Melissa Clary is a financial advisor with Cambridge Investment Research Advisors, holding a Series 66 credential and 19 years of industry experience. She has been with Cambridge Investment Research Advisors since 2016. Outside of her advisory role, she is the owner of a CPA firm, CLARY & ASSOCIATES CPAS PLLC. Cambridge Investment Research Advisors is a large SEC-registered firm serving individual and institutional clients with financial planning, investment management, retirement plan advisory, and financial-wellness services. The firm offers a variety of investment implementation options tailored to client objectives, including proprietary model strategies and access to independent third-party managers.

Benjamin Molloy is a financial advisor with Charles Schwab in Honolulu, HI, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He previously worked at TD Ameritrade Investment Management, LLC, Td Ameritrade, Inc., and Scottrade Inc. Outside of his advisory role, he is a member of Waialua Valley Farms LLC, involved in agriculture, and owns a separate real estate business. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, offering advisory, brokerage, custody, and financial planning services through its integrated Schwab Wealth Advisory program. The firm combines non-discretionary client relationships with access to affiliated discretionary portfolios and employs a multi-asset investment approach supported by in-house research and alternative investment options.

Christopher Kam is a financial advisor with Edward Jones in Kailua, HI, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Edward Jones since 2000. Outside of his advisory work, he is involved in several family property rental businesses in Kailua. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of investment advisory programs and services, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, supported by a large nationwide network of advisors and branch offices.

Jasen Ishihara is a financial advisor with LPL Financial in Honolulu, HI, holding Series 63 and Series 65 designations and bringing 28 years of industry experience. His career includes roles at Valic Financial Advisors, Cetera Wealth Services, and multiple positions within LPL Financial since 2009. He is involved with Aloha Pacific Federal Credit Union through its financial group entity. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by technology and a large network of advisors.

Ashli Sasano is a financial advisor at Equitable Advisors with 12 years of industry experience. She holds a Series 66 designation and has been with Equitable Advisors since 2013, following a role at Axa Advisors. Outside of advising, she serves as a board member and co-treasurer for the SHA Class of 2000 and works as an advertising sales consultant. Equitable Advisors provides financial planning, retirement consulting, and asset management services to individuals, institutional clients, and nonprofit organizations. The firm employs a network of Investment Adviser Representatives and offers a range of third-party advisory programs alongside firm-administered investment solutions.

Deane Endo is a Series 66-credentialed financial advisor with 18 years of industry experience, currently with LPL Financial since 2012. Prior to that, he worked at Edward Jones for four years. He is also involved in selling Medicare Advantage Supplemental insurance through Advocate Health Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to model portfolios and third-party asset management, supported by a large network of investment adviser representatives.

David Oconnor is a financial advisor with Equitable Advisors in Honolulu, HI, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has worked at Equitable Advisors and its predecessor, AXA Advisors, since 1999. Outside of his advisory role, he coaches and teaches boys basketball at Saint Louis School in Honolulu. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, institutions, and charitable organizations. The firm offers a range of investment programs through a network of Investment Adviser Representatives, utilizing both proprietary and third-party solutions.

Matthew Mccarville is a financial advisor at Morgan Stanley with 21 years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2015 and Morgan Stanley Smith Barney since 2011. Morgan Stanley Wealth Management serves individual and institutional clients by providing a wide range of advisory programs, including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques such as Monte Carlo simulations in its planning process.

Jeremy Gabriel Clark is a financial advisor with Raymond James Financial, holding a Series 66 credential and six years of industry experience. He has held roles at Raymond James Financial Services, Inc. since 2018 and also works with First Hawaiian Bank. Outside of advisory work, he has experience in a packing and shipping business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary planning using analytical tools and supports a range of advisory programs and consulting services.

Christopher Otto is a financial advisor with Cetera in Honolulu, HI, holding the CFP® and Series 63 credentials and bringing 23 years of industry experience. He has worked at Bankoh Investment Services, Inc. since 2014 and joined Cetera in 2025. Outside of his advisory role, he serves as chairman of MAKAIEKA INVESTMENTS LLC, participates on multiple nonprofit boards including the Hawaii Children's Cancer Foundation and Arthritis Foundation – Hawaii Chapter, and is president of the Securities Industry Association of Hawaii. Cetera Investment Advisers LLC is an SEC-registered firm that provides a broad range of portfolio management, financial planning, and retirement services to individual and institutional clients. The firm operates a large multi-manager platform offering access to affiliated and third-party strategies across various program structures and custodial relationships.

Parker Wong is a financial advisor at Ameriprise with seven years of experience, including one year as a licensed advisor. He holds Series 63 and Series 65 designations. Prior to joining Ameriprise in 2019, he worked at Pacific University for four years. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Joanne Shimada is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. She has been with LPL Financial since 2005, following five years at Equitable Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a large network of investment adviser representatives.

Jeanette Fernandez is a financial advisor with Morgan Stanley in Honolulu, Hawaii, holding a Series 66 designation and 19 years of industry experience. She has been with Morgan Stanley Smith Barney since 2010. Outside of her advisory role, she is involved in art and culture education through Intentional Teachings LLC, where she serves as a teacher. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process.

Karen Igarashi is a financial advisor with Merrill in Honolulu, HI, holding a Series 66 designation and 19 years of industry experience. She has been affiliated with Bank of America and Merrill Lynch since 2009. Outside of her advisory role, she is associated with the Karen A. Igarashi Trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jeff White is a financial advisor with LPL Financial in Honolulu, HI, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with LPL Financial since 1998. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,800 advisors.

Joseph Stepanic is a CFP® professional with 23 years of industry experience, currently serving as a financial advisor at OSAIC since 2023. His prior roles include positions at SagePoint Financial and National Planning Corporation. He also owns Coda Financial Group, where he advises clients on life, disability, and long-term care insurance products. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of financial advisers and advisory platforms. The firm offers integrated brokerage and advisory services with a focus on portfolio construction using asset-allocation tools, risk-tolerance assessments, and various investment options.

Christian Lai is a financial advisor with Equitable Advisors in Honolulu, HI, holding a Series 66 designation and two years of industry experience. His prior roles include positions at OSAIC and Pacific Financial Partners, as well as teaching experience at the University of Hawaii Manoa and Kapiolani Community College. He volunteers as a Zoom class technician for LIVAwareness Zen, a nonprofit organization. Equitable Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives and third-party programs.

Darrell Avery is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 31 years of industry experience. His career includes 23 years at Bankoh Investment Services, Inc., followed by roles at Ameriprise Financial Advisors Inc. and American Savings Bank. He is based in Wahiawa, HI. Cetera Investment Advisers LLC is an SEC-registered adviser serving a wide range of clients including individuals, retirement plans, corporate and charitable entities, and institutions. The firm offers portfolio management, financial planning, and access to third-party managers through a multi-manager platform with diverse program structures and custodial arrangements.

Carlton Gushiken is a financial advisor at LPL Financial with 41 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with firms including FSC Securities Corporation and Associated Planners Investment Advisory Inc. In addition to his advisory work, he is involved in mortgage and real estate services through Hawaii Development Realty, Inc., where he serves as a real estate broker. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies.

Kawena Vierra is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 licenses and five years of industry experience. Prior to her current role, she worked at Hawaiian Airlines for ten years and has experience with the Hawaii State Public Library System and the State of Hawaii Department of Education. Outside of finance, she works as a freelance illustrator and artist in Honolulu. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, using model-based investment strategies provided by unaffiliated asset managers. The firm supports advisors through custodial and trade execution services and offers a range of strategic, tactical, and tax-managed investment models.