Michael Collier is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 65 credentials and 13 years of industry experience. His career includes roles at Frost Bank and Wells Fargo affiliates. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs, implementing client portfolios via the Fidelity Managed Account Xchange platform with a multi-faceted investment research approach and optional tax and ESG overlay services.

Ryan Canales is a financial advisor with HUB Investment Partners, LLC, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. He previously worked at Empower Wealth Advisors, Stonewater Wealth Management Inc., and MassMutual South Texas. Outside of advisory work, he is involved in insurance sales, specializing in life, disability, long-term care, and health insurance. HUB Investment Partners provides investment management and financial planning services to a diverse client base, including individuals, high-net-worth investors, institutions, and public entities. The firm combines internally managed model portfolios with customized allocations and employs various platforms and sub-advisors, serving as a fiduciary for retirement plan and IRA accounts.

Corey Jennings is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 65 registrations and eight years of industry experience. He has worked at several firms, including Victory Capital Advisers and USAA Financial Advisors. Frost Investment Services provides investment advisory and portfolio management services to individual, high-net-worth, and corporate clients. The firm operates as a large enterprise advisory platform affiliated with a banking institution, overseeing approximately $3.7 billion in client assets.

Holden Janysek is a financial advisor at Frost Investment Services with two years of industry experience. He holds a Series 66 designation and previously worked at Equitable Advisors, LLC and Frost Brokerage Services, Inc. Outside of his advisory role, he works as an independent contractor performing general ranch hand duties, including feeding animals and tending to livestock. Frost Investment Services provides investment advisory and portfolio management services to individual, high-net-worth, and corporate clients. The firm operates as an enterprise advisory platform with bank affiliation, overseeing approximately $3.7 billion in client assets across 179 advisors.

Christopher Chapa is a financial advisor with USAA Investment Services Company, holding Series 63 and Series 65 designations and 23 years of industry experience. He has worked across multiple USAA affiliates since 2007, including USAA Life Insurance Company and USAA Financial Planning Services. USAA Investment Services Company provides retirement-focused advice and referral services primarily through phone and digital channels to USAA members and individual investors. The firm offers a Retirement Income Strategy Report and facilitates referrals to third-party broker-dealers or advisers rather than managing client accounts directly.

Andrew Ullmann is a financial advisor with On Investment Management CO, holding the ChFC® designation and Series 63 and 65 licenses, and has 42 years of industry experience. He has worked with multiple firms, including The O.N. Equity Sales Company, Ohio National Financial Services, Mass Mutual Life Insurance, and Guardian Life Insurance Company. Outside of his advisory role, he owns Concord Financial Services and serves as a lecturer for CPA continuing professional education. On Investment Management CO is a multi-team SEC-registered investment adviser and subsidiary of The O.N. Equity Sales Company. The firm offers financial planning, portfolio management, and retirement-plan advisory services to a diverse client base, including individuals, families, trusts, and institutional sponsors, employing a mix of discretionary and non-discretionary management approaches.

Aaron Navarrete is a financial advisor with Frost Investment Services, holding a Series 66 designation and 13 years of industry experience. His career includes roles at Frost Bank and Frost Brokerage Services since 2019, as well as prior experience with JPMorgan Chase Bank and J.P. Morgan Securities. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs, utilizing a combination of fundamental, technical, and cyclical research through the Fidelity Managed Account Xchange platform.

David Stahl is a financial advisor with USAA Investment Services Company, holding a Series 66 designation and 22 years of industry experience. He has worked in various roles within USAA-affiliated entities since 2006, including USAA Life Insurance Company and USAA Financial Advisors, Inc. USAA Investment Services Company provides retirement-focused advice and referral services to USAA members and the general public, specializing in retirement income planning and referring clients to Charles Schwab for investment products and account services.

David Blanco is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 65 designations and possessing 11 years of industry experience. His prior roles include positions at Wells Fargo Clearing, WELLS FARGO Advisors, LLC, and Wells Fargo Bank, N.A. Outside of his advisory work, he operates a small vending machine business in Austin, TX. Frost Investment Services is a retail-focused SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm provides discretionary portfolio management and comprehensive financial planning through model-based strategies and unified managed accounts, utilizing the Fidelity Managed Account Xchange platform and combining research-driven investment approaches with optional tax and ESG overlay services.

Scott Mcmillian is a CERTIFIED FINANCIAL PLANNER™ professional with 26 years of industry experience. He is affiliated with Sendero Wealth Management, LLC in San Antonio, TX, where he has worked since 2007. His career includes roles at Sendero Securities, LLC, reflecting a long tenure within affiliated firms. Sendero Wealth Management is a partner-led registered investment adviser serving high net worth individuals, families, endowments, and institutions, primarily those with $3 million or more in investable assets. The firm manages approximately $5.8 billion in assets and offers investment management, family office and foundation services, and multi-generational legacy planning through an open-architecture approach that combines active, passive, and alternative investments.

Abigail Floyd is a financial advisor with Frost Investment Services in San Antonio, TX, holding a Series 63 designation and nine years of industry experience. She has worked at Frost Bank and its affiliated brokerage services since 2013. Frost Investment Services provides investment advisory and portfolio management services to individual clients, including high-net-worth households, as well as corporate clients. The firm operates as an enterprise advisory platform with a banking affiliation, managing approximately $3.7 billion in client assets through about 179 advisors.

Kristin Salyer is a financial advisor with Frost Investment Services in San Antonio, TX, holding a Series 63 designation and 27 years of industry experience. She has worked with Frost Brokerage Services, Inc. and Frost National Bank since 1998 and was with Frost Investment Services from 2017. Frost Investment Services provides investment advisory and portfolio management to individual and corporate clients, including high-net-worth households. The firm operates as an enterprise advisory platform affiliated with a banking institution and manages approximately $3.7 billion in client assets through about 179 advisors.

Terry Rohm is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 65 credentials and 27 years of industry experience. He previously worked at Citigroup Global Markets for 18 years before joining Frost Investment Services and Frost Brokerage Services in 2025. Frost Investment Services advises individual and corporate clients, including high-net-worth households, offering investment advisory and portfolio management services. The firm operates an enterprise advisory platform with a bank affiliation, overseeing approximately $3.7 billion in client assets across about 179 advisors.

Aubrey Bordovsky Jr. is a financial advisor with USAA Investment Services Company, holding Series 63 and Series 66 licenses and bringing 29 years of industry experience. He has worked extensively within the USAA organization, including roles at USAA Life Insurance Company and USAA Financial Planning Services. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and the general public. The firm offers a Retirement Income Strategy Report to support retirement planning conversations and refers clients to Charles Schwab for investment products and account services.

Christine Sheppard is a financial advisor with Frost Investment Services, holding Series 63 and Series 66 designations and bringing 31 years of industry experience. She has been with Frost Investment Services since 2017 and has prior experience at Frost National Bank and Frost Brokerage Services. Outside of her advisory role, she assists in the operation of a family partnership. Frost Investment Services provides investment advisory and portfolio management services to individual and corporate clients, including high-net-worth households. The firm operates as an enterprise advisory platform affiliated with a banking institution, managing approximately $3.7 billion in client assets across a team of around 179 advisors.

Doranelie Gutierrez is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 66 licenses and eight years of industry experience. Her prior roles include positions at Morgan Stanley Private Bank and Morgan Stanley Smith Barney LLC. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs through the Fidelity Managed Account Xchange platform, utilizing a combination of proprietary and third-party investment strategies.

Brian Nelson is a financial advisor at Frost Investment Services with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Frost Investment Services and its affiliated firms since 2018. Prior to that, he was with First Command Advisory Services and First Command Financial. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and a variety of managed account programs, utilizing the Fidelity Managed Account Xchange platform and combining proprietary and third-party investment strategies.

Russell Wells is a CFP® with 11 years of experience in financial services, currently with USAA Investment Services Company. His prior roles include positions at USAA Life Insurance Company, United Services Automobile Association, and USAA Financial Advisors, INC. USAA Investment Services Company provides retirement-focused advice and referral services primarily to USAA members and individual investors through phone and digital channels. The firm delivers Retirement Income Strategy Reports and facilitates referrals to third-party broker-dealers and advisers rather than managing client accounts directly.

Chinh Tu is a financial advisor with Frost Investment Services in San Antonio, TX, holding Series 63 and Series 66 licenses and 13 years of industry experience. Prior to joining Frost, he worked at J.P. Morgan Securities and JPMorgan Chase bank for over a decade. Frost Investment Services is a retail-focused, SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and managed account programs utilizing the Fidelity Managed Account Xchange platform, combining model portfolios and third-party managers with fundamental, technical, and cyclical research.

Joshua Hogan is a financial advisor at Snowden Capital Advisors LLC with 10 years of industry experience. He holds a Series 66 designation and previously worked at Wells Fargo Clearing and Wells Fargo Advisors. Hogan has been with Snowden Lane Partners since 2018. Snowden Capital Advisors LLC serves high-net-worth individuals, family offices, foundations, pension plans, endowments, and other institutional clients. The firm offers discretionary and non-discretionary portfolio management, investment consulting, and financial and estate planning, utilizing customized model portfolios and third-party managers while maintaining overall client oversight.