Benjamin Guizlo is a financial advisor with LPL Financial in Riverside, CA, holding Series 63 and Series 66 registrations and 17 years of industry experience. His prior experience includes roles at Enduring Business Management, Grace Community Church, Pick Group, Waddell & Reed, and Logos Wealth Advisors. He also maintains a role managing sound and video equipment for Grace Community Church. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive advisor tools and technology.

Jose Torres is a Financial Advisor at Merrill Lynch Wealth Management. In his role, he partners with clients to develop strategies aimed at pursuing short-, mid-, and long-term financial goals. He provides guidance on areas including investing, retirement planning, education planning, family wealth management, legacy planning, and small business strategies. Jose also facilitates access to Bank of America specialists for banking, credit, home financing, and small business solutions as part of his comprehensive client services. Jose holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. He completed his high school education at Bell High School and is proficient in both English and Spanish. His approach emphasizes understanding clients' priorities to tailor portfolio strategies that adapt as their needs evolve. Outside of his professional work, Jose enjoys biking, cooking, spending time with his family, and watching movies. He is a devoted husband and father, reflecting a balance of professional commitment and personal interests.

Douglas Cha is a financial advisor at Morgan Stanley with 22 years of industry experience. He holds the Series 66 designation and has been with Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering advisory programs to individuals and institutional clients. The firm provides tailored financial planning using firm-approved tools and employs a structured approach without making individual security recommendations as part of standalone plans.

Yvonne Bacio is a financial advisor with Cetera who holds a Series 66 designation and has four years of industry experience. She also works with Burns & Johnston CPAs and Business Advisors, LLP, where she serves as a marketing coordinator and provides investment guidance to clients. Cetera Investment Advisers LLC is a nationwide network of independent advisors serving individuals, retirement plans, corporate and charitable clients, and institutional accounts with a range of portfolio management and financial planning services. The firm operates as a multi-manager platform offering diverse program options and manages over $256 billion in assets.

Deontae Hurd is a financial advisor with Primerica Advisors holding Series 63 and Series 65 licenses. He has been in the financial services industry since 2025, with prior experience in the roofing and retail sectors. Primerica Advisors is a large institutional firm offering a wrap-fee asset management program primarily for individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm utilizes model-driven investment strategies managed by third-party asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Chris Cooper is a Senior Financial Advisor at Merrill Lynch Wealth Management. He directs the wealth management strategy, asset allocation, manager evaluation, and liability management for clients, working alongside his partner Michelle Morales. Chris serves a diverse clientele including owners of family businesses, physicians, attorneys, tribal governments, and private foundations primarily in Los Angeles, Orange, and San Bernardino counties. Chris brings to his financial advisory role a background of disciplined service from the United States Air Force, where he served two enlistments, including support of Operation Desert Shield/Storm. As a radar technician for seven years, he developed a commitment to excellence and attention to detail, qualities he applies in managing client portfolios and directing personalized or defined investment strategies. His responsibilities include investment management, tax minimization, estate planning strategies, cash management, and providing access to credit and lending through Bank of America, N.A. Chris earned an Associate's Degree from the Community College of the Air Force and holds the Personal Investment Advisor (PIA) designation. He has received the Air Force Good Conduct Medal, the National Defense Service Medal, and a distinguished graduate award from Airmen Leadership School. Outside of his professional work, Chris resides in Yorba Linda with his partner Michelle and their blended family. He is involved with charitable organizations such as Make-A-Wish and the Wounded Warrior Project, supports his children’s sports teams, and enjoys activities including golfing, traveling, and spending time with family.

Koorosh Zartoshty is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and bringing 29 years of industry experience. His prior roles include positions at Centaurus Financial Inc., Cetera Advisor Networks LLC, and Summit Financial Group. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions through a large network of investment adviser representatives. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and access to third-party asset managers, with investment strategies implemented through discretionary or non-discretionary approaches.

Jennifer Whyte is a financial advisor with Cetera, holding a Series 66 credential and 11 years of industry experience. She has worked with firms including Avantax Investment Services, Pinnacle Wealth Management, and Crown Capital Securities. Jennifer is also involved in a family-run wealth management business where she provides investment planning and client services. Cetera Investment Advisers LLC serves a broad client base, including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with a variety of portfolio management and consulting services, supporting over 10,000 advisors nationwide.

Peter Boulos is Vice President and Financial Consultant at Fidelity Investments, a position he has held since 2011. He has over a decade of experience partnering with clients to develop tailored financial plans that align with their unique goals and circumstances. Peter focuses on building trust and communicating financial strategies clearly to help clients work toward long-term financial success and provides ongoing, personalized guidance as their lives and relationships evolve. Prior to joining Fidelity, Peter worked as a Financial Advisor at JP Morgan Chase from 2009 to 2011 and at Edward Jones from 2007 to 2009. He holds a California Insurance License. Outside of his professional work, Peter has personal interests in golf, parenthood, and reading.

David Maxwell is a Series 66-licensed financial advisor with 17 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank NA. Based in Riverside, CA, Maxwell has spent the majority of his career within the Wells Fargo organization. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from its investment institute.

Ethan Mc Donald is a financial advisor at LPL Financial with one year of industry experience. He holds a Series 65 designation and has previously worked at Wealth Enhancement Advisory Services, The Retirement Group, and several other organizations. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advisory services delivered by a large network of investment adviser representatives.

Jonathan Benvenisti is a financial advisor with Primerica Advisors, holding Series 65 and Series 63 licenses and bringing 17 years of industry experience. He has worked with PFS Investments Inc. and Primerica Financial Services since 2008 and 2009, respectively. Outside of advisory work, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving individual, corporate, and charitable clients. The firm uses model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Madhu Mali is an Executive Planning Consultant at Fidelity Investments, a role held since 2025. She has held various positions within the financial services industry, including Benefits and Planning Consultant and Investment Solutions Representative at Fidelity Investments, Investment Representative at J P Morgan Securities LLC, Senior Financial Sales Advisor at BBVA Securities Inc., and Financial Executive at Trilogy Financial Services. Her professional experience spans areas such as financial planning, investment solutions, and benefits consulting. Madhu holds a California Insurance License and communicates proficiently in Gujarati, Hindi, and Marathi. Outside of her professional work, Madhu has interests in art, beach activities, hiking, painting, and volunteering.

Vanessa Navarro is a Financial Consultant at Fidelity Investments, where she has been working since 2023. Prior to this role, she served as an Investment Consultant at Fidelity Investments from 2022 to 2023. Vanessa's professional experience also includes positions as Assistant Vice President and Financial Solutions Advisor at Merrill Lynch from 2018 to 2022, Financial Representative at AXA Advisors, LLC in 2018, and Equity Research Analyst at ROTH Capital Partners from 2016 to 2017. Vanessa holds a California Insurance License, which supports her role in providing financial advice. She is committed to helping clients develop strategies tailored to their financial goals and family needs. Outside of her professional work, Vanessa enjoys activities such as fitness, visiting museums, music, outdoor adventures, traveling, and volunteering.

Esteban Munoz is a financial advisor at OSAIC with 18 years of industry experience. He holds Series 63 and Series 65 designations and previously worked at Woodbury Financial Services Inc for nine years prior to joining OSAIC. Munoz is also involved in portfolio management and insurance services through his sole proprietorship, M&A Investment Services, where he serves as president and vice president. OSAIC Wealth, Inc. serves a diverse client base including individual, high-net-worth, institutional, and nonprofit investors through a large network of financial advisers. The firm offers a range of advisory and brokerage services utilizing asset-allocation tools, risk assessments, and automated rebalancing to manage portfolios across multiple asset classes with discretionary and non-discretionary options.

Cameron Valadez is a CFP® professional with 11 years of industry experience, currently affiliated with LPL Financial since 2021. His prior work includes roles at Waddell & Reed, Inc., and various insurance carriers through W&R Insurance Agencies. In addition to his advisory work, he is involved in tax preparation and accounting as an enrolled agent and has co-authored a small marketing book, as well as engaging in public speaking. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plans, banks, trust companies, and institutions. The firm offers a range of financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting advisors with research tools and a broad suite of financial services.

Jeffrey Ng is a Financial Consultant at Fidelity Investments, where he has been serving since 2022. In his role, he focuses on assisting clients with financial literacy and providing education to help them confidently manage their financial lives, including growing, protecting, and transitioning their wealth. Prior to his current position, Jeffrey worked as an Investment Consultant at Fidelity Investments from 2020 to 2022 and as a Financial Consultant at Axa Equitable Advisors from 2017 to 2020. He also gained experience as an Investment Analyst Intern at Wellspring Consulting LLC in 2016. Jeffrey holds a California Insurance License, which supports his professional qualifications in the financial services industry.

Justin Arce is a financial advisor with LPL Financial based in Rancho Cucamonga, CA, holding Series 63 and Series 65 designations and having 16 years of industry experience. He previously worked at Royal Alliance and Foresters Financial Service. Arce is involved with Epiphany Wealth Planning LLC, a business entity focused on tax and investment matters. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, delivering advice through a large network of investment adviser representatives who utilize a range of discretionary and non-discretionary investment strategies.

Andrew Norman is a financial advisor at Edward Jones with a Series 66 designation and one year of experience at the firm. His prior roles include positions at AssetBridge Capital Management, Team Financial Partners, and various non-financial employers. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including both non‑high‑net‑worth and high‑net‑worth households. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory services including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Jeffrey Grant is a financial advisor with Morgan Stanley in Claremont, CA, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Morgan Stanley Smith Barney since 2009 and with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a wide range of advisory programs to individuals and institutional clients, including tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process supported by proprietary tools and modeling techniques.