John Lundin is a financial advisor at KCM Investment Advisors with eight years of industry experience. He holds Series 63 and Series 65 licenses. KCM Investment Advisors serves high-net-worth individuals, retirees, and institutional clients, providing discretionary portfolio management and integrated financial planning through customized solutions that combine equities, ETFs, and investment-grade fixed income. The firm manages assets on a fully discretionary basis using a mix of long-term, short-term, and trading strategies supported by fundamental and quantitative analysis.

Erin Niehaus is a CFP® professional with five years of industry experience, currently advising at Savvy since 2024. She previously worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. for three years. Outside of her advisory role, she serves as an advisor and promotor for DigitalDX. Savvy provides investment and financial planning services to individuals, trusts, estates, businesses, ERISA plan sponsors, and charitable organizations. The firm employs a primarily index-based, long-term approach supplemented by active equity portfolios, tax-aware direct indexing, and integrates third-party fintech tools and sub-adviser strategies.

Nicholas Mc Innis is a CFA® charterholder with nine years of industry experience. He has been with BakerAvenue since 2016 and holds a Series 65 license. BakerAvenue provides wealth management, financial planning, and family office services to individuals, high-net-worth, and institutional clients, typically on a discretionary basis. The firm offers multiple investment strategies combining tactical allocation, quantitative analysis, and fundamental research, and provides services including tax and estate planning, philanthropy, and trustee oversight for clients with over $3 million in investable assets.

Hannah Kim is a financial advisor at BakerAvenue with Series 65 and Series 63 credentials and 14 years of industry experience. She has worked at BakerAvenue since 2012, with a two-year period at Sand Hill Global Advisors LLC from 2021 to 2023. BakerAvenue provides wealth management, financial planning, and family office services primarily to individuals, high-net-worth clients, and institutional clients. The firm employs multiple investment strategies that combine tactical allocation, quantitative analysis, and fundamental research, and offers a broad range of services including tax and estate planning, philanthropy, and concentrated stock management.

Doug Couden is a CFA® charterholder and holds a Series 63 license with 14 years of experience in the financial industry. He has worked at BakerAvenue since 2012 and was previously with Veridi Capital, LLC from 2019 to 2021. He is based in San Francisco, CA. BakerAvenue offers investment advisory and wealth planning services to individuals, retirement plans, charitable institutions, and other U.S. institutions, focusing on discretionary portfolio management and comprehensive financial planning. The firm employs a blend of fundamental, quantitative, and technical analysis with tactical asset allocation across multiple named strategies and includes services such as estate planning, philanthropy, tax preparation, and concentrated stock management.

Joyce Franklin is a CFP® and Series 65-licensed advisor with six years of industry experience. She has worked at Mission Wealth Management, LP since 2024 and previously operated JLFranklin Wealth Planning from 1999 to 2024. Mission Wealth Management, LP is a multi-team SEC-registered advisory firm managing approximately $17 billion and serving high-net-worth individuals, families, and institutional clients. The firm offers personalized wealth management and investment solutions through a tiered service model, emphasizing long-term strategies and incorporating alternative investments.

Dong Hwan Hong is a CFA® charterholder and holds a Series 66 license with five years of industry experience. He currently works at BakerAvenue, where he has been since 2022. Prior to this, he was with Cresset Asset Management and Sand Hill Global Advisors. BakerAvenue provides wealth management, financial planning, and family office services primarily to high-net-worth and institutional clients. The firm employs multiple investment strategies combining tactical allocation, quantitative analysis, and fundamental research, and offers a broad range of services including tax and estate planning, philanthropy, and trustee oversight.

Jonathan Wilson is a financial advisor at Summit Trail Advisors, LLC with nine years at the firm and three years of industry experience. He holds a Series 65 credential and previously worked at Dill Plumbing. Summit Trail Advisors serves a diverse client base, including high-net-worth individuals, business entities, and institutional clients, offering portfolio management, financial planning, and family-office services. The firm emphasizes a disciplined investment process that incorporates asset allocation, investment selection, and portfolio construction across multiple asset classes and outcome objectives.

Austen Clark is a financial advisor at NorthRock Partners, LLC with three years of industry experience and holds a Series 65 designation. Prior to joining NorthRock, he worked at Ballentine Partners, LLC and has held roles outside finance, including at Stonestreet Winery and Aquasport Jetski Rentals. NorthRock Partners is a full-service wealth management firm serving high-net-worth individuals, trusts, estates, retirement plans, and business entities. The firm employs a tailored, holistic investment approach emphasizing broad asset allocation, diversification, and periodic rebalancing across public and private market strategies.

Brian Frack is a CFP®-certified financial advisor with 11 years of experience, currently with United Capital Financial Advisors in Larkspur, CA. He has served as a trustee for a nonprofit special needs trust, a minister conducting occasional speaking engagements and ceremonies, and treasurer for the US Naval Academy Alumni Association. United Capital Financial Advisors provides financial planning and investment management services nationally to a diverse client base, including individuals, corporations, retirement plans, and charitable organizations, utilizing discretionary portfolio management and customized investment strategies.

Huilian Zhang is a financial advisor at Symphony Financial, Ltd. Co. with one year of industry experience. Prior to joining Symphony Financial, Zhang worked for ten years at Juniper Networks and has also been involved with MKI Marketing. Symphony Financial provides discretionary investment management, financial planning, and consulting services to individuals, trusts, estates, charitable organizations, and business entities. The firm employs a long-term investment approach that incorporates fundamental and technical analysis and offers tailored portfolios with continuous monitoring.

Peter Espiritu is a financial advisor at BakerAvenue with 24 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked at Charles Schwab Bank and Charles Schwab & Co., Inc. for over two decades. BakerAvenue provides investment advisory and wealth planning services to individuals, retirement plans, charitable institutions, and other U.S. institutions, offering portfolio management, financial planning, family office services, and specialized strategies across multiple asset classes.

Miguel Delgado is a CFP® with 11 years of industry experience and is currently with Legacy Wealth Management, LLC. His prior roles include positions at Lion Street Advisors, Ameritas Life Insurance Corp, and David White & Associates. Legacy Wealth Management is a multi-advisor firm serving individuals, charitable organizations, and business entities with discretionary portfolio management and financial planning. The firm offers tailored strategies, continuous account monitoring, and access to a broad range of investment options through a multi-team platform.

Dylan Sage is a financial advisor at Belpointe Asset Management LLC with 14 years of industry experience. He holds a Series 65 designation and previously worked at Baldwin Wealth Partners, LLC for 18 years. Outside of his advisory role, he serves on the investment committee of Neighborhood House, a nonprofit organization, and sits on the board of directors for Sage Minerals Inc., a family-held company in the process of winding down. Belpointe Asset Management serves a diverse client base including individual investors, retirement plans, corporations, and other advisers. The firm offers discretionary investment management, financial planning, and retirement plan consulting, utilizing customized portfolios that combine passive, active, tactical, and blended strategies tailored to client objectives and risk tolerance.

Kevin Bartel is a financial advisor with The Strategic Financial Alliance, Inc. in Larkspur, CA, holding a Series 66 designation and 14 years of industry experience. He has worked with the firm since 2014 and is also the owner and sole proprietor of Larkspur Financial Advisors, Inc., a financial planning and asset management DBA. The Strategic Financial Alliance provides advisory services to individuals, retirement plans, trusts, and other entities, offering portfolio management, financial planning, and consulting through both in-house management and third-party manager platforms. The firm serves a diverse client base including high-net-worth individuals and operates multiple portfolio programs with a focus on non-discretionary asset management.

Erik Gholtoghian is a financial advisor at BakerAvenue with a Series 65 designation and three years of industry experience. His work history includes roles at Green Pebble Financial, Moskowitz LLP, Pruco Securities, LLC, Liberty Tax Service, and IHSS. BakerAvenue provides investment advisory and wealth planning services to individuals, retirement plans, charitable institutions, and other U.S. institutions, employing a multi-strategy investment approach that includes portfolio management, financial planning, family office services, and estate and philanthropy planning.

Jason Seale is a financial advisor at Seacrest Wealth Management, LLC with 36 years of industry experience. He holds Series 63, Series 65, and Series 66 licenses. Prior to joining Seacrest Wealth Management in 2021, he worked at American Wealth Management, Inc. for nearly two decades. Seacrest Wealth Management is a multi-advisor SEC-registered firm serving individuals, high-net-worth clients, trusts, estates, retirement plans, charitable organizations, and businesses. The firm employs a long-term investment approach using fundamental and technical analysis across a range of investment vehicles and offers services including wealth management, financial planning, and retirement plan advisory.

Steven Wight is a ChFC® credentialed financial advisor with 13 years of industry experience. He is affiliated with M Holdings Securities, Inc. and has worked with TCS Insurance Agency since 2013. Outside of his advisory work, he owns Grain Goods, a business specializing in handmade custom leather and wood products. M Holdings Securities, Inc. is an SEC-registered investment adviser and FINRA member broker-dealer serving individual clients, corporate and business clients, retirement plans, and other entities through a nationwide network of Investment Advisor Representatives and independently operated Member Firms. The firm offers a range of advisory services including investment management, retirement plan consulting, financial planning, sub-advisory services, and insurance-contract advisory services.

Brian Kreischer is a financial advisor at Frank Rimerman Advisors LLC with 22 years of industry experience. He holds a Series 65 credential and has been with Frank, Rimerman & Co., LLP since 1991, where he serves as a certified public accountant and business services partner involved in business development and personnel management. Frank, Rimerman Advisors LLC provides financial planning, wealth management, and portfolio management to high-net-worth individuals, qualified investors, trusts and estates, charitable organizations, and select limited liability companies. The firm employs a long-term, individualized investment approach, building diversified portfolios based on clients’ objectives, time horizon, and risk tolerance.

Krystalynn Schlegel is a financial advisor at ValMark Advisers, Inc. with 19 years of industry experience. She holds the ChFC® designation and has previously worked at The Leaders Group Inc and Sisu Insurance. Schlegel serves on the board of The Frederick Gunn School and Forum 400, a nonprofit organization supporting life insurance producers, and leads a monthly networking group with ProVisors. ValMark Advisers provides investment management, financial planning, and retirement plan advisory services to individuals, plan sponsors, and institutional clients through a network of approximately 280 advisors. The firm emphasizes diversified, goal-based model portfolios using mutual funds, ETFs, and third-party managers, supported by proprietary platforms and comprehensive back-office services.