Renae Cobern is a financial advisor with Raymond James & Associates, holding a Series 66 designation and bringing 18 years of industry experience. She has been with Raymond James & Associates since 2015. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and charitable organizations, offering tailored financial planning and consulting services through a variety of portfolio management styles and affiliated research.

Raymond Rapoza is a financial advisor at Raymond James Financial with 39 years of industry experience. He holds Series 63 and Series 66 credentials and has previously worked at Wells Fargo Clearing. Outside of his advisory role, he serves as an independent contractor for Gulf Coast Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through a unique municipal advisor affiliation.

Gaden White is a Series 66 licensed financial advisor with eight years of industry experience, currently working at Cetera in Mobile, AL. He has been with Cetera and its related entities since 2018 and also holds a longstanding position at Regions Bank dating back to 2007, where he serves as an area investment executive responsible for managing, coaching, and training financial advisors and licensed bankers. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, employer-sponsored retirement plans, corporate, charitable, and institutional accounts. The firm offers a range of portfolio management and consulting services through a multi-manager platform, with over 10,000 advisors managing more than $256 billion in assets.

Charlene Reyes is a CFP®-designated financial advisor with 30 years of industry experience. She currently works at Cetera and has previously held positions at BBVA Compass Insurance Agency, Compass Bank, and Regions Bank. She serves as a board member of the Boys & Girls Clubs of South Alabama and is co-membership chair of the nonprofit Impact100 Mobile. Cetera Investment Advisers LLC is an SEC-registered firm serving a wide range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers various portfolio management and financial planning services through a large network of independent advisors and provides access to both affiliated and third-party investment managers.

Damon Henderson is a financial advisor at Raymond James & Associates with 30 years of industry experience. He holds Series 63 and Series 65 designations and has been with Raymond James & Associates since 2014. Located in Fairhope, AL, his career has been centered on serving a diverse client base through this institution. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, including high-net-worth clients, institutions, pension plans, and municipal entities, providing financial planning, investment consulting, and municipal advisory services through a broad range of portfolio management styles and affiliated research resources.

Brittany Ables is a financial advisor with Raymond James & Associates in Fairhope, AL, holding a Series 66 designation and one year of industry experience. Her prior roles include positions within Raymond James & Associates and Williams Financial Group, as well as running her own business. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets, serving a diverse client base including individuals, institutions, and municipal entities, and offering a range of financial planning and advisory services.

Jessica Laferrera is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 65 licenses and having 17 years of industry experience. She has been with MassMutual Investors Services since 2017 and previously worked at MetLife Securities Inc. and Massachusetts Mutual Life Insurance Company. Laferrera also serves as co-trustee of the Dennis A Dahl and Carolyn Dahl Trust. MassMutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative, annual planning engagements using firm-approved tools and offers specialized services such as divorce planning and estate settlement.

Megan Conwell is a financial advisor with MassMutual Investors Services, holding Series 63 and Series 66 licenses and nine years of industry experience. Her prior roles include positions at Principal Securities, Principal Life Insurance, Chubb/Combined Employee Benefits, New York Life, and Klatt Group Insurance Sales. In addition to her advisory work, she serves on the finance council for a church-related radio station and works as an insurance broker specializing in life, fixed life, annuities, long-term care, disability, group benefits, and property & casualty insurance. MassMutual Investors Services, LLC provides financial planning and investment advisory services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers asset management, wrap and money-manager programs, and educational seminars with a structured, collaborative financial planning process.

Douglas Falkinburg is a CFP® professional with 24 years of industry experience. He is currently with Cetera and has previously worked at Hancock Investment Services, Inc. and Hancock Bank. Falkinburg holds the Series 66 designation and is based in Fairhope, Alabama. Cetera Investment Advisers LLC serves a broad range of clients, including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers various portfolio management and planning services through a multi-manager platform with access to affiliated and third-party managers.

Tanner Ragland is a financial advisor at Merrill with seven years of industry experience. He holds the Series 66 designation and has worked at Merrill and Bank of America, N.A. since 2019. His prior experience includes roles at Regions Bank, Firebirds Woodfire Grill, Cygnal, and Auburn University at Montgomery. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Lauren Lomax is a financial advisor at Morgan Stanley with four years of industry experience. She holds a Series 66 designation and has worked with Morgan Stanley Private Bank since 2022. Prior to joining Morgan Stanley, she was employed at Farmers Insurance and held roles at the University of South Alabama and Huntingdon College. Morgan Stanley Wealth Management is a registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including financial and estate planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that utilizes firm-approved tools and modeling techniques.

Cameron Lee is a financial advisor at Ameriprise with two years of industry experience. He holds a Series 66 designation and previously worked in the automotive sales industry and education sector, including roles at Palmer's Airport Hyundai, Palmer's Toyota, and the Mobile County School District. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering specialized retirement income planning services that include written recommendation reports and ongoing tax-aware withdrawal strategies.

David Bradford is the Senior Resident Director and a partner of the Whiting Bradford Wealth Management Group at Merrill Lynch Wealth Management. Since launching his career there in 2009, David has been serving clients alongside Palmer Whiting since 2012. He often acts as a client's first full-service advisor, creating organized structures to manage and optimize scattered investments for individuals such as business owners, physicians, attorneys, retirees, and others navigating significant life transitions like divorce or loss of a loved one. David specializes in developing risk-averse income and growth strategies that emphasize diversification, cost efficiency, Social Security, and health considerations. His approach involves comprehensive assessment of clients' aspirations and concerns, examining all aspects of their financial picture including trust documents, insurance policies, and external investments. David conducts periodic reviews to adjust portfolios and goals in response to changing client needs and market conditions. He collaborates with clients on strategies for investments, retirement, concentrated stock, education funding, wealth transfer, and business succession. He holds a Bachelor's Degree from Auburn University and is a CERTIFIED FINANCIAL PLANNER (CFP) and Personal Investment Advisor (PIA). David is active in the Mobile community, involved with Big Brothers Big Sisters of South Alabama, and serves on the President's Cabinet for the University of South Alabama. He values family time with his wife Stephanie and their children, and enjoys golfing, hiking, running, soccer, and traveling.

Dillon Smith is a CFP®-certified financial advisor with 10 years of industry experience. He is currently with Mass Mutual Investors Services and has previous experience at Pruco Securities, LLC and The Prudential Insurance Company of America. He is also the owner of Dillon Smith Endeavors, LLC and works as an insurance broker in health insurance. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser affiliated with MassMutual that provides financial planning and asset management services to individuals, business owners, and other clients. The firm offers collaborative, annual financial planning engagements using firm-approved analytical tools and also provides event-driven planning programs such as estate settlement and employer-sponsored planning.

Tera Wiggins is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. Her career includes roles at Mass Mutual Life Insurance and METLIFE Securities Inc. She also maintains an individual insurance brokerage focusing on life and health insurance products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, and charitable organizations, utilizing firm-approved software and a collaborative planning approach.

Kelsey Lovett is a CFP® professional with 17 years of industry experience, currently advising clients at Ameriprise since 2020. Prior to this, she worked seven years at OneAmerica Securities and American United Life. Her other business activities include independent insurance brokering. Ameriprise provides a retirement-income planning service focused on individuals approaching or in retirement with substantial investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Zach Bolden is a financial advisor with LPL Financial, holding a Series 66 registration and bringing 16 years of industry experience. His career includes roles at PNC Investments, Edward Jones, and Raymond James Financial Services, among others. He is currently based in Daphne, Alabama. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms.

Lezli Thomason is a financial advisor at Edward Jones in Foley, Alabama, holding a Series 66 designation with three years of industry experience. Prior to her career in finance, she worked for seven years at Ferrell Family Dental. Outside of her advisory role, she is involved in retail through Diamond Jewelers in Gulf Shores, Alabama, where she contributes seasonally by assisting with sales and jewelry care. Edward Jones is a full-service wealth management firm serving a broad client base including individuals, institutions, and charitable organizations. The firm offers a wide range of advisory strategies and maintains a large national network of advisors and branch offices.

Randolph Coale is a financial advisor with Morgan Stanley in Mobile, Alabama, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. He has worked at Morgan Stanley Private Bank, N.A. since 2015 and with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a wide range of advisory programs, including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process utilizing firm-approved tools and modeling techniques.

Robert Hanley is a financial advisor with Ameriprise in Mobile, Alabama, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. He has worked with Ameriprise and its affiliated entities since 2011. Hanley serves on the finance committee of DWBC and is the sole shareholder of RS Hanley Inc., a business used for internal expense control. Ameriprise provides retirement-income planning services primarily for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.