Heidi Schmidt is a CFP® professional at Schwab Wealth Advisory with 25 years of industry experience. She has worked with Charles Schwab and its affiliated entities since 2019 and previously held roles at USAA Financial Planning Services and related USAA companies from 2004 to 2019. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program. The firm utilizes Charles Schwab & Co.’s asset-allocation models and internal research tools to deliver tailored recommendations without exercising discretionary trading authority.

Brady Bell is a financial advisor with Carson Wealth in Southlake, TX, holding Series 63 and Series 66 licenses and possessing five years of industry experience. His professional background includes roles at Charles Schwab & Co., Inc., Simmons Bank, and Cetera Wealth Services, LLC. Outside of his advisory work, he has experience working with country clubs and a university. Carson Wealth is an SEC-registered investment adviser operating an enterprise platform with over 650 advisors and approximately $50.6 billion in assets under management. The firm offers a range of services including discretionary asset management, financial planning, and retirement plan services, supported by an Investment Committee that constructs and monitors model portfolios using fundamental and technical inputs.

Tristan King is a financial advisor with Independent Financial Group, LLC, holding a Series 66 designation and 12 years of industry experience. He previously worked at Cantella & Co., Inc., UBS Financial Services Inc., and Morgan Stanley. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutional plans. The firm utilizes both firm- and third-party investment models across discretionary and non-discretionary portfolios, combining active and passive strategies with ongoing manager due diligence.

Parker Martinez is a CFP® professional with five years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory, Inc. He previously worked at Fidelity Investments and Charles Schwab & Co., Inc. prior to joining Schwab Wealth Advisory. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients. The firm’s advice is based on proprietary asset-allocation models and research tools, with recommendations tailored to clients’ goals and risk tolerance.

Matthew Loughren is a CFP® professional with 20 years of industry experience, currently serving at Mercer Global Advisors Inc. He has held positions at The Vanguard Group, DLG Wealth Management, Etico Partners, and Charles Schwab. Outside of finance, he officiates Division 1 college football games as a referee. Mercer Global Advisors provides investment advisory and planning services to individuals, high-net-worth families, small business owners, corporate plan sponsors, foundations, and nonprofits. The firm’s investment approach emphasizes globally diversified, risk-appropriate portfolios using Modern Portfolio Theory, low-cost index vehicles, and multi-factor tilts, supported by a range of implementation options and additional financial planning services.

Tatiana Preval is a financial advisor with Schwab Wealth Advisory, Inc., holding Series 63 and Series 66 designations and seven years of industry experience. She has worked in various roles within Charles Schwab entities since 2018 and previously held positions at State Street Inc. and Visiting Angels. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain referred clients, using Charles Schwab’s standard asset-allocation models and internal research tools. The firm emphasizes client-directed trading and periodic reviews tailored to individual goals and risk tolerance.

Ian Winslow is a CFP® and Series 66 licensed advisor with Schwab Wealth Advisory, bringing two years of industry experience. He joined Schwab Wealth Advisory in 2024 after prior roles at Charles Schwab and Advanced Wealth Strategies. Outside of finance, his work history includes positions in education and hospitality. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients, providing non-discretionary fiduciary investment advice and financial planning. The firm’s approach relies on Schwab’s asset-allocation models and internal research tools, offering tailored recommendations with client approval on investment decisions.

Kade Christensen is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 credentials and four years of industry experience. Prior to joining Schwab Wealth Advisory and Charles Schwab & Co., Inc. in 2026, he worked at The Vanguard Group, Inc. for three years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients enrolled in the Schwab Wealth Advisory program, using asset-allocation models and research tools developed by Charles Schwab & Co.

Aubrey Socha is a CFP® professional with 12 years of experience in the financial services industry. They currently serve as an advisor with Schwab Wealth Advisory, having previously worked with firms including Fidelity and Capital Advisors, Inc. Their background includes roles at Charles Schwab & Co., Inc. and Quasar Distributors, LLC. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily for clients enrolled in the Schwab Wealth Advisory program and select Charles Schwab & Co.-referred clients. The firm’s guidance is based on Schwab’s proprietary asset-allocation models and internal research, with investment recommendations tailored to individual client goals and risk tolerance.

Juan Amaya Acero is a financial advisor with Schwab Wealth Advisory and holds a Series 66 designation. He has one year of industry experience and has worked at Charles Schwab and Schwab Wealth Advisory since 2024. Prior to his advisory career, he gained experience in the restaurant and insurance industries and spent significant time dedicated to full-time education. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients by providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations based on proprietary asset-allocation models and internal research tools.

Christopher Quintana is a financial advisor with Schwab Wealth Advisory and holds Series 63 and Series 66 licenses. He has three years of industry experience, including roles at Charles Schwab and Schwab Wealth Advisory. Schwab Wealth Advisory serves clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab-referred clients, providing non-discretionary fiduciary investment advice, financial planning, and wealth management consultations guided by Charles Schwab’s asset-allocation models and internal research tools. The firm emphasizes client authorization for trades and offers tailored recommendations reviewed at least annually.

Benjamin Jones is a CFP® with eight years of industry experience. He is currently with Focus Partners Wealth, LLC and has held roles at several firms, including The Colony Group, Buckingham Strategic Wealth, and Raymond James Financial Services. Focus Partners serves individuals, high-net-worth families, family offices, and institutional clients with wealth management, financial planning, and retirement plan consulting. The firm employs a long-term, tax- and fee-sensitive investment approach combining active and passive strategies under an enhanced open architecture framework.

Peyton Burke is a CFP® and Series 66 credentialed financial advisor with two years of industry experience. He has been with Charles Schwab since 2024 and has prior experience in education at the University of Colorado Leeds School of Business. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations primarily to clients in the Schwab Wealth Advisory program. The firm’s advice is based on Charles Schwab & Co.’s asset-allocation models and research tools, offering tailored recommendations without exercising discretionary trading authority.

John Pilkinton is a financial advisor with Empower Advisory Group in North Richland Hills, TX, holding Series 63 and Series 66 licenses with 12 years of industry experience. His prior experience includes roles at USAA, Merrill Lynch, Prudential, and Bank of America. Outside of advisory work, he is co-owner of Zep Tepi Sports, which organizes youth basketball tournaments. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as retail IRA and brokerage clients. The firm integrates financial planning with Empower’s administrative platforms, focusing on long-term portfolio returns, rebalancing, and clients’ savings rates.

Colton Diehm is a financial advisor at Schwab Wealth Advisory, holding Series 63 and Series 66 credentials with two years of industry experience. His prior work includes roles at Charles Schwab & Co. and positions outside the financial sector. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice, financial planning, and wealth management consultations to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm’s recommendations are based on proprietary asset-allocation models and internal research tools, offering personalized guidance with trades executed only upon client approval.

Lindsey Toole is a financial advisor with Carson Wealth in Southlake, TX, holding Series 63 and Series 65 licenses and bringing 23 years of industry experience. Her professional background includes roles at Cetera Advisor Networks, Private Advisor Group, LPL Financial, Northwestern Mutual Investment Management, and Wells Fargo Clearing. Carson Wealth operates as an SEC-registered investment adviser with an enterprise platform overseeing approximately $50.6 billion through more than 650 advisors. The firm provides discretionary asset management, financial planning, and retirement plan services, utilizing model portfolios constructed by an Investment Committee and offering customized solutions including alternative investments and third-party sub-advisory relationships.

Devin Narvaez is a CFP® professional with three years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory. His prior roles include positions at Charles Schwab and Firstmark Credit Union. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s investment approach is based on Charles Schwab & Co.’s asset-allocation models and internal research, offering tailored recommendations without exercising discretionary trading authority.

Timothy Schuler is a financial advisor at Schwab Wealth Advisory with 35 years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at Charles Schwab, TD Ameritrade, and Scottrade. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program, using Charles Schwab & Co.’s asset-allocation models and research tools. The firm’s services emphasize client authorization for trades and tailored recommendations based on individual goals and risk tolerance.

Justen Smith is a financial advisor with Schwab Wealth Advisory in Westlake, TX, holding Series 63 and Series 66 licenses and bringing six years of industry experience. His prior work includes roles at Charles Schwab, Massachusetts Mutual Life, Aflac, and involvement with the UIC Forum and University of Illinois. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning primarily to clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab’s asset-allocation models and research tools to tailor recommendations based on client goals and risk tolerance.

Houston Heck is a CFP® professional at Schwab Wealth Advisory with two years of industry experience. Prior to his current role at Schwab, he operated Heck Mowing Services for several years. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain referred clients. The firm’s services focus on asset allocation and investment selection using Charles Schwab’s standard models and research tools, with tailored recommendations based on client goals and risk tolerance.