Jacob Morgan serves as Vice President, Wealth Planner at Fidelity Investments. In this role, he collaborates with clients to develop personalized financial plans tailored to their individual situations, needs, and goals. He brings over 20 years of experience in the financial services industry, having navigated clients through diverse market conditions. His prior roles include Financial Consultant at Fidelity Investments, Senior Financial Consultant at TD Ameritrade, District Manager at AXA Advisors, Financial Advisor positions at SunTrust Wealth Management and Merrill Lynch, and Financial Planning Associate at Ferris Baker Watts.

Andrew Walker is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 credentials and 22 years of industry experience. He has been with Cambridge Investment Research Advisors since 2011. Outside of his advisory role, Walker serves as board president of Restoration Village in Richmond, VA. Cambridge Investment Research Advisors is a large SEC-registered adviser serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement plan advisory services through independent Financial Professionals, utilizing both proprietary and third-party strategies across various custody and platform arrangements.

George Paul III is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and having 31 years of industry experience. His prior roles include positions at Securities America Advisors, Securities America Inc., and Next Financial Group Inc. In addition to his advisory work, he sells life insurance through Pinnacle First Financial Group. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, utilizing various investment tools and third-party solutions to construct portfolios across a broad range of asset classes.

Michael Muldowney is a financial advisor with Cambridge Investment Research Advisors in Glen Allen, VA. He holds the CFP® designation and has 39 years of industry experience, including seven years with Lincoln Financial Securities Corporation prior to joining Cambridge in 2019. Muldowney also serves as Vice President at River City Financial and is involved in insurance sales. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse clientele that includes individual investors, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent advisors, utilizing proprietary and third-party model strategies with both discretionary and non-discretionary implementation options.

Jacob Wells is a financial advisor with Osaic who holds a Series 66 designation and has one year of industry experience. His background includes roles at Bankers Life and Northwestern Mutual. He is also involved in consulting clients on Medicare needs through a partnership role as an insurance agent. OSAIC Wealth, Inc. serves a diverse client base including retail and institutional investors, offering integrated brokerage, advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, risk tolerance assessments, and automated rebalancing in portfolio construction and supports a range of investment strategies across multiple platforms.

Kevin Kelly is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and seven years of industry experience. He has worked at Cetera Investment Services LLC since 2019 and is also affiliated with WEALTH CYCLE ADVISORS, LLC. Outside of his financial career, he has experience working at The Country Club of Virginia and in the restaurant industry. Cetera Investment Advisers LLC serves individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors, offering a range of portfolio management and retirement services. The firm operates a multi-manager platform allowing advisors to implement various investment strategies across multiple program structures and custodial relationships.

Richard Godfrey is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. His career includes roles at Bank of America, Merrill, and Steward Partners Investment Solutions, where he served as a financial advisor and wealth manager. He is also involved as a director with Godfrey & Spradlin Private Wealth Advisory and has worked with Steward Partners Global Advisory. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored non-discretionary planning and employs analytical tools such as risk profiling and modeling to support client goals, alongside specialized municipal advisory and SIMPLE IRA Employer Advisory services.

Spencer Coor is a financial advisor at LPL Enterprise with two years of industry experience and holds the Series 66 designation. His prior work includes roles at The Prudential Insurance Company of America, PRUCO Securities, LLC, State Farm, and Northwestern Mutual. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm uses model-driven investment strategies developed by its research team and third-party portfolio strategists, offering financial planning, access to external asset managers, and participation in wrap programs.

Travis Paull is a financial advisor with Cetera, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He has held roles at several firms, including PFS Investments Inc and Primerica Financial Services, and has been at Cetera since 2022. Outside of advising, he owns and operates Eagle Vision Strategy LLC, a company providing bookkeeping and payroll services for small businesses, and teaches drum lessons through his business, Williamsburg Percussion. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutions. The firm offers a multi-manager investment platform with discretionary and non-discretionary portfolio management, financial planning, and access to various program structures and third-party managers.

James Schreiber is a financial advisor at MassMutual Investors Services with 16 years of industry experience. He holds the ChFC® designation and Securities Series 63 and 66 licenses. Schreiber has worked at MassMutual Life Insurance Company and MassMutual Investors Services since 2009. Outside of his advisory role, he serves as a volunteer board member for The Steward School Alumni Board and assists his spouse with the financial aspects of her antiques business. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative annual planning engagements using firm-approved tools and various investment and planning programs.

Laura Service is a CFP® professional with 14 years of experience in the financial industry, currently serving as an advisor at Edward Jones since 2012. She holds the Series 66 designation and is based in Richmond, VA. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients across various segments, including high-net-worth households and corporate clients. The firm offers a range of advisory services, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, supported by a nationwide network of more than 23,000 financial advisors.

Michael Sobilo is a CFP® professional with 20 years of industry experience, currently affiliated with LPL Enterprise. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, and LPL Financial, LLC. Outside of advisory work, he is involved with J M Ford & Associates, offering health insurance solutions in Roanoke, VA. LPL Enterprise provides advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and corporate entities. The firm employs a model-driven investment approach and offers access to third-party asset managers, financial planning, and various non-securities products through affiliated entities.

Patrick Jorgensen is a Series 66 credentialed financial advisor with nine years of industry experience. He has been with Ameriprise Financial Services since 2015, currently serving at their Richmond, VA office. Ameriprise Financial Services is a large, diversified firm serving both individual and institutional clients, notable for its Premier Retirement Income service which provides detailed retirement income planning through written recommendations and ongoing advice. The firm’s approach incorporates proprietary research, third-party data, and algorithmic tools, focusing on dependable income sources and tax-aware withdrawal strategies.

Matthew Whitaker is a financial advisor with OSAIC, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He previously worked at Securities America Advisors and Next Financial Group Inc. Outside of advisory work, he occasionally assists clients with life insurance needs and works part-time as a delivery driver for DoorDash. OSAIC serves a wide range of retail and institutional clients through an extensive network of affiliated advisers, offering integrated brokerage, investment advisory services, financial planning, and access to third-party money managers. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios across various asset classes on discretionary or non-discretionary bases.

Peyton Bodziak is a CFP®-credentialed financial advisor with one year of industry experience, currently affiliated with Raymond James Financial in Glen Allen, VA. He has previous experience with Mainsail Wealth Advisors and Northwestern Mutual Investment Management. Outside of his advisory roles, he has held various positions including work at Image Asphalt Maintenance and educational institutions. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm utilizes a tailored, non-discretionary approach incorporating risk profiling and analytical tools, and supports a broad advisor network with specialized municipal advisory capabilities and employer plan consulting services.

Christopher Vidler is a CFP® professional with 18 years of industry experience, currently serving as an advisor at Raymond James Financial Services Advisors, Inc. He previously worked at Northwestern Mutual in various capacities over 15 years. In addition to his advisory role, he is an insurance agent specializing in non-variable life, disability, and long-term care policies. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base that includes individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and supports institutional consulting and portfolio management across a large advisor network.

Brett Stafford is a CFP® with 14 years of industry experience, currently affiliated with Charles Schwab in Glen Allen, VA. He has been with Charles Schwab Bank, SSB and Charles Schwab & Co., Inc. since 2018, and previously worked at Michelin North America from 2016 to 2018. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, multi-asset model portfolios, and access to alternative investments through a centralized and integrated operational platform.

Debra Bruce is a financial advisor at Cetera with 19 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at firms including AXA Advisors, LLC and EXL. Outside of her advisory work, she is a notary public. Cetera Investment Advisers LLC is an SEC-registered advisor serving a broad range of clients including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a nationwide network of independent advisors and provides access to both affiliated and third-party model portfolios.

Herbert Modrak III is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and 18 years of industry experience. He previously worked at BB&T Securities before joining Cambridge Investment Research Advisors in 2019. Modrak serves as a board member for the Smoketree Community Association in Midlothian, VA. Cambridge Investment Research Advisors is a large SEC-registered firm that serves a diverse client base, including individuals, pension plans, charitable organizations, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a range of portfolio management strategies and platform arrangements.

Philip Conjerti is a financial advisor at Mass Mutual Investors Services with nine years of industry experience. He holds Series 63 and Series 65 licenses and has worked at several firms, including Primerica Financial Services and OneAmerica Securities. Conjerti operates a financial business focused on environmental and socially friendly investing strategies under the name Organic Wealth Management. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational programs, emphasizing collaborative planning processes and offering specialized services such as divorce planning and estate-settlement support.