Charles Upshaw III is a CFP® professional with 45 years of industry experience, currently serving at Capital Investment Advisory Services, LLC. He has been affiliated with Capital Investment Brokerage, Inc. since 1997. Outside of his advisory work, he is a long-standing member of the Rotary Club of Raleigh and serves as a trustee for the Hill-Pike House Trust. Capital Investment Advisory Services, LLC provides investment advisory and supervisory services to individuals, retirement plans, corporations, trusts, estates, and charitable organizations. The firm offers a range of services including separately managed accounts, referrals to third-party managers, private-label model portfolios, and financial planning, using an individualized process tailored to clients’ objectives and risk tolerance.

Troy Hill is a financial advisor with Capital Investment Advisory Services, LLC, holding a Series 66 designation and 27 years of industry experience. His prior work includes roles at Wells Fargo Advisors LLC and Wells Fargo Clearing. Outside of advisory services, he co-owns Sooner Ventures, LLC, a residential real estate leasing business managed by his spouse. Capital Investment Advisory Services, LLC provides investment advisory and supervisory services to individuals, retirement plans, corporations, trusts, estates, and charitable organizations. The firm offers personalized investment management through discretionary mandates, third-party managers, and private-label model portfolios, employing various analytical methods and regular portfolio reviews.

Samuel Knight is a financial advisor with Capital Investment Advisory Services, LLC in Raleigh, NC, holding Series 63 and Series 66 licenses and bringing 20 years of industry experience. His prior work includes roles at Wells Fargo Clearing Service, Wells Fargo Bank, Mass Mutual Investors Services, and Metlife Securities Inc. Capital Investment Advisory Services, LLC provides investment advisory and supervisory services to individuals, retirement plans, corporations, trusts, estates, and charitable organizations. The firm offers individualized investment management through discretionary mandates, third-party managers, and private-label model portfolios, employing a variety of analytical methods and conducting ongoing portfolio reviews.

Kemp Mebane is a financial advisor with Capital Investment Advisory Services, LLC, holding Series 66 and Series 63 designations and bringing 12 years of industry experience. He has previously worked at First Citizens Investor Services and Capital Investment Group, Inc. There are no additional notable outside activities reported. Capital Investment Advisory Services offers portfolio management and supervisory services to a diverse client base, including individuals, corporations, retirement plans, trusts, and charitable institutions. The firm provides customized investment solutions that incorporate fundamental and technical analysis, managing most assets on a discretionary basis.

Wanda Cooper is a financial advisor with Capital Investment Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. She has been with Capital Investment Group, Inc. since 1997. Outside of her advisory role, Cooper serves on the board of Camp Kerr Lake - Shiloh Family Ministry, where she teaches and supports family activities during the summer. Capital Investment Advisory Services, LLC provides investment advisory and supervisory services to individuals, retirement plans, corporations, trusts, estates, and charitable organizations. The firm offers customized investment management through discretionary mandates, third-party managers, and private-label model portfolios, with ongoing monitoring and quarterly reviews.

Steven Colford is a financial advisor with First Citizens Asset Management, Inc., holding Series 65 and Series 63 licenses and bringing 21 years of industry experience. His prior roles include positions at Ascensus, LPL Financial, and Wake County Public Schools. He has been with First Citizens Asset Management since 2026. First Citizens Asset Management provides model-based sub-advisory and direct investment advisory services to a range of clients including individuals, trusts, municipalities, and institutions. The firm constructs global multi-asset class model portfolios using a combination of fundamental, quantitative, and technical analysis, with an emphasis on discretionary management and strategic asset allocation.

Kenyon Allman is a financial advisor with Level Four Advisory Services who holds Series 63 and Series 65 licenses and has 45 years of industry experience. His prior work includes roles at Mid-Atlantic Securities, Inc. and Raymond James & Associates. He serves as co-trustee for the Diane and Robert Allman Revocable Trusts and the R&D Family LP. Level Four Advisory Services is an SEC-registered enterprise investment adviser managing approximately $5.32 billion across 115 advisors and over 13,800 client relationships. The firm serves a diverse client base and offers fee-only financial planning, asset management, third-party manager referrals, and retirement plan advisory services.

Brent Niswander is a financial advisor with Credit Union Investment Services in Raleigh, NC, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. His career includes roles at Members Trust Company, SECU Brokerage Services, State Employees' Credit Union, and Bank of America, among others. Outside of financial services, he is involved in an e-commerce business focused on watch repair and sales. Credit Union Investment Services serves primarily individual investors and a smaller number of trust clients in North Carolina, offering non-discretionary portfolio management and retirement planning with a focus on low-cost, index-based mutual funds and ETFs. The firm operates as a salaried employee model within the State Employees’ Credit Union system and provides clients with recommendations while leaving final investment decisions to them.

Jennifer Ploehn is a financial advisor with Truist Advisory Services in Raleigh, NC, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. She has been with Truist and its predecessor entities since 2008. Outside of her advisory work, she is involved as a distributor for weight loss and wellness supplements and as a consultant for fragrance products. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with non-discretionary consulting and utilizes third-party platforms and AI-enabled tools to support investment decisions.

John Liddicoat is a CFP® professional with 32 years of industry experience, currently serving at First Citizens Investor Services, Inc. since 2017. His prior experience includes roles at Saybrus Equity Services, Inc. and Saybrus Partners. Outside of finance, he manages a personal farm where he grows hay and operates a truffle orchard. First Citizens Investor Services, Inc. provides investment advisory and brokerage services to a diverse client base, including individuals, trusts, estates, and pension plans. The firm offers portfolio management through wrap programs and automated platforms, combining fundamental, quantitative, and technical analysis, and benefits from its status as a subsidiary of a banking institution.

Katie Peeden is a CFP® professional with 11 years of industry experience. She is currently with First Citizens Investor Services, Inc. and First Citizens Bank, where she has worked since 2021. Prior to this, she was with Fidelity Personal and Workplace Advisors and FIDELITY Brokerage Services LLC from 2014 to 2021. First Citizens Investor Services, Inc. provides investment advisory and brokerage services to a diverse client base, including individuals, trusts, estates, charitable organizations, pension plans, and business entities. The firm combines risk- and outcomes-based asset allocation with discretionary and non-discretionary management, offering portfolio management through wrap programs and automated platforms, supported by integrated banking resources as a subsidiary of a bank holding company.

Vernon Russ is a financial advisor with First Citizens Investor Services, Inc. in Raleigh, NC, holding Series 63, 65, and 66 licenses and nine years of industry experience. His work history includes roles at First Citizens Asset Management, MML Investors Services, Mass Mutual Life Insurance Company, New York Life Insurance Company, and NYLIFE Securities. Outside of finance, he was involved with The Curious Kitchen from 2015 to 2019. First Citizens Investor Services, Inc. offers investment advisory, brokerage, and licensed insurance services to individuals, pension plans, corporations, and charitable organizations. The firm uses a combination of strategic and tactical asset allocation approaches and provides both discretionary and non-discretionary management options, including model portfolios and automated Guided Investing.

Cynthia Harvard is a financial advisor with Truist Advisory Services in Raleigh, NC, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She has worked with SunTrust Advisory Services and Sun Trust Investment Services since 2016. Outside of her advisory role, she serves as a board member for the American Red Cross Central NC Chapter and operates a personal online resale business. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm utilizes a range of discretionary and non-discretionary solutions supported by third-party manager relationships and AI-enabled research tools.

Julie Knight is a CFP® with 15 years of industry experience and is currently an advisor at Janney Montgomery Scott. Her prior experience includes roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. She volunteers with the Estate Planning Council of the Lehigh Valley and is involved as a member and volunteer with Lehigh Valley Aging in Place. Janney Montgomery Scott is a large enterprise firm managing approximately $110 billion in client assets, serving a diverse client base with brokerage, financial planning, consulting, and advisory programs. The firm combines in-house and third-party portfolio management and offers custody and trustee services through a subsidiary trust company.

Kyle Scott is a financial advisor with Eagle Strategies (NY Life) in Raleigh, NC, holding the ChFC® designation along with Series 65 and Series 63 licenses, and has four years of industry experience. He previously worked at GPac, Sprint Communications, and Charter Communications. Outside of his advisory work, Scott is the owner of KTNDJE Publishing and the author of *Killing Chaos: Making Relationship Decisions That Lead to Less Drama*. Eagle Strategies serves a diverse client base including individual investors, retirement plans, and institutional clients, offering financial planning, investment management, and advisory services often connected to insurance and annuity products. The firm primarily manages assets on a non-discretionary basis and tailors recommendations to client objectives across multiple program types.

Kenneth Wilson is a financial advisor with First Citizens Investor Services, Inc. in Raleigh, NC, holding Series 63 and Series 65 credentials and 19 years of industry experience. His career includes roles at Bb&T and its related entities before joining First Citizens in 2020. Outside of his advisory work, he is involved in family business ventures related to personal investment activities. First Citizens Investor Services, Inc. provides investment advisory and brokerage services to a diverse client base, including individuals, trusts, charitable organizations, and pension plans. The firm combines risk- and outcomes-based asset allocation with discretionary and non-discretionary management, leveraging both technology-driven model portfolios and tax-aware strategies, supported by its affiliation with a bank holding company.

Eric Cohen is a Series 66-licensed financial advisor with 10 years of industry experience. He currently works at First Citizens Investor Services, Inc. and previously spent nine years at Edward Jones. First Citizens Investor Services, Inc. offers investment advisory and brokerage services to a diverse client base, including individuals, trusts, estates, charitable organizations, pension plans, and business entities. The firm employs a client-focused approach combining risk- and outcomes-based asset allocation, discretionary and non-discretionary management, and third-party managers, supported by technology-driven portfolio solutions and tax-aware services.

April Van Nieuwland is a financial advisor at Sanctuary Advisors, LLC with three years of industry experience. She holds a Series 66 designation and has worked at several firms, including Capital Investment Advisory Services, LLC, and Capital Investment Group, Inc. Prior to her advisory career, she held positions in various organizations such as Starbucks and North Carolina State University. Sanctuary Advisors provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, charitable organizations, trusts, and retirement plans. The firm offers customized investment programs through a large network of independent advisors, utilizing discretionary and non-discretionary strategies and a range of account types including SMAs and UMAs.

Vance Anderson is a financial advisor with Truist Advisory Services in Raleigh, NC, holding a Series 66 designation and six years of industry experience. His career includes positions at BB&T Securities and Bernard Robinson & Co, as well as two years at Campbell University. He also serves as an adjunct instructor in accounting at Wake Technical Community College. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, fiduciary support, and manager-selection programs, utilizing a combination of discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

Haley Mckenna is a financial advisor with First Citizens Investor Services, Inc. and affiliated firms, holding Series 63 and Series 66 credentials and bringing 12 years of industry experience. She has worked at Charles Schwab & Co., Inc. and currently has roles at SVB Wealth, LLC and First Citizens Asset Management, Inc. in addition to her position at First Citizens Investor Services. First Citizens Investor Services, Inc. provides investment advisory, brokerage, and licensed insurance services to individuals, pension plans, corporations, and charitable organizations. The firm employs a combination of strategic and tactical asset-allocation approaches and offers portfolio management, financial planning, and tax-aware services.