Michelle Anthony is a financial advisor at Centaurus Financial, Inc. with 22 years of industry experience. She holds a Series 66 designation and has been with Centaurus Financial since 2014. Outside of her advisory role, she volunteers as a board member for the Arizona Financial Academy, teaching adult financial literacy classes. Centaurus Financial, Inc. provides advisory and brokerage services to a diverse client base, including individuals, families, small businesses, corporations, trusts, and foundations. The firm offers financial planning, portfolio management, retirement-plan consulting, and specialized advisory services through both discretionary and non-discretionary arrangements.

Allen Ekman is a financial advisor with Hornor, Townsend & Kent, LLC, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. He has been with Hornor, Townsend & Kent since 2000. Outside of his advisory role, Ekman is also an agent for Longview Insurance and Investments, where he is involved in multi-line insurance brokerage including life, accident, health, disability, long-term care, and annuity products. Hornor, Townsend & Kent serves individuals, trusts, businesses, charitable organizations, and retirement plans, offering advisory services through third-party asset managers, financial planning, and retirement consulting. The firm emphasizes client-directed implementation and oversight with a focus on non-discretionary asset management.

Keenan Larson is a financial advisor with Empower Advisory Group in Marana, AZ, holding Series 65 and Series 63 licenses and two years of industry experience. His prior work includes roles at First Command Advisory Services and PNC Bank. Outside of his advisory work, he serves as Groups Coordinator for Zion City Downtown campus in Tucson and is Treasurer of The Answer: A Biblical Counseling Center. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, utilizing an integrated model tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and savings rates, offering both point-in-time financial plans and optional managed account solutions.

John Velez is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. He has been with Independent Financial Group since 2016. Outside of his advisory work, he is involved as an officer and business coach at Quantum Business Coach and serves as a new board member of the Dove Mountain Rotary Club. He also teaches a course on Ethical Wills to senior citizens through the University of Arizona. Independent Financial Group is a large enterprise advisory and brokerage firm serving individuals, trusts, corporations, and plan sponsors. The firm offers a range of investment advisory programs and retirement plan services, delivering advice through multiple platforms and combining in-house and third-party models while operating as both a registered investment adviser and active broker-dealer.

Daniel Hoefferle is a CFP® professional with 15 years of industry experience, currently affiliated with United Planners' Financial Services of America as a Limited Partner. He has been involved with United Financial Center since 2000 and has served as an instructor at Pima Community College since 2011, where he teaches retirement-related courses. Outside of his advisory role, he owns a trust consulting business. United Planners Financial Services supports a diverse client base including individuals, corporations, and institutional clients, offering financial planning, portfolio management, retirement plan services, and brokerage solutions through a network of 477 independent advisors. The firm uses an open-architecture platform with multiple custodians and third-party money managers, operating primarily on a non-discretionary basis.

Hugh Toland Jr. is a financial advisor at Focus Partners Wealth, LLC with 19 years of industry experience. He holds a Series 65 credential and has worked previously at Sonora Investment Management and Sonora Investment Management Group from 1986 to 2021. Focus Partners Wealth, LLC provides wealth advisory and investment management services to individuals, high-net-worth families, family offices, retirement plans, institutions, and businesses. The firm employs a long-term, tax- and fee-sensitive investment approach within an enhanced open architecture framework that combines active and passive strategies, private funds, and ETFs.

Brian Kracht is a financial advisor at Empower Advisory Group with five years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Edward Jones, Guaranteed Rate, The Vanguard Group, and served in the United States Air Force. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm offers integrated services linked to Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Joseph Yurgec is a financial advisor with Independent Financial Group, LLC and holds the ChFC® designation along with Series 63 and Series 65 licenses. He has 43 years of industry experience and has been involved with YURGEC Financial Services since 1985 and NPB Financial Group, LLC since 2013. Yurgec also serves as president of YURGEC Financial Services, a DBA used for marketing purposes. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers brokerage, portfolio management, financial planning, and retirement plan services through a national network of Investment Adviser Representatives, utilizing multiple advisory programs and third-party asset managers.

Thomas Vetrano is a financial advisor with Principal Financial Services in Tucson, AZ, holding Series 63 and Series 66 licenses and bringing 38 years of industry experience. He has worked with Principal Securities Inc. since 1987 and founded Vetrano Financial Services in 2000. Outside of his advisory work, he serves on the boards of the 911 Tower Challenge Foundation and the Hearts of Gold Police Family Outreach Foundation. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty military personnel. The firm offers financial planning, retirement consulting, and access to third-party money manager programs through both advisory and promoter arrangements.

Ronald Wilson is a financial advisor with Transamerica Financial Advisors and holds the ChFC® designation, along with Series 63 and Series 65 licenses. He has 39 years of industry experience and has worked with firms including AMS/Symetra Life Insurance Co, Allstate Insurance Company, and Mass Mutual Life Insurance. Wilson’s activities include marketing and selling fixed life insurance and annuities, including Tribal Life insurance. Transamerica Financial Advisors, LLC provides investment advisory, brokerage, and retirement-plan services to a diverse client base, including individual and high net worth investors, employer-sponsored plans, and charitable organizations. The firm delivers services through a large advisor network and utilizes model portfolios and third-party managers across multiple platforms such as Transamerica ONE and TFA365.

Janie Nelson is a financial advisor at Benjamin F. Edwards & Company, Inc. with 27 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Morgan Stanley Smith Barney. Outside of her advisory role, she manages a personal ranch through JB Bar Ranch LLC. Benjamin F. Edwards & Company is an SEC-registered investment adviser and broker-dealer with approximately 436 advisors managing about $15.7 billion in client assets. The firm serves a diverse client base including individuals, corporations, retirement plans, and charitable organizations, offering a range of advisory programs and investment strategies with oversight from an Investment Strategy Committee.

Timothy Giacoletti is a financial advisor at LPL Financial with 13 years of industry experience and holds the Series 66 designation. His prior roles include positions at Royal Alliance Associates and HD Vest. Outside of advisory work, he is involved in tax preparation and accounting through an affiliated CPA firm and also works with H&R Block. LPL Financial serves individuals, retirement plans, and institutions through a nationwide network of investment adviser representatives, offering financial planning, advisory programs, and retirement consulting with both discretionary and non-discretionary management options.

Joseph Conto is a financial advisor at Charles Schwab with a Series 66 designation and less than one year of industry experience. His prior work includes roles at Charles Schwab Bank, Long Realty, and operating a landscaping and maintenance business. He also spent several years in full-time education. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering a combination of advisory, brokerage, custody, and financial planning services through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm’s approach includes both non-discretionary and discretionary investment management options supported by multi-asset model portfolios and centralized operational infrastructure.

John Fiske, Jr Jr. is a CFP® and ChFC® credentialed advisor with 12 years of experience, currently serving at Edward Jones since 2013. He is based in Tucson, AZ. There are no notable outside business activities reported. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets and is known for its extensive nationwide network of advisors and branch offices, as well as its range of discretionary and non-discretionary investment strategies.

Tina Giallanza is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 28 years of industry experience. She has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2009 to 2016. Outside of her advisory role, she is the secretary of Highwood Industries, Inc., a computer-related business in Tucson, AZ owned by her spouse. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its offerings.

Richard Bruzzone is a financial advisor with Charles Schwab in Tucson, AZ, holding Series 63 and Series 66 licenses and four years of industry experience. Prior to joining Charles Schwab in 2021, he worked for Van's Golf Shop and Oro Valley Country Club. Charles Schwab serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a centralized, integrated approach to custody and investment guidance.

Jennifer Wright is a financial advisor with Morgan Stanley in Tucson, AZ, holding a Series 66 designation and 20 years of industry experience. She has been with Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank, N.A. Outside of her advisory work, she serves on the advisory board of the El Paso Community Foundation and is a board member of the Wildcats Tucson Youth Football Spirit Federation. Morgan Stanley Wealth Management is an SEC-registered adviser and broker-dealer offering a range of advisory programs to individual and institutional clients, including tailored financial planning supported by firm-approved tools and research. The firm manages approximately $2.74 trillion in client assets and provides services through various programs and specialized planning groups.

Steven Strong is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he has been serving affluent clients for over twenty-eight years. He specializes in investment management and wealth preservation, developing personalized strategies that address the complex needs of high net worth individuals. His services include creating portfolio strategies, estate planning, trust services through Bank of America Private Bank, asset and liability strategy implementation, and sophisticated retirement planning. Steven's team focuses on delivering customized advice aimed at helping business owners, non-profit organizations, and high net worth individuals achieve their financial goals. They prioritize clarity and simplicity in financial planning to assist clients in navigating complex financial environments. Steven holds the Personal Investment Advisor (PIA) designation and graduated with a Bachelor's Degree in Business Administration from the University of Arizona. Outside of his professional career, Steven has an athletic background, having played catcher for the University of Arizona Wildcats Baseball Team. He is a past president of the Junior Achievement Advisory Board. Steven has lived in Tucson for over forty years and resides there with his wife and three children. His personal interests include baseball, fishing, football, gardening, golfing, hunting, spending time with family, and traveling.

Vicki Adams is a Series 66-credentialed financial advisor with Morgan Stanley, based in Tucson, AZ, and has 10 years of industry experience. She has worked at Morgan Stanley in two tenures, from 2014 to 2019 and from 2021 to the present, with a one-year period at Wells Fargo Advisors in between. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients. The firm offers a broad range of advisory programs, including tailored financial planning and estate planning strategies, managing approximately $2.74 trillion in client assets.

Jennifer Mills is a financial advisor with Robert W. Baird & Co. in Tucson, AZ, holding Series 63 and Series 65 credentials and bringing 30 years of industry experience. Her prior experience includes roles at Wells Fargo Advisors LLC and Wells Fargo Clearing. She is part of The DDK Group within Robert W. Baird & Co.’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group provides consulting and portfolio services tailored to client goals and risk tolerances, utilizing a range of investment strategies including separately managed accounts and overlay services.