalon Capital Management serves high net worth individuals and families, providing discretionary investment management and cash management services across a multi-asset framework. The firm uses proprietary quantitative analysis combined with external research to implement active, global asset allocation strategies primarily through exchange-traded products.

Eric Thurber is a financial advisor at Three Bridge Wealth Advisors in Los Altos, CA, with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Sanctuary Securities, llc from 2011 to 2017. Since November 2023, he has served as Chairman of the Board of Trustees for the International Farmhouse Foundation. Three Bridge Wealth Advisors provides wealth management and financial planning to individuals, high-net-worth clients, trusts, and select institutional entities. The firm offers discretionary portfolio management, coordinated financial planning, and integrates third-party managers, focusing on long-term strategies and continuous account supervision.

Julianne Jeffrey is a financial advisor at Silicon Valley Capital Partners, L.P. with a Series 65 designation and one year of industry experience. She has previously worked at Ensemble Capital Management, LLC, Parallel Advisors, LLC, and SunOpta Trading. Silicon Valley Capital Partners, L.P. offers discretionary investment management, financial planning, and consulting services to individuals, trusts, charitable organizations, corporations, and other business entities. The firm uses a combination of top-down macroeconomic analysis and bottom-up valuation with proprietary momentum models to tailor portfolios according to clients’ risk tolerance, time horizon, and liquidity needs.

Michael Bergines is a financial advisor at Prospero Wealth, LLC in San Jose, CA, with four years of industry experience. He holds Series 65 and Series 63 designations and has previously worked at Armanino LLP and BTN Consulting, Inc. Prospero Wealth provides discretionary investment management and financial planning to individuals, high-net-worth clients, trusts, businesses, and employer retirement plans. The firm employs tailored investment programs using individual securities, ETFs, and derivative strategies, and offers assets-under-advisement consulting to other advisers.

Charles Mcateer III is a financial advisor at Aria Wealth Management with 30 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Raymond James Financial Services Advisors and Raymond James Financial Services before joining Aria Wealth Management in 2019. Outside of his advisory role, he is a co-owner of Life Changing Nutraceuticals Inc., where he manages the company’s finances and works with legal advisors. Aria Wealth Management serves individual and institutional clients, including high-net-worth families, trusts, pension plans, and charitable organizations. The firm employs an asset allocation approach based on fundamental and technical analysis and incorporates Modern Portfolio Theory, managing discretionary accounts and often utilizing third-party managers and sub-advisors.

Nicole Glazer is a financial advisor at Sage Rhino Capital LLC with nine years of industry experience. She holds the Series 66 designation and previously worked at Merrill Lynch, Pierce, Fenner & Smith Incorporated from 2014 to 2017. Sage Rhino Capital LLC provides discretionary investment management, financial planning, and retirement plan consulting to individuals, trusts, pension plans, and business entities. The firm manages approximately $787 million in client assets, utilizing a range of securities and strategies including options-related approaches and alternative investments.

Michael Shearon is a CFP®-certified financial advisor at Accelerate Retirement with 11 years of industry experience. He has held roles at Accelerate Investment Advisors LLC, SJE Retirement LLC, OneDigital Investment Advisors, Flynn & Company Inc., and Sigma Financial Corporation. Accelerate Investment Advisors LLC serves individuals, trusts, corporations, and employer-sponsored retirement plans by providing discretionary investment management, financial planning, and retirement plan consulting. The firm uses a primarily long-term allocation strategy across a range of investment vehicles and offers specialized services for plan sponsors, including investment policy development and fiduciary roles under ERISA.

Roger Gainer is a ChFC® credentialed financial advisor with 18 years of industry experience. He is affiliated with Heckman Financial & Insurance Services, Inc., where he has worked since 2011, and also serves as president of Gainer Financial & Insurance Services, an insurance agency specializing in life insurance and annuities. In addition to his advisory work, he is involved in software sales through a separate business. Heckman Financial & Insurance Services provides discretionary asset management and financial planning to individuals, high-net-worth clients, trusts, estates, charitable organizations, and corporate retirement plans. The firm combines advisory services with insurance production, tax-preparation services, and estate-planning software sales, and offers educational seminars and workshops for clients and the public.

Patrick Phillips is a CFP® professional with 12 years of industry experience. He has been with Wealth Architects, LLC since 2011, including two years during 2016 to 2018 in a previous capacity. Wealth Architects serves individual investors, including high-net-worth clients, as well as trusts, estates, retirement plans, pension and profit-sharing plans, and charitable organizations. The firm employs a modern portfolio theory-based investment process with tailored strategic asset allocation and provides comprehensive wealth management and planning, coordinating non-investment services through a Board of Advisors of third-party professionals.

Elizabeth Luna is a financial advisor at Aria Wealth Management with 19 years of industry experience. She holds a Series 65 designation and has worked at several firms, including Concert Wealth Management and Omni Global Group, where she serves as CFO and shareholder. Outside of her advisory role, Ms. Luna is a board member of Grail Family Services, a nonprofit focused on services for children, and is a licensed notary public in California. Aria Wealth Management serves individual and institutional clients, including high-net-worth families, trusts, pension plans, and charitable organizations. The firm employs an asset allocation approach informed by fundamental and technical analysis, often utilizing third-party managers and sub-advisors, and is notable for its multi-office structure and institutional client base.

Harpal Sangha is a Series 65 licensed advisor at Heckman Financial & Insurance Services, Inc. with prior experience at Cantab Asset Management Ltd. and a background that includes roles outside the financial industry. He is based in San Jose, CA. Heckman Financial & Insurance Services, Inc. advises individuals, trusts, estates, charitable organizations, and businesses, offering discretionary asset management, financial planning, and ERISA retirement-plan advisory services. The firm combines portfolio management with insurance brokerage and tax-preparation services and conducts educational seminars and workshops for the public.

Christopher Missirlian is a CFP® and holds a Series 65 license with 10 years of industry experience. He has worked at Wealth Architects, LLC since 2023 and previously spent seven years at Parkworth Wealth Management, Inc. Wealth Architects serves individuals, trusts and estates, retirement plans, pension and profit-sharing plans, and charitable organizations, offering comprehensive wealth management alongside wealth planning and consulting. The firm’s investment process is based on modern portfolio theory and includes tailored portfolio management with documented client testimonials and a formal Board of Advisors coordination service.

Tierney Bosset is a CFP® and holds a Series 65 license with three years of industry experience. She has been with Saratoga Research & Investment Management since 2019, following a brief tenure at Mutual Advisors, LLC. Saratoga Research & Investment Management provides discretionary portfolio management to individuals, including high-net-worth clients, as well as various institutional clients such as pension plans, endowments, and registered investment companies. The firm employs a long-only approach focused on large-cap equities, using a structured process that combines quantitative screening with qualitative analysis and dual valuation techniques.

Charles Tran is a CFP® and Series 65-licensed advisor with three years of industry experience. He is currently with Wealth Architects, LLC and previously worked at Allworth Financial and Silicon Valley Wealth Advisors. Wealth Architects serves individual investors, high-net-worth clients, trusts and estates, retirement and pension plans, and charitable organizations, providing comprehensive wealth management and planning. The firm’s investment approach is based on modern portfolio theory and tailored strategic asset allocation, with discretionary portfolio management primarily using mutual funds, ETFs, and individual debt securities.

Mark Astrinos is a CFP®, PFS™, and Series 65-licensed advisor at Libra Wealth LLC with 14 years of industry experience. His prior roles include positions at Chamberlain Financial Planning & Wealth Management and Vista Wealth Management, LLC. He is based in Los Gatos, CA. Libra Wealth LLC advises individuals, high-net-worth clients, trusts, and estates through wealth management, discretionary portfolio management, financial planning, and donor-advised fund administration. The firm follows a fiduciary standard and employs a long-term, diversified investment approach using low-cost passive funds alongside select individual securities or Independent Managers tailored to client objectives and risk tolerance.

Mathew Spencer is a financial advisor at Saratoga Research & Investment Management with 11 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at JMP Securities LLC for five years before joining Saratoga Research & Investment Management in 2019. Saratoga Research & Investment Management provides discretionary portfolio management primarily through separately managed accounts to individuals, including high-net-worth clients, as well as institutional clients such as pension plans, endowments, and charitable organizations. The firm employs a long-only, concentrated large-cap equity strategy using a four-step process that combines quantitative screening, qualitative analysis, and dual valuation techniques.

John Parker is a financial advisor at Parker Investment Management, LLC in Atherton, CA, holding a Series 65 designation with 15 years of industry experience. He is part of a two-advisor team at the firm. Parker Investment Management serves individual investors, retirement plans, charitable organizations, and corporations, providing discretionary portfolio management and financial planning services. The firm employs a tactical asset allocation strategy using low-cost mutual funds and ETFs, supplemented by proprietary analysis and option overlays for qualified clients, and offers both performance-based and traditional asset-based billing options.

Brendon Kempin is a financial advisor at Cynosure Portfolio Advisors LLC with seven years of industry experience. He holds the Series 66 designation and previously worked at IEQ Capital, LLC and First Republic Securities Company, LLC. Cynosure Portfolio Advisors serves individual advisory clients, focusing on retail and non–high-net-worth individuals connected to clients of its affiliate, The Cynosure Group, LLC. The firm offers customized portfolio advisory and integrated financial planning, using a strategic asset allocation framework and a range of investment vehicles, with ongoing monitoring and periodic rebalancing.