David Raudman is a CFP® with 25 years of industry experience currently affiliated with Independent Financial Partners in Denver, NC. He has worked at Independent Financial Partners since 2011 and spent eight years with LPL Financial prior to that. Raudman is also involved in the sale of non-variable life insurance and fixed annuities. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a decentralized network of independent Investment Adviser Representatives. The firm supports a multi-advisor platform serving tens of thousands of clients with a notable focus on retirement-plan advisory and pension consulting services.

Johnny Mojica is a financial advisor at TIAA-CREF with six years of industry experience. He holds Series 63 and Series 65 credentials and has worked at TIAA-CREF since 2020. Prior to that, he was with Wells Fargo Clearing and held public service roles with Mecklenburg County Sheriff's Office and the State of North Carolina. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm serves many clients with relationships through TIAA-administered employer retirement plans and offers both model-based and customized portfolio management.

Daniel Vinton is a financial advisor with TIAA-CREF, holding Series 63 and Series 66 designations and having nine years of industry experience. His work history includes several roles at TIAA-CREF and The Vanguard Group. TIAA-CREF Individual & Institutional Services, LLC’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals connected through TIAA-administered employer retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm distinguishes between point-in-time financial planning and ongoing discretionary portfolio management, employing a fiduciary standard in its RIA services.

Jada Cardwell is a financial advisor at TIAA-CREF with four years of industry experience. She holds Series 63 and Series 66 registrations. Prior to joining TIAA-CREF, she worked at LPL Financial LLC and Principal Advised Services. Outside of her advisory role, she owns Cardwell Creative Concepts, a business unrelated to investing. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals often connected through employer retirement plans, as well as to trusts, estates, partnerships, corporate entities, and small retirement plans. The firm’s advisory model distinguishes one-time planning services from ongoing discretionary management and operates within a vertically integrated group offering both model-based and customized portfolios.

James Grindo is a financial advisor at TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses with 23 years of industry experience. He has been with TIAA-CREF since 2015. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporations, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm offers model and customized portfolio management and acts as adviser to a donor-advised fund sponsored by Charityvest.

Sage Murphy is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses. Murphy has two years of industry experience and previously worked for several firms including Wells Fargo Clearing and Blue Haven Pools and Spas. Outside of finance, Murphy has worked as a food delivery driver with DoorDash. TIAA‑CREF Individual & Institutional Services offers financial planning and discretionary managed account programs primarily to individuals connected to TIAA‑administered retirement plans, as well as trusts, estates, and small retirement plans. The firm’s advisory model separates one-time planning services from ongoing portfolio management and serves as adviser to a donor-advised fund within an integrated group structure.

Carolina Bentancort Moreira is an advisor at Fifth Third Securities, Inc. She holds Series 63 and Series 65 credentials and has experience working within financial services since 2022, including roles at Fifth Third Bank and Woodforest National Bank. Prior to her financial career, she worked in retail and food service positions. Fifth Third Securities, Inc. serves a diverse client base including individuals, high-net-worth clients, and institutions across investment advisory and brokerage channels. The firm offers multiple investment programs through the Passageway Managed Account Platform and operates as a subsidiary of Fifth Third Bank, managing approximately $10.9 billion in assets.

Michael Kutzleb is a financial advisor at TIAA-CREF with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has been with TIAA-CREF since 2005. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans. The firm serves clients often connected through employer retirement plans and operates a vertically integrated advisory model that separates planning services from ongoing management, applying a fiduciary standard to its RIA services.

Xavier Powe is a financial advisor with TIAA-CREF in Charlotte, NC. He holds a Series 66 designation and has held roles at TIAA-CREF, Michigan State University, Plante Moran, Jackson National Life Insurance Company, Boynton Fire Safety Services, and DeWitt School District. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs to individuals and entities, often serving clients with existing relationships through employer retirement plans. The firm offers both point-in-time planning services and ongoing portfolio management, operating within a vertically integrated structure that includes affiliated funds and donor-advised fund advisory services.

Christine Boyette is a financial advisor with First Command Advisory Services, holding Series 63 and Series 65 licenses. She joined the firm in 2026 and has prior experience at Booz Allen Hamilton and in consulting roles. First Command Advisory Services, Inc. is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs managed by a centralized Investment Management Team.

Derrick Longo is a financial advisor with Savant Wealth Management in Huntersville, NC, holding Series 63 and Series 65 licenses and bringing 12 years of industry experience. He previously worked at Exencial Wealth Advisors, where he served as an equity partner, and has consulting experience with Burns Wealth Management. Outside of his advisory roles, he owns and manages rental properties, dedicating time monthly to their maintenance. Savant Wealth Management serves individuals, families, pension and profit-sharing plans, charitable organizations, corporations, and high-net-worth clients with comprehensive wealth management and related services. The firm combines evidence-based, model-driven asset allocation with actively managed strategies and maintains integrated accounting, legal, and trust services through affiliated entities.

John Clement is a financial advisor with TIAA-CREF in Charlotte, NC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He has been with TIAA-CREF since 2006. Outside of his advisory role, he serves as president of two homeowners associations in the Charlotte area. TIAA-CREF Individual & Institutional Services, LLC provides financial planning and discretionary managed account programs primarily to individuals connected to TIAA-administered employer retirement plans, as well as trusts, estates, and small retirement plans. The firm separates stand-alone planning services from ongoing portfolio management and offers customized investment options managed under a fiduciary standard.

Zachary Brock is a financial advisor with Principal Financial Services, holding a Series 66 designation and two years of industry experience. He has previously worked at Cypress Benefit Solutions, Parks Insurance Group, Employee Benefit Advisors, and LPL Financial. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, and active-duty U.S. military personnel abroad. The firm focuses on direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager asset allocation and separately managed account solutions.

Troy Rozich is a financial advisor at TIAA-CREF with 24 years of industry experience. He holds a Series 66 designation and has previously worked at HarrisDirect LLC and E*TRADE Capital Management LLC. He is based in Charlotte, NC. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and discretionary managed account programs to individuals, trusts, estates, and small retirement plans, often serving clients with existing TIAA-administered employer retirement plans. The firm combines point-in-time planning services with ongoing portfolio management and acts as adviser to a donor-advised fund.

Thomas Simonson is a CFP® with 29 years of industry experience, currently serving as a financial advisor at Creative Planning since 2021. Prior to joining Creative Planning, he worked for nine years at Lockton Investment Advisors, LLC, Lockton Financial Advisors, LLC, and Lockton Companies, LLC. Creative Planning provides investment advisory and financial planning services to individuals, corporations, foundations, trusts, and retirement plans, managing approximately $217 billion in client assets. The firm employs a financial planning–led investment process with an emphasis on low-cost indexing and buy-and-hold strategies, alongside supplemental approaches such as direct indexing and tax-loss harvesting, supported by a large advisory team and centralized investment infrastructure.

Khalif Croom is a financial advisor with TIAA-CREF, holding Series 63 and Series 66 credentials and nine years of industry experience. His prior roles include positions at Vanguard Advisers and Melaleuca. Outside of advising, he is a licensed real estate agent in Charlotte, offering services to clients interested in buying or selling homes. TIAA‑CREF’s Advice & Planning Services division provides financial planning and discretionary managed account programs primarily to individuals with existing relationships through employer retirement plans, as well as trusts, estates, partnerships, and small retirement plans. The firm offers model-based and customized portfolio management and serves as adviser to a donor-advised fund, operating within a vertically integrated group.

Michael Barboza is a Series 66-credentialed financial advisor at Fifth Third Securities, Inc. with six years of industry experience. His work history includes roles at Fifth Third Securities since 2019 and Merrill from 2015 to 2021, alongside a tenure at Bank of America starting in 2015. Fifth Third Securities serves a diverse client base including individuals, high-net-worth clients, and institutional investors such as corporations and trusts. The firm offers advisory and brokerage services across multiple programs and third-party portfolio managers via the Passageway Managed Account Platform.

Gavin Reber is a financial advisor at TIAA-CREF with three years of industry experience. He holds a Series 66 designation and has worked at TIAA-CREF since 2023. His prior work includes roles at Enviro-Master, East Carolina University, QuikTrip, Tuition Landscape LLC, and Lincoln Charter School. TIAA-CREF Individual & Institutional Services, LLC provides financial planning, discretionary managed account programs, and broker-dealer services primarily to individuals with pre-existing relationships through TIAA-administered employer retirement plans, as well as trusts, estates, partnerships, corporate entities, and small retirement plans. The firm operates a fiduciary advisory model that distinguishes planning services from ongoing discretionary management and acts as adviser to a donor-advised fund within a vertically integrated group.

Donald Stouffer is a financial advisor at TIAA-CREF with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at TIAA-CREF since 2018. Outside of his advisory role, he owns a business manufacturing and selling bass fishing baits and also buys and sells collectible cards on eBay. TIAA-CREF Individual & Institutional Services, LLC offers financial planning and managed account programs primarily to individuals connected to employer retirement plans, as well as trusts, estates, and small retirement plans. The firm provides both point-in-time planning services and ongoing discretionary management, with a range of model and customized portfolio options.

Benjamin Kristoff is a financial advisor with FIFTH THIRD SECURITIES, Inc., holding Series 63 and Series 65 licenses and possessing 14 years of industry experience. His career has been primarily with Fifth Third Securities and Fifth Third Bank since 2011, with a brief tenure at Wcm. Fifth Third Securities, Inc. offers brokerage and investment advisory services through its Passageway Managed Account Program to a diverse client base, including individuals, charitable organizations, corporations, and institutional investors. The firm combines its broker-dealer and municipal-advisor registrations with a corporate affiliation to Fifth Third Bank, providing clients access to multiple managed-account programs, direct indexing, tax-overlay services, and a broad range of fund strategist options.