John Donahoe is a financial advisor with OSAIC based in Roseville, CA, holding a Series 66 designation and 12 years of industry experience. Prior to joining OSAIC in 2023, he worked at First Command Advisory Services and related First Command entities from 2014 to 2023. Outside of his advisory role, he is also licensed as an insurance agent, providing life, long-term care, disability, property/casualty, and annuity products as part of a comprehensive financial review. OSAIC Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of affiliated advisors. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and third-party platforms to construct portfolios across multiple asset classes with discretionary or non-discretionary management options.

Teodoro Uytingban is a financial advisor with Wells Fargo Clearing in Sacramento, CA, holding Series 63 and Series 66 licenses and 14 years of industry experience. His prior roles include positions at U.S. Bancorp Investments, JPMorgan Chase Bank, N.A., and J.P. Morgan Securities. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s IPS-driven approach incorporates modern portfolio theory and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Ashley Tangeraas is a financial advisor at Thrivent Investment Management with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Thrivent Financial since 2019. Prior to her current role, she was employed by the State of California for 11 years. Tangeraas also maintains a California real estate broker's license for personal and family use. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based financial analyses and planning without discretionary trading authority, focusing on topics such as retirement, estate, and tax planning.

Rena Li is a financial advisor at OSAIC with 27 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Woodbury Financial Services for 14 years. In addition to her advisory role, she operates a sole proprietorship introducing traditional life and health insurance and non-variable annuities tailored to clients’ needs. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, through a large network of affiliated advisers. The firm offers integrated brokerage and investment advisory services, utilizing various tools and platforms to construct portfolios across multiple asset classes.

Bruce Woodbury is a financial advisor with LPL Financial in Rancho Cordova, CA, holding Series 63 and Series 65 credentials and 28 years of industry experience. He previously worked at RJ Holdings, Inc. from 2016 to 2019. Outside of his advisory role, Woodbury is involved in fixed insurance products and operates a tax service. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network. The firm offers financial planning, various advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management with access to model portfolios and research from multiple sources.

Hannah Peterson is a financial advisor at Merrill with six years of industry experience and holds Series 63 and Series 65 licenses. She has worked at Merrill since 2015. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations with model-based and discretionary investment strategies developed by internal and third-party teams.

James Lowczyk is a financial advisor at Fidelity with eight years of industry experience. He holds a Series 66 designation and previously worked at JPMorgan Securities LLC for five years before joining Fidelity. Fidelity's Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios from mutual funds, ETFs, and ETPs.

Thomas Demarois is a Wealth Management Advisor with Merrill Lynch Wealth Management, where he has worked since 1996. Prior to joining Merrill Lynch, he spent five years as a Bond Trader for a regional bank. His professional focus includes personal retirement planning, portfolio management services, and retirement income. A native of Chico, California, Thomas earned a Bachelor's degree in Business from Chico State University, where he also participated in rugby. He holds the designations of CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). Outside of his advisory role, Thomas enjoys fishing, golfing, and playing tennis. He has served as a board member of The Cast Hope Foundation, a nonprofit organization dedicated to teaching underprivileged youth the art of fly fishing and an appreciation for the outdoors.

Colin Usrey is a financial advisor at Merrill in Sacramento, CA, holding a Series 66 designation. He has been with Merrill and Bank of America, N.A. since 2026. Outside of his advisory work, he has been involved with the McAllister Foundation since 2021 and previously worked at Tempest Nutrition. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kirsten Barnett is a financial advisor at Fidelity with 12 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Fidelity Investments, Bank of America, Merrill, and Sutter Health. She is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios and investment products.

Jacarri Williams is a Certified Financial Planner (CFP®) with 19 years of industry experience. He is currently affiliated with Raymond James Financial Services Advisors, Inc., where he has worked since 2019, and previously held roles at J.P. Morgan Securities and BOK Financial Securities. He is also associated with Tri Counties Advisors in Sacramento, CA. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

James Deppner is a financial advisor at Merrill with eight years of industry experience. He holds Series 66 and Series 63 licenses. His career includes roles at Bank of America, Wells Fargo, U.S. Bancorp Investments, and J.P. Morgan, spanning various positions since 2011. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies tailored for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Kenna Stukas serves as a Senior Financial Advisor at Merrill Lynch Wealth Management, where she focuses on creating personalized wealth management strategies tailored to her clients' unique financial goals. She leverages the investment insights of Merrill and the banking and lending solutions of Bank of America to support her clients' financial objectives. Kenna has earned several professional designations, including Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). She holds a bachelor's degree from Sonoma State University. She is affiliated with The Fendley Group and follows Merrill's tradition of community involvement by volunteering with local organizations.

Senh Ly is a financial advisor with LPL Financial in Sacramento, CA, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He has been with LPL Financial since 2007 and has a concurrent role at Golden 1 Credit Union since 2005. Outside of advising, he is also active as a real estate agent assisting clients in buying and selling properties. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, providing both discretionary and non-discretionary management supported by research and technology.

Edmardo Tomei III is a CFP® certified financial advisor with over 25 years of industry experience. He is currently with Cetera and has previously worked at Next Financial Group Inc. Tomei is also the owner and senior wealth manager of PWA Financial, where he has provided financial planning and retirement plan services since 2003. Additionally, he works as an insurance agent selling life, annuities, and long-term care products. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, ERISA retirement services, and access to third-party money managers.

Allyssa Clayworth is a financial advisor at Merrill with a Series 66 designation and four years at the firm. She has previously worked at California State University, Sacramento, and San Joaquin Delta College. Clayworth’s background also includes roles at Woodbridge Golf & Country Club and Sycamore Lane Kennels. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Hillary Rupert is a financial advisor with Edward Jones in Sacramento, CA, holding a Series 66 designation and one year of industry experience. Prior to joining Edward Jones in 2025, she worked at TRC (GNA) and Pacific Gas & Electric (PG&E), among other roles. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs, managed solutions, and affiliated investment products. The firm operates under a fiduciary standard and maintains a large national network of financial advisors and branch offices.

Jason Gaskins is a financial advisor at Wells Fargo Advisors with 26 years of industry experience. He holds Series 63 and Series 65 registrations and has worked within various Wells Fargo entities since 2011. Outside of advisory work, he owns a rental property in Fair Oaks, California. Wells Fargo Advisors Financial Network provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services using proprietary research and tools, and integrates advisory services with other financial products and referral channels.

Albert Solano is a Financial Advisor with Merrill Lynch Wealth Management. He works closely with personal and business clients to build, manage, and preserve wealth by providing tailored financial strategies that support growth, stability, and long-term success. Albert's expertise includes college education planning, family wealth management strategies, retirement income, tax minimization, small business strategies, and portfolio management services. He emphasizes understanding each client's unique situation to create personalized plans aligned with their goals, whether for investing, retirement planning, or managing new wealth. Albert holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He earned a Bachelor's Degree from the University of California Davis and is fluent in English and Spanish. Albert is a member of the Folsom Rotary Club and the Woodland Chamber of Commerce. Outside of work, he enjoys golfing, music, soccer, spending time with his family, traveling, and watching movies.

Alberto Verdi is a Planning Consultant at Fidelity Investments, a role he has held since 2024. He focuses on assisting clients in pursuing financial well-being through thorough financial planning and developing practical financial roadmaps. Alberto has experience in financial services dating back to 2013. Prior to his current position, he was a Relationship Manager at Fidelity Investments from 2022 to 2024. Before that, he worked as an Insurance Agent at AAA NCNU from 2017 to 2022, and as a Private Client Banker at JP Morgan Chase from 2013 to 2017. He holds a California Insurance License.