Jeremy Gabriel Clark is a financial advisor with Raymond James Financial, holding a Series 66 credential and six years of industry experience. He has held roles at Raymond James Financial Services, Inc. since 2018 and also works with First Hawaiian Bank. Outside of advisory work, he has experience in a packing and shipping business. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm emphasizes tailored, non-discretionary planning using analytical tools and supports a range of advisory programs and consulting services.

Christopher Otto is a financial advisor with Cetera in Honolulu, HI, holding the CFP® and Series 63 credentials and bringing 23 years of industry experience. He has worked at Bankoh Investment Services, Inc. since 2014 and joined Cetera in 2025. Outside of his advisory role, he serves as chairman of MAKAIEKA INVESTMENTS LLC, participates on multiple nonprofit boards including the Hawaii Children's Cancer Foundation and Arthritis Foundation – Hawaii Chapter, and is president of the Securities Industry Association of Hawaii. Cetera Investment Advisers LLC is an SEC-registered firm that provides a broad range of portfolio management, financial planning, and retirement services to individual and institutional clients. The firm operates a large multi-manager platform offering access to affiliated and third-party strategies across various program structures and custodial relationships.

Parker Wong is a financial advisor at Ameriprise with seven years of experience, including one year as a licensed advisor. He holds Series 63 and Series 65 designations. Prior to joining Ameriprise in 2019, he worked at Pacific University for four years. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and annual retirement-income planning advice focused on dependable income sources and tax-aware withdrawal strategies.

Joanne Shimada is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and bringing 33 years of industry experience. She has been with LPL Financial since 2005, following five years at Equitable Advisors. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a large network of investment adviser representatives.

Jeanette Fernandez is a financial advisor with Morgan Stanley in Honolulu, Hawaii, holding a Series 66 designation and 19 years of industry experience. She has been with Morgan Stanley Smith Barney since 2010. Outside of her advisory role, she is involved in art and culture education through Intentional Teachings LLC, where she serves as a teacher. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and a structured discovery process.

Karen Igarashi is a financial advisor with Merrill in Honolulu, HI, holding a Series 66 designation and 19 years of industry experience. She has been affiliated with Bank of America and Merrill Lynch since 2009. Outside of her advisory role, she is associated with the Karen A. Igarashi Trust. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Jeff White is a financial advisor with LPL Financial in Honolulu, HI, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He has been with LPL Financial since 1998. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a network of over 22,800 advisors.

Joseph Stepanic is a CFP® professional with 23 years of industry experience, currently serving as a financial advisor at OSAIC since 2023. His prior roles include positions at SagePoint Financial and National Planning Corporation. He also owns Coda Financial Group, where he advises clients on life, disability, and long-term care insurance products. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of financial advisers and advisory platforms. The firm offers integrated brokerage and advisory services with a focus on portfolio construction using asset-allocation tools, risk-tolerance assessments, and various investment options.

Christian Lai is a financial advisor with Equitable Advisors in Honolulu, HI, holding a Series 66 designation and two years of industry experience. His prior roles include positions at OSAIC and Pacific Financial Partners, as well as teaching experience at the University of Hawaii Manoa and Kapiolani Community College. He volunteers as a Zoom class technician for LIVAwareness Zen, a nonprofit organization. Equitable Advisors serves a diverse client base, including individuals, pension and profit-sharing plans, corporations, and charitable organizations, offering financial planning, retirement consulting, and asset management through a network of Investment Adviser Representatives and third-party programs.

Carlton Gushiken is a financial advisor at LPL Financial with 41 years of industry experience. He holds Series 63 and Series 65 credentials and has worked with firms including FSC Securities Corporation and Associated Planners Investment Advisory Inc. In addition to his advisory work, he is involved in mortgage and real estate services through Hawaii Development Realty, Inc., where he serves as a real estate broker. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies.

Kawena Vierra is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 licenses and five years of industry experience. Prior to her current role, she worked at Hawaiian Airlines for ten years and has experience with the Hawaii State Public Library System and the State of Hawaii Department of Education. Outside of finance, she works as a freelance illustrator and artist in Honolulu. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, using model-based investment strategies provided by unaffiliated asset managers. The firm supports advisors through custodial and trade execution services and offers a range of strategic, tactical, and tax-managed investment models.

Danielle Lum is a financial advisor with Cetera, holding a Series 66 designation and seven years of industry experience. Her prior roles include positions at Bankoh Investment Services, First Hawaiian Bank, and Raymond James Financial Services. Cetera Investment Advisers LLC is an SEC-registered firm that serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of portfolio management and retirement services and operates a multi-manager platform with access to various investment strategies and program structures.

Megan Masuno is a financial advisor with Ameriprise in Honolulu, HI, holding a Series 66 designation and 16 years of industry experience. She has been with Ameriprise and its affiliate since 2008. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary advice through a centralized consulting team.

Jodie Duvall is a CFP®-certified financial advisor with 23 years of industry experience, currently with Raymond James Financial Services Advisors, Inc. since 2017. Her prior experience includes seven years at Bancwest Investment Services and a long tenure at First Hawaiian Bank, where she also manages a team of platform producers. Duvall serves as an officer and board member of the Outrigger Duke Kahanamoku Foundation, including roles as interim assistant treasurer and finance committee member. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional entities. The firm offers tailored, non-discretionary planning and consulting, using analytical tools and modeling to support client goals and includes specialized services such as municipal advisory and SIMPLE IRA employer consulting programs.

Lena Gan is a Senior Financial Advisor with Merrill Lynch Wealth Management. She provides personalized wealth management strategies tailored to clients' individual financial goals, supported by access to Merrill’s investment insights along with banking and lending solutions from Bank of America. Lena works closely with clients to develop flexible strategies aligned with today's changing market conditions. Her areas of focus include college education planning, corporate executive services, divorce transition planning, family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, sports and entertainment, tax minimization, and retirement income. Lena is committed to community involvement, dedicating time to volunteer with local organizations. Outside of her professional role, Lena enjoys basketball, camping, cooking, hiking, and surfing. She embraces a personal philosophy of working one-on-one with clients to create financial strategies that help pursue their long-term goals.

Gary Chong is a financial advisor with OSAIC, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. He has been with Royal Alliance Associates since 2017 and previously worked at Signator Investors, Inc. Chong is also the owner and president of Sconees Bakery, a non-investment-related business in Honolulu. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing asset allocation tools, risk assessment, and both discretionary and non-discretionary portfolio management across various asset classes.

Russell Yamauchi is a financial advisor at LPL Financial with 24 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at NEXT Financial Group and Principal Securities Inc. Outside of his advisory role, he is involved in a property and casualty business. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and access to third-party asset management, supported by a large network of investment adviser representatives.

Cindy Suzuki is a financial advisor at Raymond James Financial with 32 years of industry experience. She holds the ChFC® and Series 63 designations and has worked at firms including BancWest Investment Services and First Hawaiian Bank. Outside of advising, she serves as Vice President of the Thomas & Sumie McCabe Foundation, which approves grants for schools and charitable organizations. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a broad range of clients, including individuals, institutions, and nonprofits. The firm offers tailored, non-discretionary advisory services supported by analytical tools and maintains specialized programs for municipal finance and retirement plans.

Kyle Paguio is a financial advisor at Merrill with seven years of industry experience. He holds the Series 66 designation and has worked at Merrill and Bank of America since 2019, following a year at MassMutual. Outside of his advisory role, he assists his fiancée’s family electrical business in Honolulu by managing invoices. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional accounts.

Jenny Do is a Series 66-licensed financial advisor with six years of industry experience. She currently works at UBS Financial Services Inc. and has previously held roles at Bank of America, Merrill, and Wells Fargo. Outside of her advisory work, she serves on the board of directors for the Waikiki Yacht Club in Honolulu. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management and research-driven portfolio strategies.