Charles Chan is a financial advisor at Cetera with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Avantax Advisory Services and its affiliated entities since 1997 before joining Cetera in 2025. Chan also owns and operates a tax preparation and accounting business and is a licensed notary public. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate, charitable, and institutional clients through a large nationwide network of independent advisors. The firm offers a range of investment management and consulting services using a multi-manager platform with discretionary and non-discretionary program options.

Mollie L. H. Brennan is a Wealth Management Advisor at Merrill Lynch Wealth Management and serves as the Senior Resident Director for Merrill Lexington. She began her career at Merrill as a Financial Advisor in 1994. Mollie's interest in financial advising originated from her personal experience during the 1987 market downturn known as Black Monday, which inspired her to study the markets and develop strategies for individuals, families, and businesses. She focuses on creating customized financial strategies that account for the specific needs of business owners and executives. Mollie advises clients in areas including family wealth management, legacy planning, liquidity management, and women and wealth. She holds the Certified Exit Planning Advisor (CEPA), Certified Investment Management Analyst (CIMA), and Personal Investment Advisor (PIA) designations. Mollie earned a Bachelor's degree in Marketing and Economics from Western Kentucky University after attending the University of North Carolina at Chapel Hill. She is active in her community, serving on the board of The Weekly Juicery and having held leadership roles with the Children's Charity Fund of the Bluegrass and the finance committee at Calvary Baptist Church. Mollie resides in Lexington with her husband, Buck, and their three children.

Laurie Bisig is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. Her career includes multiple tenures at Wells Fargo Clearing and Wells Fargo Advisors LLC, with a brief retirement period. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary advisory solutions. Their process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among their investment offerings.

Stephanie Lyttle is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Ameriprise in Lexington, KY. She has been with Ameriprise and its affiliated entities since 2014. Outside of her advisory role, she is involved in managing office operations and bookkeeping through business ownership. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets, delivering comprehensive, non-discretionary recommendation reports that integrate research, modeling, and tax-efficiency strategies. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Robert Shorr is a financial advisor with Wells Fargo Clearing in Lexington, KY, holding a Series 66 designation and seven years of industry experience. Prior to joining Wells Fargo Clearing in 2018, he worked at H and R Block of Georgetown for 18 years. He serves as a trustee for family trusts in Lexington. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Michael Binz is a financial advisor with LPL Financial in Lexington, KY, holding Series 63 and Series 65 credentials and bringing 44 years of industry experience. His prior roles include positions at Wells Fargo Clearing Services LLC and Morgan Stanley, where he worked with both the Private Bank and broader firm teams. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of advisory programs, retirement plan consulting, and brokerage services, utilizing discretionary and non-discretionary management supported by research and model portfolios.

Noelle Evans is a financial advisor at Cetera with 12 years of industry experience. She holds Series 63 and Series 66 credentials and has worked at Cetera Investment Services since 2019. Prior to that, she was associated with Foresters Financial Services and Foresters Advisory Services. In addition to her advisory role, she serves as a registered practice operations coordinator for Triple Crown Financial, a Cetera business. Cetera Investment Advisers LLC is an SEC-registered firm that provides portfolio management, financial planning, and retirement services to individual, corporate, charitable, and institutional clients through a nationwide network of independent advisors. The firm offers a range of program options including model portfolios, third-party managers, and bespoke strategies, overseeing more than $256 billion in assets and serving over 800,000 clients.

David Demarest is a financial advisor with UBS Financial Services in Lexington, KY, holding a Series 66 designation and 21 years of industry experience. He has been with UBS since 2013. Outside of his advisory role, he is involved in commercial real estate management and consulting through his work with Green Partners, LLC and FFE, Inc. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining proprietary research and model-based asset allocations to tailor financial plans. The firm offers a wide range of capabilities, including wealth management, capital markets services, and fiduciary financial planning.

Denver Haddix Jr. is a financial advisor at LPL Financial with seven years of industry experience. He holds a Series 66 designation and has previously worked at Robert Baird & Co., J.J.B. Hilliard W.L. Lyons, Keller Williams Greater Lexington, and Dennis Badger & Assocs. Haddix is also involved with TourMidAm, LLC, a business entity related to tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, retirement plan consulting, brokerage services, and utilizes model portfolios and research from multiple sources, including LPL Research and third-party subadvisors.

Jeffrey Fields is a financial advisor with Raymond James Financial in Lexington, KY, holding Series 63 and Series 65 credentials and bringing 32 years of industry experience. He has worked with Raymond James Financial since 1999 and has also been involved with Central Investment Center Inc and Central Bank & Trust Co since 2002. Outside of finance, he co-writes books and participates in a podcast on life and faith through The Fields Brothers. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning and consulting using risk profiling and modeling tools, and supports municipal finance and SIMPLE IRA advisory programs.

Savannah Martin is a Series 66 licensed financial advisor with nine years of industry experience, currently with Raymond James Financial in Lexington, KY. She has previously worked at Hilliard Lyons and the University of Kentucky. Outside of her advisory role, she manages a rental property in Lexington. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, and institutions. The firm employs tailored, non-discretionary planning and analytical tools to support client goals and maintains specialized offerings in municipal finance and employer advisory services.

Lillian Moore is a Financial Advisor at Merrill Lynch Wealth Management. She began her career in the financial industry in 2007 and specializes in areas including college education planning, family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, women and wealth, and tax minimization. Lillian holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification, earned in 2020, and also carries the designation of Personal Investment Advisor (PIA). She graduated from the University of Kentucky's Gatton College of Business with a Bachelor's degree in Business Management. Throughout her career, she has focused on building strong relationships with clients by providing personalized and tax-efficient financial planning strategies tailored to their unique goals. Outside of her professional work, Lillian enjoys cooking, gardening, music, and swimming. She is involved with community organizations such as Habitat for Humanity and the Lexington Public Library. Lillian spends time with her husband, Evan, and their son, Bain, and appreciates outdoor activities, including gardening and swimming.

Brandon Potter is a financial advisor with Wells Fargo Clearing in Lexington, KY, holding a Series 66 designation and 15 years of industry experience. He has been with Wells Fargo Clearing since 2016, following six years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Frederic Dupree III is a financial advisor with Raymond James & Associates in Lexington, KY, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services through a nationwide adviser network.

Brandon Fraley is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 15 years of industry experience. He previously worked at Morgan Stanley from 2011 to 2024, including roles at Morgan Stanley Private Bank. He serves on the Board of Advisors for Morehead State University’s School of Business Administration. Raymond James & Associates is a large broker-dealer and registered investment adviser serving a diverse client base including individuals, institutions, and municipal entities. The firm offers non-discretionary financial planning and consulting services supported by a wide range of portfolio management styles and affiliated research.

Brian Dehoag is a financial advisor with Equitable Advisors in Lexington, KY, holding Series 63 and Series 65 credentials and bringing 25 years of industry experience. He has been with Equitable Advisors since 2006 and previously worked at AXA Advisors, LLC. Outside of his advisory role, he is involved as a sales associate in realty and consulting businesses and holds membership in multiple limited liability companies related to wealth management. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party managers. The firm operates a hybrid referral and implementation model, offering both advisory and brokerage channels to implement client recommendations.

Seth Lawless is a Senior Vice President and Wealth Management Advisor at Merrill Lynch Wealth Management and a managing partner of Osborne Weber Lawless & Associates. His professional focus includes retirement and legacy planning, working particularly with engineers, doctors, pharmacists, and family business owners. Seth specializes in helping families navigate complex financial transitions, including assisting aging clients with engaging their children in financial affairs and developing strategies to transfer wealth across generations. He also works with clients to create investment strategies that prioritize charitable giving while maintaining tax efficiency. Seth graduated Summa Cum Laude from the University of Kentucky as a Singletary Scholar, earning a Bachelor of Business Administration with a double major in Business Management and Finance. He began his career in financial services as an intern during the 2009 financial crisis and joined Merrill Lynch in 2010. His professional credentials include FINRA Series 7 and 66 registrations as well as the CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA) and Chartered Retirement Planning Counselor (CRPC) designations. Living in Lexington with his wife, Sarah, and their two children, Seth is involved in his community and church. He has served in multiple roles at Southland Christian Church, including a seven-year term on the finance committee. He is Vice President of the Board of the Refuge Medical Clinic and has an extensive history with the Man o’ War Swim Conference, serving on its board and as past president. Seth’s community leadership also includes involvement with the Wilmore Dolphins and the Lexington Sunrise Rotary Club.

William Mullins is a CFA® charterholder with 34 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Outside of his advisory role, he has ownership in a property management business. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Christopher Lee is a financial advisor with Robert W. Baird & Co. in Lexington, KY, holding a Series 66 designation and 26 years of industry experience. He has worked at Robert W. Baird & Co. since 2019 and was previously with J.J.B. Hilliard, W.L. Lyons, Inc. since 1999. Outside of advising, he is involved as an owner or member in several non-investment-related LLCs. He is part of The DDK Group within Baird’s Private Wealth Management practice, which serves individuals, families, pensions, corporations, and institutional clients. The group provides customized financial planning and portfolio management services, utilizing a range of investment strategies and overlays to align with client goals and risk tolerances.

Erik Peterson is a financial advisor at LPL Financial with 11 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at SagePoint Financial, Bank of America, Merrill, and Wells Fargo. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, with access to model portfolios, research, and various management strategies.