Lidia Leach is a CFP® professional with 15 years of experience in the financial services industry. She is currently with LPL Financial and has previously worked at BMO Bank NA, BancWest Investment Services, Charles Schwab, and Morgan Stanley. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of services including financial planning, model portfolios, third-party asset management, and institutional platforms, supported by extensive advisor tools and oversight of substantial discretionary assets.

Joshua Dickey is a financial advisor with Merrill, holding a Series 66 designation and 13 years of industry experience. He has been with Merrill since 2009 and simultaneously associated with Bank of America since 2013. Outside of his advisory role, he serves as a board member for Fresno Reel Pride, assisting with the operations of the annual LGBTQ+ film festival. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for a range of clients, including individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Timothy Quick is a financial advisor with Charles Schwab in Fresno, CA, holding a Series 66 designation and 23 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank SSB since 2007. Outside of his advisory role, he is involved in property management in Bakersfield, California. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and centralized operational support.

Ivan Wilton is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 18 years of industry experience. He has worked at Wells Fargo Clearing since 2016 and previously at Wells Fargo Advisors LLC from 2011 to 2016. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven, grounded in modern portfolio theory, and includes a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

David Smith is a Series 63-registered financial advisor with Stifel, based in Fresno, CA, and has 40 years of industry experience. He has worked with Stifel Nicolaus since 2013. Stifel serves a diverse client base including individuals, institutional clients, charitable organizations, and municipal entities, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, providing analyses and guidance on asset allocation, retirement, insurance, and estate planning.

Hayden Mennie is a financial advisor at Ameriprise with a Series 66 designation and three years of industry experience. Prior to joining Ameriprise in 2023, he worked in education and the produce industry, including roles at California State University, Fresno, and RJO Produce. Ameriprise Financial Services is a large diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning advice focused on dependable income and tax-aware withdrawal strategies.

John Fitzgerald Jr. is a financial advisor with Osaic Wealth, Inc. in Fresno, California. He holds Series 63 and Series 65 credentials and has 30 years of industry experience. His prior roles include positions at Securities America Advisors, Inc. and Foothill Securities, Inc. He has also been associated with Metis Retirement Plan Consultants, LLC since 2010. Osaic Wealth serves a diverse client base, including individuals, high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services with a range of portfolio management tools and access to third-party money managers.

Robert Daher is a financial advisor with Ameriprise in Fresno, CA, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. Prior to joining Ameriprise in 2022, he worked at CETERA Advisor Networks LLC for nine years. Ameriprise offers a retirement-income planning service designed for individuals with significant investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis in a centralized consulting approach, primarily serving clients with Ameriprise-managed accounts.

John Kvasnicka is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 22 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2012 to 2016. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Christopher Stratton is a financial advisor at LPL Financial with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has worked with LPL Financial since 2018. His prior work includes roles at High-Tech Electric and Fresno Unified School District. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, with advice delivered through a large network of investment adviser representatives.

Russel Dritsas is a financial advisor at Cetera with 26 years of industry experience. He holds a Series 66 designation and has been with Cetera and its affiliated entities since 1999. Outside of his advisory work, he is a partner and treasurer at Tahoe Lakefront Chalet, LLC. Cetera Investment Advisers LLC is an SEC-registered adviser serving individual, corporate, charitable, and institutional clients through a large network of independent advisors, offering a range of portfolio management and financial planning services across various program structures.

Patrick Wymore is a financial advisor with Wells Fargo Advisors in Fresno, CA, holding Series 63 and Series 65 licenses and 29 years of industry experience. His career includes roles at Wells Fargo Advisors, Wells Fargo Clearing, and Wells Fargo Advisors LLC dating back to 2009. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, utilizing proprietary research and tools to provide tailored recommendations across various financial planning areas.

Jane Teel is a CFP® professional with six years of industry experience, currently with Wells Fargo Clearing. She previously held roles at JP Morgan Chase Bank, JP Morgan Securities, and Wells Fargo. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jennifer Mcdougal is a financial advisor at Raymond James Financial with 20 years of industry experience. She holds a Series 66 designation and has been with Raymond James Financial since 2006. Prior to that, she worked at United Security Bank Financial for 11 years. Outside of her advisory role, she owns Cornerstone Financial Group and co-owns Cornerstone Insurance Services, where she manages a health insurance book. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, corporations, and institutional investors. The firm employs tailored, non-discretionary planning and uses analytical tools such as deterministic and probability modeling to support client goals.

Mariona Segales Ylla is a financial advisor with LPL Financial, holding a Series 66 designation and four years of industry experience. Prior to joining LPL Financial in 2022, she worked in academic roles at California State University, Fresno, and the University of Pittsburgh. Outside of her advisory work, she serves as a Spanish translator for a general contracting firm. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Brian Gibson is a financial advisor with Wells Fargo Advisors in Fresno, CA, holding a Series 66 credential and 21 years of industry experience. He has been with Wells Fargo Advisors since 2016. Gibson has ownership interests and active roles in investment-related businesses, including Encore Investment Consultants LLC and Gibson Financial Group Inc. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing investment and fee-based financial planning services. The firm offers a broad range of planning options using proprietary research and tools, with a focus on tailored recommendations and discrete planning engagements.

Steven Hill is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 22 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Outside of his advisory role, Hill coaches middle and high school volleyball in the Patterson and Atwater, California areas. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary investment advisory services. The firm’s approach is based on investment policy statements and modern portfolio theory, serving as an ERISA fiduciary and including a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Warren Lowe is a financial advisor with LPL Financial, holding a Series 66 designation and over 20 years of industry experience. He has worked at LPL Financial since 2009, with prior roles at Valley Wealth Management, Associated Securities Corp., and Associated Planners Investment Advisory Inc. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

Maria Brouwer is a financial advisor at Morgan Stanley with 15 years of industry experience. She holds a Series 66 designation and has worked with Morgan Stanley and its Private Bank since 2013. In addition to her financial career, she has been involved with Kalamazoo High School since 2003. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a wide range of advisory programs and financial planning services supported by structured processes and advanced modeling tools.

Victor Gonzales is a financial advisor with Wells Fargo Clearing in Bakersfield, CA, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. He has been with Wells Fargo Clearing Services LLC since 2017 and has worked at Wells Fargo Bank NA since 2014. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment menu.