Erin Powers Westendorf is a financial advisor with Truist Advisory Services who holds the Series 66 designation and has 18 years of industry experience. She has been with Truist Investment Services since 2008 and with Truist Advisory Services since 2016. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and inter-affiliate integration.

Cory Shapira is a financial advisor at OSAIC Institutions, Inc. with 10 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Charles Schwab Investment Management, Wasmer, Schroeder & Company, and Westmount Asset Management. OSAIC Institutions, Inc. is an SEC-registered investment adviser serving individuals, retirement plans, trusts, estates, and corporate clients through a network of investment adviser representatives. The firm offers customized advisory services, financial planning, ERISA plan services, and access to alternative investments, operating with a hybrid adviser/broker-dealer structure and a distinctive service model involving third-party promoters and multiple affiliated entities.

Carolyn Insley is a financial advisor with United Planners Financial Services of America and holds Series 63 and Series 65 credentials. She has 33 years of industry experience, including 16 years at United Planners and over three decades operating Insley Financial. She is a co-owner of several investment-related businesses in Monte Vista, Colorado, including a non-variable insurance firm and a company selling fixed and indexed annuities. United Planners Financial Services serves a diverse client base, including individuals, corporations, charitable organizations, retirement plans, and institutional clients. The firm operates an open-architecture platform with multiple custodians and third-party money managers, offering a mix of non-discretionary and discretionary asset management through both fee-based and commission-based options.

Michael Kochis is a financial advisor with Guardian Life in Fort Myers, FL, holding a Series 66 designation and over 40 years of industry experience. He has been with Guardian Life since 1984 and has worked at the firm in its current form since 1999. Outside of his advisory role, he operates HK Global Adventures, LLC, a boat charter business. Guardian Life’s subsidiary, Park Avenue® Wealth Management, serves individual and institutional clients with brokerage, financial planning, and investment advisory services. The firm offers a range of advisory programs including discretionary and non-discretionary options utilizing both proprietary and third-party models.

Lisa Chambers is a financial advisor with Empower Advisory Group, holding Series 63 and Series 65 licenses and 14 years of industry experience. Her prior roles include positions at OneAmerica Securities, American United Life, and American Funds. Outside of financial advising, she is co-owner and a board member of Hail Appraisals Inc., a company specializing in auto appraisals. Empower Advisory Group provides financial planning and investment management services primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain IRA and retail brokerage clients. The firm integrates its services with Empower’s recordkeeping and administrative platforms, offering point-in-time financial plans and optional managed account solutions.

Jacqueline Lambros is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. She has been with Commonwealth Financial Network since 2016. She is also the owner and president of The Lambros Group, Inc., a business facilitating securities, advisory, and insurance services. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing client assets totaling around $212.7 billion. The firm provides a comprehensive adviser-support platform that includes managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Jhuler Villegas is a Certified Financial Planner® with 22 years of industry experience, currently serving at Truist Advisory Services since 2021. His prior experience includes roles at Bb&T Investment Services and Bb&T Securities. Outside of financial advising, he is a part owner of a cigar retail business in Fort Myers Beach. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary and non-discretionary approaches supported by third-party manager platforms and AI-enabled research tools.

Edgar Atnip is a financial advisor with Oppenheimer in Fort Myers, FL. He holds Series 63 and Series 65 designations and has 35 years of industry experience, including 27 years with Fahnestock & Co., Inc. prior to its integration into Oppenheimer. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension and profit-sharing plans, charitable organizations, pooled investment vehicles, and IRAs. The firm provides a variety of programs and advisory services that include discretionary and non-discretionary portfolio management, consulting, and retirement planning.

Albert Abdo is a financial advisor at William Blair with 11 years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America, N.A. and Merrill. William Blair’s Private Wealth Management division offers discretionary and non-discretionary investment management, financial planning, and wealth services to individuals, foundations, pension, and corporate clients. The firm employs an active, research-driven management approach across various asset classes and provides proprietary models, third-party sub-advisers, and access to private funds through its MB Investments Program.

Marion Berg Hallock is a financial advisor with Citigroup Global Markets and holds a Series 66 designation. She has 19 years of industry experience, all with Citigroup Global Markets since 2007. Outside of her advisory role, she is the owner of Coast2CoastCharters, LLC, a fishing charter business based in Miami, FL. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with internal oversight and has unique market roles including security-based swap dealing and futures commission merchant activities.

Charles Riedesel is a financial advisor with Commonwealth Financial Network in Bonita Springs, FL, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been affiliated with Commonwealth Financial Network since 2006 and co-owns Milestone Investment Management, LLC, a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of nearly 2,900 advisors and serves individual and institutional clients. The firm offers a broad platform including managed-account programs, third-party asset managers, retirement consulting, and custody services.

Mark Taylor is a CFP® professional with 25 years of industry experience, currently serving at Truist Advisory Services. He has held various roles within SunTrust entities since 2007, including SunTrust Advisory Services and SunTrust Investment Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm employs a combination of discretionary and non-discretionary approaches, supported by AI-enabled research tools and inter-affiliate arrangements that integrate broker-dealer and banking services.

Anthony Nigro is a financial advisor at TIAA-CREF with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Allstate Insurance Company and Prudential-affiliated firms. He is based in Estero, FL. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm’s advisory model separates one-time planning services from ongoing portfolio management and includes acting as adviser to a donor-advised fund.

Valerie Gomes is a financial advisor with Transamerica Financial Advisors, holding a Series 65 credential and four years of industry experience. She has worked with Transamerica Financial Advisors since 2022 and has been involved with World Financial Group, Inc. since 2015. Gomes volunteers as secretary for the Tampa Bay Research Institute’s Science Alliance Volunteer Committee, which focuses on immune health research. Transamerica Financial Advisors serves individual investors, retirement plans, trusts, and charitable organizations through advisory and broker-dealer services. The firm offers proprietary and third-party investment programs with discretionary and non-discretionary options, and manages approximately $1.66 billion in discretionary assets.

Kimberly Fuchs is a financial advisor at First Command Advisory Services with five years of industry experience. She holds the Series 66 designation and has worked in various roles within First Command firms since 2021, as well as at BlueWater Federal Solutions and Global Resource Solutions. First Command Advisory Services is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, using a centralized investment management team to manage model portfolios through discretionary authority granted by clients.

William Franz is a Series 66 licensed financial advisor with 20 years of industry experience. He is currently associated with Park Avenue Securities and Guardian Life Insurance, where he has worked since 2017, and previously worked with Primerica Advisors and Guardian Life Insurance from 2010 to 2017. Outside of his advisory roles, he serves as a board member for the Miramonte Homeowner Association and the Grey Oaks Property Owners Association. Park Avenue Securities LLC serves a diverse retail client base, including individual and high-net-worth investors, charitable organizations, and corporate clients. The firm offers both brokerage and fee-based advisory services, utilizing proprietary and third-party investment strategies, and provides a range of financial planning and consulting solutions.

Colette Cox is a financial advisor at Fifth Third Securities, Inc. with two years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Fifth Third Securities since 2023, with prior roles at Fifth Third Bank NA and Florida Southwestern State College. Fifth Third Securities, Inc. offers brokerage and investment advisory services through its Passageway Managed Account Program to a range of clients, including individuals, charitable organizations, and institutional investors. The firm combines its municipal-advisor registration with a corporate affiliation to Fifth Third Bank, providing multiple managed-account options and unique platform features such as direct indexing and tax-overlay services.

Armando Posada is a CFP® professional with five years of industry experience, currently serving at Cerity Partners LLC. He previously worked at Graypoint LLC and The Ayco Company L.P./Goldman Sachs & Co. Cerity Partners provides customized wealth management and related services to a broad national client base, including individuals, families, trusts, business entities, and institutional investors, using tailored asset allocation and a combination of proprietary quantitative screens and third-party managers.

Ty Totzke is a financial advisor with CWM, LLC based in Cape Coral, FL. He holds the ChFC® designation and Series 63 license, and has 28 years of industry experience. His prior roles include positions at Raymond James Financial Services and Purshe Kaplan Sterling Investments. CWM, LLC is an SEC-registered investment adviser serving individuals, high-net-worth families, foundations, endowments, corporations, and institutional clients through a large network of advisors. The firm employs a discretionary model portfolio approach governed by an in-house Investment Committee and offers a range of portfolio management, financial planning, and retirement plan services.

Gavin Mcdavitt is a financial advisor at Oppenheimer with a Series 66 credential and one year of industry experience. Prior to joining Oppenheimer in 2026, his background includes roles in information technology systems and various part-time positions during his time as a student at Florida State University. Oppenheimer is a registered investment adviser and broker-dealer serving individuals, corporations, pension plans, charitable organizations, pooled investment vehicles, and IRAs. The firm offers a range of programs and advisory services across equity, balanced, and fixed-income portfolios, utilizing both discretionary and non-discretionary approaches.