James Magness Jr. is a financial advisor with Wells Fargo Clearing in Savannah, GA, holding Series 63 and Series 66 designations and 19 years of industry experience. His prior roles include positions at LPL Financial, INVEST Financial Corporation, and United Community Bank. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party data.

Frank Chisholm III is a financial advisor with Morgan Stanley in Savannah, GA, holding a Series 66 designation and bringing five years of industry experience. Prior to joining Morgan Stanley, he worked for TMX Finance Family of Companies for nine years. Outside of his advisory role, he serves as an officer of Warsaw Pines Timber Company, a recreational property business. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individuals and institutional clients, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by advanced modeling tools.

Brianna Kerekes is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at Edward Jones since 2018. Prior to joining Edward Jones, she worked at Pediatric Therapy Associates and spent five years at West Virginia University. Outside of her advisory role, she is involved in property management as a landlord in Savannah, GA. Edward Jones is a full-service wealth management firm serving individual and institutional clients, including a wide range of households, pension plans, corporate clients, and charitable organizations. The firm manages over $1 trillion in assets through a large network of advisors and offers a variety of investment strategies and affiliated financial products under a fiduciary standard.

Kimberly Skalla is a financial advisor at LPL Financial with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has worked previously at Odeon Capital Group and Allied Millennial Partners. Outside of her advisory role, she is involved in office administration at Bonitz of Georgia Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Mark Sicilia is a financial advisor at Wells Fargo Advisors with 39 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Wells Fargo Clearing for eight years before joining Wells Fargo Advisors in 2024. Sicilia also owns and operates Perspective Wealth Management LLC in Bluffton, SC. Wells Fargo Advisors serves individuals, trusts, and institutional clients, offering a broad range of investment and financial planning services that include retirement, cash-flow, education, and specialized planning such as business-owner transition and special-needs analysis. The firm integrates advisory services with other financial products and referral channels to provide clients with comprehensive financial solutions.

Rachel Anthony is a financial advisor with Edward Jones in Thunderbolt, GA, holding a Series 66 designation and three years of industry experience. Prior to joining Edward Jones in 2022, she worked in academic roles at East Carolina University, Mercer University, and Georgia Southern University. She is the owner of Paper Financial Wellness, LLC, through which she provides financial education sessions for college students and assists with financial wellness program design. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of investment strategies and affiliated capabilities, including trust services and securities-based lending, supported by a nationwide network of over 23,000 financial advisors.

Brendan Boyle is an Investment Consultant at Fidelity Investments, a position he has held since 2023. Prior to this role, he worked in various capacities within Fidelity Investments, including as a Workplace Planning Consultant at multiple levels from 2021 to 2023. His experience also includes internships in finance and accounting at Sail Energy in 2019 and financial analysis at Atlas Energy in 2020. Brendan's approach to financial planning focuses on understanding each client's unique situation, goals, and concerns. He emphasizes building trust through genuine care and commitment, using creativity, resources, and experience to help co-create financial plans that clients can feel confident pursuing.

Christina Martinez is a financial advisor at Stifel with six years of industry experience. She holds Series 65, Series 63, and Series 66 licenses and has worked previously at KCG Investment Advisory Services and Advisors Asset Management, Inc. Outside of her advisory work, she has an ownership interest in a rental property with her spouse. Stifel serves a diverse client base including individuals, institutions, and municipal entities, offering both brokerage and investment advisory services. The firm’s investment approach utilizes a proprietary methodology by its Investment Strategy Group to support client decision-making in areas such as asset allocation and retirement planning.

Brian Markowitz is a financial advisor with Raymond James & Associates in Savannah, GA, holding Series 63 and Series 65 licenses and bringing 34 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base—including individuals, institutional and pension plans, charitable organizations, and municipal entities—offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Carlos Guarderas is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds a Series 66 designation and has worked at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. since 2015 and 2016 respectively, as well as at Bank of America since 2010. Outside of his advisory role, Guarderas is involved as a partner in an Airbnb-related customer service business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs and tailored financial planning services supported by firm-approved tools and investment research. The firm manages approximately $2.74 trillion in client assets and provides financial planning both directly and through corporate agreements.

Teri Deike is a financial advisor with Merrill in Savannah, GA, holding a Series 66 designation and more than five years of industry experience. She has been with Merrill Lynch, Pierce, Fenner & Smith Incorporated since 2005. Outside of her advisory role, she serves as a youth leader at Unity Church of God and is involved in several entrepreneurial ventures, including ownership in a vending machine business and a real estate holding company. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional entities.

Adam Byck is a financial advisor with Equitable Advisors based in Savannah, GA. He holds the Series 66 designation and has three years of industry experience. His prior work includes roles at Geico and Soundview Wealth Advisors, as well as positions in education at the University of Alabama, McDaniel College, and Savannah Country Day School. Equitable Advisors serves a broad client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides financial planning, retirement plan consulting, and various asset-management programs, utilizing a range of proprietary and third-party advisory solutions.

Paul Lee is a financial advisor with UBS Financial Services in Hilton Head, SC, holding Series 63 and Series 65 credentials and bringing 37 years of industry experience. He has been with UBS Financial Services since 2009. Outside of his advisory role, he has served as a trustee for the Presbyterian Foundation and participates as a subject matter expert with the Investments and Wealth Institute. Additionally, he works part-time as a golf starter at Sea Pines Resort. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services. The firm employs proprietary market research and model-based asset allocations to tailor financial plans and portfolio management to clients’ goals and risk tolerances.

Melissa Myers is a financial advisor at Cetera with 21 years of industry experience. She holds Series 63 and Series 65 designations and previously spent 12 years at Voya before joining Cetera in 2025. Cetera Investment Advisers LLC is an SEC-registered adviser that serves a broad client base including individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of investment and consulting services through a large nationwide network of independent advisors and operates a multi-manager platform with discretionary and non-discretionary portfolio management options.

Michael Cooler is a financial advisor with Morgan Stanley, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Prudential Private Capital and Ivy Asset Group, LLC. He serves on the Finance & Audit Committee of the Coastal Community Foundation, a nonprofit involved in various community and humanitarian efforts. Morgan Stanley Wealth Management provides a wide array of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and models. The firm manages approximately $2.74 trillion in client assets and offers services that extend from individual financial plans to corporate financial planning agreements.

Beth Collins is a financial advisor at OSAIC with 38 years of industry experience. She has held her current position since 2004. Collins also serves as a financial advisor for Gateway Investments LLC. OSAIC operates a multi-advisor platform serving retail and institutional clients, including high-net-worth individuals, retirement plan sponsors, charities, and corporations. The firm employs a model-based investment approach emphasizing asset allocation and portfolio optimization, offering a wide range of brokerage and advisory services.

Benjamin Witcher is a financial advisor with Charles Schwab & Co., Inc. in Bluffton, SC, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at TD Ameritrade and Thrivent Financial. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory models alongside discretionary separately managed accounts, supported by a multi-asset portfolio approach and centralized operational infrastructure.

Brian Orr is a financial advisor with Morgan Stanley in Savannah, GA, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. His prior work includes seven years at Citigroup Global Markets before joining Morgan Stanley Smith Barney in 2009 and the Morgan Stanley Private Bank, National Association in 2015. Outside of advising, he is involved in managing Cloverhurst Farms, a family-owned cattle farm and related administrative activities. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs, including tailored financial planning and estate planning strategies, supported by firm-approved tools and methodologies.

Neil Bunce is a financial advisor at Ameriprise with a Series 66 credential and less than one year of industry experience. Prior to joining Ameriprise, he held roles at M.H. Frank, LTD. and various educational institutions including Clemson University and the University of South Carolina. He also has experience in the hospitality sector. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. It offers a specialized Premier Retirement Income service that provides written recommendations and ongoing planning advice focused on reliable income sources and tax-aware withdrawal strategies for clients approaching or in retirement.

Leigh Cohen is a financial advisor with Merrill in Bluffton, SC, holding Series 63 and Series 65 credentials and having 34 years of industry experience. She has been with Merrill since 1991 and also associated with Bank of America since 2010. Outside of her advisory role, Cohen is a general partner and managing member of Baltic Ave, LLC, a business organization linked to a second home in Nantucket, MA. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.