David Boothby Jr. is a financial advisor with Commonwealth Financial Network in San Diego, CA, holding a Series 66 designation and nine years of industry experience. He previously worked at Edward Jones for five years before joining Commonwealth in 2022. Outside of his advisory role, Boothby is co-owner of Cedarwood Financial Partners, LLC, a private entity facilitating advisory business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing roughly $213 billion in client assets. The firm provides a broad adviser-support platform including managed-account programs, access to third-party asset managers, retirement consulting, and custody/clearing services.

Chelsa Tiefel is a financial advisor at Commonwealth Financial Network with four years of industry experience. She holds the Series 66 designation and has previously worked with Wells Fargo Financial Network and Werner Financial Group. Tiefel also has a background involving the Mittleman Jewish Community Center. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing around $212.7 billion in client assets. The firm provides a broad adviser-support platform, including managed-account programs, access to third-party asset managers, and custody/clearing services.

Shelley Pearson is a financial advisor at Commonwealth Financial Network with 26 years of industry experience. She holds Series 65 and Series 63 credentials and has worked previously at CUSO Financial Services, LP, Independent Financial Group, and Capstone Investments. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser that supports a national network of nearly 2,900 advisors serving individual and institutional clients. The firm offers a range of managed-account programs, access to third-party asset managers, and custodial services, providing both discretionary and nondiscretionary portfolio management options.

Elliot James is a financial advisor with Cerity Partners LLC, holding Series 63 and Series 65 credentials and three years of industry experience. His prior experience includes roles at Northwestern Mutual Investment Services LLC and Entrewealth, LLC. Cerity Partners provides customized wealth management services to a diverse national clientele, including individuals, families, trusts, business entities, and institutional investors. The firm employs tailored asset allocation and manager selection strategies, offering services such as portfolio management, financial planning, retirement consulting, and access to private-market investments.

Matthew Pratt is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 11 years of industry experience. He has worked at Commonwealth since 2015 and at LPL Financial LLC since 2026. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and hundreds of thousands of clients. The firm provides a broad adviser-support platform, including managed-account programs, third-party asset manager access, retirement and plan consulting, and custody services.

Colin Roesler is a CFP® and CFA® with nine years of industry experience. He is currently with Wealth Enhancement Advisory Services, LLC and has previously worked at BNY Mellon, J.P. Morgan Securities, JPMorgan Chase Bank, and Morgan Stanley. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm utilizes a strategic investment approach combining passive and active management, supported by quantitative and fundamental research and an internal Investment Committee.

Daniel Engel is a financial advisor with TLG Advisors, Inc. in San Diego, CA, holding Series 63 and Series 65 credentials and bringing 10 years of industry experience. His prior roles include work at Holdsworth & Co and Pitch It Forward, and he is also involved with JAG Legacy & Insurance Solutions as an independent insurance agent. Engel has volunteered with the Miracle League of San Diego since 2005. TLG Advisors, Inc. is an SEC-registered investment adviser managing approximately $2.0 billion in discretionary client assets. The firm serves individuals, retirement plans, trusts, estates, charitable organizations, businesses, and institutional investors, offering investment supervisory and portfolio management, financial and estate planning, ERISA fiduciary services, and a direct-to-consumer program called Starlight Portfolios that combines fundamental analysis with Modern Portfolio Theory.

Brandon Mather is a CFP® professional with 14 years of industry experience, currently affiliated with Wealth Enhancement Advisory Services, LLC. His prior experience includes roles at Dunham & Associates Investment Counsel, Inc. and LPL Financial LLC. He is based in Coronado, CA. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified investment approach combining passive and active strategies, overseen by an internal Investment Committee.

Warren Duthie is a financial advisor at Commonwealth Financial Network with 21 years of industry experience. He has held various roles at Northwestern Mutual and has owned Duthie Financial Group since 2020. His credentials include Series 63, Series 65, and Series 66 licenses. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and managing over $212 billion in client assets. The firm provides a comprehensive adviser-support platform with access to managed-account programs, third-party asset managers, and custody services.

Chomreun Pao is a financial advisor at Commonwealth Financial Network with seven years of industry experience. He holds Series 66 and Series 63 designations. Prior to joining Commonwealth in 2021, he worked at CUSO Financial Services, LP for nine years. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and numerous individual and institutional clients. The firm provides a broad adviser-support platform, including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Kateryna Mc Isaac is a financial advisor at Commonwealth Financial Network with seven years of industry experience. She holds the Series 66 designation and has worked at Commonwealth since 2017, following three years at Pioneer Healthcare Services LLC. Based in San Diego, CA, her career spans both healthcare services and financial advisory roles. Commonwealth Financial Network serves a national network of approximately 2,950 advisors and their retail and institutional clients, providing a range of advisory programs and support services. The firm offers various investment solutions including discretionary model portfolios and personalized indexing, while acting as a platform provider for advisors who often operate under their own brand names.

Daniel Gensler is a CFP® with 39 years of industry experience, currently serving at Wealth Enhancement Advisory Services, LLC. His career includes long tenures at LPL Financial LLC and The Gensler Group. He is also an author of a book. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise firm serving a wide range of clients, including individuals, trusts, charitable organizations, corporations, and retirement plans, providing financial planning, asset management, and specialized consulting through a network of hundreds of advisors. The firm’s investment approach combines strategic allocation across risk classes with a mix of passive and active management, supported by an internal Investment Committee and research incorporating quantitative and fundamental analysis.

Alice Ruiz is a CFP® with 16 years of industry experience, currently with Schwab Wealth Advisory. Her prior experience includes roles at Fidelity Investments, JP Morgan Securities LLC, and Wells Fargo Advisors. She holds a Series 66 license and is based in San Diego, CA. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools. The firm focuses on delivering annual financial reviews and investment recommendations while leaving final trading decisions to clients.

Christopher Lowe is a CFP® with 23 years of industry experience. He is currently an advisor at Independent Advisor Alliance, LLC and has previously worked with Independent Financial Partners and LPL Financial. In addition to his advisory work, he serves as an adjunct professor. Independent Advisor Alliance works with a diverse client base including individuals, small businesses, charitable organizations, and retirement plans. The firm offers asset management, financial planning, and retirement consulting services, leveraging a network model and technology platforms to provide portfolio management through discretionary and non-discretionary strategies.

Joseph Forlenza is a Certified Financial Planner (CFP®) and Certified Public Accountant (CPA®) with 26 years of experience in financial advising. He has worked with firms including Integrated Wealth Concepts LLC, SkyCity Advisors, Laurel Wealth Advisors, and Ameriprise Financial Services, and he also operates his own CPA tax preparation service. Outside of advising, Mr. Forlenza serves as President of the California Society of CPA's Education Foundation and is an adjunct professor at the University of San Diego, where he teaches financial planning. Integrated Wealth Concepts LLC serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, and family office services, combining a long-term investment approach with tailored portfolio construction and oversight of third-party asset managers.

Caleb Rodriguez is a financial advisor at NewEdge Advisors with nine years of industry experience. He holds the Series 65 designation and has previously worked at LPL Financial, Epstein & White Financial, Mercer Global Advisors Inc., and Jackson Financial Management. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations through a network of independent advisers. The firm offers a broad range of services including portfolio management, financial planning, retirement consulting, and access to various advisory programs, utilizing technology and centralized due diligence in its investment approach.

Bradford Byrns is a financial advisor with Commonwealth Financial Network in Dublin, CA, holding Series 63 and Series 66 licenses and having 12 years of industry experience. Prior to joining Commonwealth and Aegis Consulting in 2025, he worked at Lincoln Financial Advisors for 11 years. He also spends a small portion of his time on fixed insurance sales. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients, offering a range of advisory programs, wealth management, and retirement plan consulting services. The firm provides operational, trading, technology, investment management, compliance, and practice-management support to its affiliated advisors.

Jonathan Good is a Series 66-credentialed financial advisor with 18 years of industry experience. He joined Commonwealth Financial Network in 2023 after spending a decade with Principal Securities Inc and Principal Life Insurance Company. He is based in San Diego, California. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and a large base of individual and institutional clients. The firm provides a broad adviser-support platform including managed-account programs, third-party asset manager access, retirement consulting, and custody services.

Christine Martinez is a financial advisor at Commonwealth Financial Network with four years of industry experience. She previously worked at Independent Financial Group, LLC and Cohn & Company. Outside of finance, she has worked as an independent contractor specializing in mobile wedding gown preservation and as a health coach. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing over $210 billion in client assets. The firm provides a broad adviser-support platform, including managed-account programs, third-party asset manager access, and custody/clearing services.

Patrick Mc Grath is a financial advisor at Allworth Financial, L.P. in San Diego, CA, with eight years of industry experience. He holds Series 66 and Series 63 licenses. Prior to joining Allworth, he worked at The Vanguard Group, Inc. for five years and Hall Private Wealth Advisors for one year. Allworth Financial is a fee-based SEC-registered adviser serving individuals, qualified retirement plans, trusts, estates, charitable organizations, and corporate clients. The firm employs customized portfolios using various model strategies and utilizes technology to manage held-away employer retirement accounts without client credentials.